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Home My WebLink About26-121 VC3, Inc. for vCisco ServicesMASTER AGREEMENT This Master Agreement ("Agreement") is entered into as of this 1st day of August, 2026 (the "Effective Date"), between VC3, Inc., a Delaware corporation having its principal place of business at 1301 Gervais Street, Suite 1800, Columbia, SC 29201 ("Company"), and City of Cupertino, CA, a Municipality having its principal place of business at 10300 Torre Ave, Cupertino, CA 95014 ("Client"). Client and Company hereby agree as follows: 1. Services, Third Party Products; and Orders. 1.1 Services. Company will provide to Client computer system and network maintenance services, managed services, software services, hardware as a service (“HaaS”), consulting services and/or professional services (the “Services”) in each case as described in a written executed order between Company and Client (each an “Order”); provided however that the parties recognize that Company may from time to time provide Services to Client at Client's request without an Order, and in such cases, these Services shall be subject to and governed by the terms and conditions of this Agreement and performed by Company on a time and materials basis and invoiced at the hourly billing rates specified in Exhibit A, provided, further, that such Services will not exceed $5,000 unless otherwise mutually agreed to in writing. To the extent applicable, Orders shall include all taxes, tariffs, and applicable fees and charges. 1.2 Third Party Products. Company may sell or license or provide Third Party Products (as defined in Section 5.2) to Client as set forth in and on terms and conditions set forth in a n Order. 1.3 Order. To be effective, each Order shall reference this Agreement and, when Client’s signed version is received by Company, shall automatically be deemed a part of, and governed by the terms of, this Agreement. Each Order is enforceable according to the terms and conditions contained therein. 1.4 Change Orders. Client may request a change in the scope or nature of the Services in an Order at any time. However, changes to the scope of the Services in an Order can be made only in writing executed by both parties. 1.5 Non-Exclusive. Client understands and agrees that the Services provided under this Agreement are not exclusive to Client, and Company may provide the same or similar services to Company’s other customers. 2. Charges for Services and Third Party Products. 2.1 Fees. Client agrees to pay Company the fees for Services and Third Party Products as indicated in each Order, or as hourly work defined below in Exhibit A (collectively referred to as the “Fees”). Company reserves the right to increase the Fees once per calendar year. Unless otherwise expressly stated in an Order, Company’s compensation for Services will be based on direct labor hours charged at fixed labor rates. The Order may call for a budget of expected charges as a way for both parties to monitor performance. Except as otherwise expressly set forth in an Order, all Services that are identified to be rendered on a time and materials basis will be invoiced at the hourly billing rates specified in Exhibit A. 2.2 Payment. Unless otherwise stated in an Order, all undisputed Fees for Services shall be due and payable by Client in advance of the calendar month in which the Services are to be provided to Client. Unless otherwise stated in an Order, Fees for Third Party Products shall be due and payable in advance of delivery. Payments made using electronic transfer shall be deducted from Client’s designated bank account on the first business day of the month for which the Services are to be provided or on the date of delivery of Third Party Products. For prepaid Fees or Fees paid pursuant to a service plan, payment must be made in advance of providing Services or delivery of Third Party Products, unless other arrangements are agreed upon in the Order. Fees invoiced to Client shall be paid on a net thirty (30) day basis. Company reserves the right, but not the obligation, to suspend part or all of the Services in the event that any portion of undisputed Fees are not timely received by Company within fifteen (15) days following the date on which such Fees are due. All disputes initiated by Client related to Fees must be received by Company with in sixty (60) days after the applicable Service is rendered or the date on which Client receives an invoice, whichever is later, otherwise Client waives its right to dispute the applicable Fees thereafter. A re-connect fee for Company’s actual costs incurred in connection with reconnecting Services may be charged to Client in the event that Company suspends the Services due to Client’s nonpayment. 2.3 Expenses. Client shall pay Company for all reasonable expenses incurred by Company in the performance of the Services, including without limitation travel, living, and out-of-pocket expenses incurred pursuant to this Agreement, which have been preapproved by Client in writing. 2.4 Taxes. Client shall pay directly, or reimburse Company for, and indemnify and hold Company harmless from, all taxes and tariffs assessed or levied by any governmental entity that are now or may become applicable to the Services or Third Party Products or measured by payments made by Client to Company hereunder, or are required to be collected by Company or paid by Company to tax authorities including interest assessment thereon if such assessments are due to Client’s actions or inactions. This includes, but is not limited to, sales, use, excise, gross receipt and personal property taxes, or any other form of tax based on services performed, Third Party Products, equipment used by Company to perform services solely for Client, and the communication or storage of data, but does not include taxes based upon Company’s net income. 3. Term; Termination. 3.1 Term. The term of this Agreement shall continue from the Effective Date until the earlier of (a) three years from the date of execution or (b) termination of this Agreement as provided in this Agreement. Notwithstanding the foregoing, the term of each Order will be as stated in the applicable Order. For the vCISO services provided to the City of Cupertino under the applicable Work Order, the Work Order will have a three -year term. Either party may elect to cancel the Work Order effective upon the expiration of th e initial twelve (12)-month service period, or upon the expiration of any subsequent twelve (12)-month service period, by providing written notice to the other party at least ninety (90) days before the applicable cancellation date. 3.2 Termination for Breach. Either party may terminate an Order or this Agreement, as applicable, for material breach by the other party of the Order or this Agreement, as applicable, which is not cured within 30 days from the receipt by the party in breach of a written notice from the other party specifying the breach in detail. Client shall be liable for payment to Company for all Services rendered prior to the effective date of any such termination. 3.3 Termination for Non-Appropriation. Client’s obligations under this Agreement are subject to annual budgetary appropriation and approval by Client’s governing body. In the event sufficient funds are not appropriated or otherwise made available to support Client’s continued performance under this Agreement beyond the first twelve (12) months of the Initial Term, Client may terminate this Agreement for non -appropriation by providing Company with at least thirty (30) days’ prior written notice. Such notice shall include a written statement that funds necessary to continue the Services have not been appropriated despite the Client’s good faith efforts. Client acknowledges that the pricing, service structure, and fees set forth in this Agreement are based on a thirty -six (36) month term, and reflect discounts and investments made by Company in reliance on Client’s commitment to the full Initial Term. Accordingly, in the event Client terminates this Agreement pursuant to this Section, Client shall remain responsible for: (a) payment for all Services performed and amounts accrued th rough the effective date of termination; and (b) payment of an early termination fee equal to thirty percent (30%) of the remaining fees that would have otherwise been payable through the end of the Initial Term. The parties agree that this amount represen ts a reasonable estimate of Company’s financial impact resulting from early termination and reflects the value of discounts, transition costs, and resources allocated to support Client under this Agreement. This Section shall not be construed to permit termination for convenience, and shall apply only in the event of a bona fide non-appropriation of funds. 3.4 Early Termination. The Parties acknowledge that early termination of this Agreement or an y Order (i) by Company pursuant to Section 3.2 (Termination for Breach) or (ii) termination of this Agreement or and Order by Client for any reason other than pursuant to Section 3.2 or 3.3 will result in Company incurring damages difficult or impossible to ascertain. In the event of such occurrence, Company will be entitled to, and Client agrees to pay (not as a penalty), all fees due for the remaining term of the Agreement, or Order(s), as applicable, in addition to any other amounts owed to Company under this Agreement. Notwithstanding the foregoing, for the vCISO services provided under the applicable Cupertino Work Order, either party may elect to cancel the Work Order effective upon the expiration of the initial twelve (12)-month service period, or upon the expiration of any subsequent twelve (12)-month service period, by providing at least ninety (90) days’ prior written notice. A cancellation that becomes effective at the end of the applicable twelve (12)-month service period pursuant to this notice right will not be considered an early termination under t his Section 3.4, and Client will not be responsible for fees attributable to any period after the effective cancellation date. The cancellation right does not permit either party to terminate the Work Order before the end of the applicable twelve (12)-month service period. Any termination before the applicable cancellation date remains subject to this Section and Sections 3.2 and 3.3.3.5 Equipment / Software Removal. Upon termination of this Agreement or an Order for any reason, Client shall provide Company with access, during normal business hours, to Client’s premises (or any other locations at which Company-owned hardware, equipment or software is located) to enable Company to remove all Company-owned hardware (including HaaS Hardware), equipment and software from the premises (if any). If Client fails to grant Company access as described herein, or if any of the Company-owned hardware or equipment is broken or damaged (normal wear and tear excepted) or any of the software is missing, Company shall have the right to invoice Client for, and Client hereby agrees to pay immediately, the full replacement value of any and all Company-owned hardware, equipment and software (as applicable) located at Client’s premises. 3.6 Survival. Expiration or termination of any Order or this Agreement for any reason will not release either party from any liabilities or obligations set forth in any Order or this Agreement which (a) the parties have expressly agreed will survive any such expiration or termination or (b) remain to be performed or by their nature would be intended to be applicable following any such expiration or termination. 4. Proprietary Protections. 4.1 Ownership Rights (a) General. Each party will retain all rights to any software, ideas, concepts, know-how, development tools, techniques or any other proprietary material or information that it owned or developed prior to the Effective Date or acquired or developed after the Effective Date without reference to or use of the intellectual propert y of the other party. All software that is licensed by a party from a third party vendor will be and remain the property of such vendor. No licenses will be deemed to have been granted by either party to any of its patents, trade secrets, trademarks , or copyrights, except as otherwise expressly provided in this Agreement. Nothing in this Agreement will require Company or Client to violate the proprietary rights of any third party in any software or otherwise. Notwithstanding anything to the contrary in this Agreement, Company (i) will retain all right, title and interest in and to all software development tools, know-how, methodologies, processes, technologies or algorithms used in performing the Services which are based on trade secrets or proprietary in formation of Company or are otherwise owned or licensed by Company (collectively, "tools"), (ii) will be free to use the ideas, concepts, methodologies, processes and know -how which are developed or created in the course of performing the Services and may be retained by Company's employees in intangible form, all of which constitute substantial rights on the part of Company in the technology developed as a result of the Services performed under this Agreement. (b) Materials Developed for or Delivered to Client. Client agrees that all software and other materials (including, but not limited to customizations, modifications, specifications, documentation and training materials) developed for or delivered to Client pursuant to this Agreement or any Order, incl uding without limitation all related copyrights, patent rights, trade secrets, ideas, designs, concepts, techniques, inventions, discoveries or other intellectual property rights (collectively, the “Materials”), shall be the , exclusive property of Company and the Company shall own all right, title and interest therein , excluding any Client Information incorporated in such Materials. In this connection, excluding any Client Information incorporated in the Materials, Client acknowledges that Company asserts that all Materials which are or may be developed pursuant to this Agreement or any Order are Company’s intellectual property and confidential proprietary information and products . Client hereby transfers and assigns any and all rights in and to the Materials to Company, its successors and assigns, including without limitation all intellectual property rights relating thereto. From time to time upon Company’s request, Client shall confirm such assignment by execution and delivery of such assignments, confirmations of assignment, or other written instruments as Company may request. Company agrees that Client shall have a limited nonexclusive license to use the Materials internally to the extent necessary to carry out and fulfill the terms and conditions of the Order for which the Materials were developed, which shall include, without limitation, internal use and distribution of Materials within Client’s organization for budgetary approvals and responding to Public Records Act Requests as further provided in Section 4.3(a), and shall have the right to grant a limited nonexclusive license to the third parties specifically identified in an Order or later identified by Client as parties with a need to use or access such materials in order to accomplish Clien t objectives, to use the Materials solely for the purposes contemplated by such Order, provided that such third parties shall first agree in a signed writing to be bound by the terms of this Agreement. (c) Specific Deliverables Owned by Client. Notwithstanding the foregoing provisions of Section 4.1(b) but subject to any third party rights or restrictions and the provisions of Section 4.1(a) and the other provisions of this Section 4.1(c), Client will own the copyright in and to Materials that (i) are dev eloped for and delivered by Company to Client, (ii) are paid for by Client, and (iii) are clearly and specifically identified in an Order as governed by the provisions of this Section 4.1(c) ) (the "Specific Client Owned Deliverables"). Notwithstanding the foregoing, Company will retain ownership of any Company-owned software or development tools that are used in producing the Specific Client Owned Deliverables and become embedded in the Specific Client Owned Deliverables. Company hereby grants to Client a perpetual (subject to compliance with this sentence), royalty-free, non-transferable, nonexclusive license to use such embedded software and tools (if any) solely in connection with Client's internal use and exploitation of the Specific Client Owned Deliverables and only so long as such software and tools (if any) remain embedded in the Specific Client Owned Deliverables and are not separated therefrom. Company will own all intellectual property rights in or related to the Specific Client Owned Deliverable s other than the copyright ownership rights granted to Client pursuant to this Section 4.1(c). 4.2 Client Information. Company recognizes and agrees that, except as specified in Section 4.1, it has no claim of ownership to any data, materials or information submitted by Client to Company or the Services (“Client Information”), which Client Information is being provided to Company solely for the purposes of enabling Company to render the Services, and that title and all ownership rights in and to such Clien t Information shall at all times remain with Client. Client shall have sole responsibility for the accuracy, quality, integrity, legality, reliability, appropriateness, and intellectual property ownership or right to use all Client Information. 4.3 Confidentiality. (a) Confidential Information. This Section 4.3 shall apply to all confidential and proprietary information disclosed by either party (“Disclosing Party”) to the other party (“Receiving Party”) in connection with this Agreement, including without limitation, all Client Information, Materials of Company, and information related to the Disclosing Party’s technology, software, know -how, products, potential products, services, potential services, financial information, employees, customers, markets and/or business information (collectively, “Confidential Information”). Confidential Information shall not include any information which (i) was known to the Receiving Party prior to being disclosed by the Disclosing Party, (ii) becomes publicly known through no wrongful act of the Receiving Party, (iii) is approved for release by written authorization of the Disclosing Party, (iv) is received from a third party not in breach of any separate confidentiality obligation known to the Receiving Party, or (v) is independently developed without reference to the Disclosing Party’s Confidential Information. Notwithstanding the foregoing Company understands and acknowledges that Client is a public agency subject to the requirements of the California Public Records Act (Gov’t. Code s. 7920.000 et seq.) and other Public Records Laws, and this Agreement, all records related to its formation, payments by the City, City Data, records related to Provider’s performance under the Agreement, and Materials, among other things, may be public records subject to inspection and disclosure under federal, state, or local law including the California Public Records Act (Cal. Gov’t Code §§ 7920.000 et seq.) (collectively, “Public Records Laws”). However, if Company believes that specific Materials provided to Client constitute a trade secret or are otherwise exempt from disclosure under applicable law (“Proprietary Materials”), Company shall clearly and specifically identify those Proprietary Materials in writing at the time they are provided to Client, along with a brief written statement explaining the legal basis for such claim. Upon request by the City, Provider shall promptly, and no later than five days after request, provide copies of any public record free of charge so that the City may respond to such requests within the time allowed by law. Provider shall reasonably cooperate and use its reasonable efforts to facilitate compliance with any public records request that the City may receive. Notwithstanding any contrary provision, Client may disclose Deliverables and related records as required by law, including Public Records Laws, audit, subpoena, or court order, and to governmental or quasi-governmental oversight, law enforcement, and auditing entities under confidentiality as applicable. Notwithstanding the foregoing, if Client receives a request for disclosure of Proprietary Materials that Client reasonably believes is subject to disclosure under applicable Public Records Laws, Client will provide prompt written notice to Company of such request. Company will bear sole responsibility and expense of asserting any claim that the Proprietary Materials are exempt from disclosure under applicable Public Records Laws, including seeing a protective order or other remedy, provided, that Client will reasonably cooperate with Company at Company’s expense. Company shall defend Client against any action to the extent that such action is based upon a claim that the Proprietary Materials are not exempt from applicable Public Records Laws, and will bear the expense of such defense and pay any Damages (as defined below) that are attributable to such claim finally awarded by a court of competent jurisdiction . (b) Scope of Obligation. The Receiving Party agrees to use the Confidential Information of the Disclosing Party only as provided for in this Agreement. Each party agrees to hold the other party’s Confidential Information in strict confidence and not to disclose such Confidential Information to any third parties. Notwithstanding the foregoing, each party may disclose the other party’s Confidential Information only to those employees, agents, representatives and/or consultants who require such information only in connection with this Agreement. Each party agrees to instruct all such employees, agents, representatives and consultants regarding the foregoing obligations and ensure that such employees, agents, representatives and consultants are bound by obligations of confidentiality to the Receiving Party that are at least as restrictive as those contained herein. Each party agrees that it will take all reasonable measures to protect the confidentiality of, and avoid the unauthorized disclosure or use of, the other party’s Confidential Information in order to prevent it from being made public or in the possession of persons other than those persons authorized hereund er to have any such Confidential Information, which measures shall include at least the same degree of care that the Receiving Party utilizes to protect its own confidential information of a similar nature but in any event shall include commercially reason able precautions designed to protect the Disclosing Party’s Confidential Information from unauthorized disclosure and/or use. (c) Limited Disclosure Right. Confidential Information may be disclosed to the extent required by court order or as otherwise required by law, provided that the Receiving Party, to the extent legally permissible, notifies the Disclosing Party promptly upon learning of the possibility of any such requirement and, to the extent legally permissible, has given the Disclosing Party a r easonable opportunity to contest or limit the scope of such required disclosure. (d) Return of Confidential Information. Promptly upon termination of this Agreement, or at any other time upon the request by a party, the other party shall (i) return to the Disclosing Party or, at the Disclosing Party’s request, destroy all Confidential Information of such Disclosing Party, whether in paper or electronic form, provided, however that the foregoing shall not apply to Confidential Information that is stored in the Receiving Party’s electronic archives, which Confidential Information will be destroyed in the ordinary course of the Receiving Party’s business in accordance with its document destruction policies; and (ii) certify to the Disclosing Party in writing t hat it has complied with the provisions of this Section 4.3. 5. Limited Warranty and Disclaimers. 5.1 Limited Services Warranty. Company warrants to Client that the Services, as and when delivered or rendered hereunder, will substantially conform to the description of services or specifications set forth in the applicable Order. Company’s sole liability under the foregoing warranty shall be to provide the services described in Section 5.5 hereof. 5.2 No Third Party Products Warranty. UNLESS OTHERWISE EXPRESSLY STATED IN AN ORDER, ANY THIRD PARTY PRODUCTS OR SERVICES SOLD TO, PROVIDED TO OR PROCURED FOR CLIENT, INCLUDING BUT NOT LIMITED TO THIRD PARTY HARDWARE, SOFTWARE, PERIPHERALS AND ACCESSORIES (COLLECTIVELY, “THIRD PARTY PRODUCTS”) ARE PROVIDED TO CLIENT “AS IS” AND COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, ARISING FROM COURSE OF DEALING OR USAGE OF TRADE OR STATUTORY WITH RESPECT TO SUCH THIRD PARTY PRODUCTS, INCLUDING BUT NOT LIMITED TO WARRANTIES OF PERFORMANCE, SECURITY, INTEGRATION, NON - INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. COMPANY SHALL USE REASONABLE EFFORTS TO ASSIGN, TRANSFER AND FACILITATE ALL WARRANTIES (IF ANY) AND SERVICE LEVEL COMMITMENTS (IF ANY) FROM THE APPLICABLE THIRD PARTY MANUFACTURER OR VENDOR FOR THE THIRD PARTY PRODUCTS TO CLIENT, BUT WILL HAVE NO LIABILITY WHATSOEVER FOR SUCH THIRD PARTY PRODUCTS. COMPANY SHALL NOT BE HELD LIABLE AS AN INSURER OR GUARANTOR OF THE PERFORMANCE, UPTIME, USEFULNESS, OR QUALITY OF ANY THIRD PARTY PRODUCTS. 5.3 No Compliance Warranty. COMPANY DOES NOT WARRANT THAT THE PROVISION OF THE SERVICES, OR CLIENT’S USE OF THE SERVICES, WILL SATISFY ANY PARTICULAR INDUSTRY - SPECIFIC OR REGULATORY REQUIREMENTS, OR BRING CLIENT INTO COMPLIANCE WITH ANY SUCH REQUIREMENTS. 5.4 DISCLAIMER OF WARRANTIES. THE WARRANTY SET FORTH IN SECTION 5.1 STATES COMPANY’S SOLE AND EXCLUSIVE WARRANTY TO CLIENT HEREUNDER. EXCEPT AS EXPRESSLY SET FORTH IN SECTION 5.1, THE SERVICES ARE PROVIDED STRICTLY “AS IS” AND COMPANY MAKES NO ADDITIONAL WARRANTIES, EXPRESS, IMPLIED, ARISING FROM COURSE OF DEALING OR USAGE OF TRADE, OR STATUTORY, AS TO THE SERVICES OR ANY MATTER WHATSOEVER. IN PARTICULAR, ANY AND ALL WARRANTIES OF PERFORMANCE, SECURITY, INTEGRATION, NON-INFRINGEMENT, MERCHANTIBILITY, OR FITNESS FOR A PARTICULAR PURPOSE ARE EXPRESSLY EXCLUDED. COMPANY DOES NOT WARRANT, AND SPECIFICALLY DISCLAIMS THAT THE SERVICES BEING PROVIDED WILL RESULT IN COST SAVINGS, PROFIT IMPROVEMENT, OR THAT THE SERVICES WILL BE ERROR-FREE. THIS IS A LIMITED WARRANTY AND IS THE ONLY WARRANTY MADE BY COMPANY. 5.5 Notice Obligation; Remedy Regarding Services. Client shall notify Company in writing within thirty (30) days after completion of the Services in question when any of the Services fail to substantially conform to the description of services or specifications set forth in the applicable Order. Such notification shall include the detailed information necessary for Company to verify such nonconformity. Upon actual receipt of such notification and verification of the nonconformity, Company shall correct the nonconformity so that the Services shall substantially conform with the agreed description of services or specifications in the applicable Order. Client agrees to pay Company for all personnel time and expenses incurred in investigating reported nonconformities when the alleged nonconformities are not discovered. The passage of the thirty (30) day period after completion of the Servi ces in question without the notification described herein shall constitute final acceptance of the Services. 6. Limitation of Liability. 6.1 COMPANY’S LIABILITY ON ANY CLAIM, LOSS OR LIABILITY ARISING OUT OF, OR CONNECTED WITH THIS AGREEMENT, THE SERVICES, OR USE OF THE PRODUCT OF ANY SERVICES FURNISHED HEREUNDER, SHALL IN ALL CASES BE LIMITED SOLELY TO CORRECTION OF NONCONFORMITIES WHICH DO NOT SUBSTANTIALLY CONFORM WITH THE AGREED DESCRIPTION OF SERVICES IN AN ORDER, OR SPECIFICATIONS IDENTIFIED IN AN ORDER. 6.2 IF FOR ANY REASON COMPANY IS UNABLE OR FAILS TO CORRECT NONCONFORMITIES AS PROVIDED, COMPANY’S LIABILITY FOR DAMAGES ARISING OUT OF ANY ORDER FOR SUCH FAILURE, WHETHER IN CONTRACT OR TORT (INCLUDING NEGLIGENCE), LAW, EQUITY OR OTHERWISE, SHALL NOT EXCEED THE AMOUNTS PAID BY CLIENT FOR THAT PORTION OF THE SERVICES WHICH FAIL TO CONFORM. IN NO EVENT SHALL COMPANY’S MAXIMUM AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THIS AGREEMENT (INCLUDING FOR ANY CLAIM AND/OR SERIES OF CLAIMS WHETHER RELAT ED OR UNRELASTED), WHETHER IN CONTRACT OR TORT (INCLUDING NEGLIGENCE), LAW, EQUITY OR OTHERWISE, EXCEED THE AMOUNTS PAID BY CLIENT TO COMPANY IN THE THIRTY DAY (30) PERIOD PRECEDING THE EVENT(S) GIVING RISE TO THE CLAIM (OR TO THE FIRST CLAIM IN A SERIES OF CLAIMS). IT IS UNDERSTOOD AND AGREED THAT THE FEES FOR THIRD PARTY PRODUCTS (IF ANY) PROVIDED TO CLIENT SHALL NOT BE INCLUDED IN THE CALCULATION OF THE LIMITATION OF DAMAGES DESCRIBED IN THIS PARAGRAPH AND AMOUNTS PAID BY CLIENT TO COMPANY. 6.3 UNDER NO CIRCUMSTANCES SHALL COMPANY BE LIABLE TO CLIENT FOR ANY LOSS OF USE, INTERRUPTION OF BUSINESS, LOSS OR CORRUPTION OF DATA, LOST PROFITS, LOST REVENUE, OR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), LAW, EQUITY OR OTHERWISE, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM OR DAMAGES ASSERTED BY ANY THIRD PARTY OR FOR ANY DAMAGES CAUSED BY ANY DELAY IN FURNISHING SERVICES HEREUNDER. 6.4 CLIENT ACKNOWLEDGES THAT COMPANY HAS SET ITS FEES, AND ENTERED INTO THIS AGREEMENT IN RELIANCE UPON THE LIMITATIONS OF LIABILITY AND THE DISCLAIMERS OF WARRANTIES AND DAMAGES SET FORTH IN THIS AGREEMENT, AND THAT THE SAME FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN THE PARTIES. THE FOREGOING LIMITATION OF LIABILITY IS INDEPENDENT OF ANY EXCLUSIVE REMEDIES FOR BREACH OF WARRANTY SET FORTH IN THIS AGREEMENT. 6.5 THE PROVISIONS OF SECTIONS 5, 6 AND 7 ARE CLIENT’S EXCLUSIVE REMEDIES RELATED TO THE SERVICES, ANY FAILURE BY COMPANY TO CORRECT NONCONFORMITIES IN THE SERVICES, OR FOR BREACH BY COMPANY OF THIS AGREEMENT OR AN ORDER AND SHALL APPLY REGARDLESS OF THE SUCCESS OR EFFECTIVENESS OF SUCH REMEDIES. 6.6 Unless otherwise expressly stated in an Order, Company assumes no liability for failure of hardware or equipment or software or any losses resulting from such failure. 6.7 Client is responsible for adopting reasonable measures to limit Client’s exposure with respect to such potential losses and damages, including without limitation examination and confirmation of results of the Services prior to use thereof, provision for identification and correction of errors a nd omissions, and preparation and storage of backup or duplicate data. Client is also responsible for complying with , and shall comply with, all local, state, provincial, federal, national and international laws, rules and regulations (“Laws”) pertaining to the use of the Services and use and disclosure of any Client Information. 7. Indemnity 7.1 Infringement Claims. (a) General. Subject to Section 6 of this Agreement, the limitations set forth below in this Section 7.1 and the procedures set forth below in Section 7.3, Company and Client (each an “indemnitor”) each agrees to defend the other party (each an “indemnitee”) against any action to the extent that such action is based upon a claim that the Confidential Information (other than third party hardware, software, products, materials or services) provided by the indemnitor, or any part thereof, (i) infringes a copyright perfected under United States statute, or (ii) constitutes an unlawful disclosure, use or misappropriation of another party's trade secret, and the indemnitor will bear the expense of such defense and pay any damages, costs and expenses, including reasonable attorneys’ fees and expenses (collectively “Damages”) that are attributable to such claim finally awarded by a court of competent jurisdiction. (b) Exclusions. Neither Company nor Client will be liable to the other for claims of indirect or contributory infringement. The indemnitor will have no liability to the indemnitee hereunder if (i) the claim of infringement is based upon the use of Confidential Information provided by the indemnitor hereunder in connection or in combination with equipment, devices or software not supplied by the indemnitor or used in a manner for which the Confidential Information was not designed, (ii) the indemnitee modifies any Confidential Information provided by the indemnitor hereunder and such infringement would not have occurred but for such modification, or (iii) the claim of infringement arises out of the indemnitor's compliance with specifications or requirements provided by the indemnitee and such infringement would not have occurred but for such compliance. (c) Additional Remedy. If Confidential Information becomes the subject of an infringement claim under this Section 7.1, or in the indemnitor’s opinion is likely to become the subject of such a claim, then, in addition to defending the claim and paying any damages and attorneys’ fees as required above in this Section 7.1, the indemnitor may, at its option and in its sole discretion, (A) replace or modify the Confidential Information to make it noninfringing or cure any claimed misuse of another’s trade secret or (B) procure for the indemnitee the right to continue using the Confidential Information pursuant to this Agreement. Any costs associated with implementing either of the above alternatives will be borne by the indemnitor but will be subject to Section 6 of this Agreement. If neither alternative is pursued by, or (if pursued) available to, the indemnitor, (x) the indemnitee will return such Confidential Information to the indemnitor and (y) if requested by the indemnitee in good faith, the parties will negotiate, but subject to Section 6 of this Agreement, to reach a written agreement on what, if any, monetary damages (in addition to the indemnitor’s obligation to defend the claim and pay any damages and attorneys’ fees as required above in this Section 7.1) are reasonably owed by the indemnitor to the indemnitee as a result of the indemnitee no longer having use of such Confidential Information. The payment of any such monetary damages will be the indemnitee’s sole and exclusive remedy for the inability of the indemnitor to implement either of the above alternatives. 7.2 Third Party Indemnification of Company. Without limiting Company’s liability to Client under this Agreement, each of the parties acknowledge that Company would not enter into this Agreement, and by Company entering into and performing its obligations under this Agreement, Company will not assume and should not be exposed to the business and operational risks associated with Client’s business, and Client therefore agrees, subject to Section 7.3 below, to indemnify and defend Company and hold Company harmless from any and all third party claims and Damages arising out of the conduct of Client’s business, including without limitation the use by Client of the Services or any Third Party Products. 7.3 Procedures. The indemnification obligations set forth in this Section 7 will not apply unless the party claiming indemnification: (a) notifies the other promptly in writing of any matters in respect of which the indemnity may apply and of which the notifying party has knowledge, in order to allow the indemnitor the opportunity to investigate and defend the matter; provided, however, that the failure to so notify will only relieve the indemnitor of its obligations under this Section 7 if and to the extent that the indemnitor is prejudiced thereby; and (b) gives the other party full opportunity to control the response thereto and the defense thereof, including without limitation any agreement relating to the settlement thereof; provided, however, that the indemnitee will have the right to participate in any legal proceeding to contest and defend a claim for indemnification involving a third party and to be represented by legal counsel of its choosing, all at the indemnitee’s cost and expense. However, if the indemnitor fails to promptly assume the defense of the claim, the party entitled to indemnification may assume the defense at the indemnitor’s cost and expense. The indemnitor will not be responsible for any settlement or compromise made without its consent, unless the indemnitee has tendered notice and the indemnitor has then refused to assume and defend the claim and it is later determined that the indemnitor was liable to assume and defend the claim. The indemnitee agrees to cooperate in good faith with the indemnitor at the request and expense of the indemnitor. 8. Additional Terms. 8.1 Hardware as a Service (HaaS). (a) All hardware provided by Company as a part of Company providing HaaS under an Order (“HaaS Hardware”) shall at all times remain the property of Company and Client shall not have any right, title or interest in or to the HaaS Hardware other than the right to possession and use of the HaaS Hardware in accordance with this Agreement and the applicable Order. (b) Client shall, during the term of the applicable Order and until redelivered to Company: • ensure that the HaaS Hardware is kept and operated in a suitable environment, which shall as a minimum meet any requirements set out in the Order, use only for the purposes for which it is designed, and operate it in a proper manner by trained competent staff in accordance wi th any operating instructions; • keep the HaaS Hardware in as good and operating condition as it was on the date of its delivery (fair wear and tear only excepted) including replacement of worn, damaged and lost parts, and shall make good any damage to the HaaS Hardware; • make no alteration to the HaaS Hardware and not remove any existing component(s) from the HaaS Hardware without the prior written consent of Company; • at all times keep the HaaS Hardware in its possession or control at the location(s) specified in the Order or such other locations as may be agreed with the Company in writing; • permit Company or its duly authorized representative to inspect the HaaS Hardware at all reasonable times and for such purpose to enter upon the premises at which the HaaS Hardware is located, and shall grant reasonable access and facilities for such inspection; • not, without the prior written consent of Company, part with control of (including for the purposes of repair or maintenance), sell or offer for sale, underlet or lend the HaaS Hardware or allow the creation of any mortgage, charge, lien or other security interest in respect of it; • give immediate written notice to Company in the event of any loss, accident or damage to the HaaS Hardware arising out of or in connection with the Client's possession or use of the HaaS Hardware; and • deliver up the HaaS Hardware at the end of the term of the Order at such address as Company requires, or if necessary allow Company or its representatives access to the premises where the HaaS Hardware is located for the purpose of removing the HaaS Hardware. (c) Client acknowledges that Company shall not be responsible for any loss of or damage to the HaaS Hardware arising out of or in connection with any negligence, misuse, mishandling of the HaaS Hardware or otherwise caused by Client or any of its officers, employees, agents or contractors; (d) The risk of loss, theft, damage or destruction of the HaaS Hardware shall pass to the Client on delivery by Company to Client. The HaaS Hardware shall remain at the sole risk of the Client during the term of the Order and until such time as the HaaS Hardware is redelivered to Company. (e) During the term of the Order and until redelivered to Company, the Client shall, at its own expense, obtain and maintain the following insurances: • insurance of the HaaS Hardware to a value not less than its full replacement value comprehensively against all usual risks of loss, damage or destruction by fire, theft or accident, and such other risks as Company may from time to time nominate in writing; • insurance for such amounts as a prudent owner or operator of the HaaS Hardware would insure for, or such amount as Company may from time to time reasonably require, to cover any third party or public liability risks of whatever nature and however arising in connection with the HaaS Hardware; and • insurance against such other or further risks relating to the HaaS Hardware as may be required by law, together with such other insurance as Company may from time to time consider reasonably necessary and advice to the Client. The Client shall, on demand, supply copies of the relevant insurance policies or other insurance confirmation acceptable to Company and proof of premium payment to Company to confirm the insurance arrangements. If the Client fails to effect or maintain any of the insurances required under these conditions, Company shall be entitled to effect and maintain the same, pay such premiums as may be necessary for that purpose and recover the same as a debt due from the Client. (f) Client permits Company to: • charge Client for repairs to, or replacement of, any HaaS Hardware that is lost, damaged or destroyed until it has been returned to Company; and • at any time swap the HaaS Hardware for alternative equipment offering in Company’s reasonable judgment the same functionality. 8.2 EULAs. Portions of the Services may require Client to accept the terms of one or more third party end user license agreements (“EULAs”). EULAs may contain service levels, warranties and/or liability limitations that are different than those contained in this Agreement or an applicable Order. Client agrees to be bound by the terms of such EULAs and shall look only to the applicable third party provider for the enforcement of the terms of such EULAs. Client will defend, indemnify, and hold Company harmless from any claims and Damages resulting from any breach of a EULA by Client or any of its directors, officers, employees, or agents. 8.3 Data Backup. Unless otherwise stated in an Order, Client understands and agrees that Company shall not be responsible for data backup or any data lost, corrupted, or rendered unreadable due to communication and/or transmissions errors or related failures, or equipment failures (including but not limited to silent corruption-related issues). Client is strongly advised to maintain a local and offsite backup of all mission -critical or customer-critical data, and to periodically verify the integrity and availability of all backed up data. 8.4 Bring Your Own Device (BYOD). Client hereby represents and warrants that Company is authorized to provide the Services to all devices, peripherals and/or computer processing units, including without limitation mobile devices (such as personal digital assistants, notebook computers, and tablet computers) that (i) are connected to Client’s systems related to the Services, and (ii) have been designated by Client to receive the Services, regardless of whether such device(s) are owned, leased or otherwise controlled by Client. Unless otherwise stated in an Order, devices will not receive or benefit from the Services while the devices are detached from or unconnected to such systems. 8.5 Hosted Solutions. Hosted solutions, including but not limited to hosted email and document-related applications, may require Client to accept the terms of a third party EULA, which may contain service levels, warranties and/or liability limitations that are different than those contained in this Agreement. Client agrees to be bound by the terms of such EULAs and shall look only to the applicable third party provider for the enforcement of the terms of such EULAs. Client will defend, indemnify, and hold Company harmless from any claims and Damages resulting from any breach of such a EULA by Client or any of its directors, officers, employees, or agents. Company reserves the right to suspend or terminate Client’s access to hosted solutions in the event that Company has reason to believe that the hosted solutions are being accessed, used or otherwi se manipulated in a manner that violates any Law, or poses a threat to the integrity or security of Company’s computer servers or any third party server. 8.6 Disposal of Equipment. Client agrees that any Client assets, equipment, hardware, or software deemed to be replaced, retired, faulty, non-functional, dead-on arrival, returned, unrecoverable, or otherwise unusable may be disposed of by Company unless Client provides a written request to keep the asset at the time of removal. 8.7 Recording. (a) Some Services provided may involve recording and/or monitoring. For such Services, information uploaded to or in any way passing through computer systems used to provide the Services, including without limitation written, visual, or oral communications or other electronic means, may be recorded or monitored for quality assurance and diagnostic purposes. By accessing or using the Services, Client consents to such recording and monitoring. Client is also solely responsible for informing anyone with whom Client interacts or otherwise communicates via the Services that information uploaded to or in any way passing through the Services, including without limitation written, visual, or oral communications or other electronic means, may be recorded or monitored for quality assurance and diagnostic purposes. (b) If phone conferences/conference bridges are applicable to the Services being provided to Client, Client acknowledges that the laws of certain jurisdictions may require that if a conference is record ed, all participants in the conference must be informed in advance of any such recording, so they may consent to being recorded (if required by applicable Laws). Client acknowledges and agrees that Client shall be solely responsible for complying with all applicable Laws and third party rights when using recording features (which includes Client’s obligation to obtain the consent, if required by applicable Laws, of all participants before the commencement of the recording). Company shall have no liability to Client or any participant in Client’s recorded conference with respect to Client’s obligations under this Section 8.7. 9. General Provisions. 9.1 Reserved. 9.2 Conflict. Any purchase order or other document issued by Client is for administrative convenience only and does not govern, control or amend the terms of this Agreement or any Order. In the event of any conflict between this Agreement and any Order, this Agreement shall prevail unless the Order expressly references amending and superseding a specific provision of this Agreement. 9.3 Survival. In the event of any expiration or termination of this Agreement, Sections 2, 3, 4, 5, 6, 7, and 9 of this Agreement shall survive and shall continue to bind the parties. 9.4 Governing Law. This Agreement shall be governed in all respects by the laws of the United States of America and the State of California without regard to conflicts of law principles. The parties agree that the United Nations Convention on Contracts for the International Sale of Goods is specifically excluded from application to this Agreement. 9.5 Forum. All disputes arising under this Agreement shall be brought in the state or federal courts located in Santa Clara County, California, as permitted by law. The state and federal courts located in Santa Clara County, California, shall each have nonexclusive jurisdiction over disputes under this Agreement. Client consents to the personal jurisdiction of the above courts. 9.6 Injunctive Relief. It is understood and agreed that, notwithstanding any other provisions of this Agreement, breach of the provisions of this Agreement by Client will cause Company irreparable damage for which recovery of money damages would be inadequate, and that Company shall therefore be entitled to obtain timely injunctive relief to protect Company’s rights under this Agreement in ad dition to any and all remedies available at law. 9.7 Notices. All notices or reports permitted or required under this Agreement shall be in writing and shall be delivered by personal delivery or by certified or registered mail, return receipt requested, an d shall be deemed given upon personal delivery or five (5) days after deposit in the mail. Notices shall be sent to the parties at the addresses described on the first page of this Agreement or such other address as either party may designate for itself in writing. All notices to Company must be to its President to be effective. 9.8 No Agency. Nothing contained herein shall be construed as creating any agency, partnership, or other form of joint enterprise between the parties. 9.9 Force Majeure. Neither party shall be liable hereunder by reason of any failure or delay in the performance of its obligations hereunder (except for the payment of money) on account of strikes, shortages, riots, insurrection, fires, flood, storm, explosions, acts of God, war, gover nmental action, labor conditions, earthquakes, power failure, communications delays/outages, material shortages or any other cause which is beyond the reasonable control of such party. 9.10 Waiver. The failure of either party to require performance by the other party of any provision hereof shall not affect the full right to require such performance at any time thereafter; nor shall the waiver by either party of a breach of any provision hereof be taken or held to be a waiver of the provision itself. 9.11 Severability. In the event that any provision of this Agreement shall be unenforceable or invalid under any applicable law or be so held by applicable court decision, such unenforceability or invalidity shall not render this Agreement unenforceable or invalid as a whole, and, in such event, such provision shall be changed and interpreted so as to best accomplish the objectives of such unenforceable or invalid provision within the limits of applicable law or applicable court decisions. 9.12 Reserved. 9.13 Headings. The section headings appearing in this Agreement are inserted only as a matter of convenience and in no way define, limit, construe, or describe the scope or extent of such section or in any way affect this Agreement. 9.14 Counterparts. This Agreement may be executed simultaneously in two or more counterparts, each of which will be considered an original, but all of which together will constitute one and the same instrument. 9.15 Entire Agreement. This Agreement together with any Orders attached hereto completely and exclusively states the agreement of the parties regarding its subject matter. It supersedes, and its terms govern, all prior proposals, agreements, or other communications between the parties, oral or written, regarding such subject m atter. This Agreement shall not be modified except by a subsequently dated written amendment signed on behalf of Company and Client by their duly authorized representatives. 10. Insurance Contractor shall comply with the Insurance Requirements, attached and incorporated here as Exhibit B, and must maintain the insurance for the duration of the Agreement, or longer as required by City. City will not execute the Agreement until City approves receipt of satisfactory certificates of insurance and endorsements evidencing the type, amount, class of operations covered, and the effective and expiration dates of coverage. Failure to comply with this provision may result in City, at its sole discretion and without notice, pu rchasing insurance for Contractor and deducting the costs from Contractor’s compensation or terminating the Agreement. Exhibit A Hourly Rates Service Area Hourly Bill Rate Description of Service Area Consulting & Project Management $ 239.00 Consulting (Design, Architecture, Planning); Technology Assessments; Project Management. CIO Consulting Services including without limitation product evaluations and application/infrastructure planning services. Security Consulting & Management $ 350.00 vCISO Services, Security Assessments and Audits. Security team response to incidents outside of terms within applicable Orders. Application Development $ 239.00 Application Software development, design, testing, and code revisions. Systems Programming (System Level Scripting/Automation). All SharePoint services. Web Design Services $ 207.00 Web site design and implementation services which are NOT built on a Microsoft SharePoint platform. Infrastructure Deployment Services $ 212.00 Installation and Setup of the following: Networks, Electronic Messaging Systems, Servers, SANs, VMWare, Citrix, Network Domains, and Desktop Deployments. Infrastructure Maintenance Services $ 202.00 Maintenance Services for the following: Networks, Electronic Messaging Systems, Servers, SANs, VMWare, Domains, Microsoft Server, and Desktop support. Travel Time $ 128.00 Travel time to and from the Client. This rate includes the mileage expense at the current IRS approved mileage rate. After Hours Support Services $ 264.00 All reactive support services provided to Client outside of the hours of 8am to 5pm Monday through Friday and all services provided on National Holidays Note: Rates will automatically increase on an annual basis equivalent to the CPI change for All Urban Consumers or by a rate of 4%, whichever is higher. Annual rate increases will become effective on the first of the month following the release of data for the prior calendar year. IN WITNESS WHEREOF, the parties hereto have entered into this Agreement as of the date first above written. SIGNATURES CONTINUE ON THE FOLLOWING PAGE COMPANY: VC3, Inc. By: Name: Ryan Ashburn Title: Chief Revenue Officer CITY OF CUPERTINO By Title Date APPROVED AS TO FORM Senior Assistant City Attorney ATTEST: City Clerk Date Ryan Ashburn Michael K Woo Teri Gerhardt Teri Gerhardt 07/30/2026 Lauren Sapudar 07/30/2026 City of Cupertino - vCISO v6 - Monthly 7.16.26 Order City of Cupertino 10300 Torre Ave Cupertino, California 95014 United States Teri Gerhardt terig@cupertino.org (408) 777-3311 Quote expires: July 31, 2026 VC3 1301 Gervais St. Suite 1800 Columbia, SC 29201 United States Prepared by: Enrique Rodriquez Regional Vice President enrique.rodriguez@vc3.com Products & Services PRODUCTS & SERVICES QUANTITY UNIT PRICE PRICE vCISO Services Minimum 10 hours of vCISO services monthly 10 $350.00 / month $3,500.00 / month for 3 years SUMMARY Monthly subtotal $3,500.00 Comments The allocation of 10 minimum monthly vCISO/Compliance as a Service hours can be adjusted to align with organizational goals. A decision of this nature would be a collaboration between VC3 and the organization and is based on the current rate of $350 an hour. Monthly usage may be adjusted by mutual agreement between VC3 and the City to align with Cupertino’s organizational priorities and level of activity. During a lower-activity month, the City of Cupertino may use as few as 7 hours. For each month in which fewer than 10 hours are used, up to 3 unused hours may accrue for use later during the applicable 12-month service period. VC3 will invoice the City monthly for actual hours worked. Total fees will not exceed $42,000 during any 12-month service period without the City’s prior written approval. See Section 7, Invoicing. Total usage, including accrued hours, will not exceed 12 hours in any month, unless otherwise mutually agreed in writing by both parties. The total number of hours that may accrue during any 12-month service period is limited to 12 hours. Any accrued hours remaining at the end of a 12-month service period may be used during the immediately following 12-month service period only if the parties continue the engagement under the Work Order and neither party has exercised its applicable right to cancel. Carryover hours are not refundable, do not create a credit against fees, and do not remain available if the engagement is cancelled or otherwise does not continue into the following 12-month service period. Any carryover usage remains subject to the 12-hour monthly usage cap, unless otherwise mutually agreed in writing by both parties. This Order is entered into as of July 16th, 2026 between VC3 Inc., a Delaware corporation ("Company") and City of Cupertino ("Client") Order Governed by the Master Agreement This Order is subject to and governed by Company’s Master Agreement in eﬀect on the date this Order is entered into between Company and Client. The Master Agreement is available here and is incorporated in full into and made a part of this Order by this reference. The Client may also request a copy of the Master Agreement by submitting an email request to betterit@vc3.com identifying the Client and the applicable Orders. Company’s entering into this Order is conditioned on Client’s agreement to the Master Agreement, and by entering into this Order with Company, Client accepts and agrees to the Master Agreement. Deliverables & Services Examples of what a VC3 vCISO can provide in an engagement. The VC3 vCISO and prospect will determine guidance for compliance and security based on needs. Security Roadmap Strategy Guidance Incident Response Planning Strategy Guidance Proactive Risk Management Support Cyber Security Baseline/Strategy Guidance Compliance Framework Guidance and Best Practice Vendor Assessment/Guidance Support Vendor Management Recommendations Policy Development Guidance and Expertise Risk Management Guidance and Support Exclusions Items other than those included above are expressly excluded from the Services provided within this Order. The following exclusions and clariﬁcations are intended to clarify the scope of services for this order: 1.When client requests services by Company not explicitly included in this agreement, they are agreeing to invoicing of said services per the terms outlined in the Master Agreement and rates displayed within Addendum A. For all services which incur additional hourly fees, Company will notify the client that these services are outside the scope of this work order and will receive approval from client prior to rendering these additional services. 2.Software and licensing purchased by the client directly from a third-party vendor are not included as a part of services to be supported. 3.Should deﬁciencies, malware infections, or critical vulnerabilities be discovered during the deployment of services, Company will bring to Client attention and discuss the impact of the deﬁciencies on Company’s ability to provision the Services and provide client with options to correct the deﬁciencies. Initial remediation hours will be billed outside of this Order unless otherwise explicitly stated in this Order. Assumptions 1.Company reserves the right, at its discretion, to pass onto the client any changes to obligations, such as terms or pricing imposed on Company by a given vendor, for an oﬀering that is currently resold to the client at any time during the current agreement term. 2.The items deﬁned in this Order are designed to enhance the security of the customer environment. There is no guarantee that any security measure will prevent a data breach, infection, or other cyber security incident. Client Responsibilities 1.Client will provide a primary point of contact for Company to work with on all services provided in this Order. 2.Client will be responsible for ensuring applicable agents and software are deployed to Client devices. 3.Client will maintain both hardware and software maintenance agreements with the source Vendor whenever possible to allow for ongoing access to security updates and to provide quick replacement of non-functioning components. 4.Third party tool licensing may be required for additional cost. Invoicing 1.Recurring services, if included, shall be provided for term indicated in Products & Services, starting from the date of the ﬁrst recurring invoice (Eﬀective Services Start Date), unless terminated in accordance with the terms of this Order or the Master Agreement. 2.Upon execution of an Order, Company shall invoice Client for all non-recurring charges due for Company to commence Services, including any onboarding fees. Upon activation of the Services, billing shall commence, and Company shall invoice Client for monthly recurring charges in advance of providing managed services. If the Order start date does not fall on the ﬁrst calendar day of a month, Company shall calculate the ﬁrst month’s Services on a prorated basis. 3.Any taxes related to services purchased or licensed pursuant to this Order shall be paid by Client or Client shall present an exemption certiﬁcate acceptable to the taxing authorities. Applicable taxes and freight charges shall be billed as a separate item on the invoice. 4.Company will audit the Client’s usage of the quantity of Services on a monthly basis; for each quantity of Services found in excess of the amount stated in this Order above, Company will increase the monthly service fee amount by the corresponding unit price stated above. 5.At no time during the term of this Order will the fees payable under this Order (i.e. the monthly subtotal amount) drop below seventy-ﬁve percent (75%) of the initially agreed upon monthly subtotal stated above. 6.In the event of the early termination of the Agreement in accordance with Section 3.3 of the Master Agreement, Client agrees that the initially agreed upon monthly subtotal stated above shall be used for calculating fees due for the remaining term of the Agreement. 7.VC3 will invoice Client for actual hours worked at a rate of $350 per hour. In no event will total fees billed in any contract year exceed $42,000 without Client’s prior written consent. 8.Additional services may be added at any time during the life of this Order at the unit price listed above. Signature Signature Date Printed name Countersignature Countersignature Date Printed name Ryan Ashburn Ryan Ashburn 07/30/2026 Teri Gerhardt Teri Gerhardt 07/30/2026 Exh. B-Insurance Requirements for Professional Consultant Contracts 1 Version: May 2025 Consultant shall procure prior to commencement of Services and maintain for the duration of the contract, at its own cost and expense, the following insurance policies and coverage with companies doing business in California and acceptable to City. INSURANCE POLICIES AND MINIMUMS REQUIRED 1.Commercial General Liability (CGL) with coverage at least as broad as Insurance Services Office (ISO) Form CG 00 01, with limits no less than $2,000,000 per occurrence and $2,000,000 general aggregate. The policy shall include a per project or per location general aggregate endorsement as broad as CG 25 03 or CG 24 04. If a per project/location endorsement is not available, the limit of the general aggregate shall be doubled. a.It shall be a requirement that any available insurance proceeds broader than or in excess of the specified minimum insurance coverage requirements and/or limits shall be made available to the Additional Insured and shall be (i) the minimum coverage/limits specified in this agreement; or (ii) the broader coverage and maximum limits of coverage of any insurance policy, whichever is greater. b.Additional Insured coverage under Consultant's policy shall allow and be endorsed "primary and non-contributory," will not seek contribution from City’s insurance/self-insurance, and shall be at least as broad as the most recent edition of ISO Form CG 20 01. c.The limits of insurance required may be satisfied by a combination of primary and umbrella or excess liability insurance, provided each policy follows form of the underlying policy and complies with the requirements set forth in this Contract. Any umbrella or excess insurance shall contain or be endorsed to contain a provision that such coverage shall also apply on a primary basis for the benefit of City. The City’s own insurance or self-insurance shall not be called upon. 2.Automobile Liability: Coverage shall be provided using ISO CA 00 01 covering any auto (including owned, hired, and non-owned autos) with limits no less than $1,000,000 each accident for bodily injury and property damage. Ξ Not required. Consultant shall be fully remote and not use automobiles to provide the service. In the event Consultant uses an automobile or automobiles in the operation of its business to provide services under this Agreement, the Consultant shall, prior to such use, provide the City with evidence of Business Automobile Liability insurance coverage in the amount required under this Section 2 for owned, non-owned and hired autos (any auto-Symbol 1), or if Consultant does not own autos (hired autos-Symbol 8 and non-owned autos-Symbol 9). Evidence shall be provided with a Certificate of Insurance, along with an additional insured endorsement in favor of the City, primary and non- contributory coverage and endorsement, and waiver of subrogation coverage and endorsement under the policy prior to the use of any automobile. Consultant has provided written confirmation that it does not own any autos. Consultant shall provide coverage for hired autos-Symbol 8 and non-owned autos-Symbol 9. Primary and Non-Contributory coverage and Waiver of Subrogation coverage is waived under the Automobile Liability hired and non-owned only coverage. In the event Consultant uses an owned automobile or automobiles in the operation of its business to provide services under this Agreement, the Consultant shall, prior to such use, provide the City with evidence of Business Automobile Liability insurance coverage in the amount required under this Section 2 for owned, non-owned and hired autos (any auto-Symbol 1). EXHIBIT B Insurance Requirements Professional Consultant Contracts B Exh. B-Insurance Requirements for Professional Consultant Contracts 2 Version: May 2025 In lieu of Business Automobile Liability, Consultant shall maintain throughout the term of this Agreement and provide the City with evidence (including the policy Declarations Page) of personal automobile insurance coverage in accordance with the laws of the State of California. As available under the policy, evidence shall be provided with the Certificate of Insurance, along with an additional insured endorsement in favor of the City, primary and non-contributory coverage and endorsement, and waiver of subrogation coverage and endorsement. City approval of coverage is required prior to commencement of services. 3. Workers’ Compensation: As required by the State of California, with Statutory Limits and Employer’s Liability Insurance of no less than $1,000,000 each accident/ disease. Not required. Consultant has provided written verification of no employees. 4. Professional Liability for professional acts, errors and omissions, if applicable and as appropriate to Consultant’s profession, with limits no less than $2,000,000 per occurrence or claim, $2,000,000 aggregate. If written on a claims-made basis form: a. The Retroactive Date must be shown and must be before the Effective Date of the Contract. b. Insurance must be maintained for at least five (5) years after completion of the Services. c. If coverage is canceled or non-renewed, and not replaced with another claims-made policy form with a Retroactive Date prior to the Contract Effective Date, the Consultant must purchase “extended reporting” coverage for a minimum of five (5) years after completion of the Services. OTHER INSURANCE PROVISIONS The aforementioned insurance policies shall contain, be endorsed and have all the following conditions and provisions: Additional Insured Status The City of Cupertino, its City Council, officers, officials, employees, agents, and volunteers (“Additional Insureds”) are to be covered and endorsed as additional insureds on Consultant’s CGL and automobile liability policies. General Liability coverage can be provided in the form of an endorsement to Consultant’s insurance (at least as broad as ISO Form CG 20 10 (11/ 85) or if not available, through the addition of both CG 20 10 and CG 20 37 forms, if later editions are used). Primary and Non-Contributory Coverage Except Workers Compensation, coverage afforded to City/Additional Insureds shall allow and be endorsed primary insurance. Any insurance or self-insurance maintained by City, its officers, officials, employees, or volunteers shall be excess of Consultant’s insurance and shall not contribute to it. Notice of Cancellation Each insurance policy shall state that coverage shall not be canceled or allowed to expire, except with written notice to City 30 days in advance or 10 days in advance if due to non-payment of premiums. If a carrier will not provide the required notice of cancellation or policy modification, the Consultant shall provide written notice to the City of a cancellation or policy modification no later than 30 days in advance or 10 days in advance if due to non-payment of premiums. Waiver of Subrogation Consultant waives any right to subrogation against City/Additional Insureds for recovery of damages to the extent said losses are covered by the insurance policies required herein. Specifically, the General Liability, Automobile Liability and Workers’ Compensation policies shall allow and be endorsed with a waiver of subrogation in favor of City, its employees, agents and volunteers. This provision applies regardless of whether or not the City has received a waiver of subrogation endorsement from the insurer. Exh. B-Insurance Requirements for Professional Consultant Contracts 3 Version: May 2025 Deductibles and Self-Insured Retentions Any deductible or self-insured retention must be declared to and approved by the City (Insert on the Certificate of Insurance, if zero, insert “$0”). At City’s option, either: the insurer must reduce or eliminate the deductible or self-insured retentions as respects the City/Additional Insureds; or Consultant must show proof of ability to pay losses and costs related investigations, claim administration and defense expenses. The policy shall provide, or be endorsed to provide, that the self-insured retention may be satisfied by either the insured or the City. Acceptability of Insurers Insurance shall be placed with insurers admitted in the State of California and with an AM Best rating of A- VII or higher. Verification of Coverage Consultant must furnish acceptable insurance certificates and amendatory endorsements (or copies of the policies effecting the coverage required by this Contract), including a copy of the Declarations and Endorsement Page of the CGL policy listing all policy endorsements prior to commencement of the Contract. City retains the right to demand verification of compliance at any time during the Contract term. Subconsultants Consultant shall require and verify that all subconsultants maintain insurance that meet the requirements of this Contract, including indemnification, defense, and naming the City as an additional insured on subconsultant’s insurance policies. Higher Insurance Limits If Consultant maintains broader coverage and/or higher limits than the minimums shown above, City shall be entitled to coverage for the higher insurance limits maintained by Consultant. Adequacy of Coverage City reserves the right to modify these insurance requirements/coverage based on the nature of the risk, prior experience, insurer or other special circumstances, with not less than ninety (90) days prior written notice. 03/12/2026 Cross Insurance-Portland 2331 Congress Street Portland ME 04102 Brianna Killip (207) 780-1677 (207) 780-6377 brianna.killip@crossagency.com VC3, Inc. 1301 Gervais Street, Suite 1800 Columbia SC 29201 The Charter Oak Fire Ins Co 25615 The Phoenix Ins Co 25623 Travelers Prop. Cas. Co. of America 25674 The Travelers Indemnity Co. & its Affiliates. AIG Specialty Insurance Co. 25/26 Master A Y Y H-630-A0363642-COF-25 10/11/2025 10/11/2026 1,000,000 300,000 10,000 1,000,000 2,000,000 2,000,000 Employee Benefits 1,000,000 B Y Y BA-A0494328-25-I3-G 10/11/2025 10/11/2026 1,000,000 Uninsured motorist combined single limit 1,000,000 C 10,000 Y Y CUP-A0494304-25-I3 10/11/2025 10/11/2026 5,000,000 5,000,000 D N Y UB-A0495177-25-I3-G 10/11/2025 10/11/2026 1,000,000 1,000,000 1,000,000 E Cyber Errors & Omissions 02-950-26-97 10/11/2025 10/11/2026 Each Occurence 5,000,000 Aggregate 5,000,000 SIR 100,000 The City of Cupertino, its City Council, officers, officials, employees, agents, and volunteers are named as Additional Insured on a primary and non-contributory basis with respect to General Liability, Auto Liability and Umbrella Liability when required by written contract. Waiver of subrogation applies to General Liability, Auto Liability, Umbrella Liability and Workers Compensation when required by written contract. 30-day notice of cancellation applies. Refer to policy for exclusionary endorsements and special provisions. City of Cupertino 10300 Torre Ave Cupertino CA 95014 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. INSURER(S) AFFORDING COVERAGE INSURER F : INSURER E : INSURER D : INSURER C : INSURER B : INSURER A : NAIC # NAME:CONTACT (A/C, No):FAX E-MAILADDRESS: PRODUCER (A/C, No, Ext):PHONE INSURED REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. OTHER: (Per accident) (Ea accident) $ $ N / A SUBR WVD ADDL INSD THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. $ $ $ $PROPERTY DAMAGE BODILY INJURY (Per accident) BODILY INJURY (Per person) COMBINED SINGLE LIMIT AUTOS ONLY AUTOSAUTOS ONLY NON-OWNED SCHEDULEDOWNED ANY AUTO AUTOMOBILE LIABILITY Y / N WORKERS COMPENSATION AND EMPLOYERS' LIABILITY OFFICER/MEMBER EXCLUDED? (Mandatory in NH) DESCRIPTION OF OPERATIONS below If yes, describe under ANY PROPRIETOR/PARTNER/EXECUTIVE $ $ $ E.L. DISEASE - POLICY LIMIT E.L. DISEASE - EA EMPLOYEE E.L. EACH ACCIDENT EROTH-STATUTEPER LIMITS(MM/DD/YYYY)POLICY EXP(MM/DD/YYYY)POLICY EFFPOLICY NUMBERTYPE OF INSURANCELTRINSR DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) EXCESS LIAB UMBRELLA LIAB $EACH OCCURRENCE $AGGREGATE $ OCCUR CLAIMS-MADE DED RETENTION $ $PRODUCTS - COMP/OP AGG $GENERAL AGGREGATE $PERSONAL & ADV INJURY $MED EXP (Any one person) $EACH OCCURRENCE DAMAGE TO RENTED $PREMISES (Ea occurrence) COMMERCIAL GENERAL LIABILITY CLAIMS-MADE OCCUR GEN'L AGGREGATE LIMIT APPLIES PER: POLICY PRO-JECT LOC CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) CANCELLATION AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03) © 1988-2015 ACORD CORPORATION. All rights reserved. CERTIFICATE HOLDER The ACORD name and logo are registered marks of ACORD HIRED AUTOS ONLY COMM RCI L G NERAL IAB LI YE A E L I T COMMERCIA GENERA LIA ILITY COVERA E FORML L B G in thi Re ds a (1)The "bo i y in ur " o "pro e ty da a e id l j y r p r m g " s th e t re po i y ca e ul y to de e m n ri ht , dut e a d bye n i l c r f l t r i e g s i s n a th t n " a t k s pl cea e a wha s a d s no co e e . i het i n i t v r d n t Thro g o t th s po i y th wo ds "y u a d "y ur" re eu h u i l c e r o " n o f r (2)The "bo i y in u y o "pro e ty da a ed l j r " r p r m g " to th Na e Insure sho n i the a d o cur d ri ge m d d w n n c s u n t e p l cy pe i d; a dh o i r o n a y o he pe so o o g n z t o qua i yng a a Na en t r r n r r a i a i n l f i s m d (3)Pri r to th pe i d, no in ure l steo e r o s d i dIn ure und r thi po i y The wo ds "we , "us" a ds d e s l c . r " n un e Pa a ra hd r r g p 1.of II – Who Is"o r re e o t e co pa y p o i i g hi i sura ceu " f r t h m n r vd n t s n n .An In ure a d no "e pl y e a t o i es d n m o e " u h r z d The wo d "i sure " m a s a y o ga i a i n by y u tor n d e n n r n z t o o gi e o ov r f an qu l fy ng a such undea i i s r II – Who Is An o kn w tha the "bo i y" r e t d l I sure . i j r " o "pro e ty da a e han d n u y r p r m g " d i whoe o in If such a li te i suren l r . s d n dOt e wo ds a d phr se tha a p a in quo a i nh r r n a s t p e r t t o "e pl y e k e , to them o e " n wm rk ha e m a i g. Re e toa s v e n n f r V –pe i d th t the "bo i y i j ry or o , a d l n u " rDe i i i ns.f n t o "pro e ty da a e , th n a yp r m g " e n SE TI N I – CO ERA EC O V G S co ti u t o o re um ti n o suchn n a i n r s p o f "bo i y in ur " o "pro e ty da a ed l j y r p r m g "CO ERA E A – B D L IN U Y A D P O E TYV G O I Y J R N R P R o a t r th pe i d wi l be de m d tor f e e r o l e eD MAGE L A I ITA I B L Y ha e be n no n pri r t h p l cy pe i dv e k w o o t e o i r o . 1. I su i g A reem nn r n g e t c."Bo i y i j ry o "pro e ty da a ed l n u " r p r m g "a.We wi l pa th se sum tha th i surel y o s t e n d duri g th pe i d a d wa no ,n e r o n s tb co e le a l o l ga e to pa a da a ee m s g l y b i t d y s m g s pri r to the pe i d kn w to ha eo r o , o n vb ca se o "bo i y i j ry o "pro e ty da a ee u f d l n u " r p r m g "by a y i sure l ste n e a a ra hn n d i d u d r P r g pto th s in ura ce a p i s. We wi l ha ei s n p l e l v 1.of II – Who Is An Insure o a yd r nth rig t a d du y to de e d the i sure a a nste h n t f n n d g i "e pl y e a t o i e by y u to gi e om o e " u h r z d o v ra y "sui " se k n th se da a e . Ho e e ,n t e i g o m g s w v r o a o , a yf n " r nwe wi l ha e no dut to de e d the i surel v y f n n d co ti u t o , o re um t o o than n a i n r s p i n f ta a nst a y "sui " se k n da a e fo "bo i yg i n t e i g m g s r d l "bo i y i j ry o "pro e ty da a e a t r thd l n u " r p r m g " f e ei j ry o "pro e ty da a e to thin u " r p r m g " s e d f he p ri d.n o t e oi sura ce do s no a p y We m y a o rn n e t p l . a , t u in e t ga e a y " wi l bev s i t n l"d."Bo i y i j ry o "pro e ty da a ed l n u " r p r m g "a dn se t e a y cl i r "sui " th t a e ul . Bu :t l n a m o t a m y r s t t de m d to ha e be n kn wn to ha e o curr de e v e o v c e a the e rl e t ti e whe a y in ure l stet a i s m n n s d i d(1)The a o n we wil pa fo da a e ism u t l y r m g s un e Pa a ra hd r r g p 1.of II – Who Is Anl mte a de cri e ii i d s s b d n III – Li i sm t In ure o a y "e pl y e a t o i e by y u tos d r n m o e " u h r z d oOf I sur n e ndn a c ; a gi e o o a ov r f n " r cl i :a m(2)Our right and duty to defend end when we ha e use up th li i ov d e m t f (1)Re o t a l o a y pa t o the "bo i yp r s l , r n r , f d li the pa m nt o j d m n s on y e f u g e t r i j ry o "pro e ty da a e to us o a yn u " r p r m g " r nse tl m n s und r t e e t e A or B or o h r i sure ;t e n rm d ca x e se un e o e a ee i l e p n s d r C v r g C . (2)a wri t n o de a d ot e r m n rNo o he o l g t o o l a i i y to pa sum ot r b i a i n r i b l t y s r cl i fo da a e o the "bo i ya m r m g s f d lo se vce i unl ssr r i s s e i j ry o "pro e t a a e ; rn u " r p r y d m g " oe pl ci l pro i e fo und r Sup l m n a yx i t y vd d r e p e e t r (3)Payments. a a e by a y o he m a s thaw r n t r e n t "bo i y in ur " o "pro e ty da a e had l j y r p r m g " sb.Thi in ura ce a p i s to "bo i y i j ry a ds s n p l e d l n u " n o curre o a t ccurc d r h s o o ."pro e ty d m ge o l fp r a a " n y i : CG 1 0 02 1T 0 9 Pa e 1 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. Various provisions policy restrict Declarations, person or Section special Section caused "occurrence policy Section receive notice "occurrence claim occurred, part or authorized prior policy occurred , change during which which discretion, occurrence Section applicable insurance Coverages perform acts covered policy which occurs policy policy occurred Section receive notice "occurrence claim includes change policy Section receive notice "occurrence Receives verbal because Becomes begun coverage. "coverage territory"; POLICY NUMBER: H-630-A0363642-COF-25 EFFECTIVE DATE: 10/11/25 COMM RCIAL E ERAL IAB LITYE G N L I e.Da a e o "bo i y i j ry i cl dem g s f d l n u " n u (3)An sta u e o di a ce o e u a i n e a i gy t t , r n n r r g l t o r l t n da a e cla m d by a y pe so r rga i a i n to the sa e gi t, dim g s i e n r n o o n z t o l , f str bu i n o usi t o r e of fo ca e l ss o se vce o de th re ul i g ar r , o f r i s r a s t n t a y t m ro he "bo i y i j r ".n i e f m t d l n u y Thi e cl sio a p i s o l i y u a e in thes x u n p l e n y f o r 2. Ex l si nc u o s bu i e s o m n f ct r ng di tri u i g se l n ,s n s f a u a u i , s b t n , l i g se vng o furn shi g a co o i be e a e . F rr i r i n l h l c v r g s oThi i sura ce d e no p l os n n o s t a p y t : th pur o e o thi e cl sio , pe m t i g ae p s s f s x u n r i t n a. Ex ec ed O I te d d I j ryp t r n n e n u pe so to bri g a co o i be e a e o y urr n n l h l c v r g s n o pre i e , fo co sum tim s s r n p o o y u pren n o r mse ,i s i t nd d fro th sta d o n o th i sure . whe he o non e e m e n p i t f e n d t r r t a fe is cha g d o ae r e r is Thi e cl sio do s no a pl to "bo i y in u y re u re fo such s x u n e t p y d l j r " q i d r is no by it e f, t s l o "pro e ty da a e re ul i g fro the use o co si e e th bu ir p r m g " s t n m f n d r d e s ne s o se l n , ss f l i g e vn or i g r b Co trac u l L ab l t d Wo ke s' Co p n a i n An i il r L w. n t a i i i y . r r m e s t o d S m a a s "Bo i y i j ry o "pro e ty da a e fo An o l g t o o thed l n u " r p r m g " r y b i a i n f i sure un e an d d r wo k r 'r e s th i sure is o l ga e to pa da a e by co p nsa i n di a ie n d b i t d y m g s m e t o , s b l t be e i s ori y n f t re so o th a sum t o o l a i i y i a un m l y e t co pea n f e s p i n f i b l t n e p o m n m n a i n l w o as t o a r n sim l ry i a co tr ct o a r e e t. Thi e cl sio do s no l w.n a r g e m n s x u n e t a a pl o l a i i y f r a a e :p y t i b l t o d m g s e. Em l yer's i b l tp o L a i i y (1)Tha t e i sure o l a e i t e a se cet h n d w u d h v n h b n "Bo i y i j r " tod l n u y : (1)An "e pl y e o the i sure a i in o t om o e " f n d r s g u f (2)Assum d in a co tr ct o a re m nt th t ie n a r g e e a s a d n th co r e o :n i e u s f a "i sure , pro i e th t thn n d vd d a e (a)Em l y e t y th i sure ; op o m n b e n d r"bo i y in u y o "pro e ty da a ed l j r " r p r m g " (b)Pe f r i g dut e re a e to ther o m n i s l t d o a r e e t. So e y fo th purp se or g e m n l l r e o s f l a ii y a sum d in a "i surei b l t s e n n d (2)The spo se chi d pa e t bro h r o sisteu , l , r n , t e r r re so a l a t rne s' fe s a da n b e t o y e n o tha "e pl y e a a of t m o e " s f l t g ti n e p nse i curr d by o f r a tyi i a o x e s n e r o a p r Pa a r pr g a h (1)a o eb v . o h r th n a i sure wi l be de m d to bet e a n n d l e e Thi e cl si n a pl e whe he th in ure m ys x u o p i s t r e s d ada a e o "bo i y i j ry om g s f d l n u " r be l a l s a e p o e r n ny o hei b e a n m l y r o i a t r"pro e ty d m g ", ro i e th tp r a a e p vd d a : a d t a y o l ga i n to sha e da a e wi h on o n b i t o r m g s t r (a)Li b l t to such pa ty fo , o fo thea i i y r r r r re a so e ne e se who m st pa da a ep y m o l u y m g s co t o , th t de e se ha a sos f a f n s l be n a sum d in the sa e "i suree s e m n d Thi e cl si n do s no a p y to l a i i ys x u o e t p l i b l tco tr ct"; ndn a a a sum d by the i sure un e a "i sures e n d d r n n d (b)a t r e s' fe s a d l t g t ot o n y e n i i a i n co tr ct .n a " e pe se a e fo de e se o th t pa tx n s r r f n f a r y f. P l u i no l t oa a nst a ci i o a t rn t v di putg i vl r l e a i e s e (1)"Bo i y in u y o "pro e ty da a e a i i gd l j r " r p r m g " r s nre o ut o in whi hs l i n c o t o the , a l g d o th e te eu f l e e r r a n dda a e to th s in ura cem g s i s n di cha ge di pe sa , se p g , m gr t o ,s r , s r l e a e i a i na pl e a e a l ge .p i s r l e d ree se o o "po l t n s":l a r f l u a tc. L q o i b l ti u r L a i i y (a)At o fro a y pre i e , sit or m n m s s e r"Bo i y i j ry o "pr p rt da a e fod l n u " r o e y m g " r l ca i n whi h i o wa a a y ti eo t o c s r s t n ma y i sure a e h l i b e b e so o :n n d m y b e d l a l y r a n f o ne o by o re t d ow d r , r n e r (1)Ca si g o to the i t xca i nu n r n o i t o l a e to a y i sure . Ho e e , th so n d , n n d w v r i o n e so ;f a y p r n subp ra ra h o s n t pp y t :a g p d e o a l o (2)The furn shi g o a co o i be e a e to ai n f l h l c v r g s (i)"Bo i y in u y i susta n d wit i ad l j r " f i e h n pe so und r the l g l dri k ng a e or n e e a n i g r bu l i g a d ca se by sm k ,i d n n u d o e u de he o on r t f r fu e , o so t pro uce bym s r o d d o o i i a i g fro e u pm n th tr r g n t n m q i e t a Pa e 2 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. because license activity which contract" occurs contract", necessary because party's Such proceeding consequence capacity actualwhich which contributing influence escape occupied vapor alcoholic beverages. "Bo i y i j ry o "pro e ty d m ge e pe te od l n u " r p r a a " x c d r re so a l f rce t p o e t pe so s o p o e t .a n b e o o r t c r n r r p r y of the contract or agreement; or furnishing alcoholic beverages. subse u n to t e e e ut o o t e co t a tq e t h x c i n f h n r c conduct of the insured's business; or because of the injury. alcohol; COMM RCI L G NERAL IAB LI YE A E L I T i use to he t co l o to pe f rm th no m ls d a , o r r o e r a , th bu l i g o by o hy ra l c oe i d n , r r d u i r o i i a i g fro e u pm n tha isr g n t n m q i e t t fo th o e a i n or e p r t o f use to he t wa e fo pe so ad a t r r r n l "m bi e e ui m n " o it pa t , ifo l q p e t r s r s use by th bui di gs o cup n s oe l n ' c a t r such fue s, o o h rl r t e th i u sts;e r g e o e a i g fl i s e ca e fro ap r t n u d s p m (i )i "Bo i y i j ry o "pro e tyd l n u " r p r o the . Thi e ce ti nr m s x p oda a e fo y u m y bem g " r o a do s no a pl if the "bo i y i j rye t p y d l n u "he d li b e if y u a e a co tr ct rl a l , o r n a o o "pro e ty da a e a i e o t or p r m g " r s s u fa d the o ne o le se o suchn w r r s e f th in e ti n l di cha ge di pe sae t n o a s r , s r lpre i e , sit o l ca i n ha be nms s e r o t o s e o r l a e o the fue s, r e e s f la de to y ur a ad d o s n o o h r o e a i g fl i s, o i suchr t e p r t n u d r fadditional insured with respect to y ur o g i g o e a i ns pe fo m d fu l , o o he oo n o n p r t o r r e e s r t r p r t ne a i g fo th t a d t o a i sure a tha fl i s a e bro gh o or a d i i n l n d t t u d r u t n r to the pre i e , sit o l ca i n a d suchms s e r o t o n pre i e , sit o l ca i n wit them s s e r o t o h pre i e , sit o l ca i n is noms s e r o t o t i t nt th t th y be di cha g d,n e a e s r e a d ne e wa o n d o o cupi dn v r s w e r c e di pe se o re e se a pa t os r d r l a d s r f by o re te o l a e to a y, r n d r o n d , n th o e a i n be ng pe fo m d bye p r t o s i r r e i sure , o he tha tha a d t o an d t r n t d i i n l such in ure , ors d i sure ; on d r (i ii )"Bo i y i j ry o "pro e tyd l n u " r p r (i )i "Bo i y inj ry o "pro e tyd l u " r p rda a e a i i g o t o he t,m g " r s n u f a da a e susta n d wit i am g " i e h nsm k o fu e fro a "ho ti eo e r m s m s l bu l i g a d ca se by th re e sei d n n u d e l afi e ;r "o ga e , fum s o v po s frof s s e r a r m (b)At o fro a y pre i e , sit or m n m s s e r m te i l bro g t in o th t bu l i ga r a s u h t a i d n l ca i n whi h i o wa a a y ti eo t o c s r s t n m use by o fo a y i sure o o h rs f rd r r n n d r t e o pe f r e by y u o o y u e a fr o m d o r n o r b h l th ha dl ng sto a e dispo a ,e n i , r g , s l by a co tr ct r r subco t a ; on a o o n r r r pro e sin r re tm n o w stec s g o t a e t f a ; (i ii )"Bo i y inj ry o "pro e tyd l u " r p r(c)If such "po l t n s" a e o we e a a yl u a t r r r t n da a e a i i g o t o he tm g " r s n u f a ,ti e tra spo t d, ha d e , sto e ,m n r e n l d r d sm k o fu e fro a "ho ti eo e r m s m s ltr a e , di po e o , o ae t d s s d f r s fi e ; rr " owa te by o o :s r f r (e)At o fro a y pre i e , sit or m n m s s e r(i)An nsure ; oy i d r l ca i n o whi h a y in ure o a yo t o n c n s d r n(i )i An pe so o o g n z t o foy r n r r a i a i n r o wo k ngr r iwho y u m y be le a lm o a g l y o o a y i sure 'r n n n d sre po si l ;s n b e be a f a e o we e a a y ti eh l r r r t n m (d)At o fro a y pre i e , sit or m n m s s e r pe fo mng o e a i n to te t fo ,r r i p r t o s s r l ca i n o whi h a y in ure o a yo t o n c n s d r n m ni o , cl a up, re o e co t i ,o t r e n m v , n a n co tr ct rs o subco t a r wo k ngn a o r n r o s r i tr a , de o i y o ne tr l z , o in a ye t t xf r u a i e r n o o a y i sure 'sr n n n d wa re po d to o a se s thy s n , r s s e be a f a e pe fo mng o e a i n if theh l r r r i p r t o s o , "po l t n s".f l u a t "po l t n s" a e bro gh o o to thel u a t r u t n r (2)An l ss, co t o e p n e a i in o t oy o s r x e s r s g u fpre i e , si e o l ca i n i co n ct oms s t r o t o n n e i n a yn :wi h such o e a i n by such in ure ,t p r t o s s d co tr ct r o sub o tr ct r. Ho e e ,n a o r c n a o w v r (a)Re ue t, de a d o de o sta ut ry oq s m n , r r r t o rth s subp ra ra h o s n t pp y t :i a g p d e o a l o re u a o y re ui e e t t a a y in ureg l t r q r m n h t n s d (i)"Bo i y inj ry o "pro e tyd l u " r p r o o he s te t fo , m ni o , cle n up,r t r s r o t r a da a e a i i g o t o the e ca em g " r s n u f s p r m v , co t i , tre t de o i y oe o e n a n a , t xf r o fue s, o ot ef l r h r ne t ai e o in a y wa re po d to ou r l z , r n y s n , r o e a i g fl i s a e ne d dp r t n u d r e e a se s t e o , "po l t n s"; rs s h f l u a t o CG 1 0 02 1T 0 9 Pa e 3 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. dehumidify produced electrical mechanical functions necessary which policy lubricants receive lubricants lubricants contractor cto processed ct directly indirectly lubricants which contractors subcontractors directly indirectly effects effects i o n cti n wi h pe a i ns be nn c n e o t o r t o i g v hi l pa t de i n d to ho d, sto ee c e r s g e l r subcontractor; COMM RCIAL E ERAL IAB LITYE G N L I (b)Cl i o sui by o o be a f o a ya m r t r n h l f n (b)The o e a i n o a y o the m chi e yp r t o f n f a n r go e nm n a a t o i y o a y o he o e ui m n l ste in Pa av r e t l u h r t r n t r r q p e t i d r gra hp f. 2)( pe so o o ga i a i n b ca se o or n r r n z t o e u f r f. 3)(o the de i i i n o "m bi ef f n t o f o l te ti g fo , m n t r ng cl a i g up, e ui m n "; rs n r o i o i , e n n q p e t o re o i g, con a ni g, tre t ngm vn t i n a i ,(6) d to i yng o ne t a i i g, o i a ye xf i r u r l z n r n n (a)Cha t re i h a pi o o a y i sure ;r e d w t l t t n n dwa re po di g to o a se sin they s n n , r s s g e fe t o , "po l t n s".f c s f l u a t (b)No w e y a y i sure ; a dt o n d b n n d n g Ai craft u o O at rcra t (c). r , A t r W e f No be n use to ca r a y pe so ot i g d r y n r n r pro e ty f r p r o a"Bo i y in u y o "pro e t da a e a i i g o td l j r " r p r y m g " r s n u o th o n r hi , m i t na ce use orf e w e s p a n e n ,h Mob l q ip e t. i e E u m n e tr stm nt to o he s o a y "a t " on u e t r f n u o r "Bo i y in u y o "pro e ty da a e a i i g o td l j r " r p r m g " r s n u w te cra t o n d o o e a e by o re t d oa r f w e r p r t d r n e r o :f l a e to a y in ure . Use o e a i no n d n s d p r t o (1)The tra spo t t o o "m bi e e u pm n "n r a i n f o l q i e ta d "l a i g r n o d n ".n o d n o u l a i g by a "a t " o ne o o e a e by on u o w d r p r t d r Thi e cl si n a p i s e e if the cla ms x u o p l e v n i s re t d r l a e o a y i sure ; on e o o n d t n n d r a a nst a y i sure a l g ne l g nce o o h rg i n n d l e e g i e r t e (2)The use o "m bi e e ui m nt i , o whi ef o l q p e " n r lwro g o n i th supe vsio , hir ngn d i g n e r i n i , i fo , o whi e be ngn r r l ie pl y e t tr i i g o m ni o i g o o he s bym o m n , a n n r o t r n f t r a y spe d, de o i i n,n e m l t oth t in ure , if th whi h ca sea s d e " c u d o stun i gr t n .th "bo i y i j ry o "pro e ty d m ge i v l ee d l n u " r p r a a " n o v d th o ne shi , m i t na ce use oe w r p a n e n , r i. War e t ust e t to o he s o a y "a t " on r m n t r f n , u o r "Bo i y in u y o "pro e ty da a e a i i g o td l j r " r p r m g " r s n u wa e cra t tha is o ne o o e a e by ot r f t w d r p r t d r o :f re t d r o n d o a y i sure .n e o l a e t n n d (1)Wa , i cl di g u d cl r d o ci i a ;r n u n n e a e r vl w r Thi e cl sio o s no a pl t :s x u n d e t p y o (2)Wa l k by a m l ta y fo cer i e i i r r , (1)A wa e cra t whi e a ho e o pre i e y ut r f l s r n ms s o i hi d ri g o de e d ng a a n t an n e n r f n i g i s n o n r e tw o r n ;o e pe t d a t ck by a yr x c e t a , n (2)A a e cra t y u o n t o n ha s: go e n e t so e e gn ow t r f o d o w t t i v r m n , v r i r o he a t o it r u h r ty usin i i a y pe so n l o t e ge t ; og m l t r r n e r o h r a n s r(a)50 fe t o g o l ss; nde l n r e a (3)In urr ct o , re e l o , re o ut o , usurp ds e i n b l i n v l i n e(b)No be n use to ca r a y pe so ot i g d r y n r n r po e , o ta e by go e n e t lw r r k n v r m n apro e ty f r ha g ;p r o a c r e a t o i y in hi d ri g o de e d ng a a nstu h r t n e n r f n i g i (3)Pa k n a "a t " o , o o the wa s ne tr i g n u o n r n y x a y o he en f t s . to pre i e y u o n o re t, pro i e the, ms s o w r n vd d j. D m g o P o ertya a e T r p"a t " i no o n d by o re t d o l a eu o s t w e r n e r o n d to y u r he i sure ; "Pro e ty d m ge too o t n d p r a a " : (4)Li b l t a sum d unde a y "i surea i i y s e r n n d (1)Pro e ty y u o n, re t, o o cup ,p r o w n r c y co tr ct fo he o ne shi , m i t na ce o i cl di g a y co ts o en a " r t w r p a n e n r n u n n s r x e se i cu rep n s n r d by y u, o a y o he pe so , o g ni a io r n t r r n r a z t o on r e t t , fo re a r, re l ce e tn i y r p i p a m n ,(5)"Bo i y in u y o "pro e ty da a e a i i gd l j r " r p r m g " r s n e ha ce e t, re to a i n o m i t na cen n m n s r t o r a n e no t o :u f o such pro e t fo a y re so , f p r y r n a n (a)The op ra i n o m chi e y ore t o f a n r pre e ti n o i j ry to a pe so o da a ev n o f n u r n r m g e ui m n th t i a t ch d to o pa tq p e t a s t a e , r r to a o he 's p o e t ;n t r r p r yo , a la d v hi l th t wo l qua i y af n e c e a u d l f s (2)Pre i e y u sel , gi e a a o a a d n ifm s s o l v w y r b n o ,"m bi e e u pm n " un e th d fi i i no l q i e t d r e e n t o th "pro e ty da a e a i e o t o a ye p r m g " r s s u f no "m bi e e ui m nt i such la df o l q p e " f n pa t o h se pr mse ;r f t o e i swe e no subj ct to ar t e co p l o y o fi a ci l re po si i i ym u s r r n n a s n b l t (3)Pro e ty l a e o y u;p r o n d t o l w, o o he m t r v h cl in ura cea r t r o o e i e s n (4)Pe so a pro e t i th ca e custo y or n l p r y n e r , d rl w, whe e i is o pri ci a la r t r n p l y co tr l o t e i sure ;n o f h n dga a e ; rr g d o Pa e 4 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. includes "occurrence practice prearranged racing, prepared for, activity aircraft vehicle includingaction action actual action including licensed An aircraft that is: aircraft, use of aircraft or watercraft; charge. COMM RCI L G NERAL IAB LI YE A E L I T (5)Tha pa t cul r pa t o re l pro e t o phy ica in u yt r i a r f a p r y n s l j r to "y ur o or whi h y u o a y co tr ct rs o "y ur wo k a t r it ha be n putc o r n n a o r o r " f e s e to it in e des t n d use. o y u be a f a e pe f rm n o e a i ns, ifn o r h l r r o i g p r t o n Rec l O ro u ts W rk r mp i ed. a l f P d c , o O I a r th "pro e ty da a e a i e o t o tho ee p r m g " r s s u f s P o ertyr p o e a i n ; rp r t o s o Da a e cl i e fo a y l ss, co t o e pe sem g s a m d r n o s r x n (6)Tha pa t o a y pro e t that r f n p r y t i cu re by y u o o h r fo th l ss o usen r d o r t e s r e o f , m st be re to e , re a re o re l ceu s r d p i d r p a d wi hd a a , , re a rt r w l , p i , b ca se "y ur wo k wae u o r " s re l ce e t a j stm nt re o a o di po ap a m n , d u e , m v l r s s l o :f (1)"Y u ro uct";o r p dPa a r p sr g a h (1),(3)a dn (4)o th s e cl si n dof i x u o no a p y to "pre i e da a e . A se a a et p l m s s m g " p r t (2)"Y u o k ; ro r w r " o l mt o i sura ce a p i s to "pre i e da a ei i f n n p l e m s s m g " (3)"Im a re p o e t ";p i d r p r ya de crib d in Pa a r ps s e r g a h 6.of III – i such wo k o pro e t is f r , r p r yLi i s O nsura cemt f I n . Pa a ra hr g p (2)o h s e cl sio o s no a pl if t i x u n d e t p y f pe so o o g n z t o o a k o n or n r r a i a i n f n w rth pre i e a e "y ur wo k a d we e ne ee ms s r o r " n r v r o, , r, re t d r e d fo e t l by y un e o h l r r n a o . da g ro s co di i n i tn e u n t o n i . Pa a r p sr g a h (3),(4),(5)a dn (6)o th sf i o P rso a n d erti i g I ju y. e n l A d A v s n n re cl sio do no a pl to li b l t a sum dx u n t p y a i i y s e "Bo i y in u y a i i g o t o "pe so a a dd l j r " r s n u f r n l nun e sid tr ck a re m ntd r a e a g e e . a v rt si g i j ry .d e i n n u "Pa a ra hr g p (6)o th s e cl sio do s no a plf i x u n e t p y p a a. D tto "pro e ty da a e i cl de in th "pro uct -p r m g " n u d e d s co p e e p ra i n h z r ".m l t d o e t o s a a d Da a e a i i g o t o th lo s o , lo s o usem g s r s n u f e s f s f o , da a e to co ru t o o , i a i i y to a ce s,f m g , r p i n f n b l t c sk. D m g o Yo r P o u ta a e T u r d c "Pro e ty da a e to "y ur pr d ct a i i g o tp r m g " o o u " r s n u o t o ny p rt o i .f i r a a f t Ho e e , thi e cl si n do s no a p y tow v r s x u o e t p l l a i i y fo a a e b ca se o "bo i y i j r ".i b l t r d m g s e u f d l n u yl. D m g o Yo r Wo ka a e T u r "Pro e ty d "p r q U so i i e o m n ca i n. n l c t d C m u i t oa a e to y ur wo k a i i g o t om g " o r " r s n u f i o a y pa t o it a d i cl d d i he "pro uct -t r n r f n n u e n t d s "Bo i y in u y o "pro e ty da a e a i i g o td l j r " r p r m g " r s n uco p e e p ra i n h z r ".m l t d o e t o s a a d o a y o a l g d vo a i n o a y l w thaf n r l e e i l t o f n a t Thi e cl si n do s no a pl if th da a es x u o e t p y e m g d o pro i i s the se d ng tr n m t i gr h b t n i , a s i t n wo k o th wo k o t o whi h th da a er r e r u f c e m g o d stri ut n fr i b i g o a i e wa pe fo m d o y ur be a f by ars s s r r e n o h l r. Acc s O Di c o u e O Con id n i l Oe s r s l s r f f e t a rsubco tr cto .n a r P rso a n o m ti ne n l I f r a o m. D m g o I p i ed P o erty O P o ertya a e T m a r r p r r p "Bo i y in u y o "pro e ty da a e a i i g o td l j r " r p r m g " r s n uN t h sic l y In u edo P y a l j r o a y a ce s to o di cl sure o a y pe so 'f n c s r s o f n r n s "Pro e ty da a e to "i p i e pro e t " op r m g " m a r d p r y r o o g ni a i n' co f de ti l or pe so ar r a z t o s n i n a r n l pro e ty th t ha no be n l in u e ,p r a s t e l y j r d i f rm t o .n o a i n a i i g o t o :r s n u f s. Asb st se o(1)A in d qu cy or, a e a (1)"Bo i y in u y o "pro e ty da a e a i i gd l j r " r p r m g " r s nda g ro s in "y ur pro uct on e u o d " r o t o th a t a o a l g d pre e ce ou f e c u l r l e e s n r"y ur o k ; ro w r " o a t a , a l ge o th e t ne di pe sa oc u l l e d r r a e d s r l f(2)A de a o fa l r by y u o a y nl y r i u e o r n o e a be to , a be to fi e s o pro u tss s s s s s b r r d co y ur be a f to pe fo m a on o h l r r r co ta n n a be to , pro i e th t then i i g s s s vd d aa re m nt i cco d nce wt t t rm .g e e n a r a i h i s e s "bo i y i j ry o "pro e ty da a e id l n u " r p r m g " s Thi e cl si n do s no a pl to the l ss o ses x u o e t p y o f u ca se o co t i ut d to by the ha a d usu d r n r b e z r o o o h r pro e t a i in o t o sudd n a df t e p r y r s g u f e n pro e ti s o sbe to .p r e f a s s CG 1 0 02 1T 0 9 Pa e 5 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. particular incorrectly accidental product" recall inspection Section occupied product, withdrawn because suspected defect deficiency inadequacy Electronic actual restricts "unsolicited communication". physica deficiency condition acting contract subco t a t r wo k n di e t y o i d re tln r c o s r i g r c l r n i c y performed on it. o re a l d fro th m rk t o fro use by a yr c l e m e a e r m n or inability to manipulate "electronic data". defect, COMM RCIAL E ERAL IAB LITYE G N L I (2)"Bo i y in u y o "pro e ty da a e a i i g e pl y e t- e a ed l j r " r p r m g " r s n m o m n r l t d de cri es b d in o t o th o a l g d pre e ce o Pa a r pu f e r l e e s n r r g a h (a),(b), ro (c)a o e ib v s a l ge o th e t ne di pe sa ol e d r r a e d s r l f Thi e cl si n a pl e whe he th in ure m ys x u o p i s t r e s d a a y so i , li ui , ga e us o th r an l d q d s o r e m l be l a l s a e p o e r n ny o hei b e a n m l y r o i a t r o i cl di g sm k , v po s,r n u n o e a r a d t a y o l ga i n to sha e da a e wit on o n b i t o r m g s h r so t fu e , , a k l s, a do , m s l a i n re a so e ne e se who m st pa da a ep y m o l u y m g s wa te a d th t a e pa t o a y os , n a r r f n r be a se o he "bo i y i j r ".c u f t d l n u y "sui " whi h a so a l ge a y "bo i y i j ryt c l l e s n d l n u "Ex l si nsc u o c.th o gr u h n.do no a p y to "pre i et p l m s so "pro e ty da a e de cri e inr p r m g " s b d da a e . A se a a e li i o i sura ce a p i s tom g " p r t m t f n n p l ePa a r pr g a h (1)a o eb v ."pre i e da a e a de cri e in Pa a r pm s s m g " s s b d r g a h 6.of III – Li i s O nsur n emt f I a c .(3)An l ss, co t o e p nse a i in o t oy o s r x e r s g u f a yn :CO ERA E B – P RSO A A D AD ERT SI GV G E N L N V I N IN U Y L AB L TJ R I I I Y( )a Re ue t, de a d o de o sta ut ry oq s m n , r r r t o r 1. In u in g e m ns r g A r e e tre u a o y re ui e e t tha a y i sureg l t r q r m n t n n d o o he s te t fo , m ni o , cle n up,r t r s r o t r a a.We wi l pa th se sum tha th i surel y o s t e n d re o e co t i , tre t de o i y om v , n a n a , t xf r le a l o l ga e to pa a da a eg l y b i t d y s m g s ne t a i e o i a y wa re po d to ou r l z , r n n y s n , r o "pe so a a d a v rt si g in ur " tof r n l n d e i n j y a se s the e f ct o , a be to ,s s f e s f s s s th s i sura ce a pl e . We wi l ha e thei n n p i s l v a be to fi e s o pro uct co t i i gs s s b r r d s n a n n ri ht a d du y to de e d t e i sure a a nst a yg n t f n h n d g i n a be to ; rs s s o "sui " se k n th se da a e . Ho e e , we wilt e i g o m g s w v r l ha e no dut to de e d the in ure a a n t a yv y f n s d g i s n( )b Cl i o sui by o o be a f o a ya m r t r n h l f n "sui " se k n da a e fo "pe so a a dt e i g m g s r r n l ngo e n e t l a t o i y o a y o h rv r m n a u h r t r n t e a v rt si g in ur " to thi i sura ce do sd e i n j y s n n epe so o o ga i a i n or n r r n z t o f no a p y We m y at o r t p l . a , u ,te ti g fo , m n t r ng cl a i g up,s n r o i o i , e n n i v sti a e a y o fe se a d se t e a y cla m on e g t n f n n t l n i rre o i g, con a ni g, tre t ngm vn t i n a i , "sui " th t a e ul . Bu :t a m y r s t tde o i yng o ne t a i i g o in a yt xf i r u r l zn , r n wa re po di g to o a se sin they s n n , r s s g (1)The a o n we wil pa fo da a e ism u t l y r m g s e fe t o , a be to , a be to fi e s o l m te a de cri e if c s f s s s s s s b r r i i d s s b d n III – Li i smt pro uct co t i i g a be to . Of I sura ce a dd s n a n n s s s n n ; n t. Em l ymen -Rel te ra ti esp o t a d P c c (2)Ou rig t a d dut to de e d e d whe wer h n y f n n n ha e use up th li i ov d e m t f"Bo i y i j r " tod l n u y : i sur n e i the pa m nt o j d m n s on a c n y e f u g e t r(1)A e so ri in ut o nyp r n a s g o f a : se tl m n s und r Co e a et e e t e v r g s A or B or(a)Re usa o e p o h t e so ;f l t m l y t a p r n x e se un e o e a ee p n s d r C v r g C .(b)Te mna i n o tha pe so 'sr i t o f t r n No o he o l g t o o l a i i y to pa sum ot r b i a i n r i b l t y s re pl y e t rm o m n ; o pe f r o se vce i unl ssr o m r r i s s e(c)Em l y e t re a ep o m n - l t d , ,e pl ci l pro i e fo un e Su p e e t ryx i t y vd d r d r p l m n ao o i si n, such a co rci n,r m s o s e o Pa m nt .y e sde o i n, e a u ti n re ssi nm n ,m t o v l a o , a g e t b.Thi i sura ce a pl e to "pe so a a ds n n p i s r n l ndi cip i e fa l re to pro o e os l n , i u m t r a v rti i g in ur " ca se by a o fe se a i i gd e s n j y u d n f n r s na v nce ha a sm n , hum l a i nd a , r s e t i i t o , o t o y u bu i e s but o l i th o f nse wau f o r s n s n y f e f e sdi crim na i n, li e , sl nd r vo a i ns i t o b l a e , i l t o co m t e in th "co e a e te r t r " du i g thm i t d e v r g r i o y r n eo th pe so 's rig t of e r n h f po i y p ri d.l c e oo fa se a re t,r l r s de e t o o i p i o m n a p i d t ot n i n r m r s n e t p l e o r 2 Ex l si n. c u o s a tha pe so , re a dl ss ot t r n g r e f Thi i sura ce d e no p l os n n o s t a p y t :whe he such ot r , , r a. Kn w n i l t o f i h s f n th ro i g V o a i n O R g t O A o eo i si n i a p i d o isms o s p l e r co mt e be o e duri g o a t r them i t d f r , n r f e "Pe so a a d a v rt sin in ur " ca se by or n l n d e i g j y u d r ti e o t a e so 's e p o m nt rm f h t p r n m l y e ; o a th o the i sure wi h thet e f n d t (2)The spo se chi d pa e t bro h r o sisteu , l , r n , t e r r k o l d e th t the wo l vo a e the rig tn w e g a u d i l t h s o tha pe so a a co se u nce o "bo i yf t r n s n q e f d l o a o h r a d wo l "pe so a a df n t e n u d r n l n i j ry to tha pe so a who a y o then u " t r n t m n f a v rt si g i j r ".d e i n n u y Pa e 6 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. actual actual, irritant practices capacity contaminant, acids chemicals claim because Section becomes because which which discretion Section applicable practice policy act malicious prosecution directed practice policy act occurs, medical acts covered direction act inflict privacy, directed. COMM RCI L G NERAL IAB LI YE A E L I T Thi e cl si n do s no a pl to "pe so a a a nst a ci i o as x u o e t p y r n l g i vl r l e n t v di putt r a i e s e re o u i n pro e di g is l t o c e n n da a e to th s in ura cem g s i s nb Mate ia u l s ed Wi h Kn w ed e O. r l P b i h t o l g f a pl e a e a l ge .p i s r l e dF l i ya s t f. B ea h O o tracr c f C n t"Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " r s n u f o a o wri te pu l ca i n i cl di g "Adv rt sinr l r t n b i t o , n u n e i g i j ry a i i g o t on u " r s n u f a bre ch oa f co tr ctn a . th o th i sure wi h kno l d e oe f e n d t we g f g Q a it O erfo m n e f o d – F i u e. u l y r P r a c O G o s a l r i s f l i yt a s t .To Co fo m To S at m n sn r t e e t c. Mate ia u l s ed O s d P i r T o i yr l P b i h r U e r o o P l c "Adv rt sin in ur " a i i g o t o th fa l re oe i g j y r s n u f e i u f P rioe d go ds, pro uct o se vce to co fo m wi ho d s r r i s n r t (1)"Pe so a a d a v rt sin n u y a i i g o t a y sta e e t o quar n l n d e i g i j r " r s n u n t m n f l t o pe foi y r r rm n e m dea c a o o a o wri t n pu l ca i n i o r "a v rt se ef r l r t e b i t o , n y u d e i m nt ." pu l ca i n by e e t o i m a s, o m t ri lb i t o l c r n c e n f a e a h Wro g D s ri ti n O ric s. n e c p o f P e who e fi st pu l ca i n to k pl ce be o es r b i t o o a f r "Adv rt sin in u y a i i g o t o the wro ge i g j r " r s n u f nth b gi ni g o t e p l cy pe i d re e n n f h o i r o ; o de cri t o o the pri e o go ds, pro uct os p i n f c f o d s r (2)"Ad e t si g i j ry a i i g ou ofv r i n n u " r s n t se vce sta e n y ur "a v rt se e t .r i s t d i o d e i m n " i f i ge e t o co y i ht "ti l " o "sl g n"n r n m n f p r g , t e r o a i. In el ec u l P op rtyt l t a r ei y ur "a v rt se e t who e fi stn o d e i m n " s r i f i ge e t i y ur "a v rt se e t wa "Pe so a a d a v rt sinn r n m n n o d e i m n " s r n l n d e i g in u y a i i g o tj r " r s n u of co mt e be o e the be i n n o the a y o a l g d i fm i t d f r g n i g f n r l e e n ri ge e t o vo an m n r i l t o oi n f po i y p r o . a y o th fo l wi g ri h s o la s, o a yl c e i d n f e l o n g t r w r n o h rt e "pe so a a d a v rt si g in ur " a l ge i a yr n l n d e i n j y l e d n nd Crim n l Act. i a s cl i o "sui " th t a so a l ge a y sucha m r t a l l e s n "Pe so a nd a v rt si g i j ry a i i g o t o ar n l a d e i n n u " r s n u f i f i ge e t r i l t o :n r n m n o vo a i n cri i a co mt e by o a the om n l m i t d r t f (1)Co y i h ;p r g tth i sure .e n d (2)Pa e tt n ;e. Co trac u l L ab l tn t a i i i y (3)Tra e d e s;d r s"Pe so a a d a v rt sin in ur " fo ther n l n d e i g j y r i sure ha a sum d l a i i y in a on d s s e i b l t r (4)Tra e n m ;d a e a re m nt Thi e cl sio do s no a pl tog e e . s x u n e t p y (5)Tra e a kd m r ; l a i i y f r a a e :i b l t o d m g s (6) (1)Tha the i sure o l a e i h a se cet n d w u d h v n t e b n (7)Ot e n e l ctu l p o e t i h s o a s.h r i t l e a r p r y r g t r l w Thi e cl sio d e no p l os x u n o s t a p y t :(2)Be a se o "pe so a in u y a sum d byc u f r n l j r " s e y u in a o a re m nt th t i ao r g e e a s n (1)"Ad e t si g i j ry a i i g o t o a yv r i n n u " r s n u f n "i sure co tr ct , pro i e th t then d n a " vd d a o a l g d i fri g m n o vo a i n or l e e n n e e t r i l t o f "pe so a in u y i ca se by a o f n er n l j r " s u d n f e s a o h r's co y i h , "ti l " o "sl g n" in t e p r g t t e r o a n y ur "a v rt se e t ; ro d e i m n " o th o a re m n . So e y fo thee r g e e t l l r (2)An o h r "pe so a a d a v rt sin in u yy t e r n l n d e i g j r "pu po e o li b l ty a sum d by y u i ar s s f a i i s e o n n a l ge in a y cla m o "sui " th t a sol e d n i r t a l"i sure co t a t , re so a l a t r e s'n d n r c " a n b e t o n y a l ge a y such i f i ge e t o vo a i nl e s n n r n m n r i l t ofe s a d ne e sa y l t ga i n e pe see n c s r i i t o x n s o a o h r' co y i ht "ti l " o "sl g n" if n t e s p r g , t e r o a ni cu re by o fo a pa ty o he th n an r d r r r t r a n y ur "a v rt se e t .o d e i m n "i sure wi l be de m d to be da a en d l e e m g s be a se o "pe so a i j ry , ro i e h t:c u f r n l n u " p vd d t a j. In u ed I ed a n n e ne ypes r s n M i A d I t r t T B si e s su n s e(a)Li b l t to such pa t fo , o fo tha i i y r y r r r e co t o , th t pa t ' de e se ha a sos f a r ys f n s l "Pe so a a d a v rt si g in ur " ca se by ar n l n d e i n j y u d nbe n a sum d by y u in th sa ee s e o e m o fe se co mt e by a i sure who ef n m i t d n n d s"i sure o t a t ; ndn d c n r c " a bu i e s i :s n s s (b)Su h a t r e s' fe s a d l t g t oc t o n y e n i i a i n (1)Ad e t si g o pu l shi g;v r i n , r b i ne pe se a e fo de e se o th t pa tx n s r r f n f a r y CG 1 0 02 1T 0 9 Pa e 7 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. publication direction including which which actual act direction which contract contract contract actual "broadcasting" injury" caused by malicious prosecution. by e e tro i m a s, o a e i l f do e by o tl c n c e n f m t r a , i n r a of the contract or agreement; or co m t e sub e ue t to th e e ut o om i t d s q n e x c i n f Trade secret; or COMM RCIAL E ERAL IAB LITYE G N L I (2)De ig i g o de e m n n con e t o ne tr l z n , o i a y wa es n n r t r i i g t n f u a i i g r n n y r spo di g on n t , ro we sit s f r o he s; rb e o t r o (3)An In e n t se rch, a ce s, co t nt ot r e a c s n e r o War. se vce p o i e .r i r vd r "Pe so a nd a v rt si g i j ry a i i g o t o :r n l a d e i n n u " r s n u f Ho e e , thi e cl si n do s no a p y tow v r s x u o e t p l (1) Pa a ra hr g p s a. 1)(,(2)a dn (3)o th d fi i i n ff e e n t o o (2)Wa l k by a m l ta y fo ce in l d ngr i e i i r r , c u i"pe so a i j ry .r n l n u " a t o i hi d ri g o de e d ng a a n t ac i n n n e n r f n i g i s n F r t e p rp se o h s e cl sio :o h u o s f t i x u n a t a o e pe t d a t ck by a yc u l r x c e t a , n (1)Cre t n a d pro uci g co re po de ce go e nm nt so e e gn o oa i g n d n r s n n v r e , v r i r t e a t o i yh r u h r t wri t n in the co d ct o y u busin ss, usin i i a y pe so n lt e n u f o r e g m l t r r n e o t e ge t ; or o h r a n s r bu l t ns, fi a ci l o a n a re o t , ol e i n n a r n u l p r s r (3)In urre t o , re e l o , re o ut o , usurp ds c i n b l i n v l i n e ne sle te s a o t y u go ds, pro u ts ow t r b u o r o d c r po e , o ta e by go e n e t lw r r k n v r m n a se vce wil no be co si e e ther i s l t n d r d a th ri y i hi d r ng o de e di g a a nstu o t n n e i r f n n g i bu i e s o u l shi g; a ds n s f p b i n n a y o he en f t s . (2)The pl ci g o fra e , bo d rs o l n s, oa n f m s r e r i k r p U so i i e o m n ca i n. n l c t d C m u i t o a v rt sin , fo y u o o he s a y he e od e i g r o r t r n w r n "Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " r s n u fth Int rn t wi l no , by i se f, be co si e ee e e l t t l n d r d a y o a l ge vo a i n o a y l w th tn r l e d i l t o f n a ath bu i e s o a v rt si g "bro dca ti ge s n s f d e i n , a s n " o pro i i s the se d ng tr n m t i gr h b t n i , a s i t no pu l shi g.r b i n o d stri ut n f "un o i i e co m ni a i n".r i b i g o s l c t d m u c t o k. El c ro i h t oo s O u le i B arde t n c C a r m r B l t n o s q Acc s O Di c o u e O Con id n i l O. e s r s l s r f f e t a r "Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " r s n u f P rso a n o m ti ne n l I f r a o a e e tro i cha r o o bul e i bo rd then l c n c t o m r l t n a "Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " r s n u fi sure ho ts o o ns, o o e whi h then d s r w r v r c a y a ce s to o di cl sure o a y pe so ' on c s r s o f n r n s ri sure x rci e co t o .n d e e s s n r l o ga i a i n' co fi e t a o pe so ar n z t o s n d n i l r r n l l. U au h rized U e f n th r's a e On t o s O A o e N m r i f rm t o .n o a i n P o u tr d c r. Asb st se o "Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " rs n u f (1)"Pe so a a d a v rt sin n u y a i i g o tr n l n d e i g i j r " r s n uth una t o i e use o a o he 's na e oe u h r z d f n t r m r o the o a l ge pre e ce of r l e d s n rpro uct in y ur - a l a d e s, o a n n m od o e m i d r s d m i a e r a l ge r hre t n d i pe sa o a be to ,l e d o t a e e d s r l f s s sm ta a , o a y o he sim l r ta ti s to m sl ae t g r n t r i a c c i e d a be to fi e s o pro u ts co t i i gs s s b r r d c n a n na o h r s p t nt a usto e s.n t e ' o e i l c m r a be to , pro i e th t th "pe so a a ds s s vd d a e r n l n m. P l u i no l t o a v rt sin in ur " i ca se o co tr bu ed e i g j y s u d r n i t d to by t e h z rd us pro e ti s o sbe to .h a a o p r e f a s s"Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " r s n u f (2)"Pe so a a d a v rt sin n u y a i i g o tr n l n d e i g i j r " r s n uth a l ge o th e te e di cha g ,e l e d r r a n d s r e o the o a l ge pre e ce of r l e d s n rdi pe sa , se pa e m gra i n, ree se os r l e g , i t o l a r a l ge o th e t ne di pe sa o a y so i ,l e d r r a e d s r l f n l de ca e o "po l t n s" a ny t m .s p f l u a t t a i e l q i , ga e us o th rm l ir i a t oi u d s o r e a r t n r n P l u i n Rel t d. o l t o - a e co ta i a t i cl di g sm k , v po s,n m n n , n u n o e a r An o s, x e se a i in ut o nyy l s e p n r s g o f a :so t fu e , a k l s, a do , m s l a i n wa te a d th t a e pa t o a y os , n a r r f n r(1)Re ue t, de a d o de o sta ut ry oq s m n , r r r t o r "sui " whi h a so a l ge a y "pe so a a dt c l l e s n r n l nre u a o y re u re e t th t a y in ure og l t r q i m n a n s d r a v rt sin in u y de cri e i Pa a r phd e i g j r " s b d n r g ao h r te t fo , m n t r up re o et e s s r o i o , , m v , (1)a o eb v .co ta n tre t de o i y o ne t a i e o inn i , a , t xf r u r l z , r (3)An l ss, co t o e p n e a i in o t oy o s r x e s r s g u fany way respond to, or assess the effects o , "po l t n s"; r a yf l u a t o n : (2)Cl i o sui by o o be a f o a ya m r t r n h l f n (a)Re ue t, de a d o de o sta ut ry oq s m n , r r r t o r re u a o y re ui e e t tha a y i sureg l t r q r m n t n n dgovernmental authority or any other person o o g n z ti n o te ti g fo , o o he s te t fo , mr r a i a o f s n r r t r s r o i o , cle n up,n t r a m ni o i g, up, re o i g re o e co t i , tre t de oo t r n m vn , m v , n a n a , t xfy oi r co ta n n , tre t ng de o i yng or ne t a i e o i a y wa re pon i i g a i , t xf i u r l z , r n n y s nd to o, r Pa e 8 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. action action actual, actual restricts actual actual, actual actual, cost or clean because cleaning acids, chemicals claim assessing the effects of, "pollutants". War, including undeclared or civil war; COMM RCI L G NERAL IAB LI YE A E L I T a se s the e f ct o , a be to ,s s f e s f s s s (3)o y u pe a i ns;f o r o r t o a be to fi e s o pro uct co t i i gs s s b r r d s n a n n pro i e ha :vd d t t a be to ; rs s s o (a)The ta e pl ce in th "co e a ek s a e v r g ( )b Cl i o sui by o o be a f o a ya m r t r n h l f n te r t r " a d uri g t e p l cy pe i dr i o y n d n h o i r o ; go e n e t l a t o i y o a y o h rv r m n a u h r t r n t e (b)The e pe se a e i cu re a d re o t d tox n s r n r d n p r epe so o o ga i a i n or n r r n z t o f us wit i o e y a o the da e o theh n n e r f t fte ti g fo , m n t r ng cl a i g up,s n r o i o i , e n n na dre o i g, con a ni g tre t ngm vn t i n , a i , de o i yng o ne t a i i g o in a yt xf i r u r l zn , r n (c)The in ur d pe so subm t to e a i a i nj e r n i s x m n t o , wa re po di g to o a se sin they s n n , r s s g e fe t o , a be to , a be to fi e s o a o t n s we re so a lf c s f s s s s s s b r r s f e a a n b y re ui eq r . pro uct co t i i g a be to .d s n a n n s s s b.We wi l m k th se pa m nt ol a e e y e s f s. Em l ymen -Rel t d P act c sp o t a e r i e fa l . The e pa m nt wi l no e ce d theu t s y e s l t x e a pl ca l li i o i sura ce We wi l pap i b e mt f n n . l y"Pe so a n ur " tor n l i j y : re so a l x e se f r:a n b e e p n s o (1)A e so ri in ut o nyp r n a s g o f a : (1)F rst a d a mni te e a the ti e o ai i d i s r d t m f n (a)Re u a o e p o ha p rso ;f s l t m l y t t e n (b)Te mna i n o tha pe so 'sr i t o f t r n (2), X-ra a dy n e pl y e t rm o m n ; o de t l se vce , n a r i s (c)Em l y e t re a ep o m n - l t d , , a t o o i si n, such a co rci n,c r m s o s e o (3)ho pi a ,s t l de o i n, e a u ti n re ssi n e tm t o v l a o , a g m n ,pro e si n l nu si g a d un r l se vce .f s o a r n n f e a r i s di cip i e fa l re to pro o e ors l n , i u m t 2. Ex l si nc u o sa v nce ha a sm n , hum l a i nd a , r s e t i i t o , We wi l n t a e pe se fo "bo i y i j r ":l o p y x n s r d l n u ydi crim na i n, li e , sl nd r vo a i ns i t o b l a e , i l t o o th pe so 's rig t of e r n h f ,a. An I su edy n r o fa se a re t,r l r s de e t o o i p i o m n a p i d t ot n i n r m r s n e t p l e o r b H red P rso. i e na tha pe so , re a d e s ot t r n g r l s f whe he such ot r , , r To a pe so hi e to do wo k fo o o be a f or n r d r r r n h l f o i si n i a p i d o isms o s p l e r a y i sure r t na t f ny i sure .n n d o a e n o a n d co mt e be o e duri g o a t r them i t d f r , n r f e c. In u y O N rma l O c p ed P em s sj r n o l y c u i r i e ti e o t a e so 's e p o m nt rm f h t p r n m l y e ; o To a pe so in u e o th t pa t o pre i er n j r d n a r f m s s (2)The spo se chi d pa e t bro h r o sisteu , l , r n , t e r r y u o n o re t tha th pe so no m l yo w r n t e r n r a l o th t pe so a a co se u nce of a r n s n q e f "pe so a i j ry to th t pe so a whor n l n u " a r n t m d Wo ke s' Co p n a i n An i il r L w. r r m e s t o d S m a a sa y o the e pl y e t re a en f m o m n - l t d To a pe so , whe he o no a "e pl y e or n t r r t n m o e " fde cri e in Pa a ra hs b d r g p (a),(b), or (c) a y i sure , i be e i s f r t e "bo i y i j r " a en n d f n f t o h d l n u y rabove is directed. pa a l o m st be pro i e und r a wo k r 'y b e r u vd d e r e sThi e cl si n a pl e w e he th in ure m ys x u o p i s h t r e s d a co p nsa i n o di a i i y be e i s la o am e t o r s b l t n f t w rbe l a l s a e p o e r n ny o hei b e a n m l y r o i a t r si i a a .m l r l wa d t a y o l ga i n to sha e da a e wi h on o n b i t o r m g s t r e. Ath et c c i iti sl i s A t v erepay someone else who must pay damages o he "pe so a nj ry .f t r n l i u "To a pe so i j re whi er n n u d l CO ERA E CV G o pa t ci a i g i a y phy ica e e ci e or r i p t n n n s l x r s s r– MED CAL P YMEN SI A T ga e , po t , o a h e i co te ts.m s s r s r t l t c n s1. In u in g e m ns r g A r e e t f. P o u ts-Co p e ed O era i n a ardr d c m l t p t o s H za.We wi l pa m d ca e pe se al y e i l x n s s In l d d wi hi the "pro uct -co p e ec u e t n d s m l t dbe o o "bo i y i j r " ca se b n cci e tl w f r d l n u y u d y a a d n : o e a i n h z r ".p r t o s a a d(1)On p e i e y u o n r e tr m s s o w o r n ; g Co erag x l s o s. v e A E c u i n(2)On wa s ne t to pre i e y u o n o re ty x m s s o w r n ; or u d r o e a en e C v r g A. CG 1 0 02 1T 0 9 Pa e 9 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. Because accident because practice policy privacy malicious prosecution directed practice policy act occurs, accident; regardless accident; Necessary medical, surgical including prosthetic devices; and Necessary ambulance, practices capacity because described occupies. practicing, instructing Excluded a o r e pe se by phy i i nt u x n , s c a s o o r ho cef u c i To any insured, except "volunteer workers". COMM RCIAL E ERAL IAB LITYE G N L I SU P EMEN ARY P YMEN SP L T A T a sum d by th in ure in th sa e "i sures e e s d e m n d co tr ct ;n a "1.We wi l pa , wi h to a y cl i wel y t n a m d.The a l ga i ns i th "sui " a d t e i f r a i nl e t o n e t n h n o m t oi v st ga e o se tl , o a y "sui " a a nst n i suren e i t r t e r n t g i a n d we k o a o t th "o cur e ce o o f n e a en w b u e c r n " r f e s rwe d fe de n : such th t no co fl ct a p a s to e i t be we na n i p e r xs t e a.A l e pe se we i curl x n s n .th i t re ts o the i sure a d the i t re ts oe n e s f n d n n e s f th i de n t ee n m i e ;b.Up to $2 50 fo th co t o ba l bo ds re u re, 0 r e s f i n q i d b ca se o a ci e ts o tra f c l w vo a i ne u f c d n r f i a i l t o s e.The in e n t e a d the i sure a k us tod m i e n n d s a i i g o t o the use o a y tors n u f f n a d co t o th de e se o than n r l e f n f t th Bo i y Inj ry Li b l t Co e a e a p i s. Wee d l u a i i y v r g p l e i d m i e a a n t such "sui " a d a re than e n t e g i s t n g e t do no h v t h se bo ds.t a e o t e n we ca a si n th sa e co n e to de e d thn s g e m u s l f n e i sure nd th i d m i e ; ndn d a e n e n t e ac.The co t o bo ds to a ta hm n s, buts f n t c e t f.The i d m i e :n e n t e o i sura ce We do no ha e to furn sh th sef n n . t v i e (1)Ag e s i w i i g or e n r t n t : bo d .n s (a)Co p r t wi h us in th in e ti a i n,o e a e t e v s g t o d.Al re so a l e pe se by thel a n b e x n s se t e e t o d fe se o h "sui ";t l m n r e n f t e t i sure a o r re ue t to a sist us in then d t u q s s (b)Im e i t l se d us co i s o a ym d a e y n p e f n i v st ga i n o de e se o th cl i o "sui ",n e i t o r f n f e a m r t d m nd , no i e , sum o se o e ae a s t c s m n s r l g l i cl di g l ss o e rn n s up to $5 0 an u n o f a i g 0 pa e s re e v d in wi h thep r c i e t "sui ";t e.Al co rt co ts ta e a a nst th i sure in thel u s x d g i e n d (c)No i y an o h r insure who et f y t e r s "sui ". Ho e e , th se pa m nt do not w v r e y e s t co e a e i a a l b e to th i de n t ev r g s v i a l e n m i e ; a t rne s' fe s o a t rn y ' e pe se ta et o y e r t o e s x n s x d a dn a a nst h i sure .g i t e n d (d)Co p r t wi h us wi h too e a e t t f.Pre u g e t i t re t a a d d a a nst the co rdi a i g o he a pl caj d m n n e s w r e g i o n t n t r p i b e i sura cel n n i sure o tha pa t o th j d m n we pa . If a a l bl o tn d n t r f e u g e t y v i a e t he i de n t e nn m i e ; a d we m k a o f r to pa the a pl ca l li i oa e n f e y p i b e mt f (2)Pro i e u wt ri t n ut o i a i n tovd s s i h w t e a h r z t o : i sura ce we wil no pa a y pre u g e tn n , l t y n j d m n (a)Ob a n a d o h r i f r a i nt i n t e n o m t oi te e t ba e o tha pe i d o ti e a t r then r s s d n t r o f m f e re a e t h "sui "; ndl t d o t e t ao fe .f r (b)g.Al i t re t o the fu l a o n o a y ju g e tl n e s n l m u t f n d m n i d m i e n uch "sui ".n e n t e i s tth t a t r e tr o th j d m n a da f e n y f e u g e t n So lo g a th a o e co d t o s a e m t a t r e s'n s e b v n i i n r e , t o n yb fo e we ha e pa d, o f r d to pa , oe r v i f e e y r fe s by us in th de e se o thae e f n f tde o it d in co rt th pa t o th ju g e t thap s e u e r f e d m n t i de n t e ne e sa y l t ga i n e pe sen m i e , c s r i i t o x n si wt i h a pl ca l l m t o n ura ces i h n t e p i b e i i f i s n . by us a d ne e sa y l t g ti n e p nse byn c s r i i a o x e sThe e pa m n s wi l no the l m ts os y e t l t i i f th i d m i e a o r re u st wi l be pa d ae n e n t e t u q e l i s.Su p e e t ry Pa m n s. No wi h ta d n thep l m n a y e t t t s n i g 2.If we de e d a i sure a a nst a "sui " a d af n n n d g i t n n pro i i n o Pa a ra hvs o s f r g p 2. . 2)b (of I – i d m i e o the in ure i a so na e a an e n t e f s d s l m d s Co e a e – Co e a ev r g s v r g A – Bo i y Inj ry And l u d to the "sui ", we wi l de e d tha i d m i e if a l ot l f n t n e n t e l f Pro e ty Da a e Li bi i y o Pa a ra hp r m g a l t r r g p 2. .e of th f l o i g e o l w n I – Co e a e – Co e a ev r g s v r g B – Pe so ar n l An Adv rt sin Inj ry Li bi i y such pa m nt wi ld e i g u a l t , y e s la.The "sui " a a nst the i d m i e se kt g i n e n t e e s no be de m d to be da a e fo "bo i y i j ry ,t e e m g s r d l n u "da a e fo the in ure ha a sum dm g s r s d s s e "pro e ty da a e o "pe so a in u y , a d wi l nop r m g " r r n l j r " n l tth l a i i y o th i d m i e in a oe i b l t f e n e n t e r re u e t e l m ts o n ura ced c h i i f i s n .a re m ntg e e b.Thi i sura ce a pl e t uch l a i i y a sum ds n n p i s o s i b l t s e Ou o l g t o to de e d a in ure ' in e n t er b i a i n f n n s d s d m i e by t e i sure ;h n d a d to pa fo a t rne s' fe s a dn y r t o y e n l t g ti n e pe se a Sup l m n a y Pa m n si i a o x n s s p e e t r y e tc.The o l ga i n to de e d o the co t o thb i t o f n , r s f e e ds wh nn e :de e se o , tha i d m i e , ha a so be nf n f t n e n t e s l e Pa e 10 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. respect vehicle which furnish release incurred actual conduct connection include accrues reduce insurance party which contract that is an "insured contract"; respect records incurred incurred incurred Section Section necessary itonly for bond amounts the applicable limwithin day because of time off from work. Co du t a d co t o th de e se o t en c n n r l e f n f h conditions are met: COMM RCI L G NERAL IAB LI YE A E L I T a.We ha e use up the a pl ca l l m t o wo k rs" whi e pe fo m ng duv d p i b e i i f r e l r r i ti se in th pa m nt o j d m n s, re a e to the co d ct oe y e f u g e t l t d n u f y uro se t e e t o m d ca x e se ; r bu i e s;t l m n s r e i l e p n s o s n s (b)To th spo se chi d pa e t, bro he oe u , l , r n t r rb.The co d t o s se fo t a o e o the te m on i i n t r h b v , r r s f si te o tha co "e pl y e os r f t - m o e " rth a r e e i a a ra he g e m n n P r g p f.a o eb v , "v l n e r wo k r" a a co se u nceo u t e r e s n q ea e n o ge e .r o l n r m t o a a r pf P r g a h (1) a)(a o eb v ;SE TI N I – WH S AN I SU EDC O I O I N R (c)F r whi h th re i a y o l ga i n too c e s n b i t o1.If y u re d si n t d n tho a e g a e i e sha e da a e wi h o re a so e ner m g s t r p y m oa.An in i i ua , y u a d y u spo se a ed vd l o n o r u r e se who m st pa da a e be a sel u y m g s c ui sure s, but o l wit to then d n y h o the in ur de cri e in Pa a ra hf j y s b d r g po usin ss o o re t e soe o n r.f a b e f y u a h l w e (1) a)(or (b)a o e rb v ; o b.A pa tn rshi o jo n v n ure y u a e ar e p r i t e t , o r n (d)Ari i g o t o hi o he pro i i g os n u f s r r vd n ri sure . Y ur m m e s, y u pa t e s, a dn d o e b r o r r n r n fa l ng to pro i e pro e sio a he l hi i vd f s n l a tth i spo se a e a so in ure s, bu o l wi he r u s r l s d t n y t ca e se vce .r r i s Unl ss y u a e in th busin ss oe o r e e rc.A li i e l a i i y co pa y y u a e a i sure .mt d i b l t m n , o r n n d o cup ti n o pro i i g pro e sio a he l hc a o f vd n f s n l a tY u m m e s a e a so i sure s, bu o l wi ho r e b r r l n d t n y t ca e se vce , Pa a ra hr r i s r g p s (1) a)(,(b),(c)to th o y ur busin ss. Y ue f o e o r a dn (d)a o e do no a pl to "bo i y i j r "b v t p y d l n u ym na e s a e i sure s, but o l wi h ta g r r n d n y t o a i i g o t o pro i i g o fa l n to pro i er s n u f vd n r i i g vdth i u i s a y ur a a e s.e r d t e s o m n g r fi st a d o "Go d Sa a i a se vce " byr i r o m r t n r i s d.An o ga i a i n o he th n a pa t e shi , j i tr n z t o t r a r n r p o n a y o y ur "e pl y e " o "v l n e rn f o m o e s r o u t e v nt r o l mte l a i i y co p ny y u a e ae u e r i i d i b l t m a , o r n wo k rs", o h r tha a e p o e or e t e n n m l y d r v l n e r Any such "e pl y e " oo u t e m o e s r a e in ure s, but o l wi h to th ir s d n y t e r "v l n e r wo k rs" pro i i g o fa l ng too u t e r e vd n r i i d ti s a y ur o . Y uu e s o r o r pro i e fi st a d o "Go d Sa a i avd r i r o m r t n st ck o d r a e a so i sure s, but o l wi ho h l e s r l n d n y t se vce " du i g the r wo k ho rs fo y ur i s r n i r u r o wi l be de m d to be wi hi thel e e t n sco e o the r e pl y e t by y u op f i m o m n o re.A tr st, y u a e a in ure . Y u tru te s a eu o r n s d o r s e r pe f r i g dut e rea e to the co d ct or o m n i s l t d n u fa so in ure s, but o l wit to th il s d n y h e r y ur usin ss.o b ed ti s a t u te s.u e s r s e (2)"Pro e ty d m ge to pr p rt :p r a a " o e y2.f he fo l wi g i a so a i sure :o t l o n s l n n d (a)Own d, r se ye o u d b ;a.Y ur "v l n e r wo k rs" o l whi e pe fo mngo o u t e r e n y l r r i (b)Re t d to in the custo y on e , , d rdu i s re a e to the o y ur busin ss,t e l t d f o e co tr l o , o o e whi h phy ican o f r v r c s lo y u "e pl y e ", o h r th n e t e y ur o r m o e s t e a i h r o r co tr l i b i g e e ci e fo a yn o s e n x r s d r n pu po e b ;r s yo h r tha a pa t e shi , j i t v n u e o l mt dt e n r n r p o n e t r r i i e l a i i y co p ny o y u a a e s (i o re ai b l t m a ) r o r m n g r f y u a y u, a y o y u "e pl y e ", "v l n e ro n f o r m o e s o u t e l mte l a i i y co pa y , but o l foi i d i b l t m n ) n y r wo k rs", a y pa t e o m m e i o rer e n r n r r e b r ( f y u a wi hi the o the r e p o m n by y u ot n f i m l y e t o r a pa t e shi o jo n v n u e , o a yr n r p r i t e t r ) r n whi e pe f rm n du i s rea e to the co d ctl r o i g t e l t d n u m m e (i y u a e a li i e l a i i ye b r f o r m t d i b l t o y ur busin ss. Ho e e , no e o th sef o e w v r n f e co pa y .m n ) "e pl y e " o "v l n e r wo k rs" a em o e s r o u t e r e r b.An pe so (o he tha y ur "e pl y e oy r n t r n o m o e " ri sur d f r:n e s o "v l n e r wo k r"), o a y o g n z t o , whieo u t e r e r n r a i a i n l (1)"Bo i y i j r " o "pe so a n ur ":d l n u y r r n l i j y a t n s y u e l e ta e m na e .c i g a o r r a s t a g r (a)To y u, to y u pa t e s o e be s (io o r r n r r m m r f c.An pe so o o g n z t o ha i g pro ey r n r r a i a i n vn p r y u a e a pa t e shi o j i t v n u e ,o r r n r p r o n e t r )te po a y custo y o y ur pro e ty if y u di ,m r r d f o p r o e to y u m m e s (if y u a e a li i eo r e b r o r mt d bu nl :t o y l a i i y co p n ), to a co "e pl y ei b l t m a y - m o e " (1)Wit to li b l t a i i g o t o theh a i i y r s n u fwhi e in th o hi o hel e f s r r m i t na ce o se o t a r p rt ; a da n e n r u f h t p o e y ne pl y e t o pe fo mng dut em o m n r r r i i s re a e to the o y ul t d f o r (2)Unt l y u l ga re r se t t v ha be ni o r e l p e n a i e s e bu i e s, o to y u o h r "v l n e r a po n e .s n s r o r t e o u t e p i t d CG 1 0 02 1T 0 9 Pa e 11 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. insurance t described Declarations as: respect conduct which respect conduct respect respect officers directors respect Each conduct acts scope doctor. acting occupied care course conduct respect respect to the conduct of your business. i sure . Y u "e e u i e o fi e s" a d di e t rsn d o r x c t v f c r n r c o respect to their liability as stockholders. "e e u i e o f ce s" (i y u a e a o ga i a i nx c t v f i r f o r n r n z t o COMM RCIAL E ERAL IAB LITYE G N L I d.Y u l g l re re e t t v if y u di , but o lo r e a p s n a i e o e n y b.Ari e o t o th o n r hi , m i te a ce os s u f e w e s p a n n n r wi h to duti s as such. Tha use o t a a t o ny pre i et e t f h t p r f a ms s l a e o y u.e s d t o re re e ta i e wi l ha e a l y u rig t a dp s n t v l v l o r h s n The i sura ce pro i e to such pre i e o ne ,n n vd d m s s w r du i s un e hi Co e a e Pa tt e d r t s v r g r .m na e o l sso i to the fo l wnga g r r e r s l o i e.An pe so o o ga i a i n tha , wi h y u pro i io s:y r n r r n z t o t t o r vs n e pre s o im l e co se t, e t e use o isx s r p i d n n i h r s r a.The l m ts o i sura ce pro i e to suchi i f n n vd d re po sib e fo the use o a wa e cra t th t y us n l r f t r f a o pre i e o ne , m na e o le so wi l be them s s w r a g r r s r l do no o n th t s:t w a i m n m m l m t th t y u gre d o p o i e i hei i u i i s a o a e t r vd n t (1)50 fe t o g r e s; a d wri t n o a r e e t, o the le l n o l s n t e r g e m n r i i sm t sho n i he ra i ns, hi e a e l ss.w n t t o w v r r e(2)No be ng use to ca ry a y pe so ot i d r n r n r pro e ty f r .p r o a b.The in ura ce pro i e to such pre i es n vd d m s s o ne , m na e r e so o s no a pl t :w r a g r o l s r d e t p y o3.An o g n z t o y u ne l o fo m o h ry r a i a i n o wy r r , t e th n a pa t e shi , jo n v nt r o l m t d l a i i ya r n r p i t e u e r i i e i b l t (1)An "bo i y in u y o "pro e ty da a ey d l j r " r p r m g " co p ny a d o y u a e t e so e o n r o i th t o cur , o "pem a , n f o r h l w e r n a c s r rso a a d a v rti in l n d e s ng y u m i t i a o ne shi in e e t o m r i j ry ca se byo a n a n n w r p t r s f o e n u " u d a o fe se tha in f n t s th n 50 , wi l qu l fy a a Na e nsure f t e e i co mt e , ft r oa % l a i s m d I d i h r s m i t d a e y u to be t na t na e n i no o h r sim l r in ura ce a a l bl to tha th t re i e ; rt e i a s n v i a e t a p m s s o o ga i a i n o e e :r n z t o . H w v r (2)St u tu a a te a i ns, ne or c r l l r t o w r a.Co e a e und r thi pro i i n i a f rde o l de o i i n o e a iv r g e s vs o s f o d n y m l t o p r t o s pe fo m dn r r e by o or n un i th 180t da a t r y u o fo m th be a f o such p e i e ot l e h y f e o r r e h l f r m s s wn r, m na e re a g r o o ga i a i n o the e d o the pe i d, l sso .r n z t o r n f r o e r 5.An pe so o o g n z t o th t is a e ui m nty r n r r a i a i n a n q p e b.Co e a ev r g A do s no a pl to "bo i y in u y o l sso nd t a o a ee t p y d l j r " r e r a h t y u h v gr e i w i t n coa e d n a r t e ntr cta "pro e ty da a e th t be o e y u o a re m nt to in l dp r m g " a f r o r g e e c u e a a a d t o as n d i i n l i sure on d n i e r f rm d he o ga i a i n nd th s Co e a e Pa t is au r d o o e t r n z t o ; a i v r g r n i sure , bun d t o l wi hn y t re pe t to l a i i y fo "bo i y i j ry , "pro e tys c i b l t r d l n u " p rc.Co e a ev r g B do s no a p y to "pe so a a de t p l r n l n da a e , r "pe so a nd a v rt si g i j ry th t:m g " o r n l a d e i n n u " aa v rt sin i j ry a i i g o t o a o f n ed e i g n u " r s n u f n f e s co mt e be o e y u a q i e o fo m d them i t d f r o c u r d r r e a.Is "bo i y i j ry o "pro e ty da a e th td l n u " r p r m g " a o ga i a i n o cur , o i "pe so a a d a v rt si g in u yr n z t o . c s r s r n l n d e i n j r " ca se by a o fe se tha is co m t e ,u d n f n t m i t dF r th pu po e o Pa a r po e r s s f r g a h 1.o Se t of c i n II –subse u nt to the si n ng o tha co tr ct oq e g i f t n a rWho Is An In ure , e ch such o ga i a i n wi l bes d a r n z t o l a re m nt a dg e e ; nde m d o b e ig a e n t ee e t e d s n t d i h b.Is ca se , in whoe o i pa t, by y u a ts ou d l r n r o r c r a.An o g n z t o , o he tha a pa t e shi , jo nr a i a i n t r n r n r p i t o i si n in the m i t n nce o e a i n o usems o s a n e a , p r t o r v nt r r i i e i bi i y co pa y re u e o l mt d l a l t m n ; o o e u pm n l a e to y u by such e u p e tf q i e t e s d o q i m n l sso .e rb.A rust;t The in ura ce pro i e t such qu p e t l sso ss n vd d o e i m n e r ia e in it na e o the do um nt thas t d s m r c e s t subj ct to t e fo l wi g p o i i n :e h l o n r vs o sgo e n i s str ct rev r t u u . a.The l m ts o i sura ce pro i e to suchi i f n n vd d4.An pe so o o g n z t o th t i a pre i ey r n r r a i a i n a s ms s e ui m n e so wl e t e m n m m l mt t aq p e t l s r i l b h i i u i i s h to ne , m n g r o l sso a d th t y u ha e a re dw r a a e r e r n a o v g e y u a r e to pro i e i the wri te co tr ct oo g e d vd n t n n a r i a wri t n co t a t o a re m nt to i cl d a an t e n r c r g e e n u e s n a re m nt o the li i s sho n i thg e e , r mt w n e a di i n l in ure o th s Co e a e Pa t is ad t o a s d n i v r g r n De l ra i ns, hi h v r a e l ss.c a t o w c e e r e i sure , but o l wit re pe t to li b l t fo "bo i yn d n y h s c a i i y r d l b.The i sura ce pro i e to such e u p e tn n vd d q i m ni j ry , "pro e ty da a e o "pe so a a dn u " p r m g " r r n l n l sso do s no a pl to a y "bo i y i j ry oe r e t p y n d l n u " ra v rt sin n ur " th t:d e i g i j y a "pro e ty da a e th t o curs, o "pe so ap r m g " a c r r n l a.Is "bo i y i j ry o "pro e ty da a e th t a d a v rt sin in ur " cad l n u " r p r m g " a n d e i g j y u e by a o fe ses d n f n th t i co m t e , a t r the e ui m nt l a ea s m i t d f e q p e e soccurs, or is "personal and advertising injury" e pi e .x r sca se by a o fe se tha is co m t e ,u d n f n t m i t d subse u nt to the si n ng o tha co tr ct oq e g i f t n a r No pe so o o ga i a i n is a in urer n r r n z t o n s d a re m nt a dg e e ; n th co du t o a y curre t o pa t pa t e shi , jo ne n c f n n r s r n r p i t Pa e 12 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. respect charge acquire which which acquire policy whichever is earlier; occurred acq subject contract Decla che cease construction indica Declarations as: with respect to COMM RCI L G NERAL IAB LI YE A E L I T a.The a o n sho n fo th Da a e Tom u t w r e m g a Na e In ure in the ra i n . Thi pa a ra h Pre i e Re tm d s d a t o s s r g p m s s n e To Y u Li i i thd o mt n e do s no a pl to a y such pa t e shi , jo n v nt re o De rae t p y n r n r p i t e u r t o s o hi Co e a e Pai n f t s v r g rt o; r l mte l a i i y co pa y tha o h rwi e qua i i s a ai i d i b l t m n t t e s l f e s n b.$3 0 0 0 if no a o nt i sho n fo the0 , 0 m u s w r Da a e To Pre i e Re t d To Y u Li i im g m s s n e o m t n SE TI N I I – L MIT F I S RAN EC O I I S O N U C 7.Su j ct to Pa a r pb e r g a h 5.a o e the M d cab v , e i l1.The Li i s o Insura ce sho n i thmt f n w n e Ex e se Li i i th m st we wil pa und rp n m t s e o l y ea d th rul s be o fi the m st we wi l pan e e l w x o l y Co e a ev r g C fo a l m di e p nse be a se or l e x e s c u fr ga d e s o he nu be f:e r l s f t m r o "bo i y i j r " su ta n d y a y o e p rso .d l n u y s i e b n n e na.In ure s;s d The Li i s o Insura ce o thi Co e a e Pa t a plm t f n f s v r g r p y b.Cl i s m de o "sui s" bro gh ; oa m a r t u t r se a a e y to e ch co se ut v a n a pe i d a d to a yp r t l a n c i e n u l r o n n re a ni g pe i d o l ss th n 12 m nt s, sta t n wi hm i n r o f e a o h r i g tc.Pe so s o o ga i a i n m k ng or n r r n z t o s a i r th be i n n o the po i y pe i d sho n i thee g n i g f l c r o w nbri g ng "sui s".n i t De ra i ns, un e s the po i y pe i d is e t nd d a t rt o l s l c r o x e e f e2.The Ge e a Agg e a e L mt m st e wi l p yn r l r g t i i i o w l a i sua ce fo a a di i n l pe i d o le s th n 12s n r n d t o a r o f s afo he sum o :r t f m nt s. In th t ca e th a d t o a pe i d wi l beo h a s , e d i i n l r o l a.M di a x e se un e o e a ee c l e p n s d r C v r g C ;de m d pa t o h l st re i g e i d o urp se oe e r f t e a p n p r o f r p o s f de e m n ng th L m ts o nsura cet r i i e i i f I n .b.Da a e unde Co e a em g s r v r g A, e ce t da a ex p m g s o "bo i y i j ry o "pro e ty da a ef d l n u " r p r m g "SE TI N I – CO MERCIAL G N RAL L AB L TYC O V M E E I I I i cl d d in th "pro uct -co p e e o e a i nsn u e e d s m l t d p r t o CO D TI NN I O S ha a d ; ndz r " a 1. B n ru tcya k p c.Da a e u d r Co e a em g s n e v r g B .Ba k up cy o i sov ncy o th i sure o o thn r t r n l e f e n d r f e 3.The Pro u ts-Co pl t d Ope a i ns Aggr g ted c m e e r t o e a i sure ' e ta e wi l no re i v us o o r o l ga i nn d s s t l t l e e f u b i t o s Li i i th m st we wi l pa un e Co e a emt s e o l y d r v r g A for un e hi Co e a e Pa td r t s v r g r . da a e o "bo i y in u y a d "pro e tym g s f d l j r " n p r 2. D ti s In T e vent O cc rren e O f n e,u e h E f O u c , f e sda a e i cl de i the "pro uct -co p e em g " n u d n d s m l t d Cla m r S ii O u to e a i n h z rd .p r t o s a a " a.Y u m st se to i th t we a e no i i d a so no u e t a r t f e s o4.Su j ct to Pa a r pb e r g a h 2.a o e th Pe so a Andb v , e r n l a pra a l o a o a o f n es b e f n " r n f e sAd e t si g In u y Li i is the m st we wi l pav r i n j r m t o l y whi h m y re ul i a cla m To the e t nc a s t n i . x e tun e Co e a ed r v r g B fo the sum o a l da a er f l m g s po si l , sho ls b e u dbe a se o a l "pe so a i j ry a d "a v rt sinc u f l r n l n u " n d e i g (1)Ho , whe a d whe e the e ce ow n n r r n " ri j ry susta n d y a y o e pe so r r a i a i nn u " i e b n n r n o o g n z t o . o fe se t o l cef n o k p a ;5.Su j ct to Pa a r pb e r g a h 2.or 3.a o eb v , (2)The na e a d a dr sse o a y in ur dm s n d e s f n j ea pl e , the Occurr n e Li i i th m st wep i s e c mt s e o pe so s a d i n sse ; ndr n n w t e s awi l p y fo he sum o :l a r t f (3)The na ur a d l ca i n o a y i j ry ot e n o t o f n n u ra.Da a e u d r Co e a em g s n e v r g A ; nda da a e a i i g o t o th e ce om g r s n u f e r n " rb.M di a x e se un e o e a ee c l e p n s d r C v r g C ;o fe sef n . be a se o a l "bo i y i j ry a d "pro e ty da a ec u f l d l n u " n p r m g "b.If a cl i i m de o "sui " i bro g t a a nsta m s a r t s u h g ia i i g o t o a y o e "o cur e ce .r s n u f n n c r n "a y i sure , y u u t:n n d o m s F r the pur o e o de e mni g the a pl ca lo p s s f t r i n p i b e (1)Im e i t l re d th o them d a e y e fEa h Occurr n e Li i , a l re a e oc e c m t l l t d r cl i r "sui " a d he da e r ce v d nda m o t n t t e i e ; ao i si n co m t e i pro i i g o fa l ng toms o s m i t d n vd n r i i (2)No i y us a so n a pr ct ca l .t f s o s a i b epro i e fi st a d o "Go d Sa a i a se vce " tovd r i r o m r t n r i s a y o e pe so wi l be de m d to be o en n r n l e e n Y u m st se to i tha e r cev ri t n o u e t t w e i e w t e "o cur e ce .c r n "o h cl i o "sui " a so n af t e a m r t s o s 6.Su j ct to Pa a r pb e r g a h 5.a o e th Da a e Tob v , e m g c.Y u a d ny o he n o v d n ure m st:o n a t r i v l e i s d u Pre i e Re t d To Y u Li i i the m st we wilms s n e o mt s o l (1)Im e i t l se d us co i s o a ym d a e y n p e f npa und r Co e a ey e v r g A fo da a e or m g s f de a d , , sum o se o le am n s m n s r g l"pre i e da a e to a y o e pre i e . Thems s m g " n n ms s pa e s re v d in co ne n wit thp r e n h eDa a e To Pre i e Re t d To Y u Li i wl em g ms s n e o mt i l b :cl i r "sui ";a m o t CG 1 0 02 1T 0 9 Pa e 13 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. Decl Declarations claims s the because cla cal cla ced because whichever Each acts because ctic "occurrence notice include: "occur "occur cor specifics notice practicable. notices cei ctio v nt r o l m t d l a i i y co pa y tha is no sho n ae u e r i i e i b l t m n t t w s the Declarations of this Coverage Part. insured under Section II – Who Is An Insured. COMM RCIAL E ERAL IAB LITYE G N L I (2)Au h ri e us to o ta n a d o h rt o z b i n t e (i ii )An o f ce o of i r r f i f rm t o ; a y o h r r a i a i n rn o a i n n t e o g n z t o ; o (3)Co p r t wi h us i th in e ti a i n oo e a e t n e v s g t o r ( v)i A ruste f ny t u t;t e o a r s se t e e t o the cl i o de e se a a nstt l m n f a m r f n g i th t is y u pa t e , jo n v n u ea o r r n r i t e t rth "sui "; nde t a m m e , m na e o ru te ; re b r a g r r t s e o (4)Assi t us, upo o r re ue t, i thes n u q s n (b)An e p o e a t o i e by suchy m l y e u h r z de fo ce e t o a y ri h a a n t a yn r m n f n g t g i s n pa t e shi , j i t v n ure li i er n r p o n e t , m t dpe so o o ga i a i n m y be l a lr n r r n z t o a i b e l a i i y co p ny trust or ot ei b l t m a , h rto th i sure o in u y o da a ee n d f j r r m g o ga i a i n to gi e o ar n z t o v f nto wh ch hi i sura ce m y a so a p yi t s n n a l p l .o o fe se" r f n . d.No in ure wi l e ce t a th t in ure 's o ns d l , x p t a s d w (3)to us o such of rco t, v l nt ri y m k a pa m n , a sum a ys o u a l a e y e t s e n o fe se wi l be de m d to be gi e a so nf n l e e v n s oo l g ti n o a y e pe se o h r tha fob i a o , r n x n , t e n r a pra ti a l i it is gi e i go d fa th as c c b e f v n n o i sfi st i , wi h u o r r a d t o t u so n a pra ti a l to y u wo k r 'o s c c b e o r r e s co p nsa i n in ure . Thi a p i s o l ifm e t o s r s p l e n ye.The fo l wi g pro i io s a p y to Pa a ra hl o n vs n p l r g p a. y u subse ue tl gi e no i e to us o theo q n y v t c fa o e bu o l fo pur o e o th in ura ceb v , t n y r p s s f e s n "o cur e ce o o fe se a so n ac r n " r f n s o spro i e un e t i Co e a e Pa t o y u o a yvd d d r h s v r g r t o r n pra t ca l a t r a y o th pe so sc i b e f e n f e r ni sure l ste i Pa a r pn d i d n r g a h 1.or 2.o Se ti nf c o II de cri e in Pa a ra hs b d r g p e. 1( )or (2)a o eb v– Who I A nsure :s n I d di co e s tha th "o cur e ce o o fe ses v r t e c r n " r f n (1)No i e to us o such ot c f r m y re ul in sum to whi h the in ura cea s t s c s n o fe se m st be gi e a so n af n u v n s o s pro i e un e th s Co e a e Pa t m yvd d d r i v r g r a pra l o l a t r th e ce ob e n y f e e r n " r a pl .p y o fe se is k o n to y u (i y u a e af n n w o f o r n Ho e e , i thi po i y i cl de a e do se e tw v r f s l c n u s n n r m ni d vdu l , a y o y u pa tn rs orn i i a ) n f o r r e th t pro i e li i e co e a e fo "bo i y i j rya vd s mt d v r g r d l n u "m m e s who i a in i i u l (if y u a e ae b r s n d vd a o r o "pro e ty da a e o po l ti n co ts a i i gr p r m g " r l u o s r s npa t e shi o jo n v n ure , a y o y ur n r p r i t e t ) n f o r o t o a di cha ge re e se o e ca e ou f s r , l a r s p fm na e s who is a in i i u l (i y u a e aa g r n d vd a f o r "po l t n s" whi h co t i s a re ui e e t thal u a t c n a n q r m n tl mte li b l ty co p n ), a y o y ui i d a i i m a y n f o r th di cha ge re e se o e ca e o "po l t n s"e s r , l a r s p f l u a t"e e u i e o f ce s" o (i y u a ex c t v f i r r f o r m st be re o te to us wi h n a spe i i n m eu p r d t i c f c u b r a o g n z t o o h r tha a pa t e shi ,n r a i a i n t e n r n r p o da s a t r i s a ru t co m n e e t, th sf y f e t b p m e c m n i j i t v nt re o li i e l a i i y co pa y ,o n e u , r mt d i b l t m n )Pa a r pr g a h e.do s n t a fe t t a e u re e t.e o f c h t r q i m n a y o y ur tr ste s who is a i d vdu l (ifn f o u e n n i i a 3. L g l c i n Ag i s se a A t o a n t Uy u a e a trust) o a y "e pl y eo r r n m o e " No pe so o o g n z t o ha a ri h und r th sr n r r a i a i n s g t e ia t o i e by y u to gi e no i e o au h r z d o v t c f n Co e a e P rtv r g a :"o cur e ce o o fe sec r n " r f n . a.To jo n us a a pa t o o h r i e bri g us i ti s r y r t e w s n n o(2)If y u a e a pa t e shi , jo n v n ureo r r n r p i t e t , a "sui " a ki g o d m ge f o n n ure ; ot s n f r a a s r m a i s d rl mte li b l ty co pa y o tru t, a d no ei i d a i i m n r s n n b.To sue us o th s Co e a e Pa t unl ss a l on i v r g r e l fo y ur pa t e s, jo n v nt r m m e s,f o r n r i t e u e e b r i s t rm ha e be n u l co p i d i ht e s v e f l y m l e w t .m na e s o t u te s a e i di i u l , o i ea g r r r s e r n vd a s n t c to us o such "o cur e ce o o f nse m stf c r n " r f e u A pe so o o ga i a i n m y sue us to re o e or n r r n z t o a c v r n be gi e a so n a pra ti a l o l a t rv n s o s c c b e n y f e a a r e se t e e t o o a fi a ju g e t a a nstn g e d t l m n r n n l d m n g i th "o cur e ce o o fe se i k o n ye c r n " r f n s n w b :a in ure ; but we wil no be li b e fo da a en s d l t a l r m g s th t a e no pa a l und r th te m o th sa r t y b e e e r s f i(a)An nd vdu l w o i :y i i i a h s Co e a e Pa t o tha a e i e ce s o thev r g r r t r n x s f (i)A pa t e o m m e o a yr n r r e b r f n a pl ca l l m t o in ura ce An a r e se tl m np i b e i i f s n . g e d t e e t pa t e shi r o n e t r ;r n r p o j i t v n u e m a s a se tl m n a d e e se o i b l t ig e ye n t e e t n r l a f l a i i y s n d b us, the i sure , a d the cl i a t o th cla m n 'n d n a m n r e i a ts(i )i A m na e o a y l mte l a i i ya g r f n i i d i b l t l ga e r se ta i ee l r p e n t v .co p nym a ; Pa e 14 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. records which because executive director notice "occurrence Notice "occurrence" incur consent. ctica "occur directors "occurrence" COMM RCI L G NERAL IAB LI YE A E L I T 4. O h r n u an e ( it e I s r c i )Tha i in ura ce fo "pre i et s s n r m s s da a e ;m g "If v l d a d co l cti l o h r i sura ce is a a l bl oa i n l e b e t e n n v i a e t ( i )i i If th lo s a i e o t o thee s r s s u fth i sure fo a lo s we co e unde Co e a ee n d r s v r r v r g s A m i t na ce o use o a rcra ta n e n r f i f ,or B o th s Co e a e Pa t o r o l g t o s a ef i v r g r , u b i a i n r "a t s" o wa e cra t to the e t ntu o r t r f x el mte a de cri e i a a ra hi i d s s b d n P r g p s a.a dn b.be o .l w no subj ct to a y e cl sio i th st e n x u n n iAs use a y he e in th s Co e a e Pa t o h rd n w r i v r g r , t e Co e a e Pa t th t a pl e tov r g r a p i si sura ce m a s in ura ce o th fun i g on n e n s n , r e d n f a rcra t "a t s" o w t rcra ti f , u o r a e f ;l sse , ha s p o i e y hr u h o o b ha f o :o s t t i r vd d b , t o g r n e l f (i )v Tha is in ura ce a a l bl to at s n v i a e(i)An t e i sura ce co pa yo h r n n m n ;pre i e ow e , m na e orm s s n r a g r (i )i Us o n f ur ff l a e n ura ce co pa i s,r a y o o a i i t d i s n m n e l sso th t qua i i s a a in uree r a l f e s n s d e ce t whe th No cum l t o ox p n e n u a i n f un e Pa a ra hd r r g p 4.of II – Occurr n e Li i pro i io o Pa a ra he c mt vs n f r g p 5.of Who Is An Insure , e ce t whed x p n III – Li i s Of Insura ce o th Nomt n r e n Pa a r pr g a h d.be o pp i s; rl w a l e o cum l ti n o Pe so a a d Adv rt sin In uru a o f r n l n e i g j y (v)Tha is i sura ce a a l b e to at n n v i a l nLi i pro i io o Pa a ra hmt vs n f r g p 4.of III –e ui m n l sso th t qua i i s aq p e t e r a l f e sLi i s o In ura ce a p i s thmt f s n p l e e a in ure unde Pa a r pn s d r r g a h 5.ofAm n m n – No Cum l t o Of e d e t n u a i n II – Who Is An Insure ,dOccurr n e Li i Of Li bi i y And Noe c m t a l t n e ce t whe Pa a ra hx p n r g p d.be ol wCum l t o Of Pe so a A d Ad e t si g Inj ryu a i n r n l n v r i n u a pl e .p i sLi i e do se e t i i cl de n thmt n r m n s n u d i i ; (b)An o the o h r i sura ce whe hey f t e n n , t r(i ii )An i k e e ti n gro p; oy r s r t n o u r pri a y e ce s, co t n e t o o a ym r , x s n i g n r n n o h r ba is, tha i a a l bl to tht e s t s v i a e e(iv)Any self-insurance method or program, in i sure whe the i sure is an d n n d nwhich case the insured will be deemed to be th p o i e f o h r i sura ce a di i n l i sure , o is a y oe r vd r o t e n n . d t o a n d r n th re i sure tha do s no qu l fy a an d t e t a i sOt e in ura ce do s no in l d um re lh r s n e t c u e b l a na e i sure , un e such o h rm d n d d r t ei sura ce o e ce s in ura ce th t wa bo g tn n , r x s s n , a s u h i sura cen n .spe i i a l to a p y in e ce s o th Li i s oc f c l y p l x s f e m t f (2)Whe th s i sura ce i e ce s, we wiln i n n s x s lIn ura ce sho n in the o th ss n w f i ha e no dut und r Co e a ev y e v r g s A or B toCo e a e P rtv r g a . de e d th i sure a a nst a y "sui " i a yf n e n d g i n t f nAs use a y he e in th s Pa t o h rd n w r i r , t e o h r in ure ha a du y to de e d thet e s r s t f ni sure m a s a pro i e o o h r in ura ce Asn r e n vd r f t e s n .i sure a a n t tha "sui ". If no o h rn d g i s t t t euse in Pa a ra hd r g p c.be o , in ure m a s al w s r e n i sure de e d , we wi l un e t k t o son r f n s l d r a e o d ,pro i e f n ura cevd r o i s n .bu we wi l b nt t e t h i sure ' ri h st l e e i l d o t e n d s g t a a nst l h se o h r nsur r .g i a l t o t e i e sa. P i ary I su an er m n r c (3)Whe thi in ura ce i e ce s o e o h rn s s n s x s v r t eThi insura ce is pri a y whes n m r n i sura ce we wi l pa o l o r sha e o then n , l y n y u r fPa a r pr g a h b.be o a pl e . If th s i sura ce il w p i s i n n s a o nt o the lo s, i a y th t e ce d them u f s f n , a x e spri a y o r o l g ti n a e no a f cte un e sm r , u b i a o s r t f e d l s sum o :fa y o th o h r i sura ce is a so pri a yn f e t e n n l m r . (a)The to a a o nt tha a l such o h rt l m u t l t eThe , we wil sha e wi h a l t a o he n ura cen l r t l h t t r i s n i sur n e wo l pa fo th lo s i thn a c u d y r e s n eby t e m th d e cri e n Pa a r ph e o d s b d i r g a h c.be o ,l w a se ce o hi i sura ce nb n f t s n n ; a de ce t h n a a ra hx p w e P r g p d.be o pp i s.l w a l e (b)The to a o a l a d se ft l f l n l -b Ex e s I s ran e. c s n u c i sure a o nt unde a l th t o h rn d m u s r l a t e (1)Thi i sura ce i e ce s o e :s n n s x s v r i sur n en a c . (4)We wi l sha e the re a n ng l ss, if a yl r m i i o n ,( )a An o the o he in ura ce whe hey f t r s n , t r wi h a y o he in ura ce th t i not n t r s n a s tpri a y e ce s, co t n e t o o a ym r , x s n i g n r n n de cri e in thi Ex e s Insura ces b d s c s no h r b si :t e a s pro i i n a d wa no bo g t spe i i a l tvs o n s t u h c f c l y o( )i Tha is Fi e Ex e d d Co e a et r , t n e v r g ,a pl i e ce s o the Li i s o In ura cep y n x s f m t f s nBu l e ' Ri k In ta l t o Risk oi d rs s , s l a i n r sho n i th r t o s o thi Cov r gw n e a i n f s e a e Pa tr . CG 1 0 02 1T 0 9 Pa e 15 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. Each Section Section because Each s policy Section Section except deductible Declasimilar coverage for "your work"; Declarations Coverage COMM RCIAL E ERAL IAB LITYE G N L I c. Meth d O h rin a.o f S a g The sta e e t in th a et m n s e r a cura e a d co p e ec t n m l t ;If a l o the o he i sura ce pe m t co t i ut ol f t r n n r i s n r b i n by e u l sha e , w i l fo l w t i m t o l oq a r s e wl l o h s e h d a s .b.Tho e sta e e ts a e ba e upos t m n r s d n Und r th s e ch in ure co t i ut s re re e t ti n y ue i a s r n r b e p s n a o s o a e to us; nm d a d e ua a o n s unt l it ha pa d it a pl ca lq l m u t i s i s p i b e c.We ha e i sue th s po i y i re i n e up nv s d i l c n l a c o l mt o in ura ce o no e o th l ss re a ns,i i f s n r n f e o m i y ur e re e ta i ns.o r p s n t o The uni te ti n l o i sio o , o uni t n i na e ron n o a m s n f r n e t o l r r If a y o th o h r i sura ce do s no pe m tn f e t e n n e t r i i , a y i f rm ti n pro i e by y u whi h we re i dn n n o a o vd d o c l e co tr bu i n by e u l sha e , we wi l co t i utn i t o q a r s l n r b e up n i issui g th s po i y wi l no pre u i e y uo n n i l c l t j d c o r by l m t . Und r th s m t o , e ch i sure 'si i s e i e h d a n r ri ht unde th s in ura ce Ho e e , thi pro i i ng s r i s n . w v r s vs o sha e is ba e o the ra i o i s a p i a l i ir s d n t o f t p l c b e l m t do s no a f ct o r ri h to co l ct a di i n le t f e u g t l e d t o a o in ura ce to th to a a pl ca l li i s of s n e t l p i b e mt f pre i m o to e e ci e o r rig t o ca ce l t o om u r x r s u h s f n l a i n r i sura ce o l nsure s.n n f a l i r no re e a i cco d nce wt pp i a l n ura cen n w l n a r a i h a l c b e i s n d P i a y And No -Co trib t ry In u an e If. r m r n n u o s r c l ws o e ul t o s.a r r g a i n Req i ed B Wri te o tracu r y t n C n t 7. Se arat o f n u edp i n O I s r s If y u spe i i a l a re i a wri t n co t a t oo c f c l y g e n t e n r c r Ex e t wi h re pe t to the Li i s o In ura ce a dc p t s c m t f s n , n a re m nt tha the i sura ce a fo d d to ag e e t n n f r e n a y ri h s o du i s a sig e i th sn g t r t e s n d n i i sure un e hi Co e a e Pa t m st p l nn d d r t s v r g r u a p y o Co e a e Pa t to the fi st Na e Insure , th sv r g r r m d d i a pri a y ba i , o a pri a y a d no -m r s s r m r n n i sura ce a pl e :n n p i s co tr bu o y ba is, th s i sura ce is pri a y ton i t r s i n n m r a.As i e ch Na e In ure we e the o lf a m d s d r n yo h r in ura ce th t i a a l bl ot e s n a s v i a e t Na e n ure ; ndm d I s d awhi h o e s such n ure a a n m d i sure ,c c v r i s d s a e n d b.Se a a e y to e ch in ure a a n t who cl ip r t l a s d g i s m a ma d we wil no sha e wi h th t o h r in ura cen l t r t a t e s n , i m d o "sui " i b o g ts a e r t s r u h .pro i e ha :vd d t t 8. Tra sfe O i h s O e o ery Ag i s t ersn r f R g t f R c v a n t O h(1)The "bo i y i j ry o "pro e ty da a e fod l n u " r p r m g " r To Uswhi h co e a e i so gh o cur ; ndc v r g s u t c s a If the i sure ha ri h s to re o e a l o pa t o a yn d s g t c v r l r r f n(2)The "pe so a a d a v rt sin i j ry for n l n d e i g n u " r pa m n we ha e m d unde thi Co e a e Pa ty e t v a e r s v r g r ,whi h co e a e is so gh i ca se by ac v r g u t s u d n th se ri ht a e tra sfe re t us. he i sure usto g s r n r d o T n d mo fe se t a i co m t e ;f n h t s m i t d do no h ng a te l ss to i p i th m At o r re u st,t i f r o m a r e . u q esubse u nt to the si n ng o tha co tr ct oq e g i f t n a r th i sure wi l bri g "sui " o tra sfe tho e ri h se n d l n t r n r s g ta re m nt by y ug e e o .to us a d h l s e f rce t e .n e p u n o h m 5. P e i m Au ir m u d t 9. Wh n We D N t en we o o R e a.We wi l co p t a l p e i m f r h s Co e a el m u e l r m u s o t i v r g If we d ci e n t o r n w h s Co e a e P rt e wi le d o t e e t i v r g a , w lPa t i cco d nce wt ur u e a d a e .r n a r a i h o r l s n r t s m i o de i e to th fi st Na e In ure sho n ina l r l v r e r m d s d w b.Pre i m sho n in th s Co e a e Pa t amu w i v r g r s th De l ra i n wri te no i e o the no r n wae c a t o s t n t c f n e e l a v nce pre i m i a de o i pr m um o l . Ad a m u s p s t e i n y t no l ss th n 0 da s be o e t e e pi a i n da et e a 3 y f r h x r t o t . th clo e o e ch a d t pe i d we wi l co p te s f a u i r o l m u e If no i e is m i e , pro f o m i i g wi l be suffi i nt c a l d o f a l n l c e tth e rn d pre i m fo th t pe i d a d se de a e m u r a r o n n pro f f o i eo o n t c .no i e t th fi st Na e I sure . The du da et c o e r m d n d e t SE TI N V – D F N T O SC O E I I I Nfo a di a d re ro pe ti e p e i m i t e d tr u t n t s c v r m u s s h a e 1."shown as the due date on the bill. If the sum of Ad e t se e t" m a s a no i e th t s br a ca t ov r i m n e n t c a i o d s r pu l she to the ge e a pub i o spe i i m rb i d n r l l c r c f c athe advance and audit premiums paid for the k te po i y pe i d is gre te tha the e rn dl c r o a r n a e se m nt a o t y ur go ds, pro u ts o ser i eg e s b u o o d c r vc s fo th purp se o a t a g custo e s or e o f t r m r rpremium, we will return the excess to the first Na e nsure . supp rt r . o h p r o e o hi de i i i nm d I d o e s F r t e u p s s f t s f n t o : c.The fi st Na e In ure m st k e re o d or m d s d u e p c r s f a.No i e th t a e publ she i cl de m t r at c s a r i d n u a e i l th in o m t o we ne d fo pre i m pl ce o the Int rn t o oe f r a i n e r mu a d n e e r n sim l r i a co p t ti n a d se d us co i s a such t m sm u a o , n n p e t i e m a s o co m ni a i n; a de n f m u c t o n a we m y re u st.s a q e b.Re a di g we sit s, o l tha pa t o a we si eg r n b e n y t r f b t 6. Rep es n ati nr e t o s th t is a o t y u go d , pro u ts o se vcea b u o r o s d c r r i s fo th pur o e o a t a custo e s or e p s s f t r m r rBy ti g t i p l cy o gre :p n h s o i , y u a e supp rt r i co si e e a a v rt se e to e s s n d r d n d e i m n . Pa e 16 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. approach specifically ctin cting electronic acce whichever comes first. Declarations such insured COMM RCI L G NERAL IAB LI YE A E L I T 2."Ad e t si g i j ry :v r i n n u "b.In by o wit a y o he e e o i m a s o, r h n t r l n c e n f co m n ca i n such a th In e n t, if tham u i t o , s e t r e ta.M a s in ur ca se by o e o m re o thee n j y u d n r o f m te i l i p r f:a r a s a t ofo l wi g o fe se :l o n f n s (1)Ra i o te e i i n pro r m i g be ngd o r l vs o g a m n i(1)Ora o writ e a i n incl di gl r t n t o , u n tr n m t e ;a s i t dpu l ca i n by e e o i m a s, o m t ri lb i t o l n c e n f a e a i y ur "a v rt se e t th t sla d rs on o d e i m n " a n e r (2)Ot e en e ta n e t e uca i n lh r t r i m n , d t o a ,l b l a pe son or or a i a i n ori e s r g n z t o i structi n l m si o ne s pro r m i gn o a , u c r w g a m ndi pa a e a pe so ' o o ga i a i n ss r g s r ns r r n z t o 'be n ra sm t e ; oi g t n i t d rgo ds, pro u ts o se vce , pro i e thao d c r r i s vd d t th cla m i m d o he "sui " i b o g t bye i s a e r t t s r u h (3)Ad e t si g tra sm t e wi h a y o suchv r i n n i t d t n f a pe so o o g ni a i n h t cl i s to ha er n r r a z t o t a a m v pro ra m n .g m i g be n sla d re o li e e , o tha cla m toe n e d r b l d r t i s 6."Co e a e t rri o y m a s:v r g e t r " e nha e ha it go ds, pro uct o se vcev d s o d s r r i s di pa a e ;s r g d a.The Uni e Sta e o Am ri a (i cl di g i st d t s f e c n u n t te r t r e a d po se si ns), Pue t Ri o a dr i o i s n s s o r o c n(2)Ora o writ e pub i i n incl di gl r t n l o , u n Ca a an d ;pu l ca i n by e e i m a s, o m t r ab i t o l n c e n f a e i l i o r "a v rt se e t th t:n y u d e i m n " a b.In e na i na wa e s o a rspa e but o l if thet r t o l t r r i c , n y (a)Ap ro ri t s a pe so ' na e v i ep p a e r ns m , o c ,i j ry o da a e o curs in th co rse o tra en u r m g c e u f v l ph t gr p r i e e s; oo o a h o l k n s r o tra spo t t o be w e a y pl ce in l d dr n r a i n t e n n a s c u e i Pa a r pn r g a h a.a o e rb v ; o(b)Unre so a l pl ce a pe so in aa n b y a s r n fa se l gh ; rl i t o c.Al o h r pa t o th wo l if th i j ry ol t e r s f e r d e n u r da a e a i e o t o :m g r s s u f(3)In r ng m nt o co y i ht "ti l " o "sl g n"f i e e f p r g , t e r o a i y u "a v rt se e t , pro i e tha thn o r d e i m n " vd d t e (1)Go ds o pro uct m d o so d by y u ino r d s a e r l o cl i i m d o th "sui " i bro gh by aa m s a e r e t s u t th te ri o y de cri e i Pa a r pe r t r s b d n r g a h a. pe so o o ga i a i n tha cla mr n r r n z t o t i s a o eb v ; o ne shi o such co y i ht "ti l " ow r p f p r g , t e r (2)The a ti i i s o a pe so who e ho e i ic vt e f r n s m s n"sl g n .o a "th te ri o y de cri e i Pa a r pe r t r s b d n r g a h a. b.In l d s "bo i y in ur " ca se by o e o m rc u e d l j y u d n r o e a o e but i a a fo a sho t ti e o y urb v , s w y r r m n o o the o f n e de crib d in Pa a ra hf f e s s s e r g p a.bu i e s; rs n s o a o eb v . (3)"Pe so a a d a v rt sin i j ry o fe ser n l n d e i g n u " f n s 3."Au o m a s:t " e n th t ta e pl ce th o g th In e ne oa k a r u h e t r t r a.A l nd m t r v h cl , tra l r o se i r i ea o o e i e i e r mt a l r si i a l ct o i m a s o o m n ca i nm l r e e r n c e n f c m u i t o ; de i n d fo tra e o pub i ro ds, i cl di gs g e r v l n l c a n u n pro i e the insure ' re po sib l ty to pavd d d s s n i i ya y a t che a hi e y o qu pm n ; rn t a d m c n r r e i e t o da a e is de e m n d in a "sui " o th m r t im g s t r i e t n e e i s n b.An o he la d v h cl th t is sub e t to ay t r n e i e a j c th te ri o y de cri e i Pa a r pe r t r s b d n r g a h a.a o e o ib v , r n a co p l o y o fi a ci l re po si i i y la , om u s r r n n a s n b l t w r se t e e t we a re ot l m n g e t . o h r m to v hi l i sura ce l w, whe e i it e o r e c e n n a r t s 7."El ct o i da a m a s in o m t o , fa t oe r n c t " e n f r a i n c s rl ce se r ri ci a l a a e .i n d o p n p l y g r g d pro ra s sto e a o o , cre te o use o , og m r d s r n a d r d n rHo e e , "a t " do s no in l d "m bi ew v r u o e t c u e o l tr n m t e to o fro co pu e so tw r (i cl d nga s i t d r m m t r f a e n u ie ui m n ".q p e t sy te s a d a p i a i ns so tw r ) ha d o fl p ys m n p l c t o f a e , r r o p 4."Bo i y i j r " m a s:d l n u y e n di ks, CD-ROM , ta e , dri e , cel s, da as s p s v s l t pro e sin de i e o a y o h r m di a ec s g vc s r n t e e a ra.Ph si a ha m i cl di g si kn ss o di e sey c l r , n u n c e r s a , use i h e e o i a l co t o l d e ui m n .d w t l n c l y n r l e q p e tsusta n d y a pe so ; oi e b r n r b.M nt l a g i h, i j ry o i l e s, o e o i n le a n u s n u r l n s r m t o a 8."Em l y e i cl de a "l a e wo k r". "Em l y ep o e " n u s e s d r e p o e " di tre s, re ul i g a a y ti e fro suchs s s t n t n m m do s n t i cl d "te po a y wo k r .e o n u e a m r r r e " ph si a h rm i e s o di e sey c l a , s s r s a .9."Ex cut v o f ce " m a s a pe so ho di g a y oe i e f i r e n r n l n n f 5."Bro dca ti g m a s tra smtt n a y a d o oa s n " e n n i i g n u i r th o fi e po it o s cre te by y u cha t r,e f c r s i n a d o r r e vsua a e i l fo ny p r o ei l m t r a r a u p s :co sti u i n bya s o a y o h r sim l r go e n ngn t t o , l w r n t e i a v r i do um n .c e ta.By ra i o e e i io ; od o r t l vs n r CG 1 0 02 1T 0 9 Pa e 17 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. public ctr ctr cat ctro ckn which ctr COMM RCIAL E ERAL IAB LITYE G N L I 10."Go d Sa a i a se vce " m a s a y e e g n y tr ck , ro db do m r t n r i s e n n m r e c a s a e s, tu n l und r a sn e , e p s or m di a se vce fo whi h no co p n a i n is cro sin ;e c l r i s r c m e s t o s g de a d d r e e v dm n e o r c i e .(2)Tha i d m i i s a a chi e g ne r ot n e n f e n r t n i e r 11."Ho ti e fi e m a s a fi e whi h e surv y r o i j ry o a as l r " e n r c m s e o f r n u r d m g ri in ut o :e a s g o f tr l a l o bre k o t fro whe e i wan o l b e r a s u m r t s (a)Pre a i g a pr vng o fa l n top r n , p o i , r i i g i t nd d o b .n e e t e pr pa e or ap r v , m p , shoe r p o e a s p 12."Im a re pro e t " m a s ta g bl pro e t , o he dra i g , o ip i d p r y e n n i e p r y t r w n s p n o s, re o ts, survi n p r e s,y th n "y ur pro uct o "y ur wo k , tha ca n t be fi l o d rs, cha ga o d " r o r " t n o e d r e n e o d rs o ra i gsr e r d w n use r s l ss use u e a se a d pe i i a i ns; rd o i e f l b c u : n s c f c t o o a.It i co po a e "y ur pro uct o "y ur wo kn r r t s o d " r o r "(b)Gi i g di e t o s o i stru ti n , ovn r c i n r n c o s r th t is kn wn o th ug t to be de e v , fa l ng to gi e th m ifa o r o h f e i i v e , th t is thea de i n , n de u te o a g ro s; o pri a y ca se o the in u y of t i a q a r d n e u r m r u f j r r da a em g ; orb.Y u ha e fa l d to ful i l the te m o a co tr cto v i e f l r s f n a (3)Und r whi h the i sure , if a a chi e t,e c n d n r t cor agreement; e gi e r o surv y r, a sum s l a i i y fon n e r e o s e i b l t ri such pro e t ca be re to e to use by t ef p r y n s r d h a in u y o da a e a i in o t o then j r r m g r s g u fre a r, re l ce e t, a j stm nt o re o a o "y urp i p a m n d u e r m v l f o i sure 's re de i g o fa l r to re den d n r n r i u e n rpro uct o "y ur wo k o y u fu fi l n t e te m od " r o r " r o r l l i g h r s f pro e si n l se vce , in l d n ho e l stef s o a r i s c u i g t s i dth co t a t o gr e e t.e n r c r a e m n i Pa a r pn r g a h (2)a o e a d sup r i o yb v n e vs r , 13."In ure co t a t m a s:s d n r c " e n i spe t o , a chi e a o e g ne ri gn c i n r t r l r n i e n a t vti s.c i i ea.A co t a t fo a l a e o pre i e . Ho e e ,n r c r e s f m s s w v r th t po t o o t e co t a t fo a l a e oa r i n f h n r c r e s f 14."Le se wo k r" m a s a pe so l a e o y u ba d r e e n r n e s d t o y a pre i e tha in e n f e a y pe so om s s t d m i i s n r n r l bo l a in fi m unde a a r e e t be we n y ua r e s g r r n g e m n t e o o ga i a i n fo "pre i e da a e i no ar n z t o r ms s m g " s t n a d the la o le si g fi m to pe f rm dut e re a en b r a n r , r o i s l t d "i sure o tr ct ;n d c n a "to the co d ct o y ur bu i e s. "Le se wo k r"n u f o s n s a d r e do s n t i cl d "te p ra y wo k r .e o n u e a m o r r e "b.A i e ra k a re m n ;s d t c g e e t 15."Lo di g o unl a i g" m a s th ha d i g oa n r o d n e n e n l n fc.An e se e t o li e se a re m nt e ce t iny a m n r c n g e e , x p pro e typ r :co ne ti n wi h co stru ti n o de o i i nn c o t n c o r m l t o o e a Af e i is m v d fro th pl ce whe e i isp r t r t o e m e a r tti n o o i h n 5 e t o a ro do s n r wt i 0 f e f a r i a ;a.l t d fo m v m n i t o o t a a rcra tp e r o e e t n o r n o n i f ,d.An o l ga i n, a re u re by o d na ce tob i t o s q i d r i n , wa e cra t r "a t ";t r f o u oi d m i y a m n ci a i y e ce t i co ne ti nn e n f u i p l t , x p n n c o wi h o k f r a m ni a i yt w r o u l t ;b.Whi e i is i o o a a rcra t wa e cra t ol t n r n n i f , t r f r "a t "; ru o oe.An e e a o a nt na ce a re m ntl v t r m i e n g e e ; c.Whi e i is be n m v d fro a a rcra tl t i g o e m n i f ,f.Tha pa t o a y o he co t a t o a re m ntt r f n t r n r c r g e e wa e cra t o "a t " to th pl ce whe e i ist r f r u o e a r tp r a n n to y ur busi e s (i cl di g ae t i i g o n s n u n n fi a l e i e e ;n l y d l v r di de n fi a i n o a m ni i a i y i co nen m i c t o f u c p l t n n n wi h wo k pe f r e fo a m n ci a i y und rt r r o m d r u i p l t ) e bu "l a i g o unl a i g do s no i cl de thet o d n r o d n " e t n u whi h y u a sum th to t li b l t o a o h r m v m nt oc o s e e r a i i y f n t e o e e f pro e ty by m a s op r e n f a m ch n cae a i l pa t to pa fo "bo i y in ur ", "pro e ty de i e o h r tha a har y y r d l j y p r vc , t e n n tr ck tha i no a ta hed u , t s t t c d da a e o "pe so a i j ry t a thi d pe som g " r r n l n u " o r r n to t e a rcra t w t rcra t o "a t ".h i f , a e f r u o o o ga i a i n To t l a i i y m a s a li b l tyr r n z t o . r i b l t e n a i i 16."M bi e e u pm n " m a s a y o the fo l wi go l q i e t e n n f l o nth t wo l be i po e by l w i t e a se ce oa u d m s d a n h b n f ty e o la d v hi l s, i cl di g a y a ta hep s f n e c e n u n n t c d a y co t r g e m ntn n r o a r e e .m chi e y o e ui m nta n r r q p e : Pa a r pr g a h f.do s no i cl de th t pa t o a ye t n u a r f n a.Bu l o e s, fa m m chi e y fo ki ts a d o h rl d z r r a n r , r l f n t eco tr ct o a re m n :n a r g e e t v hi s de i n d fo use pri ci a l o f pub ie s g e r n p l y f l c (1)Tha i d m i i s a ra l o d fo "bo i y ro d ;t n e n f e i r a r d l a s i j ry o "pro e ty da a e a i i g o t on u " r p r m g " r s n u f b.Ve i l s m i t i e fo use so e y o o ne t toh c e a n a n d r l l n r x co stru n o de o i i n o e a i ns,n r m l t o p r t o pre i e y u wn r e tm s s o o o r n ;wi hi 50 fe t o a y ra l o d pro e t a dt n e f n i r a p r y n c.Ve i l s t a t a e n l r t e ds;h c e h t r v l o w e r aa fe t ng a y ral o d bri g o tre tl ,f c i n i r a d e r s e Pa e 18 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. ect, beco unco cti cie ctu acce cip ctio act ctio cra cle COMM RCI L G NERAL IAB LI YE A E L I T d.Ve i s, whe he sel -pro e l d o no ,h t r f p l e r t b.An a t o o i si n co m t e in pro i i g oc r m s o m i t d vd n r m i ta n d pri a i y to pro i e m b l ty to fa l ng to pro i e fi st an i e m r l vd o i i i i vd r a d o "Go d Sai r o m ri aa t n pe m ne t y m u t d:r a n l o n e se vce " to a pe so , un e s y u a e i ther i s r n l s o r n bu i e s o occup ti n of pro i i gs n s r a o vd n(1)Po e cra e , sho e s, l a e s, di g rs ow r n s v l o d r g e r pro e sio a e l h ca e se vce .f s n l h a t r r i sdri l ; ol s r 18."Pe so a a d a v r i i g i j ry m a s "pe so ar n l n d e t s n n u " e n r n l(2)Road construction or resurfacing e ui m n such a gra e s, scra e s o i j ry o "a v rt sin nq p e t s d r p r r n u " r d e i g i j r ".u y ro l rs;l e 19."Pe so a n ur ":r n l i j y e.Ve i l s no de crib d i Pa a r ph c e t s e n r g a h a.,b.,c. a.M a s i j ry o he tha "a v rt sin in u y ,e n n u , t r n d e i g j r "or d.a o e th t a e no se f pro e l d a d a eb v a r t l - p l e n r ca se by o e o m r o th fo l wngu d n r o e f e l o im i t i e pri a i y to pro i e m b l t toa n a n d m r l vd o i i y o fe se :f n spe m n n l a ta he e u p e t of ther a e t y t c d q i m n fo l wi g t p s:l o n y e (1)F l e a re t, de e t o r m ri o m n ;a s r s t n i n o i p s n e t (1)Ai co pr sso s, pum s a d ge e a o s,r m e r p n n r t r (2)M l ci us pr se o ;a i o o i ni cl d ng spra i g, we d ng bui d ngn u i yn l i , l i cl a i g ge ph si a e pl ra i n, l gh i ge n n , o y c l x o t o i t n (3)The wro gf l e i fro , wro gf l e trn u v n m n u n y a d e l se vci g e ui m nt rn w l r i n q p e ; o i t , o in a i n o the ri h o pri a en o r v s o f g t f v t o cup ncy o a ro m dwe l n o pre i ec a f o , l i g r m s s(2)Che ry pi k rs a d si i a de i e use tor c e n m l r vc s d th t a pe so o cup e , pro i e tha thea r n c i s vd d tra se o o e o k rs;i r l w r w r e wro g u vct o , wro g u nt y o n a i nn f l e i i n n f l e r r i v s of.Ve i l s no de crib d i Pa a r ph c e t s e n r g a h a.,b.,c.o the ri h o pri a e o cupa cy isf g t f v t c nord.a o e m i ta n d pri a i y fo pu po eb v a n i e m r l r r s s co m t e by o o be a f o the o ne ,m i t d r n h l f w ro h r tha th tra spo t t o o pe so s ot e n e n r a i n f r n r l nd o d o le so o tha ro m dwel ng oa l r r s r f t o , l i rca g .r o pre i e ;m s s Ho e e , se f pro e l d v h cl s wi h thw v r l - p l e e i e t e (4)Ora o writ e pub i a i n incl di gl r t n l c t o , u nfo l wi g ty e o pe m n nt y at a hel o n p s f r a e l t c d pu l ca i n by e e t o i m a s, o m t r ab i t o l c r n c e n f a e i le ui m nt a e no "m bi e e u pm n " bu wilq p e r t o l q i e t t l th t sl nd r o l b l a pe so oa a e s r i e s r n rbe co si e e "a t s":n d r d u o o di pa a e a pe so 's or s r g s r n r(1)Eq i m nt de ig e ri a i y f r:u p e s n d p m r l o (a)Sn w r m v lo e o a ;pro i e t a the cl i i m d r he "sui "vd d h t a m s a e o t t i bro g t by a pe so o o g n z ti n thas u h r n r r a i a o t(b)Ro d m i t na ce but noa a n e n , t co stru n o r surfa i g; o cl i s to ha e be n sl nd r d o i en r e c n r a m v e a e e r l b l d, oe r th t cl i s to ha e ha i s go ds, pro u tsa a m v d t o d c(c)St e t i g;r e n n o se vce di pa a e ; or r i s s r g d r(2)Che ry pi ke s an sim l r de i er c r d i a vc s (5)Ora o wri te publ ca i n, in l d nl r t n i t o c u i gm un e o a t m bi e o truck cha siso t d n u o o l r s pu l ca i n by e e tr n c m a s, o m t ri lb i t o l c o i e n f a e aa d se t a se o o e o k rs; a dn u d o r i r l w r w r e n th t:a(3)Ai co pr sso s, pum s a d ge e a o s,r m e r p n n r t r i cl di g spra i g we di g bui di gn u n yn , l n , l n (a)Ap ro ri t s a pe so ' na e v i ep p a e r ns m , o c , cl a i g ge ph si a e pl ra i n, l gh i ge n n , o y c l x o t o i t n ph t gr p r i e e s; oo o a h o l k n s r a d e l se vci g e ui m ntn w l r i n q p e . (b)Unre so a l pl ce a pe so in aa n b y a s r nHo e e , "m bi e e u p e t do s no i cl de a yw v r o l q i m n " e t n u n fa se l gh .l i tl nd v h cl th t is sub e t to a co pu so y oa e i e a j c m l r r b.In l d s "bo i y in ur " ca se by o e o m rc u e d l j y u d n r o efinancial responsibility law, or other motor vehicle i sura ce l w, whe e i is l ce se o pri ci a l o the o f n en n a r t i n d r n p l y f f e s s de crib d in Pa a ra hs e r g p a. ga a e . Such la d v h cl s a e co sid rer g d n e i e r n e d a o eb v . "a t s".u o 20."Po l t n s" m a a y so i , l qu d ga e u ol u a t e n n l d i i , s o s r 17."Occurr n e m a s:e c " e n th rm l irr t n o co t m n nt i cl di g sm k ,e a i a t r n a i a , n u n o e v po , so t, fu e , s, a k l s, che i a s a da r o m s d l a i mc l na.A a ci e t, i cl di g co ti uo s o re e t dn c d n n u n n n u r p a e wa te Wa te in l d s m te i l to be re y l d,s . s c u e a r a s c c ee po ure to substa t a l th sa e ge e ax s n i l y e m n r l re o di i n d o r cl i e .c n t o e r e a m dha m ul co di i n ; rr f n t o s o CG 1 0 02 1T 0 9 Pa e 19 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. cle cut ctio clea ctio aci organization organization's goods, products or services, COMM RCIAL E ERAL IAB LITYE G N L I 21."Pre i e da a e m a s: co tr ct ca l fo wo k a m re th nms s m g " e n n a l s r r t o a o e j b i en o s t .a.Wit re to th fi st pa a ra h o theh s e r r g p f e ce ti n in Ex l siox p o s c u n j.of I –(c)Whe tha pa t o the wo k do e a an t r f r n t Co e a ev r g A – Bo i y In ur And Pro e td l j y p r y j b si e ha be n put to it i t nd do t s e s n e e Da a e Li b l ty "pro e ty da a e to a ym g a i i , p r m g " n use b ny p r o o rg n z t o th ry a e s n r o a i a i n o e pre i e whie re t d to y u fo a pe i d oms s l n e o r r o f th n an th r co tr ct r ora o e n a o se e o fe e co se ut v da s, in l d ng thev n r w r n c i e y c u i subco t a t r wo kn o th sa en r c o r i g n e m co te ts o uch re i e ; rn n f s p m s s o pro e tj c . b.Wit re pe t to th e ce t o to Ex l si nsh s c e x p i n c u o c.Wo k tha m y ne d se vce m i t na cer t a e r i , a n e n ,th o gr u h n.i he l st a a ra h o a a r pn t a p r g p f P r g a h 2.co r ct o , re a r o re l ce e t, bu w i hr e i n p i r p a m n t h c o Se ti nf c o I – Co e a ev r g A – Bo i y Inj ry Andd l u i o h rwi e co pl t , wi l be tre t d as t e s m e e l a e sPro e ty Da a e L a i i y "pro e ty d m ge top r m g i b l t , p r a a "co p e e .m l t da y pre i e whie re t d t y u fo a pe i d on ms s l n e o o r r o f b.Do s no in l d "bo i y in u y o "pro e tye t c u e d l j r " r p rm re th n se e co se ut v da s, o whi eo a v n n c i e y r l da a e a i i g o t o :m g " r s n u fte p ra i y o cup e by y u wi h pe m ssio om o r l c i d o t r i n f th o n r, ca se ye w e u d b :(1)The tr n po t ti n o pro e t , unl ss thea s r a o f p r y e i j ry o da a e a i e o t o co d t o nn u r m g r s s u f a n i i n i(1)F rei ; o on a v h cl no o n d o o e a e byr e i e t w e r p r t d(2)Ex l si n;p o o y u, a d tha co di i n wa cre t d by theo n t n t o s a e " o h t e i l b nyf t a v h c e y a(3)Lightning; l a i g o unl a i g"o d n r o d n i sure ;n d(4)Sm k re ul i g fro fi e e pl sio oo e s t n m r , x o n r l g t i g ri h n n ; o (2)The e i te ce o to l , uni sta l dxs n f o s n l e e ui m nt o ab nd n d o unuseq p e r a o e r d(5) m te i l ; ra r a s oBu "pre i e da a e un e thi Pa a r pt m s s m g " d r s r g a h (3)Pro uct o o e a i n fo whi h thd s r p r t o s r c eb.do s no in l d "pro e ty da a e to a ye t c u e p r m g " n cl ssi i a i n, li te i th De ra i ns oa f c t o s d n e t o rpre i e ca se b :ms s u d y i a po i y Sche u e sta e th t pro uct -n l c d l , t s a d s(1)Rup u e bu sti g o o e a i n o pre suret r , r n , r p r t o f s co p e e o e a i n a e subj ct to them l t d p r t o s r ere i f e i e ;l e d vc s Ge e a g re a e Li i .n r l A g g t mt (2)Rup u e o bu sti g due to e p nsio ot r r r n x a n r 23."Pro e ty d m ge m a s:p r a a " e nswel n o th co t n s o a y bui d n ol i g f e n e t f n l i g r a.Ph si a in u y to ta gi l pro e t , in d ng a ly c l j r n b e p r y i lstru tu e ca se b r e ul i g r m w t r;c r u d y o r s t n f o a e re ul i g l ss o use o th t pro e t . Al suchs t n o f f a p r y lor l ss o use wi l be de m d to t t e t m fo f l e e a h i e o (3)Ex l si n o ste m bo l r , ste m pi e ,p o o f a i e s a p s th p y i a n u y t a ca se t re h s c l i j r h t u d i ; o ste m e gi e o te m t r i e .a n n s r s a u b n s b.Lo s o use o ta gi l pro e ty tha i nos f f n b e p r t s t ph si a l in ur d Al such l ss o use wi l bey c l y j e . l o f l22."Products-completed operations hazard": de m d to o cur a the ti e o th cee e c t m f e n "a.In l d s a l "bo i y in ur " a d "pro e tyc u e l d l j y n p r th t a se ta c u d i .da a e o cur i g a a fro pre i e y um g " c r n w y m ms s o F r the purp se o th s in ura ce "e e i da ao o s f i s n , l n c t "o n o re t a d a i in o t o "y ur pro uct ow r n n r s g u f o d " r i n t a g bl ro e t .s o t n i e p p r y"y ur o k e ce t:o w r " x p 24."Sl g n :o a "(1)Pro uct th t a e sti l in y ur phy icad s a r l o s l a.M a s a phr se th t o h r u e fo he pu p see n a a t e s s r t r opossession; or o t ra ti g a t n i n n t e r d e t sin .f a t c n t e t o i h i a v r i g(2)Wo k tha ha no y t be n co p e e or t s t e e m l t d r b.Do s no in l d a phra e use a , o in thee t c u e s d s r ,a a d n d. Ho e e , "y ur wo k wil beb n o e w v r o r " l na e o :m fde m d co pl t d a th e rl e t o thee e m e e t e a i s f fo l wi g i e :l o n t m s (1)An pe so o o g n z t o , o he th n y u;y r n r r a i a i n t r a o or(a)Whe a l o th wo k ca l d fo i y un l f e r l e r n o r co tr ct ha b e o p e e .n a s e n c m l t d (2)An busin ss, o a y o th pre i e ,y e r n f e ms s go ds, pro uct , se vce o wo k o a yo d s r i s r r , f n(b)Whe a l o th wo k to be do e a then l f e r n t pe so r r a i a i n t e ha o .r n o o g n z t o , o h r t n y uj b sit ha be n co pl t d i y uo e s e m e e f o r Pa e 20 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. pect Section cla clu occur "occurre ctro Water. COMM RCI L G NERAL IAB LI YE A E L I T 25."Su t m a s a civl pro e d n i whi h da a ei " e n i c e i g n c m g s (a)Y uo ; be a se o "bo i y in u y , "pro e ty da a e oc u f d l j r " p r m g " r (b)Ot e s t a i g nd r y u a e rh r r d n u e o r n m ; o "pe so a a d a v rt si g i j ry to whi h thir n l n d e i n n u " c s (c)A pe so o or a i a i n who er n r g n z t o si sura ce a pl e a e a l ge . "Su t i cl de :n n p i s r l e d i " n u s bu i e s o a se s y u ha e a qu re ;s n s r s t o v c i d a.An a b t a i n pro e di g i whi h suchr i r t o c e n n c a dn da a e a e cla m d a d to whi h th in urem g s r i e n c e s d (2)Co t i e s (o he tha v hi l s), m t ri l ,n a n r t r n e c e a e a sm st subm t o do s sub i wi h o r co se tu i r e m t t u n n ;pa t o e u pm n furn she i co ne ti nr s r q i e t i d n n c oorwi h uch g o s o ro uct .t s o d r p d s b.An o he al e n ti e di put re o ut oy t r t r a v s e s l i n b.In l d s:c u e pr ce di g in whi h such d m ge a e cl i eo e n c a a s r a m d (1)Wa ra ti s o re re e ta i ns m de a a yr n e r p s n t o a t na d to whi h th in ure subm ts wit o rn c e s d i h u ti e wi h re pe t to the fi n ss, qua i ym t s c t e l t ,co se t.n n du a i i y pe fo m n e o use o "y urr b l t , r r a c r f o 26."Te p ra y wo k r m a s a pe so who im o r r e " e n r n s pro uct ; ndd " a fu ni he to y u to substi ut fo a pe m ne tr s d o t e r r a n (2)The pro i i g o o fa l re to pro i evd n f r i u vd"e pl y e o l a e o to m e se so a o sho tm o e " n e v r e t a n l r r -wa ni g o n tr ct o s.r n s r i s u i nte m w r l a o di i n .r o k o d c n t o s c.Do s no i cl de v nd ng m ch ne o o h re t n u e i a i s r t e27."Ti l " m a s a na e o l t r r r a t sti o kt e e n m f a i e a y o r i c w r .pro e ty re t d to o l ca e fo the use op r n e r o t d r f 28."Unso i co m n ca i n m a s a yl d m u i t o " e n n o h r b t no sodt e s u t l . co m n ca i n in a y fo m tha th re i nt om u i t o , n r , t e e f 31."Y u o k :o r w r "such co m n ca i n di no spe i a l re ue t tom u i t o d t f c l y q s a.M a s:e nre e v .c i e (1)Wo k o o e a i n pe f rm d by y u o or r p r t o s r o e o r n29."Vo u t e wo k r m a s a pe so who i no y ul n e r r e " e n r n s t o r y ur e a f; a do b h l n"e pl y e , a d who do a e hi o he wo k a dm o e " n n t s s r r r n a t a th di e ti n o a d wi hi the sco e oc s t e r c o f n t n p f (2)M te i l , pa t o e u pm n furn she ina r a s r s r q i e t i d du i s de e m n d by y u a d is no pa d a fe ,t e t r i e o , n t i e co ne ti n wi h uch w r o pe a i n .n c o t s o k r o r t o s sa a y o o he co pe sa i n by y u o a y n e sel r r t r m n t o o r n o e l b.In l d s:c u efo he r o k p r o m d f r o .r t i w r e f r e o y u (1)Wa ra ti s o re re e ta i ns m de a a yr n e r p s n t o a t n30."Y u ro uct :o r p d "ti e wi h re pe t to the fi n ss, qua i ym t s c t e l t , a.M a s:e n du a i i y pe fo m n e o use o "y urr b l t , r r a c r f o (1)An go d o pro uct , o h r th n re l wo k ; a dy o s r d s t e a a r " n pro e ty m n f ct r d so d ha d e ,p r , a u a u e , l , n l d (2)The pro i i g o o fa l re to pro i evd n f r i u vd di tr bu e r d spo e f ys i t d o i s d o b :o n tr ct o s.r i s u i n CG 1 0 02 1T 0 9 Pa e 21 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. cite cip ci warnings ENDORSEMENT WC 00 03 13 (00) - POLICY NUMBER: EMPLOYERS LIABILITY POLICY AND WORKERS COMPENSATION WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT 001 ONE TOWER SQUARE HARTFORD CT 06183 UB-A0495177-25-I3-G We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) This agreement shall not operate directly or indirectly to benefit any one not named in the Schedule. SCHEDULE DESIGNATED ORGANIZATION: DESIGNATED PERSON: ANY PERSON OR ORGANIZATION FOR WHICH THE INSURED HAS AGREED BY WRITTEN CONTRACT EXECUTED PRIOR TO LOSS TO FURNISH THIS WAIVER. DATE OF ISSUE:PAGEST ASSIGN: OF11-26-25 1 1 !"!! #$ % &' () *) +, -* (./0 1234501612( &.'2710 (.1 849/&:; 891'01 51'3 /( &'51<=99:; >?@ABC@@ D?EF CGECB@AFB CBHFI@CJCBE K L MN OPQR STU SVWXUYUVZ [\]U^\_`a bc^dW\ae fYY V_gT`Z VUZUVXU]e [\hYi]UZ hcdaV_gT`U] ^W`UV_WY cj [\ZiVW\hU kUVX_hUZ ljj_hUm [\he n_`T _`Z dUV^_ZZ_c\e 71215'9 310&5/8(/42 4< &4o15'71 p q r st u vut w q u u q w qu Kt q u w w qu r x ur w u u r x u u u t t r ';y54'3 <456 2'613 /20=513 y;y9'2z1( '33/(/42'9 /20=513 &;16894:11 ./513 '=(4 3;16894:110 '0 /20=513 1;0=8891612('5: 8':612(0 { /2&51'013 9/6/(0 <;./513 '=(4 { 9/6/(13 |4593|/31 &4o} 15'71 { /23162/(: y'0/0 7;|'/o15 4< 313=&(/y91 { 79'00 854o/0/420 ';y54'3 <456 2'613 /20=513 K ';-;t |~ /€ ' / €‚ƒ„…t 01&(/42 // { &4o1513 '=(40 9/'y/9/(: &4o15'71 u † u u ‡ x u u ˆ‰Š u r u x L‹‰ u u ‡ x † u t x r y;y9'2z1( '33/(/42'9 /20=513 K Œ; ';-;t |~ /€ ' / €‚ƒ„…t 01&(/42 // { &4o1513 '=(40 9/'y/9/(: &4o15'71 u † ‡ q u † t w qu u q q u vu u u t q x q u t q u .;./513 '=(4 8.:0/&'9 3'6'71 { 9400 4< =01 { /2&51'013 9/6/( /; 8.:0/&'9 3'6'71 { (5'20845('(/42 1Ž812010 { /2&51'013 9/6/( ; 815042'9 854815(: z;'/5y'70 9; 24(/&1 '23 z24|91371 4< '&&/312( 45 9400 6;y9'2z1( |'/o15 4< 0=y547'(/42 2;=2/2(12(/42'9 155450 45 46/00/420 u w † ‡ ! //r &;16894:11 ./513 '=(4 -; K ';-;t |~ /€ ' / €‚ƒ„…t 01&(/42 // { &4o} 1513 '=(40 9/'y/9/(: &4o15'71 u u u‘ t u t u q x r ,; K ’; y;*;t 4“~„ƒ / €‚ƒ” Œ„t 01&(/42 /o { y=0/} 2100 '=(4 &423/(/420 ’; % s Ku • x t q x u –-—u u t t q˜ –,—u qu u u u‘ t u POLICY NUMBER: BA-A0494328-25-I3-G EFFECTIVE DATE: 10/11/25 !"# !$%&#'#$( )*+#,*-./ 01,2%*/3 4'' $-5".( $#(#$&#+3 )*6'7+#( 612/$-5".#+ ,%.#$-%' 18 )*(7$%*6# 9#$&-6#( :88-6#; )*63 <-." -.( 2#$,-((-1*3 =>?@AA@BC DE@F =>>?@B GHI@A >FIG I IE JBGHJI KH> LHA@M BAAN ODP>C BK QHIQ IEI @A FAGC E@>GC >BIG > L>>DG D@IE G>@P> @A BI JP>G QHIQN RSTUVWXYTTZ Z [\Z]^TR E FFD@B @A GGG I >>=E SSC _`a [b c [cbdefgC ZT[X\ [[ h XiT^TR ]XZ W[ j[W[Y XiT^ kTl BK Q?=FKQ KH>A @A B Q@BAH>GQ DE@F HAM @B JP>G QHIQ KH GBmI DBC E@> > L>>D @B KH> LHA@BAA > KH> =>ABF @>AN TSZ]VVWTUT\ ^Y V YUT\Z h [\^T ZTR W[U[Z S E FFD@B >=FJA >>=E SSnSopC ZT[X\ [[ h XiT^TR ]XZ W[ j[Wq [Y XiT^ kTl op = I rsCttt > JAI L@F LBGA u@BM JFHG@B LBGA > >FIG I>@J FD P@FM I@BAv >wH@>G LJHA B QJJ@GBIQ D JP>N x G BI EP I H>B@AE IEA LBGAN S E FFD@B >=FJA >>=E SSnSoypC ZT[X\ [[ h XiT^TR ]XZ W[ j[Wq [Y XiT^ kTl oypFF >ABLF z=BAA @BJH>>G LK IE Q@BAH>GQ I H> >wHAIC @BJFHG@B JIHF FAA >B@BA H= I r{tt GK LM JHA I@? >? 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IP AB@O<=BN; Q;<>EN;@ RPPEN;S ABNK TEF: EF@ J;<DE@@EIBK UVWX Y Z[ Y \ ]\ ^_ `a bcd XefZgdXhXei hZfc[cXd cedjgVekX lgZmcfXf jefXg ibX [ZnnZoceWp q rsrr tu v w ` bX [ZnnZoceW cd VffXf iZ UVgVWgVlb `xy z{| } ~ ~}€ ‚y Z[ ƒƒ „ w … wp bcd ceknjfXd Ve† lXgdZe Zg ZgWVec‡VicZe obZ †Zj VgX gXˆjcgXf jefXg V ogciiXe kZeigVki Zg VWgXXhXei ‰XioXXe †Zj Vef ibVi lXgdZe Zg ZgWVec‡VicZey ibVi cd dcWeXf ‰† †Zj ‰X[ZgX ibX Š‰Zfcn† ce‹jg†Š Zg ŠlgZlXgi† fVhVWXŠ Zkkjgd Vef ibVi cd ce X[[Xki fjgceW ibX lZnck† lXgcZfy iZ eVhX Vd Ve VffcicZeVn cedjgXf [Zg ZmXgXf jiZd cV‰cnci† ZmXgVWXy ‰ji Zen† [Zg fVhVWXd iZ obckb ibcd cedjgVekX VllncXd Vef Zen† iZ ibX XŒiXei Z[ ibVi lXgdZe d Zg ZgWVec‡VicZe d ncV‰cnci† [Zg ibX kZefjki Z[ VeZibXg ŠcedjgXfŠŽ _ bX [ZnnZoceW cd VffXf iZ UVgVWgVlb … y { € ~}€‘~x Z[ w „ … p XWVgfnXdd Z[ ibX lgZmcdcZed Z[ lVgVWgVlb VŽ Vef lVgVWgVlb ‚ Z[ ibcd lVgi { € ~}€‘~x ’ ibcd cedjgVekX cd lgchVg† iZ Vef eZe“kZeigc‰jiZg† ocib VllnckV‰nX ZibXg cedjgVekX jefXg obckb Ve VffcicZeVn cedjgXf lXgdZe Zg ZgWVec‡VicZe cd ibX [cgdi eVhXf cedjgXf obXe ibX ogciiXe kZeigVki Zg VWgXXhXei ‰XioXXe †Zj Vef ibVi lXgdZe Zg ZgWVec‡VicZey ibVi cd dcWeXf ‰† †Zj ‰X[ZgX ibX Š‰Zfcn† ce‹jg†Š Zg ŠlgZlXgi† fVhVWXŠ Zkkjgd Vef ibVi cd ce X[[Xki fjgceW ibX lZnck† lXgcZfy gXˆjcgXd ibcd cedjgVekX iZ ‰X lgchVg† Vef eZe“kZeigc‰jiZg†Ž POLICY NUMBER: BA-A0494328-25-I3-G EFFECTIVE DATE: 10/11/25 COMM RCI L G NERAL IAB LI YE A E L I T T IS ENDORSEMENT CHANGES T E POLICY. PL ASE READ IT CAREFULLY.H H E XTEND ENDORSEMENT FOR TECH OLOGYN GE ERAL D SCRIP ION O CO ERAGE –N E T F V Thi endorsem nt broadens cov rage. Howev r cov rage fo anys e e e , e r i ju y, dama e o me i al ex ense descri ed in any o the provn r g r d c p s b f i ion o th s e dorseme t mays s f i n n be ex luded orc l m ted by anothe endorsem n to this Cov rage Pa t, and the e i i r e t e r s cov rage broadening prov sions do no ap ly toe i t p the ex en tha cov rage is ex l ded or lim ted by such ant t t e c u i endorsem n . The fo lo ing li ti g i a e t l w s n s general cov rage de cript o only Read al the prov sion o thie s i n . l i s f s endorsem n and the re t o yo r pole t s f u i y ca e ul y toc r f l de erm ne r gh s, dut es, and wha i and i not ov red.t i i t i t s s c e A.No - wned a e cra t – 75 Feet Long Or Le sn O W t r f s I.Bla ket Addi ional Insured – Mortgagee ,n t s Assi nee , Su ce so s O ece v rsg s c s r r R i eB.Wh I An Insured – Unnam d Subsi ia ieo s e d r s J.Bla ket Addi ional Insured – Gov rnmen aln t e tC.Wh I An Insured – Em loyee – Supe v soryo s p s r i En it e – Pe m t O utho izat o s Rela i g ot i s r i s r A r i n t n TPo i ionss t Prem sei sD.Wh I An Insured – Newly Acqui ed O Form do s r r e Lim ted Liabil ty Com aniei i p s K.Bla ket Addi ional Insured – Gov rnmen aln t e t En it e – Pe m t O utho izat o s Rela i g ot i s r i s r A r i n t n TE.Wh I An Insured – Lia ili y For onduct Ofo s b t C Ope atio sr nUnnam d Partne ship O Jo nt Venturese r s r i L.Med cal Paym nts – In rea ed Lim ti e c s iF.Bla ket Addi ional Insured – Pe sons Orn t r O ganizat on Fo Your ngoi g pe ations Asr i s r O n O r M.Bla ket Wa v r f Sub ogationn i e O rRe ui ed By ri te Con ra t r greem ntq r W t n t c O A e N.Co tra tua iabil ty – Rai roadn c l L i l sG.Bla ket Addi ional Insured – Broad Form Vendo sn t r O.Da a e To Prem se Ren ed o Youm g i s t TH.Bla ket Addi ional Insured – Cont ol i g ntere tn t r l n I s P O ISIONR V S i re ponsible fo the use o a wate cra ts s r f r fA NON OWNED WATE CRAFT – 75 FEE L N. - R T O G that yo do not own that i :u sO L SR E S (1)75 fee lon o le s; andt g r s1.The fo lowing repla e Pa agraphl c s r (2)of g.,Ai craft, Auto O Watercraftr r ,(2)No bei g used to arry any pe son ot n c r r i Pa agraphn r 2.of SE TION I –C prope ty o a ha ge.r f r c r CO ERAGES – CO ERAGE A – BODI YV V L B WH IS AN INSU ED – UNNAMED. O R INJU Y AND P OP RT DAMAGER R E Y SUBS DIARIEI S L ABI ITI L Y:The fol owing is ad ed tol d SE TION II – WHO ISC (2)A wa er ra t y u do not own t at i :t c f o h s AN INSU EDR: Any o y u sub idiar e , ot er than a partne shif o r s i s h r p(a)75 fee lon o le s; andt g r s or joint v nture that is not shown a a Nam de , s e(b)No bei g used to arry any pe son ot n c r r In ured i the eclara ion i a am d Insured i :s n D t s s N e fprope ty o a ha ge;r f r c r a.Yo are the so e owner o , o ma ntai anu l f r i n 2.The fo lo ing repla e Pa agraphl w c s r 2.e.of ownership intere t o mo e than 50% in, suchs f r SE TI N II – WHO I AN INSU EDC O S R :subsidia y on the fi st day o the pol cy pe iodr r f i r ; ande.Any perso or o gani at on that, wi h yourn r z i t ex re s o im lie conse t, ei her use op s r p d n t s r b.Su h subsidiary i not an in ured undec s s r si ila o her nsuran e.m r t i c CG 4 17 02 19D © 2017 T e Travelers Indemnity Company. All rights rh eserved.Pa e 1 o 5g f Includes copyrighted material of nsurance Services OfI f ce, Inc. with its permis ion.i s This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART Exclusion POLICY NUMBER: H-630-A0363642-COF-25 EFFECTIVE DATE: 10/11/25 COMM RCI L G NERAL LIA ILI YE A E B T No such subsidiary i a insured fo "bodily inju y organi ation in wris n r r " z ting to us wit ih n or "property dama e" tha o curred, o "perso al 180 ay a te yog t c r n d s f r u a qui e or o m it;c r f r and a v rt sing i ju y caused by an o fe sed e i n r " f n b.Cov ragee A does not apply to "bodilycom i ted:m t i ju y" o "property dama e that o curredn r r g " c a.Be o e you ma ntai ed an ownership intere t be o e you a qui ed or fof r i n s f r c r rmed the o mo e than 50% i such ub idiary; or organi ation; andf r n s s z b.Af e the date, i any duri g the poli y periot r f , n c d c.Cov ragee B doe not ap ly to "perso als p n that yo no longer ma ntain a ownershi and adv rti i g injury ariu i n p e s n " sing out o af n i tere t o o e han 50% in such subsidia y. o fe se com i ten s f m r t r f n m t d be o e yo a qui ed of r u c r r fo med the o ganiza io .r r t nFo purpose o Pa agraphr s f r 1.o Se tionf c II – Who Fo t e purpose o Pa ag apr h s f r r h 1.o Se t onf c i IIIs An Insured, ea h such sub idiary will bec s – Who Is An Insured, each such o ganiza ior t ndeem d to e de ignated in the Declarat on a :e b s i s s wil be deem d to be designated in thel ea.A im ted l ab l ty company;l i i i i De la ation a :c r s s b.An o ganizat on o he than a pa tnership, jo ntr i t r r i a.A im ted l ab l ty company;l i i i iv nture or l m ted liab l ty om any; ore i i i i c p b.An organiza ion o her than a pa tnership,t , t rc.A rust;t jo n v nture or lim ted lia ili y com any;i t e i b t p a indi a ed in i s nam o the docum n s tha ors c t t e r e t t gov rn it stru ture.e s c c.A rust;t C. WH IS AN INSURED – EMP O EES –O L Y a indica ed i its nam or the do um ntss t n e c e S PE VISO Y PO I IO SU R R S T N that gov rn t structure.e i s The fol o ing is added to Paragraphl w 2.a.(1)of E. WH IS AN INSU ED – L ABIL TY FOO R I I R SE TI N II – WHO I AN INSUREDC O S :CONDU T O UNNAMED PARTNE SHIP OC F R S R JO NT VEN UREI T SPa ag aphsr r (1)(a),(b)and (c)abov do not applye to "bodi y injury to a co "em loyee while in thel " - p "The fo lo ing rep a es the la t paragraph ol w l c s f cour e o he co "em loyee s" em loy en by yous f t - p ' p m t SE TI N II – WHO I AN INSU EDC O S R : ari ing out o work by any o your "em loy e "s f f p e s No person o organi ation is an insured wi hr z t who hol a superv so y po itio .d i r s n re pe t to the con uct o any current o pa ts c d f r s pa tnership o joi t v nture tha i not shown a ar r n e t s sD WH IS AN INSURED – N WLY ACQU RED. O E I Na e Insured in the Thism dO FO MED LIMIT D L ABIL T CO PANIESR R E I I Y M pa agraph doe not apply to any such partne shipr s rThe fo lowing repla e Pa agraphl c s r 3.of SECTI NO or joi t v nture tha ot erwi e qua i ie a an e t h s l f s s nII – WHO I AN IN U EDS S R :i sured under ection S n II – Who I An I sured.s n 3.Any o gani at on y u newly a qui e or fo mr z i o c r r ,F B ANKET ADDI IONAL IN URED – P RSON. L T S E Sot er than a partnershi or joi t v nture anh p n e , d O O GANIZATI N FO YOU ON O NR R O S R R G I Go whi h yo a e the so e owner o in whi hf c u r l r c OP RATION AS REQUIRED B WRI T NE S Y T Ey u ma nta n an owne ship intere t o m reo i i r s f o CON RACT R AGRE MENT O E Tthan 50%, wi l quali y a a Nam d Insured ifl f s e The fol owing is ad ed tol d SE TION II – WHO ISCthe e i no othe sim lar i surance av ila le tor s r i n a b AN INSU EDR:that organiz tio . owev r:a n H e Any person or o gani at on tha i no o herwi er z i t s t t sa.Cov rage unde thi prov sion i a fo dede r s i s f r an insured under this Cov rage Pa t and that yoe r uon yl : hav ag ee in a writ en cont a t o agreem nt toe r d t r c r e(1)Unt l the 180th day a ter you a quirei f c i clu e as an a ditio al insured on thi Cov ragen d d n s eor fo m the organi ation o the end or z r f Pa t is an in ured, but only wi h re pe t to l abi ityr s t s c i lthe pol cy period whi hev r is earl er,i , c e i fo "bodi y i ju y" or "prope ty dama e" thatr l n r r g :i y u do not report such o ganizat of o r i n a.Occurs subse uent to the signi g o thatq n fi writ ng to us wi hin 180 days a ten i t f r contra t or ag ee ent; andc r my u a quire o fo m i ; oo c r r t r b.Is cause , in whole or in part by yo r acts od , u r(2)Unt l the end o the pol cy perio ,i f i d om ssions in the perfo ma ce o yo r ongoini r n f u gwhen that date is late than 180 dayr s a ter y u a qui e or fo m such operatio s to whi h tha contra t f o c r r n c t c or organi ation, i you report suchz f Pa e 2 o 5g f © 2017 T e Travelers Indemnity Company. All rights rh eserved.CG 4 17 02 19D Includes copyrighted material of nsurance Services OfI f ce, Inc. with its permis ion.i s Declarations. COMM RCI L G NERAL IAB LI YE A E L I T pe fo med a such v ndor' prem se inr r t e s i sagreement applies or the acts or omissions of connect on with the sale o "y ui f o rany pe son o organi at on pe fo m ng suchr r z i r r i product "; orso eratio s on your behal .p n f The lim t o in urance prov ded to such insuredi s f s i (6)"Yo r product " that a te di tri ution ou s , f r s b r wil be the m nim m lim t that you ag ee to sale by you, hl i u i s r d av bee labeled oe n r prov de i the wri ten cont act or agreem nt, oi n t r e r re abeled or used a a containe , part ol s r r the lim t shown in the Declaratio s, whi hev ri s n c e i gredien o any o her thing or substancen t f t are le s.s by or on behal o uch v ndor.f f s e G B ANKET ADDIT ONAL IN URED – B OAD. L I S R Cov rage under thi p ov sion doe not apply toe s r i s : F RM VENDO SO R a.Any pe son o o ganizat on from whom yor r r i uThe fol owing is ad ed tol d SE TION II – WHO ISC hav acqui ed "y ur produ ts", or anye r o cAN INSU EDR:i gredie t, part or containe enterin in o,n n r g t Any perso o organ zat on that i a v ndor an a com ann r i i s e d c p y ng o contain ng such product ;i r i s orthat you have agreed in a written contract or ag ee ent to in lude a an addi ional insured onr m c s t b.Any v ndo fo whi h cov rage a ane r r c e sth s Cov rage Part i a in ured, but only wi hi e s n s t addi ional insured spe if ca ly i sche ule byt c i l s d dre pe t to lia il ty fo "bodily injury or "prope tys c b i r " r endo sem nt.r edama e thatg " : H B ANKET ADD T ONAL INSURED –. L I Ia.Occurs subse uent to the signi g o thatq n f CON RO L NG IN ERE TT L I T Sco tra t or agreem nt; andn c e 1.The fo lo ing is added tol w SE TI N II – WHOC Ob.Ari e out o "y ur products" that ares s f o IS AN INSURED:di tr buted o so d in the regula cou se os i r l r r f Any pe son or o gan zat on that ha fi ancialr r i i s nsuch v ndor s busine s.e ' s cont ol o yo is an i sured wi h re pe t tor f u n t s cThe insura ce prov ded to such v ndor is subje tn i e c l ab l ty fo "bodily inj ry , "property dam gei i i r u " a "to the o lowing prov sion :f l i s or "pe sonal a d adv rti ing i ju y that a i er n e s n r " r s s a.The lim t o in urance prov ded to suchi s f s i ou o :t f v ndor wil be the m nim m li i s tha y ue l i u m t t o a.Su h i an ial cont ol orc f n c r ;ag ee to prov de in the writ en cont a t or d i t r c r b.Su h person's or o ganizat on'c r i sag ee ent, o the lim t shown in ther m r i s ownership, ma ntenance or use ofi prem se lea ed o or o cupied by y u.i s s t c ob.The in urance prov ded to such v ndor does i e s The i surance prov ded to such person on i rno ap ly o:t p t organi ation does not apply to structuralz (1)Any ex ress warranty no authorized byp t al erat on , new con tru tion or dem li iot i s s c o t n y u or any di tribut on or sa e fo ao s i l r operatio s pe fo me by or on behal o suchn r r d f f pu po e not authorized by yo ;r s u pe son or organizationr . (2)Any change i "y u products" m de byn o r a 2.The fo lowing is ad ed to Paragraphl d 4.of such v ndor;e SE TI N II – WHO I AN INSU EDC O S R : (3)Re a kagi g, unle s unpa ked so ely fop c n s c l r Thi pa agraph does not apply to anys r the purpo e o i spectio , dem n tratio ,s f n n o s n prem se owner, manager or le sor tha hai s s t s te tin , o the sub tit tion o part undes g r s u f s r fi a cial o trol o yo .n n c n f u i struction fro the man fa ture , ann s m u c r d I. B ANKET ADD T ONAL INSURED –L I Ithen repackaged in the orig nal containe ;i r MO T A E S ASSIGN ES, SU CES O SR G G E , E C S R (4)Any fai ure to ma e such in pect on ,l k s i s O ECEI ERSR R V a justme t , te ts or se v cing ad n s s r i s The fol owing i added tol s SE TION II – WHO ISCv ndors agree to perfo m or no ma lye r r l AN INSU EDR:unde take to pe fo m in the regular r r r Any pe son o o ganiza io tha is a mo tgagee,r r r t n t rcour e o bu ine s, in connectio wi h thes f s s n t a signee succe so or re eiv r and tha yos , s r c e t udi trib tio or sale o "y ur p oduct ";s u n f o r s hav agreed i a writ en cont a t o agreem nt toe n t r c r e (5)De o stra ion instal a ion, se v ci g om n t , l t r i n r i clu e as an a ditio al insured on thi Cov ragen d d n s e re ai operatio s, ex ept such o e ationp r n c p r s Pa t is an insured, but on y with re pe t to itsr l s c CG 4 17 02 19D © 2017 T e Travelers Indemnity Company. All rights rh eserved.Pa e 3 o 5g f Includes copyrighted material of Insurance Services Of ice, Inc. with its permis ion.f s Declarations, whichever are less. COMM RCI L G NERAL LIA ILI YE A E B T l ab l ty a m rtgagee, a signee succe so o constru tion, erei i i s o s , s r r c ction or remov l o any o thea f f re e v r fo "bodi y i ju y , "property dam ge" o fo lowi g fo wc i e r l n r " a r l n r hi h that gov rnme tal enti y hac e n t s "pe sonal and adv rti ing i ju y" that i sue such perm t o aur e s n r : s d i r thorizat o : adv rti ingi n e s si n , awni gs, canopie , cel ar entrance , coalg s n s l sa.Is "bo ily inju y or "prope ty dama e" thatd r " r g ho es, driv way , ma holes, marquees, hoi tl e s n so curs, o i "pe sonal an adv rti ing inju yc r s r d e s r " away open ng , sidewalk v ults, e ev tor , streeti s a l a scaused by an o f n e that is com it ed,f e s m t banners o de orat on .r c i ssubsequent to the si ning o that co tra t og f n c r ag ee ent; andr m K. B ANKET ADD T ONAL INSURED –L I I GO E N ENT L EN IT ES – P RMIT OV R M A T I E S Rb.Ari e out o the ownership, m in enance os s f a t r AU HO I ATI N RELATIN TO OP R-T R Z O S G Euse o the prem se fo whi h that mo tgagee,f i s r c r ATIONSa signee succe so o re eiv r is requi eds , s r r c e r unde that cont act o agreem nt to be The fol owing is ad ed tor r r e l d SE TION II – WHO ISC i clu ed a an a dit onal insured on thisn d s d i AN INSU EDR: Cov rage Parte .Any gov r men al enti y tha ha issued a perm te n t t t s i The insurance prov ded to such mo tgagee, or authoriza ion wit ri r t h e pe t to ope ationss c r a signee succe so o re eiv r is subje t to the pes , s r r c e c rfo med by y u or on your behal and that yor o f u fo lowi g prov sions: are required by any o dinance, law, buil ing cl n i r d ode or written cont act or agreement to incl de a anr u sa.The lim t o in urance prov ded to suchi s f s i addi ional i sured on thi Cov rage Pa t is at n s e r nm rtgagee, a signee, succe so o re eiv ro s s r r c e i sured, but only wi h re pe t to liabi i y fo "bodilyn t s c l t rwil be the m n m m l m t tha y u agreed tol i i u i i s t o i ju y", "prope ty dam ge" or "perso al andn r r a nprov de in the writ en con ra t or agreem nt,i t t c e adv rti ing inj ry" ari ing ou o uch operatio s.e s u s t f s n whi hev r are e s. The in uran e prov ded to such gov rnmen alc e l s s c i e t en ity doe not apply o:t s tb.The i surance prov ded to such person on i r organi ation oe not apply to:z d s a.Any "bodi y inju y , "property dama e ol r " g " r "pe sonal and adv rti ing injury" a i ing o t or e s r s u f(1)Any "bodily inj ry or "property dam geu " a "operatio s perfo m d fo the gov r men aln r e r e n tthat occurs, or any "pe sonal andr en ity ort ;adv rti ing inju y ca sed by an o fe see s r " u f n that is com it ed, a ter such con ra t om t f t c r b.Any "bodily inj ry or "property dam geu " a " ag ee ent s no lon er in e fe t; o i clu ed in the "products-co plr m i g f c r n d m eted operatio s hazard".n(2)Any "bodi y inju y , "property dama e ol r " g " r "pe sonal and adv rti ing i ju y ari ingr e s n r " s L MED CAL PAYMEN S – INCREASED LI IT. I T M ou o any structural al eratio s, newt f t n The fo lowing repla e Pa agraphl c s r 7.of SECTI NO constru tion o dem li ion ope ationsc r o t r II – L MIT F INSURANCEI I S O :pe fo med by or on behal o suchr r f f 7.Su je t to Paragraphb c 5.abov , the Medicae lm rtgagee, assignee, succe so oo s r r Ex ense Lim t is the mo t we will pay undep i s rre e v r.c i e Cov ragee C fo al me ical ex enser l d p sJ B ANKET ADD T ONAL INSURED –. L I I be ause o "bod ly i ju y sustained by anyc f i n r " GO E N ENT L EN IT ES – P RMIT OV R M A T I E S R one erson, and will be he ighe o :p t h r fAU HO I ATI N RELAT N O P E IS ST R Z O S I G T R M E a.$10, 00; or0The fol owing is ad ed tol d SE TION II – WHO ISC b.The am unt shown i the oo n fAN INSU EDR:th s Cov rage Part fo Medi al Ex ensei e r c pAny gov r men al enti y tha ha issued a perm te n t t t s i Lim t.ior aut orizat o wit respe t to prem se ownedh i n h c i s M. B ANKET WAIVER O SUB O ATIONL F R Gor o cupied by, o rented o loa ed to, y u anc r r n o d that yo a e requi ed by any ordi ance, law,u r r n The fo lowing is a ded to Parag aphl d r 8.,Tra sfen r O Righ s O Rec very Against O hers To Uf t f o t sbuilding code or written contract or agreement to , i clu e as an a ditio al insured on thi Cov ragen d d n s e of SE TION IV – CO MERCIAL GENERALC M Pa t is an insured, but on y with re pe t to lia il tyr l s c b i L AB LIT CO D TIONI I Y N I S: fo "bodi y inj ry , "prope ty dam ge or "perso alr l u " r a " n If the insured has a ree in a cont act og d r rand adv rti ing inj ry arising out o thee s u " f ag ee ent to waiv that i sured' righ or m e n s t fex stence owne ship, use mai tenance repai ,i , r , n , r re ov ry against any per on o o ganiza io , wec e s r r t n Pa e 4 o 5g f © 2017 T e Travelers Indemnity Company. All rights rh eserved.CG 4 17 02 19D Includes copyrighted material of nsurance Services OfI f ce, Inc. with its permis ion.i s or the limits shown in the Declarations, Declarations COMM RCI L G NERAL IAB LI YE A E L I T waiv our right o e ov ry against such pe son oe f r c e r r 2.Pa ag aphr r f. 1)(o the de init on o "i suredf f i f n organi a ion, but only fo pay ents we make cont a t" i thez t r m r c n D FIN TIONE I S Se tion isc be ause o : de eted.c f l a."Bo ily i ju y o "property dam ge" thatd n r " r a O DAMAGE TO P EMISE EN ED TO YOU. R S R T o curs; oc r The fol owing repla e the de i ition o "prem sel c s f n f i s b."Pe so al and adv rti ing inj ry ca sed byr n e s u " u dama e in heg " t DEF NIT ONSI I Se tionc : an o fe se hat i comm ttedf n t s i ;"Pre i e dama e m a s "property damage to:m s s g " e n " subsequent to the ex cu ion o the cont a t oe t f r c r a.Any prem se whi e rented to y u oi s l o rag e ment.r e tem ora ily o cupied by you wi h pe m ssionp r c t r i N CON RACTUAL IABILIT – RAIL OAD. T L Y R S o he owne ; orf t r 1.The fol o ing repla e Pa agraphl w c s r c.o thef b.The co tent o any premi e whi e suchn s f s s lde i i ion o "insured cont act" i thef n t f r n prem se i rented to yo , i y u rent suchi s s u f oD FIN TIONE I S Se tion:c prem se fo a period o sev n or fewei s r f e r c.Any ea em nt or l cense agreem nt;s e i e conse utiv day .c e s CG 4 17 02 19D © 2017 T e Travelers Indemnity Company. All rights rh eserved.Pa e 5 o 5g f Includes copyrighted material of Insurance Services Of ice, Inc. with its permis ion.f s vCISO Services Final Audit Report 2026-07-30 Created:2026-07-30 By:Webmaster Admin (webmaster@cupertino.org) Status:Signed Transaction ID:CBJCHBCAABAA9Iy7Ww9vZ5dUSO4IwlkzVhfVs0_31S8B "vCISO Services" History Document created by Webmaster Admin (webmaster@cupertino.org) 2026-07-30 - 3:28:56 PM GMT- IP address: 35.229.54.2 Document emailed to marilynp@cupertino.org for approval 2026-07-30 - 3:33:02 PM GMT Email viewed by marilynp@cupertino.org 2026-07-30 - 3:33:12 PM GMT- IP address: 3.81.47.89 Signer marilynp@cupertino.org entered name at signing as Marilyn Pavlov 2026-07-30 - 3:33:47 PM GMT- IP address: 69.209.31.163 Document approved by Marilyn Pavlov (marilynp@cupertino.org) Approval Date: 2026-07-30 - 3:33:49 PM GMT - Time Source: server- IP address: 69.209.31.163 Document emailed to aracelia@cupertino.org for approval 2026-07-30 - 3:33:51 PM GMT Email viewed by aracelia@cupertino.org 2026-07-30 - 3:34:00 PM GMT- IP address: 98.92.13.108 Signer aracelia@cupertino.org entered name at signing as Araceli Alejandre 2026-07-30 - 5:43:07 PM GMT- IP address: 71.202.76.156 Document approved by Araceli Alejandre (aracelia@cupertino.org) Approval Date: 2026-07-30 - 5:43:09 PM GMT - Time Source: server- IP address: 71.202.76.156 Document emailed to ryan.ashburn@vc3.com for signature 2026-07-30 - 5:43:12 PM GMT Email viewed by ryan.ashburn@vc3.com 2026-07-30 - 5:53:52 PM GMT- IP address: 68.98.21.128 Signer ryan.ashburn@vc3.com entered name at signing as Ryan Ashburn 2026-07-30 - 5:54:58 PM GMT- IP address: 68.98.21.128 Document e-signed by Ryan Ashburn (ryan.ashburn@vc3.com) Signature Date: 2026-07-30 - 5:55:00 PM GMT - Time Source: server- IP address: 68.98.21.128 - Signature Appearance Selected: TYPE Document emailed to michaelw@cupertino.org for signature 2026-07-30 - 5:55:02 PM GMT Email viewed by michaelw@cupertino.org 2026-07-30 - 5:55:10 PM GMT- IP address: 54.146.4.108 Signer michaelw@cupertino.org entered name at signing as Michael K Woo 2026-07-30 - 7:52:21 PM GMT- IP address: 174.194.196.89 Document e-signed by Michael K Woo (michaelw@cupertino.org) Signature Date: 2026-07-30 - 7:52:23 PM GMT - Time Source: server- IP address: 174.194.196.89 - Signature Appearance Selected: MOBILE_TYPE Document emailed to terig@cupertino.org for signature 2026-07-30 - 7:52:25 PM GMT Email viewed by terig@cupertino.org 2026-07-30 - 7:52:34 PM GMT- IP address: 52.23.185.218 Signer terig@cupertino.org entered name at signing as Teri Gerhardt 2026-07-30 - 8:45:04 PM GMT- IP address: 64.165.34.3 Document e-signed by Teri Gerhardt (terig@cupertino.org) Signature Date: 2026-07-30 - 8:45:06 PM GMT - Time Source: server- IP address: 64.165.34.3 - Signature Appearance Selected: TYPE Document emailed to laurens@cupertino.org for signature 2026-07-30 - 8:45:09 PM GMT Email viewed by laurens@cupertino.org 2026-07-30 - 8:45:17 PM GMT- IP address: 54.235.56.215 Signer laurens@cupertino.org entered name at signing as Lauren Sapudar 2026-07-30 - 8:51:22 PM GMT- IP address: 69.149.42.28 Document e-signed by Lauren Sapudar (laurens@cupertino.org) Signature Date: 2026-07-30 - 8:51:24 PM GMT - Time Source: server- IP address: 69.149.42.28 - Signature Appearance Selected: TYPE Agreement completed. 2026-07-30 - 8:51:24 PM GMT