CC Resolution No. 6489 . . f, ;
' PLEASE RETURN TO CITY OF CUPERTINO
RESOLiJTION N0. 6~189
A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CUPERTINO
AUTHORIZI[~G EXECUTION OF AGREEMENT WITH GREAT WESTERN FOR
DEFERRED COMPENSATION
WHEREAS, there has been presented to the City Council an Agreement
between the City of Cupertino and Great Western Savings and Loan
Association regarding Deferred Compensation; and the terms and conditions
of said agreement having been approved by the City Manager and the City
Attorney;
NOW, THEREFORE, BE IT RESOLVED that the Mayor and the City Clerk are
hereby authorized to execute said agree~ent in behalf of the City of
Cupertino.
PASSED AND ADOPTED at a regular meeting of the City Council of the
City of Cupertino this ~th day of February, 1985 by the following vote:
Vote Members of the City Council
AYES: Gatto, Plungy, Rogers, Sparks, Johnson
NOES: No~ie
ABSENT: None
ABSTAIN: None
APPROVED:
/s/ Phil_ N. Johnson
Mayor, City of Cupertino
ATTEST:
"fHl5 IS TO CERTIFY THA7 THE W'ITi-iIN
/S/ DorOth~CoYnelius IP~STRUMENT ISATRUE AND CORRECTCOPY
CltY Clerk ?F THE ORIGINAL ?N FILE iN TIilS OFFICE.
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ATTEST /J , ~9~
CITY CLE ?F HE CITY ?F TINO
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R~TURN TO CITY r~~
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OF CUPERTINO `~u G~"v~``~-f'~~-•
10300 TORRE AVE. CITY LERK
GUPERTINO, CA 95014
• DEFERRED COMPENSATION PLAN AGREEMENT
THIS AGREEMENT, made as of this 4th day of
Fahrita , 1985 , by and between GREAT WESTERN SAVINGS, A
FEDERAL SA~ AND LOAN ASSOCIATION, hereinafter referred to as
"GREAT WESTERN", and CITY OF CUPERTINO, hereinafter referred to as
"AGENCY".
WHEREAS, AGENCY, pursuant to Resolution No. 6489
dated February 4, 1985 ~ has established a Deferred Compensation Plan,
hereinafter referred to as "PLAN"; and
WHEREAS, AGENCY desires to contract with GREAT WESTERN to perform
certain services in the implementation and continuing operation of
the PLAN; and
WHEREAS, GREAT WESTERN desires to provide such services subject
to the terms and conditions contained herein;
NOW, THEREFORE, the AGENCY and GREAT WESTERN agree as follows:
1. TERM: This Agreement shall remain in full force and effect
for five (5) years and shall not be terminated prior to that
time except for "Cause" as that term is hereinafter
defined. Thereafter, this Agreement shall continue in
effect for successive periods of five (5) years unless
either party gives written notice to the other, not less
than ninety (90) days prior to the end of any term, of its
intention not to renew the Agreement.
For the purpose of this Agreement, the term "Cause" shall be
defined to mean the failure of either party to perform any
of its obligations under this Agreement. If this shall
occur, the non-defaulting party shall give the defaulting
party written notice, which shall specify the particulars of
default. If such default is not cured within sixty (60)
days, then the non-defaulting party shall have the right to
terminate this Agreement for Cause by giving the defaulting
party thirty (30) days written notice.
Upon termination of this Agreement, the following shall
occur:
a. No new accounts shall be established.
b. GREAT WESTERN shall issue reports to AGENCY detailing
the status of PLAN assets no later than ten (10)
business days after the end of the month in which
termination occurs.
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~ c. AGENCY may request withdrawal of funds on deposit. If
termination is for Cause, as defined herein, GREAT WESTERN
shall disburse such funds within thirty (30) days of the
effective date of termination. If termination is due to
non-renewal of this Agreement, as defined herein, GREAT
WESTERN shall disburse such funds upon request of AGENCY in
amounts not less than twenty-five percent (25~) of the
balance of such funds per quarter for four (4) quarters.
GREAT WESTERN may, at its discretion, disburse such funds at
a rate in excess of such minimum. This provision shall not
apply to restrict withdrawal to meet disbursements made to
participants pursuant to the Plan.
2. ENROLLMENT SERVICES: GREAT WESTERN agrees to conduct the
enrollment of all eligible employees who elect to
participate in the PLAN. GREAT WESTERN agrees to provide
educational and promotional information for distribution to
AGENCY's employees. AGENCY agrees to allow and facilitate
periodic distribution of such information in conjunction
with each employee's payroll.
GREAT WESTERN agrees to conduct group presentations
periodically for the AGENCY's employees to explain the PLAN.
GREAT WESTERN agrees to provide educational and promotional
information regarding the PLAN to employees in attendance at
such presentations. AGENCY agrees to facilitate the
scheduling and provide facilities at which satisfactory
attendance can be expected. GR~AT WESTERN agrees to provide
qualified personnel to be available periodically to discuss
the PLAN with individual employees.
GREAT WESTERN agrees that in performing the services
provided for hereunder that it will conduct itself at all
times with due regard to rules and regulations of the AGENCY
~nd further agrees not to commit any act that will
unreasonably tend to degrade the AGENCY or bring it into
public contempt or ridicule, or prejudice the maintenance of
the good employee-employer relationship existing between the
AGENCY and its employees. GREAT WESTERN agrees to retain
qualified personnel on a continuing basis in order to
perform the aforementioned services on a local level
throughout the term of this Agreement.
3. DEFERRALS: GREAT WESTERN agrees to accept deposit input
from the AGENCY on each payroll cycle in the form of either
magnetic tape or listing. Each such listing or magnetic
tape shall contain each participant's name, social security
number, and the amount deferred. AGENCY agrees to perform
the deductions to participating employee's payroll. GREAT
WESTERN agrees to direct and coordinate the investment of
funds in the investment vehicles herein prescribed.
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DISTRIBUTIO~S: Upon receipt of written instructions
approved by the AGE~CY, GREAT WESTERN agrees to direct and
coordinate the payment of benefits to participants and
beneficiaries, wi~hhold the appropriate federal and/or state
taxes, remit aggregate withholdings to the appropriate
taxing authorities as well as issue the net funds to the
participant or beneficiary. In addition, GREAT WESTERN
agrees to perform the necessary monthly, quarterly, and
annual reporting on withholdings to the appropriate taxing
authorities. GREAT WESTERN also agrees to issue the
appropriate annual wage and tax statements to participants
and beneficiaries receiving payments during a given year and
to provide the AGENCY with a copy of this information.
5. RECORDKEEPING AND REPORTS: GREAT WESTERN agrees to furnish
the AGENCY, monthly and quarterly, reports regarding the
status of the PLAN containing, but not limited to, the
following information:
a. Each participant's name.
b. Each participant's social security number.
c. Each participant's sub-account number.
d. Deposits credited to each participant's sub-account.
e. Withdrawals debited to each participant's sub-account.
f. Interest/Earnings credited to each participant's
sub-account.
g. Value of each participant's sub-account.
h. Summary totals of the PLAN.
GREAT WESTERN agrees to provide quarterly statements to
participants in the PLAN. Each statement to a participant
shall identify the detail transactions that have occurred to
that sub-account for that period as well as the beginning
and ending values of the participant's sub-account.
GREAT WESTERN agrees to maintain the records necessary to
produce the various required reports and that transactions
will be performed in accordance with generally accepted
accounting practices. GREAT WESTERN agrees that all records
shall be the property of the AGENCY and that, in the event
this contract is terminated for any reason, GREAT WESTERN
will supply AGENCY these records within thirty (30) days
subsequent to the termination date. AGENCY agrees that all
computer tapes, discs, and programs shall be the property of
GREAT WESTERN.
GREAT WESTERN agrees that all information supplied to, and
all work processed or completed by GREAT WESTERN will be
held to be confidential and private and will not be
disclosed to anyone other than the AGEKCY or those persons,
corporations or governmental agencies who have a lawful
right to such information.
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6. INVESTMENT VEHICLES: GREAT WESTERN agrees to provide the
herein prescribed services for the AGENCY with the following
investment vehicles available within the PLAN.
Great Western Savings (GWS)
Investment Co. of America (ICA)
Growth Fund of America (GFA)
Bond Fund of America (BFA)
GWS Certificate of Deposit
Single Premium Immediate Annuity
GREAT WESTERN may, from time to time, offer to perform the
herein prescribed services for additional investment
vehicles. Such investment vehicles shall be made available
within the PLAN only upon the mutual agreement of all
parties.
The investment vehicle identified as Great Western Savings
shall be savings account with GREAT WESTERN. Each such
account shall be subject to the rules, regulations, and
statutes to which GREAT WESTERN is subject, as promulgated
by the Federal Home Loan Bank (FHLB), the Federal Savings
and Loan Insurance Corporation (FSLIC), and other such
regulatory authorities.
GREAT WESTERN agrees to accept PLAN funds for investment in
the savings option (GWS), bearing interest at a rate to be
effective as of the first day of each calendar month, using
whichever of the following methods result in the highest
interest rate payable:
A. The rate of interest determined on the last business
day of each calendar month for 90-day money market rate
accounts at GREAT WESTERN, with monthly compounding of
interest. This rate will be guaranteed for the
succeeding calendar month, regardless of any subsequent
change in the 90-day money market rate accounts at
GREAT WESTERN.
B. The rate of interest in effect on the last business day
of each calendar month equal to the 26-week U.S.
Government Treasury Bill discount rate plus twenty-five
(25) basis points, with monthly compounding of
interest. This rate will be guaranteed for the
succeeding calendar month, regardless of any subsequent
change in the discount rate of the 26-week U.S.
Government Treasury Bill.
C. 10.00~ per annum, eompounded monthly for an annual
effective yield of 10.62~.
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GREAT WESTERN agrees to collateralize any amounts of the
AGENCY's PLAN funds invested in the savings account option
not subject to insurance of accounts by the FSLIC, adjusted
. monthly, with first deed of trust on commercial, industrial,
or residential property. The remaining outstanding
principal balance of the collateral shall, in the aggregate,
at all times equal or exceed 125% of the value of such
uninsured funds.
Funds invested in ICA, GFA, and BFA by the AGENCY will
utilize GWF Securities Corp., a wholly owned subsidiary of
Great Western Financial Corporation, as the broker/dealer
for such transactions. GREAT WESTERN charges no
administrative fees in connection with the mutual funds.
Fund purchases are subject to sales charges as detailed in
the prospectus.
7. TITLE AND OWNERSHIP: Title and ownership of all accounts
established for the PLAN shall beheld in the name of the
AGENCY's Deferred Compensation Plan. The AGENCY shall be
sole custodial of and receive any passbooks, investment
certificates or other evidence of ownership of the accounts
established under this Agreement. GREAT WESTERN shall have
no privity of contract with the participants of the PLAN.
GREAT WESTERN agrees not to accept or honor any instructions
that may be submitted by participants or to provide any
information regarding account balances or transactions,
without the permission of the AGENCY.
8. FEES AND EXPENSES: Except as provided for in this Agreement
or as required by law or regulations, GREAT WESTERN agrees
that it will make no charges to the AGENCY or to
participants in the PLAN for any obligation performed
pursuant to this Agreement. GREAT WESTERN further agrees to
pay the expenses incurred as a result of its providing the
herein preseribed services.
9. CIRCUMSTANCES EXCUSING PERFORMANCE: The performance by the
parties of this Agreement is subject to force majeure and is
excused by fires, power failures, strikes, ac~s of God,
restrictions imposed by any government or governmental
agency, or other delays beyond the delayed party's control
or defaults by participants or employer. Failures of or
defaults of participants, employers, or investment vehicles
other than funds invested in Great Western Savings shall
excuse performance by GREAT WESmERN thereby prevented.
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• 10. INDEMNIFICATION: Notwithstanding any other provision to the
contrary, GREAT WESTERN agrees that it shall be solely
responsible to the_AGENCY for any and all services performed
, by GREAT WESTERN or its employees under this Agreement.
GREAT WESTERN shall be responsible for negligence committed
by GREAT WESTERN or its employees, ineluding employees of
GWF Securities Corp. The AGENCY shall be responsible for
any error committed by the AGENCY or its employees. GREAT
WESTERN shall not be liable for investment performance,
except as expressly provided for within this Agreement.
11. ASSIGNABILITY: No party to this Agreement shall assign the
same without the express written consent of the other party
thereto, such consent not to be unreasonable withheld.
Unless agreed to by the parties, no assignment shall relieve
any party to this Agreement of any duties or liabilities
hereunder.
12. PARTIES BOUND: This Agreement and the provisions thereof
shall be binding upon the respective parties and shall inure
to the benefit of the same and to their successors and
assigns.
13. APPLICABLE LAW: This Agreement shall be construed in
accordance with the laws operating within the State of
California.
1~. UNLAWFUL PROVISIONS: In the event any provision of this
Agreement shall be held illegal or invalid for any reason,
said illegality or invalidity shall not affect the remaining
parts of the Agreement, but the same shall be construed and
enforced as is said illegal or invalid provisions had never
been inserted herein or therein. Notwithstanding anything
contained herein to the contrary, no party to this Agreement
will be required to perform or render any services
hereunder, the performance or rendition of which would be in
violation of any laws, rules, or regulations relating
thereto.
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15. CONFLICT OF INTEREST: At no time during the term of this
~ Agreement shall GREAT WESTERN, its officers, directors or
employees have an conflict of interest which impairs GREAT
WESTERN's ability to perform the duties and responsibilities
under this Agreement.
16. NOTICES: Al1 notices and demands to be given under this
Agreement by one party to another shall be given by
certified mail, addressed to the party to be notified or
upon whom a demand is being made, at the respective
addresses set forth in this Agreement or such other place as
either party may, from time to time, designate in writing.
The date of service of a notice or demand shall be the
receipt date on any certified mail receipt.
If to GREAT WESTERN: GREAT WESTERN SAVINGS
P.O. Box 1085
Northridge, CA 91328
Attn: Municipal Programs
If to AGENCY: CITY OF CUPERTINO
10300 Torre Avenue
Cupertino, CA 9501~
IN WITNESS WHEREOF, the parties have hereunto set their hands and
seals the day and year first above written.
AGENCY GREAT WESTERN
APPRO ED T AR :
„ -
% C i~ B Y :
EGAL COUNS L' CE RESIDF~
GREAT WESTE~ SAV N S
(A FEDERAL AVINGtS- &
LOAN ASSOCIATION)
BY:
AUTHORIZED OFFICER
ATTEST: ~ ~
;
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~ CQ_-1=-u.c-~
City Clerk
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