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08. Treasurer's ReportADMINISTRATNE SERVICES DEPARTMENT ~t,JP'ERT1hf0 CITY HALE. 10300 TORRE AVENUE • CUPERTINO, CA 95014-3255 (408) 777-3220 ~ FAX (408) 777-3109 SUMMARY Agenda Item No. ~_ SUBJECT AND I5SUE Meeting Date: April 15, 2008 Accept the Treasurer's Investment and Budget Report for February 2008, including a status report on General Fund Revenue and Expenditures. BACKGROUND INVESTMENTS The market value of the City's portfolio totaled $63.1 million at February 29, 2008, with a cost of $62.9 million. The difference, an unrealized paper gain of $256,000, was unchanged from last month. The gain resulted from the economy's falling interest rates, which drove up the market value of fixed interest securities in the portfolio. The decline in interest rates, however, sent the portfolio's yield down to 3.49% in February, compared to 3.92% the previous month and 4.72% a yeaz ago. The Local Agency Investment Fund (LATE) yielded 4.16% for February, down from 4.62% for the previous month and down from 5.18% a year ago. $3.8 million of agency notes and certificates of deposit either matured . or were called during the month. The City's cash & investment balance rose $0.9 million due to sales taxes. The new monies and the matured or called securities were invested in Federal Farm Credit agency securities and U.S. Treasuries. Investments are in full compliance with City investment policy and/or State law, and aze tiered to provide sufficient cash flows to pay City obligations over the next six months. GENERAL FUND REVENUES AND EXPENDITURES Dear-to-date revenues through February 29, 2008 aze up 3% over a comparable period from last year. Growth in sales taxes, hotel taxes, and interest earnings are offset by declines in development-related fees and taxes. The current budget projects revenues to end up about 1 % over last yeaz's results. The current budget calls fora 20%-increase over last year's actual results, partially reflecting the recreation enterprises moved into the General Fund this year. However, operating expenditures through February are up only I3% over last year and if that trend continues, budget savings should be incurred by the end of the year. 8-1 Treasurer's Investment and Budget Report April 15, 2008 Page 2 of 2 RECONIIVII;NDATION Accept the Treasurer's Investment and Budget Report for February 2008. Submitted by: Ap roved for submission: David Woo David W. Knapp Deputy Treasurer City Manager Reviewed by: ~~ Carol A. Atwood City Treasurer Attachments: 1 _ Investment Portfolio 2. Rate of Return Comparison and Investments by Type 3. Compliance with Investment Policy 4. General Fund Budget Report 5. Revenue and Expense Trend Charts 8-2 City of Cupertino Investment Portfolio February 29, 2008 A I l Y A E EREST Y AAJU TED MA T UNREALIZED D O R o Maturi V VA E P SECURITIES MATURED/CALLED 11/30/05 Q4/07/IO FFCB callable 3.70% 5.02% 1,000,000 1,000,000 1,000,000 0 03!16/04 03/16/09 FNMAcallable 4.OI% 4.01% 1,600,000 1,600,000 1,600,000 . 0 02/03/06 02/04/08 PrimsSouth Bank 4.65% 4.65% 97,000 97,000 97,000 0 02!10/06 02/i l/OS Florida Communi Bank 4.75% 4.75% 99 000 99,000 99,000 0 02/25/04 02/25/08 FHLMC 3.13% 3.I3% 1,000,000 1,OOD,000 1,000,000 0 SECURITIES PURCHASED 02/05/08 02/05/09 FFCB callable 3.00% 3.00% 1,000,000 1,000,000 1,000,000 0 02/19/08 02/15/09 US TreasuryNote 3.00% 1.77% 1,011,699 1,OOD,000 1,012,031 332 02129/08 06/12/08 US Treasury Bill 1.76% 1.80% 1,989,831 2,000,000 1,989,831 (0) CITY PORTFOLIO CASH 02/29/08 Welis Far o -Workers Com Checkin 15 601 15,601 15,601 0 02/29/08 Wells Faz o - Re 1az Checkin 853 653 853,653 853,653 0 02/29/08 Wells Faz o -Investment Swee 1.61% 1.61 % 30,222 30 222 30 22 0 899 476 849 476 899 476 0 LAIF 02/29/08 LAIF -State Pool 4.16% 4.16% 15 086 207 15 086 207 15 086 07 0 CERTIFICATES OF DEPOSIT 03/17!04 03/17/08 American Trost Fed Savin s Bank 3.00% 3.00% 99,000 99,000 98,975 25 03/19!04 03/19!08 Planters First Cordele GA 3.05% 3.05% 98,000 98,000 97 975 (25 03/24/04 03/24/08 Bad State Bank 3.00% 3.00% 99 000 99,000 98 63 37 03/24/04 03/24/08 Wilmot State Bank 3.00% 3.00% 99,000 99,000 98,463 (37 03/26/04 03/26/08 Private Bank & Trust 320% 3.20% 99 000 99,000 98,970 30 03/30/06 03C.L8/08 Fitst Geor is Baskin Co 5.05% 5.05% 99,000 99 000 99,100 100 04/07/04 04/07/08 Cole Ta for Bank, ste cou n 3.01% 3.01% 97 000 97,000 97,147 147 03/26/04 09/26/08 South Coast Communi Bank 3.20% 3.20% 98,000 98,000 97,952 48 11/23/07 11/20/OS Arizons$ank&Trust 4.88% 4.88% 10,106 10,108 10,108 0 11/23/07 11/20/08 Banktrust 4.88% 4.88% 94,000 94,Ot10 94,000 0 11/23/07 11/20/OS Cardinal State Bank 4.88% 4.88% 94,000 94,000 94,000 0 11/23/07 11/20/08 Colonial Bank NA 4.88% 4.88% 94,000 94,000 94,OOD 0 11/23!07 11/20/O8 Covenant Bank 4.88% 4.88% 94,000 94,000 94,000 0 11/23/07 11!20/08 Four Oaks Bank 8c Trust Co 4.88% 4.88% 94,000 94,000 94,000 0 11/23/07 11/20/08 Johnson Bank 4.88% 4.88% 94,000 94,D00 94,000 0 11/23/07 11/20/08 Midwest Bank of Western Illinois 4.88% 4.88% 94,000 94,000 94,000 0 11/23/07 11/20/O8 Solutions Bank 4,88% 4.88% 48,892 48,892 48,892 0 l 1/23/07 11/20/08 The Brand Banking Co 4.88% 4.88% 94,000 94,OOD 94,000 0 11/23/07 11/20/OS Vision Bank 4.88% 4.88% 94,040 94,000 94,000 0 11/23/07 11/23/08 Pinnacle Bank 4.88% 4.88% 95,000 95,000 95,000 0 03/17/04 03/17/09 Pe les State Bank 3.40% 3.40% 99 000 99,000 99,165 165 03/24/04 03/24/09 Washita State Bank 3.35% 3.35% 99,004 99,000 99 126 126- 12/30/05 12/30/09 Meridian Bank 4.80°/v 4.80% 99,000 99 000 101 79 2 279 12/28/05 12/28/10 Nat'l Bank ofNew York Ci 4.90% 4.90% 97 000 97 000 99,247 2,247 2182 000 18 000 2 186 862 4,862 MONEY MARKET FUNDS 02./29/08 Wells Far o Government 3.19% 3.19% 12,559,719 12,559 719 12,559 719 12 859 719 12 59 719 12 59 719 0 8-3 City of Cupertino Investment Portfolio February 29, 2008 I A E C.D ADIU TED MA ET UNREALIZED A RA o Maturi E V AGENCY NOTES 11/21/05 06/23/08 FPCB 5.79% 4.65% 1,003,342 1,000,000 1,009,060 5,718 01/30/08 09/12/08 FFCB 4.50% 2.70% ],009,462 1,000,000 1,010,000 538 01/28/08 10/01/08 FFCB discount note 2.68% 2.17% 983,994 1,000,000 987,200 3,206 12/30/03 12/30/08 FHLMC callable, sY cou n 4.75% 3.90% 1,000,000 1,000,000 1,018,980 18,980 02/05/08 02/05/09 FFCB callable 3.00% 3.00% 1,000,000 1,000,000 1,001,250 1,250 O1/14/08 04/14/09 FFCB callable 422% 4.22% 1,000,000 1,000,000 1,001,630 ],630 01/22/08 08/03/09 FFCB 525% 2.55% 1,037,458 1,000,000 1,041,560 4,102 Il/21/OS 07/12/10 FHLMC 4.13% 4.73% 987,239 1,000,000 1,036,560 49,321 11/19/07 11/19/10 FFCB callable 4.65% 4.63% 1,000,000 1,000,000 1,012,500 12,500 12/15/05 ~ 12/15/10 FHLMC callable 5.04% 5.04% 1,000,000 1,000,000 1,016,410 16,410 01/17/08 01/]7/12 FFCB callable 4.65% 4.65% 1,000,000 1,000,000 1,002,810 2,810 ] 1 021495 11000 000 11 37 960 116 465 US TREASURY SECURITIES 12/20/07 04/30/08 US Trees Note 4.88% 3.01% 1,003,033 1,000,000 1,004,530 1,497 12/10/07 05/15/08 US Treasury Note 2.63% 3.17% 998,865 1,000,000 1,001,410 2,545 12/07/07 05/15/08 US Treasury Note 2.63% 325% 998,738 1,000,000 I,001,410 2,672 02/29/08 06/12/08 U5 Treasury Bi11 1.76% 1.80% 1,989,831 2,000,000 1,989,840 9 01/28/08 06/30/08 US Treasury Note 5.13% 225% 1,009,531 1,000,000 1,010,530 1,099 12/10!07 07/3U08 US Treasu Note 5.00% 327% 2,014,098 2,004,000 2,025,780 11,682 12/07/07 08!15/O8 US Treasury Note 4.13% 3.35% 1,003,437 1,000,000 1,010,230 6,793 12/10/07 08/3U08 UST Note 4.88% 3.34% 2,014,972 2,000,000 2,029,540 14,568 12/07/07 09/30/08 US TreasuryNote 4.63% 327% 1,007,630 1,000,000 1,016,170 8,540 12/10/07 09/30/OS UST Note 4.63% 329% 1,007,594 1,000,000 1,016,170 8,576 12/07/07 10/31/08 US Treasury Note 4.88% 3.27°/. 1,010,356 1,000,000 1,020,230 9,874 12/10/07 10/31/08 US Treasury Note 4.88% 3.25% 1,010,568 1,000,000 1,020,230 9,662 12/07!07 11/15/08 US Treasury Note 4.38% 3.31% 1,007,322 1,000,000 1,018,130 10,808 ]2/10/07 11/15/08 US Trees Note 4.38% 3.27% 1,007,625 1,000,000 1,018,130 10,505 12/10/07 12/31/08 US Treasury Note 4.75% 3.18% 2,025,451 2,000,000 2,049,220 23,769 12!20/07 01/31/09 US Treasury Note 4.88% 3.06% 1,016,261 1,000,000 1,028,280 12,019 02!19/08 02/15/09 US Treasu Note 3.00% 1.77% 1,011,699 1,000,000 1,011,950 251 21137 012 21000 000 2] 71 880 134 868 Total Mana ed Portfolio Avera a Yiel 3.49% Avera a Len to Maturi in cars 0.48 TRUST PORTFOLIO STER TRUS CASH 02/29/08 Wells Institutional Mone Mkt Acct 3.15% 3.15% 47,261 47 61 47 61 0 Total Trust Portfolio 47 261 47 261 47 261 0 BOND RESERVE PORTFOLIO Bond Reserve Acct Anilxic Assurance S $ond I I i Bond Pa t Acct Wells Tr Plus Mone Mkt 2.16% 2.16% 1199 1,199 1,199 0 Total Bond Reserve Portfolio 1 8-4 5.5 Rate of Return Comparison s.oa% 4.50% tLAIF -r-Gepertlna 4.00°k 3.50% 3.00% •I ~ , -, ~ ~ ~ 's~1 p~o1 X01 ~o'l ~~p'l ~~ g~'l a~~ 5r~~ 8-5 COMPLIANCE WITH INVESTMENT POLICY City of Cupertino Februa 29 2008 Cate or Standard Comment Treasury Issues No Limit Complies US Agencies No limit Complies Medium Term Corporate Bonds 30% with A rating Complies LAIF $40 million Complies Money Market Funds 20% Complies Maximum Maturities Up to 5 years Complies Per Issuer Max 10% (except for Treasuries and US Agencies) Complies Bankers Acceptances 180 days & 40% Complies Commercial Paper 270 days & 25% Complies Negotiable Certificates of Deposit 30% Complies Repurchase Agreements 365 days Complies Reverse Repurchase agreements Prohibited Complies a-s Ci of Cu ertino General Fund Bud et Re ort February 29, 2008 Bad et Actaal Prior Yesr Amended 2006/07 2007/08 2/28/2007 2/29/2008 Anal sis of Trends Taxes: Sales Tax 11 575,000 14 194,0(}0 7,218,916 8,815,456 Stron electronic ui .sector & ma'or new rovider Pro a Tax 6,290,000 6,710000 3 743 032 3,798,726 Transient Occ anc 2 63 000 2 b60 000 1,580,103 1,749,569 Local business demand Utili Tax 2 392,000 3,240,000 1,789,649 1 833 060 ' Franchise Fees 2,500,000 2,580,000 998,852 999,703 Other Taxes 2 308 000 1,400,000 1,651,173 978 342 AMC & Whole Foods construction tax last ear Licenses and Permits 3,050 000 3 030 000 2,073,527 1,787,578 Buildin ermits down Use of Mone & Pro 1,380,000 2,100,000 1,061,048 1235 476 Stron cash osition Inter vernmental 4,706 114 4 505 071 2 559,740 2,449,026 SB 90 claims down• Last s VLF included corrections Charges for Services I,482,000 1,150,000 1,028,538 781,412 Residential development down Fines & Forfeitures 680,000 800 000 343 998 348,761 Other Revenue 140,000 116,200 140 178 53,739 Sale of Pro a 1,600,000 Total Revenue 40 466 114 42 481 271 24 188 754 24 3 84 U 3 O eratin Ex eaditutes: Administrative 1,362,195 1,524,095 856,437 898,571 Law Enforcement 7,177,378 7,871 526 4 685,201 5,129,376 U 9%, but below bud ted increase Communi Service 917,644 1,275,848 703 435 729 440 Admnistrative Service 4,978,440 4 545 811 2,628,379 2,629,362 Recreation Service 2,428 298 3,908,359 1,170,121 2,294 369 BBF and Senior Center Ente rises this ear Communi Develo ment 3,885,441 3 897,479 2,068,477 2,176,258 Public Works 9 845 280 1 I I50 340 5,998 823 ~ 6,566 860 U 9%, but below bud eted increase Total Bx enditures 4 4 7 4 8.11 2 424 2 U 13%, but forecasted to end u below bud et Transfers In 1,459 974 880 164 333,328 603,492 Resowce Recovery; CIP close-outs; Sr Ctr ente rise Transfers Out -7 026 296 -17 464 750 -10,212,332 -10 432 000 New CIP Net Gain/ Loss 4 05 -8 7 123 -5 42 9 2 ao Sales Tax Projections vs. Actual $10,000 'o $8,000 w $8,000 0 $4,ooa $2,000 $a ---~-Projected, per budget ~, ~ ~~Actual .~ ~ . _. 8/07 9107 10/07 11107 12/07 1/08 after 2/08 budget change Month Property Tax Projections vs. Actual $s,0oa o $a,oao s d- r c $3,000 a $2,000 r $1,000 $0 ---~~ProJected, per budget --~~Actual 8107 9/07 10!07 11!07 12107 1108 after 210 budget change Month 8-8 Transient Occupancy Tax Projected vs. Actual ~, 2,000 ~ 1,600 1,200 0 0 m 800 - ~oo - - o- --~--Projected, per budget -~-Actual ~ „~ - ~ ~~ r 8/07 9107 10/07 11107 12/07 1/08 after 2108 _ budget change Month Licenses & Permits Projected vs. Actual W 2, 000 b w io a 1,aoo 0 ~'~ ,,.. ~ ~ ~ r ~~ .r ~ i ~ -~--Projected, per budget --~-Acfual 8/07 9/07 10/07 11 /07 12107 1 /08 after 2108 budget change Month 8-9 Charges for Services Projected vs. Actual ~, 2,000 'a N 7 g} O - N ~ M {d ~ 1,000 L `~ r 0 ---~--Projected, per budget -E--Actual ~r r ..r r 8107 9107 10107 11107 Month 12/07 1108 after 2108 budget change Genera! Fund Expenditures Projected vs. Actual N 25,000 C 0 2a,ooo s ~s F 15,000 0 0 H ~ 10,000 m 5,ooa 0 Month s-~o 8107 9107 10107 11 /07 12/07 1108 after .2/08 budget change