CC 04-06-2021 Item No. 18 FY 21-22 Funding Allocations_Written CommunicationsCC 04-06-21
#18
FY 2021-22 CDBG
and BMR AHF
Funding Allocations
Written Comments
1
Cyrah Caburian
From:Mark Tersini <mtersini@aol.com>
Sent:Monday, April 5, 2021 5:32 PM
To:Liang Chao
Cc:Mike Kelley; Deborah L. Feng; Kerri Heusler
Subject:Affordable Housing
Attachments:Memo re inclusionary.pdf
CAUTION: This email originated from outside of the organization. Do not click links or open attachments unless you recognize the
sender and know the content is safe.
Vice Mayor Chao,
Attached below please find a letter that was sent to Mayor Paul this afternoon.
Regards,
Mark E. Tersini
Mayor Paul,
In advance of the Council meeting tomorrow evening I have attached a memorandum on local inclusionary policies in
California. The memorandum includes a document called “Meeting California’s Housing Needs: Best Practices for
Inclusionary Housing.” It is my hope that the information provided is of good use.
Mike Kelley with the Pacific Companies will be available to address any questions from you and/or your fellow council
members.
Sincerely,
Mark E. Tersini
KT Urban
Mark E. Tersini
Principal
21710 Stevens Creek Blvd.,Suite 200
Cupertino, California 95014
Office: (408) 257‐2100
Fax: (408) 255‐8620
mtersini@aol.com
1
Cyrah Caburian
From:Mark Tersini <mtersini@aol.com>
Sent:Monday, April 5, 2021 5:33 PM
To:Jon Robert Willey
Cc:Mike Kelley; Deborah L. Feng; Kerri Heusler
Subject:Affordable Housing
Attachments:Memo re inclusionary.pdf
CAUTION: This email originated from outside of the organization. Do not click links or open attachments unless you recognize the
sender and know the content is safe.
Council member Willey,
Attached please find a letter that was sent to Mayor Paul this afternoon.
Regards,
Mark E. Tersini
Mayor Paul,
In advance of the Council meeting tomorrow evening I have attached a memorandum on local inclusionary policies in
California. The memorandum includes a document called “Meeting California’s Housing Needs: Best Practices for
Inclusionary Housing.” It is my hope that the information provided is of good use.
Mike Kelley with the Pacific Companies will be available to address any questions from you and/or your fellow council
members.
Sincerely,
Mark E. Tersini
KT Urban
Mark E. Tersini
Principal
21710 Stevens Creek Blvd.,Suite 200
Cupertino, California 95014
2
Office: (408) 257‐2100
Fax: (408) 255‐8620
mtersini@aol.com
1
Cyrah Caburian
From:Mark Tersini <mtersini@aol.com>
Sent:Monday, April 5, 2021 5:31 PM
To:Darcy Paul
Cc:Mike Kelley; Deborah L. Feng; Kerri Heusler
Subject:Affordable Housing/Agenda #18
Attachments:Memo re inclusionary.pdf
CAUTION: This email originated from outside of the organization. Do not click links or open attachments unless you recognize the
sender and know the content is safe.
Mayor Paul,
In advance of the Council meeting tomorrow evening I have attached a memorandum on local inclusionary policies in
California. The memorandum includes a document called “Meeting California’s Housing Needs: Best Practices for
Inclusionary Housing.” It is my hope that the information provided is of good use.
Mike Kelley with the Pacific Companies will be available to address any questions from you and/or your fellow council
members.
Sincerely,
Mark E. Tersini
KT Urban
Mark E. Tersini
Principal
21710 Stevens Creek Blvd.,Suite 200
Cupertino, California 95014
Office: (408) 257‐2100
Fax: (408) 255‐8620
mtersini@aol.com
1
Cyrah Caburian
From:Mark Tersini <mtersini@aol.com>
Sent:Monday, April 5, 2021 5:36 PM
To:Kitty Moore
Cc:Mike Kelley; Deborah L. Feng; Kerri Heusler
Subject:Affordable Housing/Agenda #18
Attachments:Memo re inclusionary.pdf
CAUTION: This email originated from outside of the organization. Do not click links or open attachments unless you recognize the
sender and know the content is safe.
Council member Moore,
Attached below please find a letter that was sent to Mayor Paul this afternoon.
Regards,
Mark E. Tersini
Mayor Paul,
In advance of the Council meeting tomorrow evening I have attached a memorandum on local inclusionary policies in
California. The memorandum includes a document called “Meeting California’s Housing Needs: Best Practices for
Inclusionary Housing.” It is my hope that the information provided is of good use.
Mike Kelley with the Pacific Companies will be available to address any questions from you and/or your fellow council
members.
Sincerely,
Mark E. Tersini
KT Urban
Mark E. Tersini
Principal
21710 Stevens Creek Blvd.,Suite 200
Cupertino, California 95014
2
Office: (408) 257‐2100
Fax: (408) 255‐8620
mtersini@aol.com
To: Mike Kelley
From: Brian Augusta, CRLAF
Re: Local Inclusionary Policies
Date: March 27, 2021
Mike, I’m following up on our recent conversation about financial incentives in local
inclusionary policies. As I mentioned on the phone, in our experience, while policies certainly
differ, many inclusionary policies in California include local public subsidy among the incentives
and concessions available to developers subject to inclusionary policies.
In 2018, CRLAF and Western Center on Law and Poverty worked with the Local Government
Commission to produce a review of best practices in local inclusionary housing programs. One
of the recommendations addressed this very issue. According to the report:
“From both a legal and a practical standpoint, an inclusionary-housing policy
should include incentives and concessions for developers to help offset the
cost of providing the affordable units. Common concessions and incentives
include:
• Density increases, including the option of greater density increases in
exchange for higher percentages of affordable units.
• Waivers of development standards, such as height and setback
requirements.
• Reduction in or a waiver of minimum parking requirements, especially
for projects located in transit areas.
• Expedited permit processing or ministerial approval.
• Waiver, reduction or deferral of development fees, either on the
inclusionary units or the entire project.
• Direct financial subsidies.”
Many local governments have implemented such a policy, allowing for local public subsidy as
part of a package of assistance and incentives. We have found that that sort of assistance is
particularly common—and necessary—where the inclusionary units are being provided by a
different developer, either as an off-site development or as part of a standalone component to
a market-rate development. For example, the City of Folsom’s ordinance allows for developers
to access the city’s housing trust fund See Folsom Municipal Code, Section 17.104.070(H).
Other cites do likewise with respect to locally controlled housing funding sources. See also Daly
City Municipal Code Section 17.47.100(F); City of Irvine Municipal Code, Section 2-3-7; City of
West Sacramento Municipal Code, Section 15.40.070(A)(1)(b).
It is also common, and often essential from a feasibility perspective, for an ordinance to provide
that local subsidies are available to help more deeply affordable units than would be required
under the ordinance. For example, to bring low-income units down to very low-income. The
Cities of Pasadena has such a policy (see attached regulations implementing the city’s
ordinance).
Let me know if you have any other questions on this.
Inclusionary housing is used in hundreds of communities across the country
to create units that are affordable to lower-income households in new market-rate
residential developments. More than 170 cities and counties in California have used
inclusionary-housing policies to help address affordable-housing needs while advancing
equitable-development goals.
Inclusionary policies capture some of the value of rising real-estate prices to
provide community benefits by using local land-use controls to ensure that much-
needed affordable-housing units are produced along with market-rate units and that
the limited supply of developable land is put to work in a way that serves households
at all income levels.
Inclusionary housing – also referred to as“inclusionary zoning”– is a flexible tool that can
be tailored to local circumstances.There is no one“model”inclusionary-housing policy,but
rather a number of best practices to consider when adopting or amending an ordinance.
This factsheet explores the range of policy options to consider when designing a local
inclusionary ordinance and highlights best practices that maximize community benefits
and fulfill policy goals.
An inclusionary-housing ordinance is one part of an equitable-development strategy,
and should not be viewed as the sole way to address affordable-housing needs. In most
communities,building the needed amount of housing for lower-income families will
still require public subsidies and must be integrated with other strategies.
Following a period of legal
uncertainty around inclusionary
ordinances,a 2015 Supreme
Court decision affirmed city
and county authority to impose
inclusionary requirements
based on local government’s
broad police powers.
And passage of Assembly Bill
1505 in 2017 reinstated the
authority to apply inclusionary
policies for rental housing.
Meeting California’s Housing Needs:
Best Prac tices for Inclusionary Housing
■November 2018
Produced by Local Government Commission,
Western Center on Law and Poverty and
California Rural Legal Assistance Foundation,
with funding from the Climate,Land Use,
and Transportation program of
the Resources Legacy Fund.
MEETING CALIFORNIA’S HOUSING NEEDS: BEST PRACTICES FOR INCLUSIONARY HOUSING
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A well-designed ordinance can generate numerous benefits for
communities seeking to increase housing affordability and
develop diverse,inclusive neighborhoods.These include:
✦More choices for lower-income households about where to live.
✦Reduced opposition to affordable housing by producing affordable
units within communities as they develop,not after.
✦Support for compact infill development,reduced sprawl and
achievement of local Regional Housing Needs Assessment
(RHNA) targets for all income levels.
✦Reduced vehicle miles traveled (VMT) and greenhouse gas emissions
by providing people at all income levels more opportunities to live
closer to work and in transit-rich areas.
✦Ensuring that the entire community benefits from a growing economy.
Public and private investments help create economic growth that raises
property values. Inclusionary housing helps capture some of the value
created by these investments to ensure that the benefits do not accrue
solely to property owners and helps buffer against displacement pressures
by ensuring that lower-income residents can remain in the community.
✦Reduced segregation and concentration of poverty.
Benefits of an Inclusionary Housing Ordinance
Keys to a Successful Ordinance
A dopting a detailed inclusionary ordinance with input from a wide
range of community stakeholders is the best method for imple-
menting effective and legally defensible inclusionary requirements.
The ordinance’s language should provide clarity and certainty for the
development community,and be structured to realistically achieve its
goals. It should be backed by data and research that establishes both
the need for the policy and the feasibility of the requirement.
The key elements of a well-crafted inclusionary ordinance include:
1. State the need.
Local governments have broad discretion under the police power granted
by the state constitution to regulate the use of land within their borders,so
long as the regulation is reasonably related to advancing the general welfare.
A local inclusionary ordinance,then,should start with a statement of findings
related to the need for the policy to improve the community’s well-being.
Most California jurisdictions have a severe shortage of housing units
affordable to low- and very low-income households.The need to address
that shortage provides a strong basis for inclusionary zoning,as does the need
to meet the jurisdiction’s share of the region’s ongoing housing need at the
lower-income levels (which is nearly impossible to do with subsidy alone).
Jurisdictions also frequently point to the need to address past patterns of
racial and economic segregation in their community,ensure the preservation
and development of diverse neighborhoods,meet fair-housing mandates,
and make the best use of a limited supply of developable land.
The ordinance should be directly tied to the findings establishing the need
for the policy. For example,if the findings cite the shortage of low- and
very low-income housing units in the community,then one of the policy’s
goals should be to ensure that those units get produced. A well-crafted
ordinance will start with findings that support the policy choices reflected
in the design of the ordinance.
“Lower-income”households refers to those making 80% or less of area median income (AMI). The term encompasses households
that are“low-income”(those making 50-80% of AMI) and “very low-income”(those making less than 50% of AMI).
Mogavero Architects
2. Get the numbers right: how many,where,
when and for how long?
How many affordable units should be required
and to whom should they be affordable?
An inclusionary ordinance should clearly define how many affordable units
must be included in a project and at which income levels.The vast majority
of ordinances set the requirement as a percentage of the total number of
units in the project,while a few communities use a square-footage metric.
LO W ANDVERY-LOW: The requirement will typically be split between low-
and very low-income households (for example,15% of the total are affordable
units,with 10% low and 5% very low). Some laws also include a target for
ex tremely low-income households.
MODERATE: Some communities also require moderate-income units,but this
should be based on a careful analysis of the market and its ability to serve
moderate-income households. If the market is producing moderate-income
units on its own,there would be no rationale for having a inclusionary
requirement for moderate-income units.
What percentage a community establishes will be dependent on its affordable
housing needs,local market conditions,the financial incentives available to
developers,and the mix of affordability levels required.
FIXED: Some communities require fixed percentages at each designated
income level,whereas others may provide some flexibility (for example,
allowing for a lower percentage of inclusionary units overall when the units
are provided at a deeper affordability level).
FLEXIBLE: Some jurisdictions structure their inclusionary policies to involve
a sliding scale,so that projects that include higher percentages of affordable
units also qualify for more incentives,such as greater density increases.
While there may be reasons to build flexibility for the required number of
affordable units into an ordinance,too much flexibility can undermine
the creation of new housing at the income levels needed most and
cannot be produced by the market alone.
Which projects should have to comply with
the inclusionary requirement?
While it may be tempting to carve out various exceptions to an inclusionary
requirement,the best practice is to apply the requirement to all housing-
development projects throughout a community or the geographic area
covered by the policy.This is the best way to ensure that the policy is
In California,the requirements in most inclusionary policies
adopted so far have fallen within the 10-20% range –
15% being the most common.
MEETING CALIFORNIA’S HOUSING NEEDS: BEST PRACTICES FOR INCLUSIONARY HOUSING
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implemented equitably and serves the overall goal of ensuring that all
neighborhoods – single-family and multi-family,lower-density and higher-
density – incorporate housing options at a range of income levels.
SMALLPROJECTS: Many jurisdictions choose to exempt small projects from
complying with an inclusionary requirement.The rationale is often to ensure
that smaller development projects are financially feasible.While a small-
project exemption may be well-intended,it can be difficult to reconcile an
exemption with the ordinance’s overall goals and create potential legal issues.
It can also be a challenge to settle on a definition of “small”that doesn’t
simply encourage projects that come in just under the threshold,thus
frustrating the goal of ensuring that all new housing development
contributes to meeting the community’s affordable-housing needs.
Rather exempting these projects altogether,a better practice is to provide
small projects with the option to pay an in-lieu fee as an alternative
to compliance with on-site production requirements.This is particularly true
in areas where a high proportion of development activity occurs on smaller
projects.
Should inclusionary requirements be different for
for-sale projects and rental projects?
In most jurisdictions,the most defensible ordinance will be one that
imposes an inclusionary requirement equally on rental and for-sale
housing. Requirements that treat the two differently may have fair-
housing implications and,much like exemptions for small projects,
can be challenging to reconcile with the ordinance’s goals.
For example,an ordinance that requires the inclusion of low- and very low-
income units in rental developments,but only moderate-income units in
for-sale developments,could run counter to the goal of ensuring that all
neighborhoods have a mix of housing at all income levels in cities where
rental and for-sale development generally happen in different neighborhoods.
Furthermore,depending on local demographics,such policies may lead
to disparate impacts on certain protected classes,potentially violating
legal requirements. In weighing whether to impose the same or different
requirements on rental and for-sale housing,it’s crucial to consult with an
attorney with expertise in fair-housing laws.
RENTAL/FOR-SALEMIX: One way to maximize the production of affordable
units and increase flexibilityis to allow developers of single-family projects
the option of meeting the inclusionary requirement by including affordable
multi-family rental units within the development rather than affordable
for-sale,single-family homes.
However,this option should be crafted carefully to ensure consistency with
the ordinance’s overall goals and fair-housing obligations. Rental units
can generally be produced more cost-effectively than for-sale units,so
this option should reflect that by requiring that a higher percentage of
rental units be produced.
MEETING CALIFORNIA’S HOUSING NEEDS: BEST PRACTICES FOR INCLUSIONARY HOUSING
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Under California law,if the inclusionary requirement is adopted through a
program in the jurisdiction’s housing element,the program must provide
developers with this option. However,nothing requires a jurisdiction to
adopt an inclusionary requirement through its housing element,and this
approach is not ideal.
Should inclusionary requirements be structured
differently in different neighborhoods?
Inclusionary requirements most typically apply jurisdiction-wide.While
different neighborhoods within a city may have differing development
markets,a well-designed policy already adjusts for those differences.
For example,in a neighborhood where the development market is especially
hot and land costs are high,the value of an increase in allowable density is
also much higher,making a higher inclusionary requirement feasible.
SPECIFICPLANS: However,in large cities,it may make sense to consider area-
specific increases in an inclusionary requirement because some parts of town
may be much hotter development markets than others. An effective way to
accomplish this is through the adoption of a specific plan that lays out the
land-use controls that apply within a designated geographic area.
TRANSITAREAS: Some jurisdictions have also crafted specific inclusionary
policies that apply to areas adjacent to transit stations,recognizing the wide
body of research demonstrating how crucial it is to build affordability into
transit-oriented development and the resulting benefits that increase transit
ridership,reduce greenhouse gas emissions,and strengthen community
stability.
How long should inclusionary units remain
affordable?
Given the time and resources that go into developing housing,an inclusionary
ordinance should aim to set the affordability term – how many years a unit
must remain “affordable”– for the longest period of time that is feasible.
One important thing to consider in determining the affordability term
is the cost of maintaining a unit’s affordability over time compared to
the cost of having to provide a new affordable unit to replace it when
the deed-restriction period ends.In most cases,the former will be far more
cost-effective than the latter.
BUILDING WEALTH: One advantage of homeownership is the ability to build
wealth through the ownership of an appreciable asset. Strict resale controls
that require the home to be resold at an affordable price to another low-
income homeowner significantly restrict the wealth-building advantages
of homeownership.On the other hand,the program should protect against
the owner of a for-sale inclusionary home quickly reselling the home at
a significant profit.
SHARING EQUITY:The most common way of balancing these interests is an
equity-sharing policy in which any appreciation is split between the selling
homeowner and the jurisdiction.The jurisdiction then uses its share to
assist in future homeownership opportunities for low-income buyers.
Some policies have initial limits on resale (such as 10 years) that require the
home to be resold only to a low-income buyer at an affordable price during
that period.
Other ordinances have a sliding-scale,equity-sharing provision that states
that no proceeds to a homeowner who sells during the initial years,but
provides a greater share of the proceeds to the homeowner closer toward
the end of the 45-year term.
Should the inclusionary requirement change
over time?
Housing markets are constantly changing,and it would be a challenge to
amend an inclusionary requirement in response to every rise and dip in
local conditions. However,building in a set review period can be useful
for a number of reasons.Periodic review can help determine whether the
percentage of units required remains appropriate for local conditions
so that the community is not losing out on affordable units that could
feasibly be achieved with a higher inclusionary requirement.
It can also help in assessing whether changes to income targeting are
necessary. For example,if a community has steadily produced low-income
units but not very low-income units,it may be necessary to increase the
percentage of very low-income units required by the ordinance and adjust
available incentives accordingly to account for the higher cost of providing
these units. Every five years is a reasonable review period.
SYNCWITHHOUSINGELEMENT: Another option is to review the ordinance
concurrent with the housing-element adoption process every eight years.
(While most local jurisdictions in California must update their housing ele-
ment every eight years,some rural jurisdictions remain on a five-year cycle.)
For rental units,55 years is a common affordability term required by
many affordable-housing fundingprograms in California. An inclusionary
ordinance should require at least as long a period,although it’s not
uncommon for jurisdictions to require longer periods – or even to
mandate that inclusionary rental units be deed restricted in perpetuity,
as West Hollywood does.
The typical term with for-sale units is 45 years.Affordability restric-
tions for these units present some additional policy considerations about
the sale of the home during the affordability term.
MEETING CALIFORNIA’S HOUSING NEEDS: BEST PRACTICES FOR INCLUSIONARY HOUSING
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3. Couple with incentives and concessions.
From both a legal and a practical standpoint,an inclusionary-housing policy
should include incentives and concessions for developers to help offset the
cost of providing the affordable units. Common concessions and incentives
include:
✦Density increases,including the option of greater density increases
in exchange for higher percentages of affordable units.
✦Waivers of development standards,such as height and setback
requirements.
✦Reduction in or a waiver of minimum parking requirements,
especially for projects located in transit areas.
✦Expedited permit processing or ministerial approval.
✦Waiver,reduction or deferral of development fees,either on
the inclusionary units or the entire project.
✦Direct financial subsidies.
California law requires that developers who comply with an on-site inclusion-
ary requirement that meets the affordable-housing requirements of the state
Density Bonus Law must receive all of the benefits to which they are entitled
under that law.These benefits include a density increase,concessions and
incentives,waivers of development standards and reduced parking require-
ments. For example,a project that includes 20% of units affordable to
low-income households is entitled to a 35% density bonus,two concessions
or incentives and various other benefits provided under the state law.
4. Establish clear development standards.
In addition to specifying the percentage of affordable units and at which
income levels,an ordinance should establish clear standards for the
inclusionary units. Among such best practices:
✦The affordable units must be indistinguishable from the market-rate
units in the development,at least outwardly.
✦The project includes a similar mix of unit types. For example,if
a multifamily rental development will have an equal number of
1-,2- and 3-bedroom units,the affordable units should also
incorporate an equal mix of 1-,2- and 3-bedroom units. Many
ordinances also require that inclusionary units be the same square
footage as the market-rate units,although in some cases jurisdictions
have built in flexibility to reduce square footage while including
the same number of bedrooms to reduce project costs.
✦Inclusionary units must be located throughout the development
rather than clusteredin one area.
✦Residents of the affordable units must have access to all amenities –
such as a pool,a fitness center and parking – that market-rate
residents have.
✦The affordable units must be completed either prior to or concurrent
with the market-rate units,and prior to issuance of a certificate of
occupancy.
ACCESSORYDWELLINGUNITS: For single-family for-sale developments,
some jurisdictions have allowed accessory dwelling units (ADUs) as a way
to fulfill an inclusionary requirement.This is not considered a best practice
and should be avoided.While cities and counties should encourage the
construction of ADUs,which can be a land- and cost-efficient way of
expanding a community’s housing supply,they are problematic from
an inclusionary standpoint.
ADUs are readily distinguishable from the other units in a for-sale develop-
ment,and may raise equity and fair-housing concerns if used as the means
for achieving compliance with an inclusionary policy.
ADUs are also typically studios or 1-bedrooms rather than a match of the
bedroom mix of the primary development,and are often designed as “micro”
or“efficiency”units without similar amenities as the primary development.
They are challenging to deed-restrict and monitor,and are unlikely to provide
the long-term affordability that an inclusionary ordinance should require.
Mogavero Architects
MEETING CALIFORNIA’S HOUSING NEEDS: BEST PRACTICES FOR INCLUSIONARY HOUSING
6
If properly designed,an in-lieu fee option can have advantages in certain
jurisdictions.In-lieu fees can enable a jurisdiction to leverage state
and federal funds that may not have otherwise been available,allowing
for more affordable units to be built than would have been created on-site.
IN-LIEUADVANTAGES: It can also provide flexibility to produce needed units
that the inclusionary requirement is not producing,such as extremely low-
income units;use funds to preserve existing affordable housing with expiring
deed restrictions;produce rental units in places where the inclusionary
requirement is primarily creating for-sale units (or vice versa);or develop
affordable units in parts of the city where development isn’t happening
and thus the inclusionary requirement is having no impact.
If allowed,the fee amount should be set at a level comparable to the cost of
producing a similar unit to the one that otherwise would have been provided
on-site. One of the most common methods for determining the fee amount
is to base it on the gap between the affordable-housing and market-rate
costs. For example,if it costs $300,000 to produce a low-income unit but
the rent only covers the financing on $230,000,then the in-lieu fee would
be set at $70,000 to cover the difference.
The amount of an in-lieu fee will need to change over time to reflect changes
in construction costs,inflation and other market factors.Therefore,it is better
to put the formula for determining the fee amount into an ordinance
rather than state the amount itself,since amending an ordinance on a
regular basis can be time-consuming,costly and potentially controversial.
ADJUSTINGTHEFEE:The ordinance should specify the mechanism for
adjusting the fee over time,such as tying it to increases in the local
Construction Cost Index,as San Francisco does. If an ordinance distinguishes
between rental and for-sale units in its inclusionary requirements,in-lieu
fees should also be distinguishedin the same manner to ensure they are
an adequate substitute for the provision of on-site units.
Off-site construction
Allowing construction of inclusionary units off-site can have advantages.
For example,a developer may be able to build affordable units more cost-
effectively off-site,thus enabling more units to be produced. However,
there are also pitfalls that jurisdictions should work to avoid.
5. Provide alternative methods of compliance.
Because one of the primary goals of an inclusionary requirement is to make
affordable units available in all housing developments,ordinances should
require on-site construction of the inclusionary units to the maximum extent
possible. However,most jurisdictions have chosen to allow alternatives to
on-site production of inclusionary units under certain circumstances.
In California,state law requires that alternative methods of compliance
be provided to developers of inclusionary rental housing,although what
those alternatives are,and when each alternative is available,is left up to indi-
vidual jurisdictions.The law doesn’t require alternatives for developers of for-
sale housing. Common alternatives include in-lieu fees,off-site construction,
land donation,and the acquisition and rehabilitation of existing units.
When weighing how to offer to provide some flexibility,alternatives should be
appropriately limited to maximize on-site construction.Alternatives should
be available where on-site production of units is less feasible,rather
than as a default option for all developments.Common mistakes that
can lead to inadequate production of actual housing units include setting
in-lieu fees too low and failing to establish adequate standards for land
donation.
Timing is also a crucial factor in the structure of alternatives.For
example,some jurisdictions have required that off-site inclusionary units
be completed concurrent with or prior to the development that triggered
the inclusionary requirement,or before a certificate of occupancy for that
development is issued. Ideally,alternatives should be used only when they
will lead to the production of more affordable units than would otherwise be
provided on-site,while still being consistent with the ordinance’s other goals.
In-lieu fees
One common alternative is in-lieu fees,which are paid instead of constructing
the required affordable units.In-lieu fees are generally paid into a local
affordable-housing trust fund that finances the construction of afford-
able housing at other locations within the community.Of all the alter-
natives,in-lieu fees provide the greatest challenge to achieving inclusionary
goals and therefore should be considered carefully and sparingly.
Unlike off-site construction and land-dedication alternatives,in-lieu fees
don’t guarantee a site for the construction of the affordable units.If the
amount of the fee is not sufficiently high,the payment may also not produce
enough revenue to help produce new affordable units.Without adequate
funding and identified locations for their use,the fee revenue could sit unused.
TRUECOST: Furthermore,if in-lieu fees don’t reflect the true cost of producing
on-site units,this may drive most developers to opt for paying the fee rather
than producing an affordable unit on-site. Over time,this can frustrate
the policy and lead to an insufficient proportion of affordable units being
developed.
MEETING CALIFORNIA’S HOUSING NEEDS: BEST PRACTICES FOR INCLUSIONARY HOUSING
7
One important consideration with off-site construction is the allowable
geography – how far from the development site.Given that the inclu-
sionary requirement seeks to foster mixed-income neighborhoods and reduce
segregation,even if inclusionary units can’t be produced on-site in a new
development,they should be produced nearby. In cases where that isn’t
possible,the jurisdiction should ensure that they are dispersed equitably
throughout the community and not clustered in lower-income neighborhoods.
Jurisdictions also typically require more units to be built off-site than would
be required on-site.This means the value of the cost savings over on-site
construction is captured and translated into a community benefit,and that
the policy properly expresses an appropriate preference for on-site units.
Ensuring on-site and off-site construction have similar costs incentivizes
on-site construction (which should be the norm),while still providing
a meaningful alternative for those projects that can’t feasibly accom-
modate on-site affordable units.
Another best practice is to require that the off-site units be constructed
before or concurrent with the market-rate units,which can be achieved
by having the off-site units finished before building permits are issued for the
market-rate development site.That way an off-site alternative doesn’t simply
become an escape hatch to avoid complying with the site’s inclusionary
requirement.
Land donation
Land donation can be a useful option where affordable-housing developers
have difficulty finding building sites. Paired with in-lieu fees or other sources
of affordable-housing funding,dedicated land can be used to produce
needed types of housing that might not otherwise get built,such as
homes for people with special needs or permanent supportive housing.
However,jurisdictions must establish clear parameters for exercising this
alternative. Donated land should be equivalent or greater in value to the
affordable units that otherwise would have been produced on-site,and
should be ready for development at the time it is donated. It is also important
here to consider the allowable geography to make sure that the required
affordable units are not concentrated in certain neighborhoods.
6. Include procedure for requesting waivers
or reductions.
An inclusionary requirement may not withstand legal scrutiny if it doesn’t
include a process by which a developer can request a waiver or reduction of
the requirement. Much like the inclusionary requirement itself,the waiver
process should be as clear and specific as possible,detailing both the
procedures for requesting the waiver – process,timeline,appeal procedure –
and the standards by which the request will be evaluated.
The waiver or reduction process should be carefully structured so that it
functions as the exception and not the rule,and is only used in rare cases.
The City of Napa’s inclusionary requirement withstood a constitutional
challenge in part because it included a waiver-request provision.The City
used a constitutional test to determine whether a waiver would be
approved,under which the developer had to show that the requirement
as applied would be unconstitutional.
Other jurisdictions apply a hardship standard,allowing for a waiver or reduc-
tion if the developer can show that the requirement would deprive them of all
economically viable use of the land. An economic-hardship standard should
not be about the level of profit,but about whether any profit can be made.
Fe asibility Studies
While not required by state law in California,preparing a feasibility study
in support of an inclusionary requirement helps ensure that the require-
ment is right-sized for local conditions. It’s important not to set an
inclusionary requirement so high that it stops development,and
equally crucial not to set it too low and miss out on affordable units.
A feasibility study is an opportunity to analyze local market conditions
and the economics and tradeoffs of various policy options – affordability
percentages and levels,incentives – to make sure the ordinance delivers
the number and type of affordable units that a community needs.
It also provides a data-driven foundation for the requirement,which
can help overcome opposition by showing that it can be implemented
without impeding the developers’ability to earn a profit.
The California Department of Housing and Community Development
generally requires local jurisdictions to analyze inclusionary requirements
as a potential constraint on development in their housing elements. A
feasibility study can help demonstrate that the requirement isn’t a barrier.
NEXUSSTUDIES: Feasibility studies should not be confused with nexus
studies. A jurisdiction must prepare a nexus study to impose an exaction.
A nexus study would be required if a jurisdiction wanted to adopt a
commercial linkage fee,for example,where it must show that the
amount of the fee is roughly proportional to the need for affordable
housing generated by new commercial development.
An inclusionary requirement is not an exaction but rather a land-use
regulation,much like a density requirement or a height restriction,and
need only be related to advancing a legitimate purpose. A nexus study
is not required when adopting a traditional inclusionary ordinance.
For more information about the preparation of feasibility studies
for inclusionary studies: inclusionaryhousing.org/resources/#feasibility
MEETING CALIFORNIA’S HOUSING NEEDS: BEST PRACTICES FOR INCLUSIONARY HOUSING
8
Some jurisdictions require that tenants move at the end of the lease
term as soon as their household income exceeds the income limit for
the unit. Others allow a tenant to remain until their household income
exceeds the income limit by a set amount or percentage.
The policy should be tied to the cost of market-rate housing in the com-
munity and ensure that tenants are aware of requirements and receive
adequate notice when they exceed income limits and must vacate the
unit.To avoid displacement,consider allowing tenants to stay in a unit
after their income exceeds allowable limits but convert that unit rent to
market rate.The next comparable unit in the development that becomes
vacant would then be offered as affordable to replace that “lost”unit.
✦State how sales of for-sale units will be handled,including the referral of
potential buyers and how funds derived from equity-sharing agreements
will be used. Also,if the jurisdiction has an option to purchase a unit
upon resale or at the end of the regulatory period,it should have a
mechanism in place for handling those options.
A strong monitoring program can have the added benefit of providing
clear data about the success of the ordinance.This information can then be
used to establish that the inclusionary requirement is not a constraint on devel-
opment for purposes of the housing-element review process,and for potential
future discussions about amendments to the inclusionary requirement.
MORE RESOURCES
✦inclusionaryhousing.org
✦lgc.org/advancing-inclusionary-housing-policy
While “inclusionary housing”usually refers to mandatory land-use policies
designed to construct affordable housing within market-rate developments,
other tools can also capture land value to produce needed affordable units.
Voluntar y inclusionary requirements
California has a statewide,voluntary inclusionary method in the form
of Density Bonus Law,with which all cities and counties must comply.
Under this law,developers who include affordable units in their projects
are entitled to a density increase and other incentives.
Local governments can offer density increases above those specified in the
state law in exchange for higher levels of affordability (units for households
at the lower AMI levels).
Linkage fees
A linkage fee can be imposed on commercial and residential development
to generate funds for affordable housing.The amount of this fee is set based
on the community’s need for affordable housing generated by new develop-
ment. A growing number of California cities have adopted commercial
linkage fees,including Los Angeles,Oakland,Sacramento and San Diego.
While linkage fees can be a crucial revenue source,a linkage fee for affordable
housing doesn’t produce the other community-wide benefits of a traditional
inclusionary requirement,such as economically integrated neighborhoods,
and may also not be as economically valuable. Pairing a commercial linkage
fee with a traditional inclusionary requirement is one way for a community
to maximize the production of affordable housing while also advancing
other important policy goals.
Ad hoc inclusionary requirements
Some jurisdictions have tried to negotiate inclusionary requirements on a
project-by-project basis,often on larger projects.These ad hoc requirements
are problematic from a legal standpoint and don’t ensure that all new resi-
dential development includes housing affordable at a range of income levels.
Other Value-Capture Tools to Produce Affordable Housing in Development
7. Monitor implementation and compliance.
A jurisdiction that chooses to adopt an inclusionary ordinance should be
prepared to devote staff time and resources to ongoing monitoring and other
administrative tasks needed to implement the ordinance effectively.
In addition to ensuring that deed restrictions and covenants are recorded in
time and that affordability is maintained for the required time period,it is
important to ensure that units are occupied by households at the appro-
priate income levels over time and that resale provisions are enforced.
To maximize the program’s effectiveness,a jurisdiction should adopt
procedures that:
✦Establish whether the jurisdiction,property managers or a designated
third party will be responsible for verifying tenant or homebuyer
eligibility,income recertification and other occupancy factors.
The best practice is to have the jurisdiction perform these tasks,
although smaller jurisdictions may find it more cost-effective to
pool resources with other neighboring jurisdictions and contract
with a third party. Having property managers perform these tasks
can prove overly burdensome due to the training required.
✦Ensure that a list of available units is up-to-date and readily accessible to
households in the targeted income categories,and that the list is main-
tained in a way that ensures compliance with fair-housing obligations.
✦Determine which qualified applicants (those meeting household-income
restrictions) are chosen to rent or buy inclusionary units.
✦Recertify tenant income annually and determine when a tenant house-
hold no longer qualifies for residency in the inclusionary unit.
CITY OF PASADENA
INCLUSIONARY
HOUSING REGULATIONS
THIS DOCUMENT INTEGRATES ALL OF THE AMENDMENTS MADE TO
THE REGULATIONS ORIGINALLY ADOPTED ON 9/10/01 BY RESOLUTION
NO. 8042, PER THE ACTIONS LISTED BELOW.
Adopted September 10, 2001 by Resolution No. 8042
Amended July 21, 2003 by Resolution No. 8272
Amended August 16, 2004 by Resolution No. 8386
Amended September 19, 2005 by Ordinance No. 7020
Amended January 30, 2006 by Resolution No. 8558
Amended December 16, 2013 and updated administratively with corrections on
December 26, 2017
4
Agreement to a deed of trust securing construction financing. In that event, however, the
Inclusionary Housing Agreement must be superior to all liens and deeds of trust, except
aV VHW IRUWK LQ SaUaJUaSK ³a´, SULRU WR LVVXaQcH RI a cHUWLILcaWH RI RccXSaQc\ IRU aOO RU aQ\
portion of the Residential Project.
c. In the case where the requirements of Chapter 17.42 are
satisfied through the development of off-site Inclusionary Units, the Inclusionary
Housing Agreement shall simultaneously be recorded on title to the property where the
off-site Inclusionary Units are to be developed. Upon the completion of the Inclusionary
Units and their occupancy by Income-Eligible households, the Inclusionary Housing
Agreement shall be released from record title of the Residential Project site.
III. INCENTIVES
The Developer may request that the City provide one or more of the following
incentives: Density Bonus. A density bonus pursuant to procedures set forth in Chapter
17.43 of the Municipal Code. If density bonus units pursuant to Chapter 17.43 are also
being counted towards compliance with the requirements of Chapter 17.42, whichever
term of affordability restrictions (Chapter 17.42 or Chapter 17.43) is longer shall apply.
Furthermore, if density bonus units dedicated to persons aged 55 years and older (and to
those residing with them) are also being used to satisfy the requirements of Chapter
17.42, the more restrictive income limit and longer term of affordability shall apply.
A. Fee Waivers. Fee waivers for Inclusionary Units, including but not
limited to, the partial or full waiver of the construction tax as set forth in Section
4.32.050.A of the Municipal Code.
B. Marketing of Inclusionary Units. Technical assistance for the marketing
of Inclusionary Units at www.pasadenahousingsearch.com, an online housing finder co-
sponsored by the City of Pasadena and County of Los Angeles.
C. Financial Assistance for Excess Units. Financial assistance to the
Developer for units in excess of the 15% Inclusionary Unit requirement or to make Low
Income Units affordable to Very Low Income Households.
D. Reduction in Inclusionary Unit Requirement. A reduction in the total
Inclusionary Unit requirement as set forth in Section 17.42.040 of Chapter 17.42. The
reduction of Inclusionary Units is calculated as follows:
1. If Very Low Income Units are provided in lieu of the required Low
Income Units, a credit of 1.5 units to every 1 unit shall be provided.
2. If Low Income Units are provided in lieu of the required Moderate
Income Units, a credit of 1.5 units to every 1 unit shall be provided.
3. If Very Low Income Units are provided in lieu of the required
Moderate Income Units, a credit of 2 units to every 1 unit shall be provided.