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06. Treasurer's reportADMINISTRATIVE SERVICES DEPARTMENT C3TY HALL '~~ I '10300 TORRE AVENUE • CUPERTINO, CA 9504-3255 C lJ P E RT 1 N O `I (408) 777-3220 • FAX (408) 777-3'109 Agenda Item No_ SUBJECT AND ISSUE SUMMARY Meeting Date: Januazy 12, 2009 Accept the Treasurer's Investment Report for November 2008_ BACKGROUND The mazket value of the City's portfolio totaled $53.8 million, with a book value of $53.6 million at November 30, 2008_ The $O.2 million unrealized gain reflects the higher pricing placed on investments bought in previous months at interest rates higher than those currently available_ However, the portfolio's November yield of 1.54% was down considerably from 1.79% the previous month, and 4.71% a year ago_ The Local Agency Investment Fund (CALF) yielded 2.57% for I~lovember, down from 2.71 % the previous month and 4.96% a year ago. The declining interest rate environment and goal of increasing safety effected portfolio changes and investment returns. $3 million in federal agency bonds were called and were re-invested in Treasury bonds at lower rates. Driven by investors' flight to safety and low inflation, yields on short-term Treasuries have dropped from around 4% at September 18, 2007 to between 0.14% and 2.84% at October 30, 2008 (see enclosed US Treasury Yield Curve Comparison)_ Maturing Treasuries, certificates of deposit, and money market funds were used to cover the $4.5 million decline in cash from last month due to the SterlingBarnhart pazk acquisition, the Mary Avenue Footbridge construction, the Stevens Creek Corridor Pazk project, and street re-pavement work. Investments are in full compliance with city investment policy and state law and are tiered to provide sufficient cash flows to pay city obligations over the next six months. The December 17, 2008 action of the state to freeze funding of state infrastructure projects effects grant reimbursements for the Corridor Park_ Expected reimbursements of $800,000 to the city's General Fund for its up-front spending on the project will be delayed until the state solves its budget deficit, can issue bonds again, and ease its cash crunch_ City cash reserves will cover this in the meantime. Staff will present a report on the General Fund budget at the 3anuary 20, 2008 council meeting. s-~ Treasurer's Investment Report January 12, 2009 Page 2 of 2 RECOMMENDATION Accept the Treasurer's Investment Report for November 2008. Submitted by ~ _. David Woo Deputy Treasurer Approved for submission: i~~~/ David W. Knapp City Manager Reviewed by: Caro A_ Atwood ~ City Treasurer s-2 City of Cupertino Investment Portfolio November 30, 2008 A 1ViI'Y DATE f' YIE JUSTED TURITY ~ MARKET ALIZED '1T-s o Maturit OST VALUE - A fI' LOS SACI_IRTI'iR-G MATURED 12/07/07 11/15/OS US Treasury Note 4.38% 3.31 % 1,000,000 1,000,000 1,000,000 O 12/10/07 11/IS/OS US Treasury Note 4.38% 327% 1,000,000 1,000,000 1,000,000 O I ]23/07 1120/08 Arizona Bank 8c Trust, Chandler AZ 4.88% 4.88% 10,108 10,108 10,108 O 1123)07 1120/08 Bar•Ivirnat, Santa Rosa Beach FL 4.88% 4.88% 94,000 94,000 94,000 O 1123/07 L 120/08 Yadkin VaLLey Bank 8~ Trust Co, Elkin 4.88% 4.88% 94,000 94,000 94,000 O 1123/07 1120/08 Colonial Bank NA, Mont ornery AL 4.88% 4.88% 94,000 94,000 94,000 O 7 123/07 1120/08 Covenant Bank, Clarksdale MS 4.88 % 4.88 % 94,000 94,000 94,000 O 1 123/07 1120/08 Four Oaks Bank 8c Trust, Four Oaks NC 4.88% 4.88% 94,000 94,000 94,000 O 1123/07 1120/08 Johnson Bank, Racine WI 4.88 % 4.88% 94,000 94,000 94,000 O i 123/07 1120/08 Midwest Bank Western IIL, Monmouth 4.88 % 4.88 % 94,000 94,000 94,000 O 1123/07 1 I20/OS Solutions Bank, Medicine Lod a ICS 4.88% 4.88 % 48,892 48,892 48,892 O 1123/07 1120/08 Brand Bankin Co, Iawrencevi]]e GA 4.88 % 4.88% 94,000 94,000 94,000 O 123/07 1120/08 Vision Banlc, Panama Ciry FL 4.88 % 4.88 % 94,000 94,000 94,000 O 1023/08 I 120/08 Fitst National Bank of Olathe, Olathe KS 4.88 % 4.88 % 99,000 99,000 99,000 O 1023/08 1120/08 USA Bank, Port ChesterNY 4.88% 4.88 % 297 297 297 O SECURITIES CALLED 11/19!07 11/19/10 FFCB callable 4,63% 4.63% 1,000,000 1,000,000 1,000,000 O 0528/08 0226/10 FHLB callable 3.00% 3.00% 7,000,000 7,000,000 1,000,000 O 0520/08 0520/10 FFCB callable 3.34% 3.34% 7,000,000 1,000,000 1,000,000 O SECIJAITIE.S PURCHASED 1126/08 08/31/09 US Treasury Note 4.00 % 0.73% 2,048,665 2,000,000 2,045,620 3,045 1126/08 09/30/09 US Treasury Note 4.00% 0.69% ],027,451 7,000,000 1,025,470 1,981 CITY PORTFOL[O CASH 11/30/08 Wells Far o -Workers Com Checkin i7 193 17 193 I7 193 O 11/30/08 Wells Fa o - R lar Checkin 447 195 447 195 - 447 195 O 464 88 464 88 - 464 88 O LAIF 11/30/08 LAIF -State Pool 2.57% 2.57% 568 109 568 109 568 109 O CERTIFICATFS OF DEPOSI'T ' 03/17/04 03/17/09 Peo les State Bank 3.40% 3.40% 99 000 99 000 99,268 268 0324/04 0324/09 Washita State Bank Bums Flat OK 3.35 % 335% 99 000 99 000 99,273 273 12/30/05 12/30/09 Meridian Bank NA, Wickenbur AZ 4.80% 4.80% 99 000 99 000 100,296 1,296 1228/05 1228/10 Naf1 Bank of New York Ci , NY 4.90 % 4.90% 97 000 97 000 95,902 1 098 394 000 394 000 394 739 739 MONEY MARKET' FUNDS 11/30/08 Wells F o 700% Treasu 0.34% 0.34% 3,454 317 3 454 317 3 454 317 O 3 454 317 3 454 17 3 454 317 O AGENCY NOTES 07!30/08 12/19/08 FHLB discount note 2.50% 2.52% 998,681 1,000,000 999,900 1,219 0626/08 0626/09 FHLB callable 3.73% 3.13% 1,000,000 1,000,000 1,001,560 1,560 0122/08 08/03/09 FFCB 5.25 % 2.55 % .1,017,686 1,000,000 1,025,310 7,624 0923/08 0923/09 FFCB 2.70% 2.57% 1,001,017 1,OOQ,000 1,007,810 6,793 06/30/08 12/30/09 - ^aallable 3.25% 3.25% 1,000,000 1,OOQ000 1,001,560 1,560 0625/08 05/07/70 FFC:B 4.75% 3.38% 1,018,846 1,000,000 1,038,750 19,904 05/07/08 06/1 I/]O FIIZB 3.00% 2.98% 1,000,306 1,000,000 1,075,330 15,004 06/18/08 06/18/10 I'IILB callable 3.35% 3.35% 1,000,000 1,000,000 1,000,940 940 0728/08 0728/10 FFCB callable 3.30% 3.30% 1,000,000 1,000,000 1,009,380 9,380 08/18/08 O8/18/TO FFCB callable 3.57% 3_57% 1,000,000 1,000,000 1,004,380 4,380 0527/08 0827/10 FHLB capable 330% 3.30% 1,000,000 1,00Q000 1,007,500 7,500 05/19/08 11/19/10 IT-II.B callable 3.15% 3.15% 7,000,000 1,000,000 1,005,630 5,630 0528/08 0228/] 1 FHLB callable 3:40% 3.40% 2,000,000 1,000,000 1,007,500 7,500 13 036 537 13 000 000 13 125 30 88 993 6-3 City of Cupertino Investment Portfolio November 30, 2008 ATE COUPON Y TUlil MARKE'T' L RATE o Maturit VALUE S US TRFr1SURY SECURtI'IFS 10/15/08 12!71/08 US Treasu Bill - OAS% O.OS% 1,999,969 2,000,000 1,999,980 I1 10/17/08 12/18/08 US Treasury Bill 0.25% 0.25 % 2,999,625 3,000,000 2,999,940 315 10/15/08 12/26/08 US Treasury Bill 0.20 % 020% 999,856 1,000,000 999,980 124 12/10/07 12/31/08 US Treasury Note 4.75 % 3.18% 2,002,578 2,000,000 2,007,500 4,922 70/27/08 01/02/09 US Treasury Bill 0.30% 030% 1,999,450 2,000,000 ],999,940 - 490 10/15/08 01/08/09 US Treasury Bill 0.20 % 0.10% 999,892 1,000,000 999,970 78 10/15/O8 01/15/09 US Treasury Bill 0.25 % 025% 999,681 2,000,000 999,960 279 ]0/17/08 01/15/09 US Treasury Bill 030% 030% 1,999,233 2,000,000 1,999,920 687 10/75/08 07/22/09 US Treasury Bill 015% 0.15% 999,779 1,000,000 999,950 171 72/20/07 07/31/09 US Treasury Note 4.88% 3.06% 1,002,992 I,000,000 1,007,660 4,668 ] O/] 5/08 02/05/09 US Trrasu Bill 030 % 0.30% 999,442 1,000,000 999,950 508 02/19/08 02/15/09 US Treasu Note 3.00% 1.77% 1,002,559 1,000,000 ],005,860 3,301 10/15/OS 02/19/09 US Trras Bill 0.45% 0.45% 998,988 1,000,000 999,900 913 10/I 8/08 02/26/09 US Treasury B911 0.45% 0.46% 998,900 1,000,000 999,890 990 10/15/08 03/05/09 US Trras Bill 0.60% 0.61% 998,417 1,000,000 999,740 1,323 10/75/08 03/72/09 US Tress BiII 0.60% 0.61% 998,300 I,OOQ,000 999,730 1,430 10/15/08 03/79/09 US Treasury Bill - 0.60% 0.61% 998,183 1,000,000 999,740 1,557 03/10/08 03/31/09 US Tress No[e 4.50% 1.44% 1,0]0,041 1,000,000 1,014,140 4,099 10/20/08 0429/09 US Treasu Cash Management Bill - 1.20% 1-.22% 1,492,500 1,500,000 7,497,510 5,010 03/]2/08 04/30/09 US Treasu Note 4.50% 7.57% 1,012,196 1,000,000 1,016,480 - 4,284 07/17/08 05/15/09 US Treasury Noie 3.88% 2.06% 1,008,159 1,000,000 1,014,920 6,761 07/24/08 05/75/09 US Treasury Note 3.88% 2.30% 1,007,034 2,000,000 1,014,920 7,886 08/27/08 06/30/09 US Treasury Note 4.88% 2.09% 2,031,938 2,000,000 2,047,960 16,022 08/28/08 07!31/09 US Treasury Note 4.63% 2.13 % 2,032,673 2,000,000 2,050,780 18,107 1126/08 08/31/09 US Treasury Note 4.00% 0.73% 2,048,665 2,000,000 2,045,620 3,04 1126/08 09/30/09 US Treasury Note 4.00% 0.69% 2,027,451 1,000,000 1,025,470 1,98. 35 668 00 35 00 000 35 747 4Y0 78 10 Total Mans ed Portfolio Avers a Yield 1.54% Avers a Len th to Maturl in ears 0.52 TRUST PORTFOLIO STER TRU CASH 11/30/08 Wells Institutional Mon 1VIkt Acct 132% 1.32% 48 100 48,100 48 100 O Total Trust Portfolio 48 100 48 100 48 100 O BOND RESERVE PORTFOLIO Bow Reserve Acct Ambac Assurance Securit Bond 7 1 1 Bond Pa ent Acct Wells Treasu Plus Mon Mkt 0.10% 010% 940 940 940 O Total Bond Reserve Portfolio 94 6-4 Rate of Return Comparison s.oo% 4.50% 4.00% 3.50% 3.OD% 2.50% 2.00% x.50% ~-inF -~Cupatlrw 6-5 US Treasury Yield Curve Comparison • U3 Treasury Yields ' 9/'18/2007 vs 10/30/2008 5.00 ~ - 4.s0 . -- - 3.9~ '. 4. H-- d:V - - - .a.ao 3.60 - . - - Y1e18-8C . _ - - .. 2.60 - - _ - _ .B ' .- - - ~ - - ~ - - _ _ ~ 2.00 ~ . i 60 - . _ 1.59 ~.oo 0.60 0.41 s o0 _ - ~ hw 3 flfl0 8 rno - ~ yr 2 yr 3 yf 6 yf ]nvestrnent Horizon --9= 9/18/2007 '--5- ~O/30/2008 • - 6-6 COMPLIANCE WITH INVESTMENT POLICY City of Cupertino November 30, 2008 Category _ Standard Comment Treasury Issues No hm~t Complies US Agencies No limit Complies Medium Term Corporate Bonds ; LAIF Money Market Funds _ 30% with A rating $40 million 20% . Complies Complies Complies Maximum Maturities -- --- ---- Up to 5 years , - Complies Per Issuer Max u 1 O /o (except for Treasuries and US Agencies) -- Complies Bankers Acceptances 180 days 8z X10% Complies Commercial Paper 270 days 8c :?S% Complies Negotiable Certificates of Deposit 30% Complies Repurchase Agreements _ X Reverse Repurchase agreements ; 365 days Prohibited Complies Complies s-~