CC Resolution No. 5339 ~ s ~
RESOLUTION N0. 5339
; A RESOLUTION AMENDING RESOLUTION N0. 4082
i OF THE CITY COUNCIL OF THE CITY OF CUPERTINO
' WHEREAS, the City Council of the City of Cupertino has
previously adopted the Deferred Compensation Plan of the City
of Cupertino by Resolution No. 4082; and
~ WHEREAS, the City wishes to expand the investment vehicles
availabe to the City under the Plan;
WHEREAS, the City wishes to revise certain definitional
sections of the Plan; to increase the minimum amount deferred,
per semi-monthiy pay period, by a Participant; and to establish
a committee for administration, enforcement, and operation
i of the Plan;
; NOW, THEREFORE, BE IT RESOLVED by the City Council of
~ the City of Cupertino that the amended Deferred Compensation
Plan of City of Cupertino, attached hereto and made a part here-
of is hereby adopted, subject to receipt of written approval,
, if necessary, by the Internal Revenue Service.
PASSED AND ADOPTED by the City Council of the City of
' Cupertino, this 7th day of July , 1980, by the following
vote:
MEMBERS OF THE CITY COUNCIL
AYES: Gatto, Plungy, Sparks, Rogers
NOES : None
ABSENT: ;Ione ~
ABSTAIN: :Ione
APPROVED:
A
Mayor, C.t of C p ino^^
ATTEST:
G' ,
City Clerk ~
I
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I
~ CITY OF
~ CUPERTINO~ CALIFORNIA
DEFERRED COMPEN ATION PLAN
SECTION 1. NAME: The name of this Plan is the City of Cupertino,
CaIifornia Deferred Compensation Plan (hereinafter
referred to as the Plan).
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SECTION 2. PURPOSE: The primary purpose of the Plan is to attract
an hold key personnel by permitting them to enter into
~ agreements with the City of Cupertino which will provide
future payments in lieu of deferred current income upon
' death, disability, retirement, or other termination of
employment with the City of Cupertino, California.
SECTION 3. DEFINITIONS: For the purposes of this Plan certain
words or phrases used herein will have the followinq
meanings:
3.1 "City" shall be the City of Cupertino, California.
3.2 "Employee" shall mean the City Attorney and the
City Councilmen, and such permanent employees in
a full-time (40-hour week) as designated by the
City of Cupertino.
3.3 "Participant" shall mean any employEe who fulfills
the requirements of enrollm~nt into this plan.
3.4 "Participation Agreement" shall mean the agreement
executeci and filed by an employee with the employer
pursuant to Section 4, in which the employee elects
to become a participant in the plan.
3.5(a) "Compensation" shall mean the total amount of
annual remuneration for employement or contractual
services received by the participant from the City.
3.5(b) "Includable compensation" shall mean the remuner-
ation for services performed for the City which
is currently includable in gross income.
3.5(c) "Deferred compensation" shall mean the amount of
compensation not yet earned which the participant
and the City shall mutually agree as designated
in the participation agreement shall be deferred
in accordance with the provisions of this plan
subject to the following limitations:
(1) The maximum that may be deferred under
this plan for the taxable year (except
as provided in subparagraph c.(2) of
Section 3.5) is the lesser of 57,500.00
or 33 1/3$ of the participant's includable
DEFERRED COMPENSATION ~AN - Page 2 ~
compensation.
' (2) For any one or more of the participant's
last taxable years ending prior to his
or her retirement, as defined in Section
3.8, the limitations set forth in Section
~ 3.5 c.(1) shall be the lesser of 515,000.00
' or the sum of the limitations set forth
in Section 3.5 c.(1) and so much of that
limitation which has been underutilized
since January 1, 1979.
3.6 "Employment Period" means a period from January 1 to
December 31, except that the first year of an employee
hired in mid-period shall be a short period beginning
with the date of employment and ending on December 31.
3.7 "Disability" means the inability of a participant to
engage in his usual occupation by reason of a medi-
cally determinable physical or mental impairments as
determined by the City on the basis of advice from a
' physician or physicians.
3,8 "Normal Retirement" shall mean a retirement from
service with the City which becomes effective on the
first day of the calendar month afte_ Participant
' meets the age and service requirements for normal
retirement specified in the Retirement Plan for the
employees of the City.
3.9 "Late Retirement" shall mean a retirement from
service with the City which becomes effective after
tt~e Participant has extended the normal retirement
specified in the Retirement Plan for the employees
of the City.
3.10 "Deferred Compensation Plan Administration Committee"
shall mean a committee designed to administer, en-
force, and operate the Plan in accordance with its
terms.
SECTION 4. PARTICIPATION IN THE PLAN:
4.1 Each employee may elect to become a participant of
the Plan and defer payment of part of his compensa-
tion by executing a written Participation Agreement
and (a) filing it with the City no later than the
day before the beginning of any employment period;
or (b) for the first year in which a new employee
is eligible, 30 days after the hiring date of the
new employee.
4.2 A Participation Agreement shall be effective for the
first employment period following its execution and
;
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~ DEFERRED COMPENSATION PLAN - Page 3
filing, except when it is executed and Eiled pursuant
to Section 4.1 (b), in which case it shall be effec-
tive for that part of the employment period following
~ its execution and filing. In either situation, the
, Participation Agreement shall continue from period to
period and remain in full force and effect unless
terminated as provided in Section 4.3 below.
~ 4.3 A participant may terminate his participation in the
Plan and thereby termina~e further deferral of his
compensation by filing with the City an executed
written notice of terminatian at least 30 days prior
to effective date of termination. Once terminated,
a former pazticipant cannot rejoin the Plan during
I the employment period in which termination occurred;
~ however, he may elect to become a participant in
, subsequent employment periods. No amounts shall be
i payable to an employee upon terminating his partici-
pation in the Plan unless otherwise due pursuant to
Section 7.
' 4.4 A participant may select, pursuant to Section 6,
one or more investment objectives, provided that the
' amount deferred for each objective equals or exceeds
the minimum of not less than 525.00 per semi-monthly
pay period,
SECTION 5. DEFERRAL OF COMPENSATION: During each employment period
in which the employee is a participant in the Plan, the
City shall not pay the employee his full compensation but
shall defer payment of such part of his compensation as is
specified by the employee in the Participation Agreement
' which he has executed and filed with the City. Compensa-
tion may be deferred in equal amounts over each pay period,
or in total in either pay period so designaced by the
participant.
SECTION 6. ADMINISTRATION OF THE PLAN:
6.1 The Plan shall be administered by a committee known
as the Deferred Compensation Plan Administration
Committee which s11a11 be composed of three (3) to
five (5) members. The City Manager shall be chair-
man of the committee and the Director of Finance
of the City of Cupertino shall also be a member of
the committee. The remaining committee member(s)
shall be appointed by the City Manager and shall be
representative of the participants in the Plan.
The Deferred Compensation Plan Administration
Committee shall have the sole authority to enforce
the Plan and shall be responsible for the operation
of the Plan in accordance with its terms. The
Committee shall determine the time, manner, and
,
.
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DEFERRED COMPENSATION PLAN - Page 4
amount of payments of benefits pursuant to Section
7 and shall determine all gu@stions arising out of
. the administration, interpretation, and application
of the Plan, which determinations shall be con-
clusive and binding on all persons; provided that
' the Committee, unless there is a good reason to
the contrary, will seek to~accomodate participant's
~ wishes in rendering such determinations.
i 6.2 The City shall establish a deferred compensation fund
i to which all deferred compensation will be credited
at such times as the compensation would have been
payable to individual employees if not a participant
of the Plan. Separate book accounts will be estab-
lished for each employee participant which will show
all amounts of deferred compensation, investments
~ made, shares acquired and earnings and gains on
investments. Each book account will be valued at
, least annually on a method as outlined in Section 6.3.
' 6.3 Oa executing the Participation Agreement, the employee
' shall designate his investment objective. The employ-
' er may, but is not required to, invest amounts of
' deferred compensation in mutual fund shares, or
interest time deposits with a local savings and loan
company or banking institution, or investments with
a local stockbroker, or investments with a local
mortgage broker, or a fixed/variable annuity contract
with an insurance company, whichever in the employer's
' sole judgment will best achieve the employee's
objectives.
6.3(a) If a mutual fund is selected as the investment vehicle,
all dividends and capital gains distributions will be
reinvested in shares of said mutual fund. The total
of full or fractional mutual fund shares purchased
or acquired through reinvestment shall serve as a
basis for measuring the value of the participant's
book account. Value will be the total number of
full and fractional shares held times the net asset
' value per share reported by the fund on the valuation
date.
6.3(b) If interest time deposits in local savings and loan
or banking institutions is selected as the investment
vehicle, interest earnings will be credited to the
participant's book account when declared by the in-
stitution. Annual valuation will include all interest
earned, whether paid or accrued.
6.3(c) Zf investments are selected, dividends and interest
earnings will be credited to the City of Cupertino
Deferred Compensatiun Plan Investment Account with
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DEFERRED COMPENSATION PLAN - Page 5
the stockbroker.
The market value of all investments and cash
in the account shall be determined on December 31st
~ each year and each participant's share of the account
' shall be valued by any cash income, plus or minus
, any market action. New par'ticipants may join the
' Account after existing participants values are
i determined.
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6.3(d) If a variable annuity contract is selected as
the investment vehicle, the value of participant's
individual account durinq the Employment Period
shall be determined by the Insurance Company's
Accumulation Unit, which is a statistical index of
the net investment results of the Variable Contract
Account. At retirement, the amount of annuity
payments shall be determined by the insurance
Company's last Annuity Unit, which is a statistical
1 index of the net investments results of the Variable
Contract Account.
6.3(e) If a Trust Deed should be selected as the investment
vehicle, the value of the participant's individual
' account during the employment period shall be de-
termined by the balance which has been returned
in interest payment to the participant's book
' account up to that month in which the participation
terminated, plus the balance due on the Trust Deed.
At that point, the deferred compensation account
would become the shareholder in the Trust Deed
to receive future interest payments and pre-payment
penalties. The deferred compensation general
account would credit the participant's book account
with the remaining value of the Trust Deed,
' 6.4 The City may, but is not required to, invest deferred
compensation at least monthly in the investment
vehicles provided foz in this Plan. All amounts of
, deferred compensation, whether or not invested by the
City, shall at all times be and remain an asset of
the City. Any and all dividends, capital gains
distributions, interest or other income payable on
any of the City investments of deferred compensa-
' tion also shall be an asset of the City. The City
shall have the sole right to vote any shares of
stock which it may acquire by such investment.
6.5 Neither this Plan nor any Participation Agreement nor
any book account shall be deemed to create a trust
or custodial account on behalf of or for the benefit
of any participant of the Plan or his beneficiaries.
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DEFERRED COMPENSATION PLAN - Page 6
No participant of the Plan or his beneficiaries
shall have, by reason of the Plan, Participation
Agreement, or book account, any secured or preferred
interest in or to any assets of the City. The City
shall have only a contractual obliqation to pay the
' benefits due the participant under the Plan.
SECTZON 7. DISTRIHUTION OF BENEFITS: ~
i 7.1 Retirement - In event of normal retirement or late
retirement, the full benefits credited to partici-
pant's book account plus or minus subsequent invest-
ment gains or losses, but less any Federal or State
Income Taxes required to be withheld, shall te
distributed to him in any one or more of the fol-
I lowing ways:
''i 7.1(a) In a lump sum.
7.1(b) In monthly, quarterly, semi-annual or annual
' installments over a period not to exceed ten (10)
' years from date distribution began or over a period
established by the City not greater than the life
expectancy of the participant. Life expectancy
shall be determined once by the City, on the date
of the initial installment distribution. In~tall-
ment distributions will be made in substantially
equal payments, but no payment shall have a
value of less than (the smaller of) S50 or the
balance credited to the participant's book account.
Participant's book account balances will continue to
be invested until in the employer's sole
judgment cash is to be withdrawn for payment
of benefits. Payment of benefits will commence not
later than sixty (60) days following termination
of employment.
7.2 ~Disabil~i~t - In event of termination of employment
y
rb
eason of disability distribution of benefits
will be as pruvided in Section 7.1.
7.3 Other Termination - In event of termination of employ-
ment or reason other than those specified in
Sections 7.1 and 7.2, then the full benefits credited
to participant's book account plus ar minus subsequent
investment gains or losses, but less any Federal or
State income taxes required to be withheld, shall be
distributed to him in any one or more of the following
ways:
7.3(a) In a lump sum.
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DEFERRED COMPENSATION PLAN - Page 7
' 7.3(b) In monthly, quarterly, semi-annual, or annual
~ installments of substantially equal payments
j over a period not to exceed seven (7) years
~ from date distribution began, but no payment
! shall have a value of less than (the smaller
of) S50 or the balance credit to the partici-
pant's book account.
i .
7.3(c) Postpone payments under 7.3(a) and (b) above
until participant reaches his SOth, 60th,
I 65th birthday.
Participant's book account balances will continue
to be invested until - in the City's sole judgment -
% cash is to be withdrawn for payment of benefits.
Payment of lump sums or installments shall be made
not later than the :irst week of the calendar years
succeeding the year of termination of employment.
' 7.4 Death - In event of the death of any participant,
' e-it~ier before or after termination of employment,
then the full benefits credited to his book account,
less any Federal or State Withholding Taxes required
by law, shall be distributed to his beneficiaries
in the manner designated in the participant's Partici-
pation Agreement. The City shall make payment in
lump sums not later than 60 days after death of the
participant.
7.5 Other Distributions - Notwithstanding any other
provisions of the Plan, the City, in its discretion,
may at any time discharge in full its obligations
under the Plan to any Participant by distributing
to the Participant, or, following the death of the
Participant by distributing to his Beneficiary, in
cash or in kind, all amounts credited, contingently
or otherwise, to the Participant's Investment Account.
7.6 Future Pa ent of Benefits - Notwithstanding the date
o actua termination of employment set forth in
Sections 7.1, 7.2 and 7.3, the City may specify that
payments of benefits shall commence at a future date,
which is not later than participant's age sixty-five
(65) or, if earlier, the date of his death.
7.7 Method of Distribution - Where alternative methods
o istribution are available, the method of
distribution shall be selected by the Participant
at the time the Participation Agreement is executed.
SECTION 8. CITY PARTICIPATION: Notwithstanding any other provisions
of t is P an, t e City may make additional deposits in
the deferred compensation fund as additional compensation
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DEFERRED COMPENSATION PLAN - Page 8
for the services rendered by the employee to the City
, during an employment period.
~ SECTION 9. NONASSIGNABILITY: Subject to Section 10, to the fullest
, extent permitted by law, the interest of a participant
in the contractual obligation of the City, established
; by the Plan, shall not be assignable in whole or in part,
~ directly or by operation of law'or otherwise, in any
i~ manner and no right or interest of a participant in
the City's contractual obligation shall be liable for
or subject to any obligation or liability of such
i participant.
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, SECTION 10. FACILITY OF PAYMENT: If any participant terminates his
employment with an unpaid debt owing to the City, and
I neglects or refuses to liquidate the debt by any other
I means when due and upon demand, the City shall be entitled
to collect the amounts due from the deferred compensation
owed to the participant under the Plan.
SECTION 11. MISCELLANEOIIS:
11,1 Status of Participants - Neither the establishment
of the Plan nor any modification thereof, nor the
establishment of any book account, nor the payment
of any benefits, shall be construed as giving to
any participant or other person any legal or equit-
able right against the City except as herein provided;
and, in no event, shall the terms of employment of
any employee or participant be modified or in any
way affected hereby.
11.2 Condition of Plan - It is a condition of this Plan,
an eac employee by participating herein expressly
agrees, that he shall look solely to the general
assets of the City for the payment of any benefit
to which he is entitled under the Plan.
11.3 Governing Law - This Plan shall be construed, admin-
istered and enforced according to the laws of the
State of California.
11.4 Designation of Beneficiaries - Each participant
s all have the r ght, by written notice to the City,
to designate beneficiaries to receive any benefit
to which said participant may be entitled in the
event of his death prior to the complate distribution
of benefits. If no such designation is in effect
on a participant's death, his beneficiary shall be
his estate or if no executor or administrator is
appointed within six (6) months after the participant's
death, the City shall direct said benefits to be
paid to the heirs at law of the participant.
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DEFERRED COMPENSATION PLAN - Page 9
SECTION 12. AMENDMENT AND TERMINATION
~ 12.1 The City may at any time and from time to time
modify, amend, or terminate the Plan in whole
or in part (including retroactive amendments)
' or cease deferring compensation pursuant to
; the Plan, by delivering to each participant
a written copy of such modification, amendment,
or termination or of a notice that it ceases
deferring compensation; provided, however, the
~ City shall not have the right to reduce or
affect the value of any participant's book account
I or any rights accrued under the Plan prior to
such modification, amendment, termination or
cessation.
! 12.2 Upon complete termination of the Plan the City
' may at any time discharge in full its obligation
under the Plan to all participants by distributing
to such participants, or, following the death of
a participant, to his beneficiary, all amounts
credited to the participant's book account.
12.3 In the event of the terminatior. of the Plan by
the City under Section 12.1, the value of each
participant's book account shall be distributed
to the participants or their beneficiaries no
later than 60 days after termination of the Plan.
The amount, method, and time of payment shall be
determined as provided in Section 7.