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27964 (2) APPLICANT TO FILL IN INFORMATION WITHIN RED LINES-USE BALL POINT PEN ONLY CITY OF CUPF.RTINO r, G-EL, RI AI. PERMITNO. APPLICATION/PERMIT PLUM ROJECTF.CHANIFIC 27964 BUILDING DIVISION BUILDING PROJECT'IUEN'pIF'ICA9']ON BUILDING ADDRESS: SANITARY NO. APPLICATIONSUBMITTALDATE U �./ M - LOTX OWN' NA C: PHO C NTR Cf0 'SN a E: LIC NO: J NTC CONTROL • RCHIT[LT/ENGINEER: LIC NO: ADDRESS: CJ CONTAGf: PHONE: EUILDING PERMIT INFO QTY. ELECTRIC PERMIT FEE BLDq Fl ECT PLUMB MECIi PERMIT ISSUANCE `��P ❑ ❑ ❑ LICENSED CONTRACTORS DECLARATION APPLIANCES-RESIDENTIAL J BDESCRIPI'ION QwzHOO Thereby ofrmlhatl 3 of the Bu undernd Prifesoons Curb.and mmecense wish •ryV''_s•/,\`JC�g`�g �( �q00 Sedion]WO)of Division 7of the Business and Professions Code.end my license is in PANELS <u full farce and effect. 6z Limnsc Claes Lic.X UP T0200 AMPS .Fit,Q'y Date Contractor 201-1000 AMPS Ff.FLOOR AREA $/SQ.IT. z Oy'b E ARCHITECTS DECLARATION OVER 1300AMP5 Q O z"O 1 understand my plans shut[be used urecons. s public y W SIGNS ELECTRICAL Q` Licensed Professional �d �y.cGG OWNER-BUILDER DECLARATION SPECIAL CIRCUIT/MISC. Oa U I hereby uff(Se the I am exempt from the ConrmmsCo e:Anye Lew for the W 3 11-¢ following recon.(Section 7031.5.Business and Profession Cade:Any city or county TEMP.METER OR POLE INST 0 J which notm es it permit m construct,filer.improve,demolish.or repair any muctutt ,W 7 prior to its issuance.also requires the applicant fm such permit to file a signed statement POWER DEVICES W C p O thin he is licensed pursuant to the provisions of Ne Commencer L{cenae Law(Chapter no 9(commencing with S.6.70)(t)of Division 3 ofthe Business and Prnfnnions Code) SWIMMING POOL ELE IC VALUATION W_m anhat he is exempt herefmm and the bands for thealleged exemption.Any violation of ODfLETS-SWITCH -FI%'(]IBES t4Q Section 7031.5 bynnynpplicam fora permit subjassdaii licamma civil perWtY of not more than five hundred dollar(55007. NEW RESIDENTI ELECTR SQ.FT. Y in ❑ I,mownerofthepma ny,ormyemployeeswiNwagesutheirsolecompen.tion, STORIES TYPE CONSTRUCf10N y;� will clothe work,and The structure is not imrndedmaffertd fersate(SecA044,Bainas and Profeesions Code:The Contractors License Law doesnot apply to an owner of property who builds or improves thereon,and who does such work M1imselfor through his ownemployees,provi enthat such orimpmvemmpis sold within sinne yearolcomplentended ercd foroviviaf, OCC.GROUP RES.UNITS however,the building burden of proving is hath a didn one year or imam m for thrnumnse of TAL: n. builder will have the harden of proving Ihet he did not build or improve for purpose of ❑ L a ownerofine property,am excrosivelycantraetmg with licensed camraao m QTY. PLUMBING E ft� '.E 'LOOD ZONE APN run srum the project(Sec.]614,Business and Professions CNet)The Come rt PERMIT ISSUANCE License Luwdnes nm apply man nwnerofpropertYwhobuilJs mimproves thereon, d whocamraas forsuch projects with accommor(s)licensed purnmenno the Conbano's ALTER-DRAIN& ATER( C FEESUMMARY License Law. ❑ 1 con exempt umer Scc. ,B&PC for this reason BACK FL CE SANITARY Y N_ OwnerDao DRAINS- ROOF. RECEIPTX ND. WORKMAN COMPENSATIONDECLAItATION SCt100L TAX Y N ❑ out'CoYeffrmthat I nInsurenor a certified copy thto ersfgerurt,m Lab C.)ate ofwhich FIXTURES-PFR P RECEIPTM Worken'Compeaation lnsuranceoracenificdcopy thereof ger.Jg30,I�bCJ which PARK FEE VN_ covers ell employee's undendd.permit. G)15,-EA.SYSTEM-I MC.4 OUTLETS RECEIPT# Policy XBUILDING DIVISION FEES Company GAS- .SYSTEM-0VER4(EA) PLANCHECK FEE I ❑ CenifiedcopyirherebyfumishN. ❑ Certified copy is fled with the city inapation division. GREAS!L14QUSTRLWASTEINMRC ON GRADING FEE 1 CERTIFICATE OF EXEMPTION FROM WORKERS' GRFASETRAP SOILS FEE COMPENSATION LNSURANCR (This section need not be completed lithe permit is for one hundred dolle.(SI0(ySEWER-SANITARY-S EA.20)FT. ENERGY FEE ' or less.) I renify the,in the pedomurce of me work for which this permit is issued,I aaill WATER HEATER W/VENT/ELECfR not employ any person in any manner so as to become subject to the Workers PAID Compensation Laws of California. Date WATER SYSTEM/TREATING Date Receipt# z O NOTICE TO APPLICANT:If,after makingthis Certificate of Exemption, TOTAL: zNEW RESIDENTIAL PLMB. S .PI'. p inn,you should VI becomesubject compo the such Compensation provisionsofthe Labor Code,you must forthwith comply with inch provisions or this Permit shall be deemed revoked. BUILDING FEE r�7 Irl SEISMIC FEE Q CONSTRUCTION is aco0NLENDING AGENCY 1rkfor affirmis Permit is nmed(Sec.3lending agency for the perrarmance of U the work far which this permit is issued(Sec.J09],Civ.CJ TOTAL: ELECTRIC FEE IT. lander.Name PLUMBING FEE F Lenders Address QTY. MECHANICAL PERMIT FEE EE V T certify that I have read this application and dote slut me above information is MECHANICAL FEE cores.]agree mcomply with all city andcaunry oninances andatao laws rtlaningm PERMITISSUANCE building construction.and hereby maloriu rtpresenotives ofthi.city memo upon the CONSTRUCTIONTAX V Z above-mentioned property for inspection proposes. ALTER OR ADD TO MECH. (We)agree to save,indemnify and keep harmless the City of CLpatina against liabilitia,judgmenq costs and expenses which may in my way accme against said City AIR HANDLING UNIT(TO 10,01A)CFM) Aequrnc�of the efaalng of this permit. S' AIR HANDLING UNIT(OVER 10,000 CFM) igmomeof Applican tractor Didda V EXHAUST HOOD(W/DUCI) PAID HAZARDOUS MATERIALS DISCLOSURE HEATING UNIT(TO 100,000 BTU) Da. Reecipt# Will the the Cupeorfurore M1upai Code, Chap ane or handle enamourmaterial HEATING UNIT(OVER 100,000 BTU)a defined by the Cupertino Municipal CNe,Chapter 9.12,end the Health and Sofey Code,Sceri 235 ElYes ❑No 72(eT1 VENTILATION FAN(SINGLE RESID) ❑ BOILER-COMP(3"OR 100,030 BTU) /_ISSUANCE DATE Will the upplicumorfuture buildingacupantuseegoipmem ordevica whichemit I� A P hazardous air contaminants u definN by the Bay Area Air Quality Management BOILER-COMP(OVER 100,000 BTU) istrictl 13 Ycs C3 No NEW RESIDENTIAL MECH. SQ.FT. APR /'� PR 2O 199 I have read the lacerations materials requirements under Chapter 6.95 of the CIT, ss/ California l lealth&Safety Code,Serious 25505,25533 and 8534.f understand than s!ifthe building does not comedy have a cannot,then it is my mal onsibitity to notify N< LLr'tN��N acupent of the instrument which must 4 met prior he issuance of a Certificate of Occupancy. Owner or emhodaM agent Dam TOTAL: ISSUED BY: OFFICE ALL-PURPOSE ACKNOWLEDGMENT NO 299 State of A CAPACITY CLAIMED BY SIGNER tiCounty of Cit ri c d J} ❑ INDIVIDUAL(S) �n J I �` �� / ❑ CORPORATE On .2 0 /"s— before me, n/K r]L(/ KN fR l0 ��-P /LO r! u b/C OFFICER(S) DATE' NAME,TITLE OFOFFICER-E.G.,'JANE DOE/NOTARY PUBLI " TITLE(S) nn // PARTNER(S) personally appeared�/y)t // l�p n a- l P_J0.-� Par+g� ❑ ATTORNEY-IN-FACT I NAME(S)OF SIGNER(S) ❑ TRUSTEE(S) personally known to me - OR- ❑ proved to me on the basis of satisfactoryevidence ❑ SUBSCRIBING WITNESS s be the personsi whose nameinstrument a d ace ❑ GUARDIAN/CONSERVATOR subscribed to the within instrument and ac- knowledged to me that-#e/she/they-executed ❑ OTHER: ccBcc�cc�cc�ccDccsc��Dcc�c�cc�cnccDcc�c the same in his/her/their authorized ROBERTA ANN WOLFE 6 capacity(ies), and that by -#Fs/hereir Comm. No. 996834 g signature�4 /thon the instrument the person(61, t NOTARY PUBLIC CALIFORNIA N Or the entity upon behalf of which theperson(o SIGNER IS REPRESENTING: SANTA CLARA COUNTY ^ acted, executed the instrument. NAME OFPERSON(S)ORENTITY(IES) � My Commission Expires June 11 1997 Wit s y hand and official seal ) O� GY.7G>.2GY.7G)aGraW�7GYac)aGX2G?dGT�GX7GXgGY.9,�: � ,/ � r,M; I ML air�YaP�" SIGNAT EOF NOTARY ATTENTION NOTARY:Although the information requested below is OPTIONAL,it c prevent fraudulent attachment of this certificate to unauthorized document. THIS CERTIFICATE Title or Type of Document MUST BE ATTACHED Number of Pages v TO THE DOCUMENT g Date of Document DESCRIBED AT RIGHT: Signer(s) Other Than Named Above m 1991 NATIONAL NOTARY ASSOCIATION•8236 Remmet Ave."P.O.Box 7184•Canoga Park,CA 91394-7184 APR 20 1984 1114"CUP we 1 i � � � 5�t Branch: TITLE DEPARTMENT Cupertino #1 1731 TECHNOLOGY DR. , STE 100 19200 Stevens Creek Blvd. , #230 •SAN JOSE, CALIFORNIA 95110 Cupertino, CA 95014 (408) 451-8000 (408) 253-6990 Applicant: Property Address: Drefus Properties 10430 N. Blaney Avenue c/o 10190 Bret Avenue Cupertino, CA Cupertino, CA 95014 Attention: Emily Chen Escrow Officer: Wai Ling Chu Our Title No. : 7441281-WC Your Ref. No. : Chen Tit] ''('�,,J)Jg1����OLori�allison 2nd Updated 'I) '+o (V((j1i�l nnVVnn PRELIMINARY REPORT L u APR 1 D Dated as of March 7, 1995 at 7:30 A.M. Buyer: loot: BLDG. INSPECTION DEPARTMEn CITY OF In response to above referenced application for a policy of titie� ce, NATIONS TITLE INSURANCE COMPANY hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and •Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in the attached list. Copies of the Policy forms should be read. They are available from the office which issued this report. THIS REPORT (AND ANY SUPPLEMENTS OR AMENDMENTS HERETO) IS ISSUED SOLELY FOR THE PURPOSE OF FACILITATING THE ISSUANCE OF A POLICY OF TITLE INSURANCE, AND NO LIABILITY IS ASSUMED HEREBY. IF IT IS DESIRED THAT LIABILITY BE ASSUMED PRIOR TO THE ISSUANCE OF A POLICY OF TITLE INSURANCE, A BINDER OR COMMITTMENT SHOULD BE REQUESTED. The form or policy of title insurance contemplated by this report is ALTA or CLIA: The Estate or Interest in the land hereinafter described or referred to covered by this report is: A FEE. HCE COR Title to said estate or interest at the date hereof is vested in: THE E AND H FIRST FAMILY LIMITED PARTNERSHIP, A CALIFORNIA LIMITED PARTNERSHIP 0 The land referred to in this report is situated in the State of California, County of Santa Clara, and is desezibed as follows: See attached legal description. Our No. : 7441281-WC EXHIBIT HA" • The land referred to herein is situated in the City of Cupertino, County of Santa Clara, State of California, and is described as follows : A portion of Lot 35, as shown upon the Map entitled, "Monte Vista, surveyed and subdivided under the instruction of Christmas & Orvis, Co. , by Curtis M. Barker & Utschig, Licensed Surveyors" , which Map was filed in the office of the Recorder of the County of Santa Clara, State of California, on July 20, 1906 in Book "L" of Maps, at Page 43 , more particularly described as follows : Beginning at a point in the center line of Blaney Avenue which bears North 00 21' 00" West from the most Westerly common corner of Lots 35 and 36 of the hereinabove mentioned Map; thence from said point of beginning along the center line of Blaney Avenue North 00 21' 00" West, 150 . 00 feet; thence parallel with the Southerly line of said Lot 35 North 890 36' 00" East 285 . 00 feet; thence parallel with said center line of Blaney Avenue South 00 21' 00" East, 150 . 00 feet; thence parallel with said Southerly line of said Lot 35, South 890 36' 00" West 285 . 00 feet to the point of beginning. Excepting therefrom so much thereof deeded to the City of • Cupertino, a municipal corporation, by deed recorded October 10, 1960 in Book 4944 of official Records, Page 651, more particularly described as follows : Beginning at a point in the center line of Blaney Avenue at the intersection of the boundary line between Lots 35 and 36, as shown on the Map entitled, "Monte Vista, .surveyed and subdivided under the instruction of Christmas and Orvis Company, by Curtis M. Baker and Utschig, licensed surveyors" , which Map was recorded on July 20, 1906 in Book L of Maps, at Page 43 , Santa Clara County Records; thence along the center line of Blaney Avenue North 00 21' West 116 . 00 feet to the Southerly line of the Lands of Kishimoto; thence parallel with said boundary line between Lots 35 and 36, North 890 36' East 285 . 00 feet; thence parallel with the center line of Blaney Avenue North 00 21' West 3 . 94 feet to the True Point of Beginning for this description; thence from said True Point of Beginning continuing along last said line parallel with the center line of Blaney Avenue North 00 21' West 146 . 06 feet; thence on a curve to the right tangent to the last named course having a radius of 74 . 00 feet through a central angle of 150 56' 30" an arc length of 20 . 59 feet to a point on a reverse curve; thence along a curve to the left having a radius of 56 . 00 feet through a central angle of 730 32' an arc length of 71 . 87 feet to the True Point of Beginning and being a portion of said Lot 35 , hereinabove referred to. , Our No. : 7441281-WC • PLEASE READ THE EXCEPTIONS SHOWN OR REFERRED TO BELOW AND THE EXCEPTIONS AND EXCLUSIONS SET FORTH IN EXHIBIT A OF THIS REPORT CAREFULLY. THE EXCEPTIONS AND EXCLUSIONS ARE MEANT TO PROVIDE YOU WITH NOTICE OF MATTERS WHICH ARE NOT COVERED UNDER THE TERMS OF THE TITLE INSURANCE POLICY AND SHOULD BE CAREFULLY CONSIDERED. IT IS IMPORTANT TO NOTE THAT THIS PRELIMINARY REPORT IS NOT A WRITTEN REPRESENTATION AS TO THE CONDITION OF TITLE AND MAY NOT LIST ALL LIENS, DEFECTS, AND ENCUMBRANCES AFFECTING TITLE TO THE LAND. SCHEDULE B At the date hereof Exceptions to coverage in addition to the printed exceptions and exclusions contained in said policy form would be as follows : 1. Taxes for the fiscal year 1995/1996, a lien, but not yet due or payable . 2 . Taxes for the fiscal year 1994/1995, as follows : Assessor' s Parcel No. 316-30-095, Code Area 13-003 First Installment $392 . 56 Paid Second Installment $392 . 56 Open • Exemption $7, 000 . 00 3 . The lien of supplemental taxes, if any, assessed pursuant to the . provisions of Section 75, et seq. of the Revenue and Taxation Code of the State of California. 4 . Rights of the public, County and/or City, in and to that portion of said land lying within the lines of N. Blaney Avenue. r Order No. : 7441281-WC Exceptions Continued: • 5 . Deed of Trust to secure an indebtedness of the amount stated below and any other amounts payable under the terms thereof, Amount $500, 000 . 00 Trustor/Borrower Hong Tao Chen and Emily Chen, husband and wife Trustee Serrano Reconveyance Company, a California corporation Beneficiary/Lender Home Savings of America, FSB, a Federal Savings Bank Dated September 7, 1994 Recorded September 16, 1994, as Instrument No. 12653020, Book N597, Page 2150, Official Records Loan No. 1714753-9 Returned to Address Home Savings of America P.O. Box 60015 City of Industry, CA 91715-0015 6 . Matters which may be disclosed by an inspection of said land. • JC:rp LC:rp 03/08/1995 JL:rp 03/13/1995 Plats enclosed. NOTES: 1 . NOTE: According to the public records, there have been no instruments conveying the property described in this report recorded within a period of two years prior to the date hereof except as follows : A Grant Deed executed by Torao Kishimoto and Saono Kishimoto, husband and wife as joint tenants to Hong Tao Chen and Emily chen, husband and wife, recorded September 16, 1994, as Instrument No. 12653019, Official Records . 2 . Short Term Rate . A i g00/- / 31tlJs' t .N 3NVl 1 eN 'Md✓IlV - We m Bt6i aM 17va1 g�tt3pD A :b'13d yl •tea/ r fr•t { n c i .pt a F as 1 ■ . .1 n rap u `. i 7'tijd W It. Y rid m... �1 a !t? `\ p - R• 1 n t- ' 1 t C --diti• _a. CplJ--'pl__y Ra, - W y Di - 'w f w nl •J? , "rr.S IaM i rip\ ,. die- 'Ol. m vi 1 .t aL'.3i�i-•..cT_- -•� ern � Nu r a �pei:enw/ ar •' \Y pt o__ I I 1 kf •^'nl �Yj '�I a m a � w � a• 1 ♦ i � .� a •.I .� : 'S al ,o M. _Jim �Lui �.», - �I I $1 p•I' I bl 1 ^I ' Lj •el �I hl �-iu '} . .. ; 7 P' I N ' w\• '�,1 6lBa/, _ dCe!/ Oi[II Wtl9l •OdW 4 CI� L_� ,F w -- - anlaa OOOMAVFJK L I 1 I r o N __- rill- +� .t• w .j I '. .. I I r. q i 3 v % i•.d^,. � �I 9 �I 7 �I pJ s 't- �I d 4 nl .r i♦�Cw I .i . f I I r f -T7••--7 i�''- ~ 1 --- -_-_ L _ prJ lm ,1 / / n. V__.�'a•_.l _Ue _ l e T-... ..r.s cr rBB/ ��Q j 1 i i'I r� aw'rl .f1. al �' s i ♦I .t+_ Wrt: _•!L ." Fry ♦r .v. r.., ave. I f'wll FUJ •al fa vslT� al r y. u r Ni av: 41 .._...l s!_._ r 0 •'I lL. Z f,�'I MI :, p ?I F:I ,•..1 Irr' N I__ _ ___ • f7iiiiy _(lJ O.- G: pl `��Pm I' r n � l! J II _...... 03 COO 'AI .S•(J al ' '^ �.I '' ice+33,5. • r o 4 Ffw•�+l ,y ' � 0 p n ♦ p'ii. `I i� .�p-��! _ .a2f _ � �, LL - I 'tel•:•.'.�i " ; .- �j I ? n �• SL r 1 n I T" T...._� ,[S4'- -'T _l-._..._r_...moi_...�C: chi - I m I I n l •!' I I _ I I l o l w l m l w I ,B I n l v l n l N I _ I act rlo _• _ _ a I h I I b. I N I � I Iq til I �I ^I n ql I gl I 4I I b I I P I I I O MI ry I I I c I I Pi .L_ In fS! . s) Sl i> cl a L .ICY.._.._ _ . ._ '>_ 'r .r L_�✓..� 'Cf_L 8 _L_1O 6: i!.___.. ._I-__..l_..l r '✓. /,Yd ql „fe: X✓I: -' "YT.r:!'JfiJ+:)}i'' as% !Wlt' Y:dfl flOd' 1' t-141 d a :/7d ,J/onuJ/ NTiNi/3.i© �� :iB!I�\ •,,rir :Cra/ level iB'ore, •a/6/ LeU lrnN .�efl 'taa• 1£661 'fear H--ys'r-sr-r"•d"r•^.�1.'._Iti-I r-i:r , sr-'T-s.-r-s:'r---r•- r---r---r. sl „1 n "qI NI �f �I laI no .� M .,1 Pl •f.;` '::.:i,f?C: N •'i � "I of I .,..,• '�N r m. ul m � 1 nl � •I VI .I ••I I I �} ry yi ry I �+ uj �j' ' .i.jt\r.rn M ' AMERICAN LAND iTTLE ASSOCIATION LOAN POLICY VrrN ALTA ENDORSEMENT FORM 1 COVERAGE(M61Y-9I) AND ALTA LEASEHOLD LOAN POLICY(M17-9S) EXCLUSION}ROM COVERAGE T FOLLOWING MATTERS ARE EXPRESSLY EXCLUDED FROM THE COVERAGE OPHOS POLICY AND THE COMPANY WILL NOT PAY LOSS OR DAMAGE,COSTS,ATTORNEYS OR EXPENSES WFDCH ARSE BY REASON OF: L (A)ANYLAW,ORDINANCEOR GOVERNMENTAL REGULATION(INCLUDING BUI'NOTLIMREDTO BUDDING OR ZONING LAWS,ORDINANCES,ORREGULATIONS) RPSTIUCTING REGULATING,PROHIBITING.OR RELATING TO(1)THE OCCUPANCY,USE OR ENJOYMENT OF THE LANDI(•n THE CHARACTER,DIMENSIONS OR LOCATION OF ANY IMPROVEMENT NOW OR HEREAFTER ERECTED ON TIE LAND(MI)SEPARATION IN OWNERSHIP OR A CHANGE INTIM DIMENSIONS OR AREA OFTIIB LAND OR ANY PARCEL OF WHICH THE LAND IS OR WAS A PART,OR(M ENVIRONMENTAL PROTECTION,OR THC EFFECT OF ANY VIOLATION OF THESE LAWS,ORDINANCES OR GOVERNMENTAL REGULATIONS.EXCEPT TOTHE EXTENT THAT A NOTICE OF TIE ENFORCEMENT HEREOP OR A NOTICE OF A DEFECT, LIEN OR ENCUMBRANCE RESULTING FROM A VIOLATION AFFECTING TIM LAND HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY. (B)ANY GOVERNMENTAL POLICE POWER NOT EXCLUDED BY A(A)ABOVE,EXCEPT TO THE EXTENT THAT A NOTICE OF THE EXERCISE THEREOF OR A NOTICE OF A DEFECT,IDN OR ENCUMBRANCE RESULTING FROM A VIOLATION OR AIJIGED VIOLATION AFFECTING THE LAND HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY. 2 RIGHTS OF EMINENT DOMAIN UNLESS NOTICE OF THE EXERCISE THEREOF HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY,BUT NOT EXCLUDING FROM COVERAGE ANY TAKING WHICH HAS OCCURRED PRIORTO DATE OF POLICY WHICH WOULD REBINDING ON THE RIGHTS OF APURCHASER FOR VALUE WTTHOUF KNOWLEDGE 1. DEFECTS.LENS.ENCOMBRANCE&ADVERSE CLAIMS OR OTHER MATTER& (A)WHETHER OR NOT RECORDED IN TIE PUBLIC RECORDS ATDATE OF POLICY,BUT CREATED,SUFFERED,ASSUMED OR AGREED TO BYTHEINSVRED CLAIMANT: (B)NOT KNOWN TO THE COMPANY,NOT RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY,BUT KNOWN TO THE INSURED CLAIMANT AND NOT DISCLOSED IN WRITING TO TIE COMPANY BYT(INSURED CLAIMANT PRIOR TO THE DATE THE INSURED CLAIMANT BECAME AN INSURED UNDER THIS POLICY. (C)RESULTING IN NO LOSS OR DAMAGE TO THE INSURED CLAIMANT, (D)ATTACHING OR CREATED SUBSEQUENT TO DAT:OF POUCYI OR (E)RESULTING IN LOSS OR DAMAGE WHICH WOULD NOT HAVE BEEN SUSTAINED E THE INSURED CLAIMANT HAD PAID VALUE FOR THE INSURED MORTGAGE OR FOR THE ESTATE OR INTEREST INSURED BY THIS POLICY. N, UNENFORCEABILITY OFTHEIIENOPTHEINSURFD MORTGAGE BECAUSE OPTHBINABIITYORFAILURC OFTIIBINSURFD ATDAT'EOFPOUCY,ORTHEINABIITY OR FAILURE OF ANY SUBSEQUENT OWNER OF THE INDEBTEDNESS,TO COMPLY WITH THE APPLICABLE DOING BUSINESS LAWS OF THE STATE IN WHICH THE LAND 1S SITUATED. S. INVALIDITY OR UNENFORCEABILITY OF THE LIEN OF THE INSURED MORTGAGE OR CLAIM HEREOF,WHICH ARISES OUT OFT ETRANSAC ION EVIDENCED BY THE INSURED MORTGAGE AND IS BASED UPON USURY OR ANY CONSUMER CREDIT PROTECTION OR TRUTH IN LENDING LAW. b. ANYSTATUTORY LIEN FORSERVICES,LABOR ORMATERIAIS(ORTHE CLAN OF PRIORITY OF ANY STATUTORY LIENFOR SERVICES,LABOR OR MATERIALS OVER THE LIEN OF TIM INSURED MORTGAGE)ARISING FROM AN IMPROVEMENT OR WORK RELATED TO TIM LAND WHICH IS CONTRACTED FOR AND COMMENCED SUBSEQUENT TO DATE OF POLICY AND IS NOT FINANCED IN WHOLE OR IN PART BY PROCEEDS OF THE INDEBTEDNESS SECURED BY THE INSURED MORTGAGE WHICH AT DATE OF POLICY THE INSURED HAS ADVANCED OR IS OBLIGATED TO ADVANCE ANY CLAIM WHICH ARISES OUT OF HIB TRANSACTION VESTING IN THE INSURED THE ESTATE OR INTEREST INSURED BY HUS POLICY,BY REASON OF THE OPERATION OF FEDERAL BANKRUPTCY.STAT!INSOLVENCY,OR SIMILAR CREDITORS RIGHTS LAWS,THAT IS BASED ON: (A)nHETRANSACTION CREATING THE INTEREST OPTH EINSURPD MORTGAGEE BEING DEEMED A FRAUDULENT CONVEYANCE OR FRAUDULENT CONVEYANCE OR FRAUDULENT TAANSFERt OR (B)THHESUBORDINATON OFTHEINTEREST OPT EINSURED MORTGAGEE ASARESIIT OFTHEAPPLICATIONOPTHEDOCTRINEOFEQHITTABLESUBORDINAHOW OR (C)THCTRANSACTION CREATING HIB INTEREST OFTHE INSURED MORTGAGEE BM NGDEEMED APREFERINRAL TRANSFER EXCEPT WHERE THEPRE ERENTTAL TRANSFER RESULTS FROM THE PAI.URE m TO TAMELY RECORD THE INSTRUMENT OF TRANSFER;OR (11)OF SUCH RECORDATION TO IMPART NOTICE TO A PURCHASER FOR VALUE OR A JUDGMENT OR LIN CREDITOR AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY(6147) EXCLUSIONS FROM COVERAGE IN ADDITION TO THE EXCEPnONS IN SCHEDULE B,YOU ARE NOT INSURED AGAINST LOSS.COSTS.ATTORNEYS FEES,AND EXPENSES RESULTING FROMr 1, GOVERNMENTAL POLICE POWEE AND THE EXISTENCE OR VIOLATION OF ANY LAW OR GOVERNMENT REGULATION. THIS INCLUDES BUILDING AND ZONING ORDINANCES AND ALSO LAWS AND REGULATIONS CONCERNINQ ' LAND USE • IMPROVEMENTS ON THE LAND • LAND DIVISION • ENVIRONMENTAL PROTECTION THIS EXCLUSION DOES NOT APPLY TO VIOLAHONS OR THE ENFORCEMENT OF THESE MATTERS WHICH APPEAR IN THE PUBLIC RECORDS AT POLICY DATE THIS EXCLUSION DOES NOT LIMIT THE ZONING COVERAGE DESCRIBED IN ITEMS H AND 13 OF COVERED TITLE N58& L THE RIGHT TO TAKE HIB LAND BY CONDEMNING IT,UNLFS& ` A NOTICE OF EXERCISING THE RIGHT APPEARS IN TIL!PUBLIC RECORDS ON THE POLICY DATE • THE TAKING HAPPENED PRIOR TO THE POLICY DATE AND IS BINDING ON YOU E YOU BOUGHT THC LAND WITHOUT KNOWING OF TIM TAKING. & TITLE RISKS: _ • THAT ARE CREATED,ALLOWED,OR AGREED TO BY YOU • THAT ARE MOWN TO YOU,BUT NOT TO US,ON HIB POLICY DATE.UNLESS THEY APPEARED IN THE PUBLIC RECORDS • THAT RESULT IN NO LOSS TO YOU • THAT FIRST AFFECTYOUR HTRAPTER THEPOLICTDATE-THIS DOES NOTLIMITTHELABORANDMATPJUAL LENCOVERAGE IN TI'PlM a oPCOVEKED TITLE RISE& I FAILURE TO PAY VALUE FOR YOUR TITLE. LACK OF A RIGHT, '1' TO ANY LAND OUTSIDE TIE AREA SPECIFICALLY DESCRIBED AND REFERRED TO IN REM I OF SCHEDULE A N " O0. • IN STREETS.ALLEYS.OR WATERWAYS THAT TOUCH YOUR LAND. ' r THIS EXCLUSION DOES NOT LIMIT THE ACCESS COVERAGE IN REM S OF COVERED TITLE RISKS. (PAGE 2 OF 7) EQI4R:A' USC OF PREPRINTED POUCY FAIXCLUSIONS AND EXCEPTIONS CALIFORNIA LAND.TTHB ASSOCIATION STANDARD COVERAGE POLICY•1990 EXCLUSIONS FROM COVERAGE THE FOLLOWING MATTERS ARE EXPRESSLY EXCLUDED FROM THE COVERAGE OFTHIS POLICY AND THE COMPANY W6L NOT PAY LOSS OR DAMAGE COSTS.ATTORNEY'S PIES OR WENSES WHICH ARSE BY REASON OR L (A)ANY LAW,ORDINANCE OR GOVERNMENTAL REGULATION(INCLUDING BUT NOT LIMITED TO BUDDING OR ZONING LAWS,ORDINANCES.OR REGULATIONS) RESTRICTING,REGULATING.PROHIBITING OR RELATING TO M THE OCCUPANCY.USE.OR EN)OTMENT OF THE LAND;(m THE CHARACTER,DIMENSIONS OR LOCATION OF ANY IMPROVEMENT NOW OR HEREAFTER ERECTED ON THE LANDI(II)SEPARATION IN OWNERSHIP OR ACHANGE INTIM DIMENSIONS OR AREA OFTHE IAND OR ANY PARCEL OF WHICH THE LAND IS OR WAS A PART,OR(IV)ENVEONMENTAL PROTECTION.OR THE EFFECT OF ANY VIOLATION OF 779-92 TO THEIRTENTTENTANOTICE OF THE ENFORCEMENT HEREOF ORA NOB REOP CORDS AT LAWS,ORDINANCES OR GOVERNAPNTAL REGULATIONS,EXCEPT LIENOR ENCUMBRANCE RESULTING FROM A VIOLATION OR At VIOLATION AFFECTING THE LAND HAS BEEN RECORDED IN THE PUB RECORDS AT DATE OF POLICY. POWER GOVERNMENTAL POLICE TAN OF OP DEFECT.LIEN OR ENCUMBRANCE RLSUL77NGG FROM A VIOLANOT EXCLUDED BY A(A)TION O ALLEGED OLLATIEXTENT N�AAFFECTING THE LAND HAS BEEN RECORDED IN THE PUB LIC RECORDS AT DATE OF POLICY. _EXERCISE RECORDED IN PUBLIC L RIGHTEXCLUS OFEMEEING M ODOMAIN ONE E9SVERAGE A NOTTWFICH HA90CCUARED PNOR TOOP DATE OSP POLICY WHICH�OIBD BE BINDIN�ONTHE N('FTT4OF PURCHASER FOR VALUE WITHOUT KNOWLEDGE L DEFECTS.LIENS.ENCUMBRANCES.ADVERSE CLAIMS OR OTHER MATTER& (A)WIET ERORNOTRECORDED INTHIPUBUC RECORDS ATDATROF POUCY.BUTCREATPD-SUFFERED,ASSUMED OR AGREED TO BYTHEINSURPD CIAIMAMS (B)NOT KNOWN TO THE COMPANY,NOT RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY.BUT KNOWN TO TTI INSURED CLAIMANT AND NOT DISCLOSED IN VRI INGTOTHECOMPANYBYTHEINSURED CUDMANTPNORTOTHEDATETHEINSURED CLADMANTBECAME ANINSVRER UNDERiHIS POLICY. (D)ATTACHING NG ORTING IN OLOSS CREATEDRDAMAGE TO SUBSEQUENT TO DATE OP POU(C ; (E)RESULTING IN LOSS OR DAMAGE WHICH WOULD NOT HAVE BEEN SUSTAINED P THE INSURED CLAIMANT HAD PALO VALUE FOR THE INSURED MORTGAGE IN OR FOR THE ESTATE OR INTEREST INSURED BY TELLS POLICY. ECA _ ` OOR FAQDREp P ANYSpTHELMNOpTUxiNsuREDMORTGAGRB UBSEQUENTOWNER OF THE INDEBTEDNESS`TO COMPLYINWI TM THE APPLICABLE DOINGBUsamsS LAWS OF PTHE STATE IN WHICH THE LAND IS STIVATP.D. S, TCLAIM THE TRANSACTION EVIDENCED GEALINOF THE INSURED BY THE I15URPD MORTGAAND IS EASED OR ANY CONSUMER LEDPROTECTION OR TRUTH IN LENDING EXCEPTIONS PROM COVERAGE(SCHEDULE B-PART I) THIS POLICY DOES NOT ENSURE AGAINST LOSS OR DAMAGE(AND 77M COMPANY WELL NOT PAY COSTS.ATTORNEYS' FEES OR EXPENSES)WHICH ARISE BY REASON OF: ASSESSMENTS SSPSSMPASSESSMENTS WHICH ARE NOT SHOWN AS EXISTING LENS BY THE RECORDS OF ANY TAXING AUTHORITY THAT LEVIES TAXES OR ASSESSMENTS ON 1. TAXES SSES OR 0Y THE PUBLIC RECORDS. PROCEEDINGS BY A PUBLIC AGENCY WHICH MAY RESULT IN TAXES OR ASSESSMENTS, OR NOTICES OF SUCH REAL OR PROCEEDING£WHETHER OR NOT SHOWN BY THE RECORDS OP SUCH AGENCY OR BY PUBLIC RECORD£ L ANY PACTS,RIGHTS.INTEREST OR CLAIMS WHICH ARENDT SHOWN BYTHE PUBLIC RECORDS BUT WHICH COULD BE ASCERTAINED BY AN INSPECTION OP TEE RAND OR BY MAKING INQUIRY OF PERSONS IN POSSESSION TIUEREOP. L BASEMENTS.LIENS OR ENCUMBRANCES.OR CLAIMS THRREOF.WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS. SURVEY WOULD 4. DISCREPANCIES,CONFLICTS IN BOUNDARY LDNE9,SHORTAGR INAREA.ENCROACHMENTS,OR ANYOTHER PACTSWiUCMACORAECT(C)WATRRIGHT.CLAIMS S • AND WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS' S. (A)UNPATE.NIED MININGCIAIMSi(B)RESERVATIONS OREXCEPTONSINPATPNTSORINACfSAUTHORIZINGTHEISSUANCE THEtEOF;(C�WATEREGM£CIAlA15 OR TIDE TO WATER WHETHER OR NOT RE MATTES EXCEPTED UNDER(A),(B)OR(C)ARE SHOWN BY THE PUBLIC RECORDSBy THIS POLICY __SACTION 6 • ESTATE or ENTE&EST INSURED CANY CLAIM.WHICH ARISES OUT Of THE TRANSACTION VESTING IN THE REATING THE INTEREST OF THE INSURED LENDER.BY REASON OF THE OPERATIOTHE OF FEDERAL BANKRUPTCY-STATE INSOLVENCY ORRSIMILAR CREDITORS' RIGHTS LAW£ E AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY(1BU-92) AND AMERICAN LAND TITS ASSOCIATION LEASE HOLD OWNERS POLICY 00.1791) EXCLUSIONS FROM COVERAGE REGULATION ONCLUDING BUT NOT ZONING LAWS,ORDINANCES-OR REGULATIONS) 1 ANY LAW. REGULATING,GOVERNMENTO AL RELATING TO M TIM OCCUPANCY.Uffi,LIMITED ENJOYMPM OPRTHE LAND;(I)THE CHARACTER.DI ENSIONS OR LOCATION OF ANY IMPROVEMENT NOW OR HEREAFTER ERECTED ONTHE LANDS(II)SEPARATION IN OWNFJLSF�OR A CHANGE IN THCDISffiNSIDNS OR AREA OP THE LAND OR ANY FARM OF WHICH TIE LAND IS OR WAS APART,OR"ENVEONMENCAL PROTECTON.OR THE EFFECT O ANY VIOLATION OF THESE LAWS.ORDINANCES OR GOVERNMENTAL REGULATIONS,ELCEPT TO THE EXTENT THAT A NO7ECR OFTHE M RCEMPI'NI'IINRPAP OR A NOTCe OF A DE DMa EN LIOR ENCUMBRANCE RESULTING,FROM A VIOLATION OR ALLEGED VIOLATION AFFECTING THE LAND HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY. (B)ANY GOVERNMENTAL POLICE POWER NOT EXCLUDED BY A(A)ABOVE.EXCEPT NEE EXTENT THAT A NOTICE Of THE EXERCISE'TPRED I OR A NOTICE OF A DEFECT.LIEN OR ENCUMBRANCE RESULTING FROM A VIOLA77ON OR ALLEGED VIOLATION AFFECTING THE LAND HAS BEN RECORDED INTER PUBLIC RECORDS AT DATE OF POLICY. FSS N077CE OF_EXERCISE L PUBLIC RECORDS AT DATE OF POLICY.our NOT IXHTS OFEING n4E CODOMM�LINE AEON WITCH HAS OCCURREDP ATO HAS BEEN POLICY WHICH RECORDED IN WOUXD BE BINDING ON THE RIGHTS OF A PURCHASER FOR VALUE WITHOUT KNOWLEDGE L DEFECTS,LIENS.ENCUMBRANCES.ADVERSE CLAIMS OR OTHER MATTERS OR AGREED TOBYTHEINSIRPD CLAIfAND (A)WHETHER ORNOTRECORDED DITNEPUBLICRECORDS ATDATEOPPOLICY,BUTCRPATPD,F POLICY, ASSUMED (B)NOT KNOWN TO THE COMPANY,NOT RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY,BUT KNOWN C TEA INSURED UNDF.ANT AND NOT DISCLOSED IN WRTENGTOTHECOMPANY BYTHEINSURED CAI/ANTPEORTOTHEDATETEEIISUPD CLADMANTBECAMEANINSIRRPD UWEATHIS POLICY. (C)RESULTING IN NO LOSS OR DAMAGE TO THE INSURED CLAIMANT; (D)ATTACHING OR CREATED SUESEQUPNT TO DATE OF POLICY,OR (E)RESULTING IN LOSS OR DAMAGE WHICH WOULD NOT HAVE BEEN SUSTAINED P THE INSURED CLAIMANT HAD PAID VALUE FOR THE ESTATE OR FOR THE ESTATE OR INTEREST INSURED BY THIS POLICY. A ANY CLAIM WHICH ASSES OUT OF THE TRANSACTION VESTING IN TEE INSURED NNE ESTATE OR INTEREST INSURED BY THIS POLICY.BY REASON OF TIM OPERATION OF FEDERAL BANKRUPTCY,STATING INSOLVENCY.OR SIHIAR CREDTORRIGHTS LAWS.THAT IS BASED ON, (A)THETRANSACTON CREATINGTEEESTATEORINTERFST INSURED BYTHIS POLICYBEING DPEMPDAFRAVDULPNT CONVEYANCEORFRAUDIEEfTTRANSPEAi OR (B)THE TRANSACTION CREATING THE ESTATE OR INTEREST INSURED BY THE POLICY BRING DPeuon A PREFERENTIAL TRANSFER EXCEPT WHERE IMPORT PREFERENTIAL TRANSFER RESULTS FROM THE FAILURE m TO TIMELY RECORD THE INSTRUMENT OF TRANSFER,OR(IQ OF SUCH RECORDATION TO IMP0K7 NOTICE TO A PURCHASER FOR VALUE OR A JUDGEMENT OR LIEN GREDTOL (PAGE 1 OF n (CONTINUED ON REVERSE)