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LLA-Philip Chen and Jac-Hak Ko & Hye Ryeong Kim, 22260 Cupertino Rd & 10040 Carmen Rd, APNs 326-50-031 & 326-50-055_2RECORDING REQUESTED BY City of Cupertino WHEN RECORDED MAIL TO City of Cupertino 10300 Torre Avenue Cupertino, CA 95014 NO FEE IN ACCORDANCE WITH GOV. CODE 6103 DOCUMENT: 17997249 Fees .... Taxes ... Cop i , AMT PAID BRENDA DAVIS SANTA CLARA COUNTY RECORDER Recorded at the request of Fidelity National Title Ins. (SPACE ABOVE THIS LINE FOR RECORDER'S USE) Pages: 29 98.00 RDE # 006 9/10/2004 2:25 PM LOTLINE ADJUSTMENT For: Philip Chen a married man as his sole and separate property, 22260 Cupertino Rd., APN 326-50-031 And Jae-Hak Ko and Hye-Ryeong Kim, husband and wife as joint tenants, 10040 Carmen Rd., APN 326-50-055 Original 0 For Fast Endorsement LOT LINE ADJUSTMENT Property Owners: Philip Chen a married man as his sole and separate property, 22260 Cupertino Rd., APN 326-50-031 And Jae-Hak Ko and Hye-Ryeong Kim, husband and wife as joint tenants, 10040 Carmen Rd., APN 326-50-055 ACTIONBY THE CITY ENGINEER APPROVING A LOT LINE ADJUSTMENT BETWEEN TWO OR MORE ADJACENT PARCELS BE IT RESOLVED BY THE CITY ENGINEER OF THE CITY OF CUPERTINO: A request for a lot line adjustment between, APN 326-50-031 and APN 326-50-055, as designated on the attached plat and descriptions marked Exhibit "A" and `B", and attached hereto, has been submitted by the record owners of the above properties (as shown in Exhibit `B", attached) of the City of Cupertino with the request that an adjustment of lot lines be approved by the City Engineer. The City Engineer hereby finds that the lot line adjustment requested is between two or more adjacent parcels, that the land taken from one of the parcels is added to the adjacent parcel and that a greater number of parcels than originally existed would not be created. Based on the above facts and findings and by the authority of Section 18.08.010H of the City of Cupertino Municipal Code and Section #66412d of the Subdivision Map Act, said lot line adjustment is hereby approved. This lot line adjustment shall be totally null and void without further act of the City of Cupertino, in the event that the change in title interest of ownership (including lien holder interest) is not recorded by Grant Deeds within twelve (12) months from the approved date and/or in the event that any change in title interest of ownership (including lien holder interest) from the specified on the preliminary title report designated on Exhibit `B" and attached hereto, occurs prior to the recordation of the grant deed conveying the real property in conformity to Exhibit "A". 4L Approved this day of A" . , 2004. RALPH A. QUALLS, JR CITY ENGINEER CITY OF CUPERTINO C.E.# 2046 By: ��T �lr • `PN} R._G� �-2 t !c► � i.X�. 3/311ab 0 3 N t0 O CUPERTINO ROAD (40.00 WIDE) 0"W I 47.01' LOT 10 BOOK 'P' PAQE i6 APN 326-50-031 E�pppp NEW LOT LINE 97. N89'53'00"W OLD LOT LINE PARCEL 1 PA& 55H tin APN 326-50-055 i /g O� E 6s • 60' PARCEL 4 PARCEL 2 FOUND IP TAGGED LS 3136 W cl O O MONUMENT MONUMENT PLAT TO ACCOMPANY DESCRIPTION FOR LOT LINE ADJUSMENT 10040 CARMEN ROAD, CUPERTINO, CA 95014 22260 CUPERTINO ROAD, CUPERTINO, CA 95014 EMBIT APN- 326-50-056, APN- 326-50-031 SMp COMPANY DATE: 07-08-04 Civil Engineers - Land Surveyors SCALE : 1 "=30' 1211 Park Avenue, Suite 208 ° San Jose, CA 95126 JOB NO.: 2464 Tel. (408) 472-5062 Fax (408) 287-8630 BEFORE EXHIBIT "ONE" Portion of Seetions 9 and 10 as shown on that certain Map entitled. 'Map of Inspiration Point Monta Vista". which Map was filed for record on April 11, 1917 in Map Book P. page(s) 18, Santa Clara County Records, and more particularly described as follows: Begird at a point on the Southerly line of Stevens Creek Road at the Northerly common corner of Sections 9 and 10 as said Road and Sections are shown on the Map above referred to; rvnrrn9 them Westerly bong the said Southerly the dividing �e Stevens said eek Dail, - 49.88 feet; rMning Southerly and Parma iwe of said Section 9; Sections 9 and 10, for a dnstanoe of 100.12 feret to the Southerly naunng d Easterly along sandlast named line and its prolongation Easterly 150-00 feet to the Westerly fine of Carmen Road. as said road is shown on the Map above referred to; mmwg Na#edy along said lam named fine, 85-12 feet; thence on a curve to the left -with a ra&z of 15.00 feet fluough an arse of 900 for a 5 distance of � to a point on the said Southerly d fine of Steffens Creek Road; running dvmm said last named k e 85.12 feet to the point of be*ffling- Assessor's Parcel No: 326-50-031 Q;yESSIOINgl DO VAS Q Zdo ` N0' 30,46 3.. it � :,�o• ExP• /2 a Q. y'TC �o � AFTER EXHIBIT "A" LEGAL DESCRIPTION The land referred to herein is situated in the State of California, County of Santa Clara, City of Cupertino, Portion of Sections 9 and 10 as shown on that certain Map entitled " Map of Inspiration Point Monta Vista" , which Map was filed for record on April 11,1917 in Map Book P Page 18, Santa Clara County Records, described as follow: Beginning at the found IP tagged LS 3136 at the most southerly corner of Parcel 1, as shown on that certain Map entitled "Parcel Map", which Map was filed for record in the office of the Recorder of the Santa Clara, State of California, on April 24, 1986 in Book 559 of Maps at Page 1; thence along the northeasterly line of said Parcel 1, N70°00'00"E 89.07 feet; thence N00°07'00"E 51.98.00 feet; to the TRUE POINT OF BEGINNING; thence N89°53100"W 4 feet; thence N00°07'00"E 85.13 feet; thence on a curve to the left with a radius of 15.00 feet through an angle of 90' for a distance of 23.56 feet; thence N89053'00"W 135.00 feet; thence S00°07'00"W 100.12 feet; thence S89°53'00"E 47.01 feet; thence N45°05'51"E 21.21 feet; thence S89°53'00"E 83 feet; thence S00°07'00"W 15 feet; thence S89°53'00"E 1 foot to the TRUE POINT OF BEGINNING. APN: 326-50-031 g SSIOIVgz p . ° •O VASzxp . •. G'2 122. � sr4'EOF C,NV BEFORE EXHIBIT "ONE" Parcel 1, as shown on that certain Map entitled "Parcel Map", which Map was filed for record in the Office of the Recorder of the County of Santa Clara, State of California, on April 24, 1986 in Book 559 of Maps at page(s) 1. Assessor's Parcel No: 326-50-055 FESS101V,g4 F� VAS c� E 2g36/ Sr`• CIA.... O� Arre, 0F•vP\ AFTER EXHIBIT "A" LEGAL DESCRIPTION FOR LOT LINE ADJUSMENT The land referred to herein is situated in the State of California, County of Santa Clara, City of Cupertino, Parcel I. as shown on that certain Map entitled "Parcel Map", which. Map was filed for record in the office of the Recorder of the Santa Clara, State of California, on April 24, 1986 in Book 559 of Maps at Page 1. Beginning at the found IP tagged LS 3136 at the most southerly corner of Parcel 1, as shown on that certain Map entitled "Parcel Map", which Map was filed. for record in the office of the Recorder of the Santa Clara, State of California, on April 24, 1986 in Book 559 of Maps at Page 1; thence along the northeasterly line of said Parcel 1, N70°00'00"E 89.07 feet; thence N00°07'00"E 51.98 feet; thence N89°53'00"W 1 foot; thence N00°07'00"E 15 feet; thence N89°53'00"W 83 feet; thence S45°05'5I"W 21.21 feet; thence N89°53'00"W 47.01 feet; thence S00°07'00"W 59.25 feet; thence S69°20'40"E 66.60 feet; to the point of beginning. APN: 326-50-055 Q?�oVESSIp�yq �:zk5 w o• : m No. 32436 2 3/ Exp. ; . .� cS>�� f.... A1.����� EXHIB11 B 0 Fidelity National Title Company PRELIMINARY REPORT In response to the application for a policy of title insurance referenced herein, Fidelity National Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or'Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in Exhibit A attached. Copies of the Policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. The Policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title Insurance Company, a California Corporation. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. Countersigned FIDELITY NATIONAL TITLE COMPANY BY OPPORgA o� F � SEAL ATTEST .H I 1 B Fidelity National Title Company 10300 South DeAnza Blvd., #A 0 Cupertino, CA 95014-3010 (408) 996-7177 0 FAX (408) 252-8029 PRELIMINARY REPORT ESCROW OFFICER: Lori/Ifredericks@fnf.com ORDER NO.: 4020814 TITLE OFFICER: Komar Chan LOAN NO.: TO: Cupertino Construction 10079 Saich Way Cupertino, CA 95014 ATTN: Danny Lee SHORT TERM RATE: yes PROPERTY ADDRESS: 22260 Cupertino Road, Cupertino, California EFFECTIVE DATE: June 18, 2004, 07:30 A.M. The form of Policy or Policies of title insurance contemplated by this report is: American Land Title Association Homeowner's Policy of Title For a One -To -Four Family Residence (10/17/98) California Land Title Association Standard Coverage Policy - 1990 1. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS: A Fee 2. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN: Philip Chen a married man as his sole and separate property 3. THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE CITY OF CUPERTINO, IN THE COUNTY OF SANTA CLARA, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: SEE EXHIBIT "ONE" ATTACHED HERETO AND MADE A PART HEREOF Is\Is 06/25/2004 1 !. I'1 8 Order No. 4020814 EXHIBIT "ONE" Portion of Sections 9 and 10 as shown on that certain Map entitled, "Map of Inspiration Point Monta Vista", which Map was filed for record on April 11, 1917 in Male Book P, page(s) 18, Santa Clara County Records, and more particularly described as follows: Beginning at a point on the Southerly line of Stevens Creek Road at the Northerly common corner of Sections 9 and 10 as said Road and Sections are shown on the Map above referred to; running thence Westerly along the said Southerly line of Stevens Creek Road, 49.88 feet; running thence Southerly and parallel with the dividing line between said Sections 9 and 10, for a distance of 100.12 feet to the Southerly line of said Section 9; running thence Easterly along said last named line and its prolongation Easterly 150.00 feet to the Westerly line of Carmen Road, as said road is shown on the Map above referred to; running thence Northerly along said last named line, 85.12 feet; thence on a curve to the left with a radius of 15.00 feet through an angle of 900 for a distance of 23.56 feet to a point on the said Southerly line of Stevens Creek Road; running thence Westerly along said last named line 85.12 feet to the point of beginning. Assessor's Parcel No: 326-50-031 2 AT THE DATE HEREOF, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: 1. Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2004-2005. 2. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (Commencing with Section 75) of the Revenue and Taxation code of the State of California. 3. Matters which may be disclosed by an inspection and/or by a correct ALTA/ACSM Land Title Survey of said land that is satisfactory to this Company, and/or by inquiry of the parties in possession thereof. 4. Any rights of the parties in possession of a portion of, or all of, said land, which rights are not disclosed by the public record. This Company will require, for review, a full and complete copy of any unrecorded agreement, contract, license and/or lease, together with all supplements, assignments and amendments thereto, before issuing any policy of title insurance without excepting this item from coverage. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. 5. Easement(s) for the purpose(s) shown below and rights incidental thereto as granted in a document; Granted to: Cupertino Sanitary District of Santa Clara County Purpose: Sanitary Sewer Facilities Recorded: March 22, 1963, Instrument No. 2370297, Book 5954, Page 20, of Official Records Affects: westerly 6 feet 6. A deed of trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby Amount: $617, 500.00 Dated: May 14, 2004 Trustor: Philip Chen Trustee: Greater Bay Bank N.A. Beneficiary: Cupertino National Bank Loan No.: Recorded: May 28, 2004, Instrument No. 17815619, of Official Records END OF ITEMS 3 EXHIB11 ITEMS: (Continued) Order No. 4020814 Note 1. Property taxes for the fiscal year shown below are PAID. For proration purposes the amounts are: APN: 326-50-031 Fiscal year 2003-2004 1st Installment: $5,583.17 PAID 2nd Installment: $5,583.17 PAID Land: $867, 500.00 Improvements: $96,300.00 Code Area: 326-50-031 Tracer No.: 13 009 Note 2. The only deeds affecting said land, which recorded within twenty-four (24) months of the date of this report, as are follows: Grantor: Danny C. Lee and Belinda Lee, Trustees of the Danny & Belinda Lee Family Trust U/A April 10, 2001 FBO Danny C. Lee and Belinda Lee Grantee: Philip Chen a married man as his sole and separate property Recorded: May 28, 2004, Instrument No. 17815617, of Official Records and Grantor: Yvonne Chen wife of the grantee herein Grantee: Philip Chen a married man as his sole and separate property Recorded: May 28, 2004, Instrument No. 17815618, of Official Records Note 3. The Company is not aware of any matters which would cause it to decline to attach the CLTA Endorsement Form 116 indicating that there is located on said land a single family residence known as 22260 Cupertino Road, Cupertino, CA to an Extended Coverage Loan Policy. Note 4. The County of Santa Clara imposes a Monument Preservation fee of $10.00 for the recording of any Deed with a legal description other than an entire lot as shown on recorded final map. Note 5. Your application for title insurance was placed by reference to a street address only. Based on our records, we believe that the description in this report covers the parcel that you requested. To prevent errors and to be certain that the proper parcel of land will appear on the documents and on the policy of title insurance, we require written approval of the legal description in this report be sent to this Company, signed by the parties to the transaction. Note 6. Amended Civil Code Section 2941, which becomes effective on January 1, 2002, sets the fee for the processing and recordation of the reconveyance of each Deed of Trust being paid off through this transaction at $45.00. The reconveyance must be clearly set forth in the Beneficiary's Payoff Demand Statement ("Demand"). In addition, an assignment or authorized release of that fee, from the Beneficiary to the Trustee of record, must be included. Note 7. NOTE: The ALTA Homeowner's Policy of Title Insurance (10-17-98) contains specific deductible amounts and specific liability maximums for Covered Risk numbers 14, 15, 16 and 18 of said policy that have been filed and approved by the various Departments of Insurance where the forms have been filed. Please consult with your escrow or title officer if you questions regarding the policy. 4 ITEMS: (Continued) EXH B fl [i� Order No. 4020814 Note 8. The Note shown below, which recites, "California Revenue and Taxation Code Section 18668, effective January 1, 1991, requires that the buyer in all sales of California Real Estate, wherein the Seller shows an out of state address, withhold 3-1 /3%, of the total sales price as California State Income Tax, subject to the various provisions of the law as therein contained." is hereby deleted and replaced with the following: California Revenue and Taxation Code Section 18662, effective January 1, 1994 and by amendment effective January 1, 2003, provides that the buyer in all sales of California Real Estate may be required to withhold 3 and 1 /3% of the total sales price as California State Income Tax, subject to the various provisions of the law as therein contained. Note 9. Section 12413.1, California Insurance Code became effective January 1, 1990. This legislation deals with the disbursement of funds deposited with any title entity acting in an escrow or subescrow capacity. The law requires that all funds be deposited and collected by the title entity's escrow and/or subescrow account prior to disbursement of any funds. Some methods of funding may subject funds to a holding period which must expire before any funds may be disbursed. In order to avoid any such delays, all fundings should be done through wire transfer, certified check or checks drawn on California financial institutions. Note 10. The charge where an order is cancelled after the issuance of the report of title, will be that amount which in the opinion of the Company is proper compensation for the services rendered or the purpose for which the report is used, but in no event shall said charge be less than the minimum amount required under Section 12404.1 of the Insurance Code of the State of California. If the report cannot be cancelled "no fee" pursuant to the provisions of said Insurance Code, then the minimum cancellation fee shall be that permitted by law. Note 11. California Revenue and Taxation Code Section 18668, effective January 1, 1991, requires that the buyer in all sales of California Real Estate, wherein the Seller shows an out of State Address, withhold 3-1 /3% of the total sales price as California State Income Tax, subject to the various provisions of the law as therein contained. 5 EXHIBIT A AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY (6-1-87) EXCLUSIONS In addition to the Exceptions in Schedule 8, you are not insured against loss, costs,'altorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation. This includes building and zoning ordinances and also laws and regulations concerning: • land use • improvements on the land • land division • onvironmentef protection This exclusion does not apply to violations or the enforcement of these matters which appear in the public records at policy data. This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2. The right to take the land by condemning it, unless: • a notice of exercising the right appears in the public records on the Policy Date • the taking happened prior to the Policy Date and is binding on you if you bought the land without knowledge of the taking Mille Risks: that are crowed, allowed, or nproed to by ynu • that are known to you, but not to us, on the Policy Dare unless they appeared in the public records • that result in no loss In you • the, first affect your title aftor tho Policy Dato Ibis does not limit Ilia labor and material lion coverage in Item 8 of Covered (ilia Risks 4. Failure to pay value for your title. 5. Lack of a right: • to any land outside the area specifically described and r.forrad to in Item 3 of Schedule A or • in streets, alloys, or waterways that touch your land This exclusion dons not limit the access coverage in Item 5 of Covered Title Risks. SCHEDULEB EXCEPTIONS In addition to the Exclusions, you are not insured against loss, costs, attorneys' fees, and the expenses resulting from: 1. Any rights, interests, or claims of parties in possession of the land not shown by the public records. 2. Any easements or liens not shown by the public records. This does not limit the lien coverage in Item 8 of Covered Title Risks. 3. Any facts about the land which a correct survey would disclose and which are not shown by the public records. This does not limit the forced removal coverago in item 12 of Covered Titlo Risks. 4. Any water rights or claims or tide to water in or under the hand, whether or not shown by the public records. CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY, - 1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: I. (a) Any low, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (if) the character, dimensions or location of any improvement now or hereafter erected on the land; (III) a separation in ownership a a charge in the dimensions a area of the land or any pence] of which the land is a was a part; or 00 environmental protection, or the effect of any violation of these laws, ordinances a governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the ' exerciso thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records of Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchase for value without knowledge. 3. Defects, liens, encumbrances, adverse claims, or other mattes: (a) whether or not recorded in the public records at Data of Policy, but created, suffered, assumed or agreed to by the insured claimant; (bl not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. Unenforceabifity of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. SCHEDULE B, PART I EXCEPTIONS FROM COVERAGE This policy does rat insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: PART 1 1. Taxes or assessments which we not shown as existing liens by the records of any taxing authority that 3. Easements, liens or encumbrances, or claims th woof, which are not shown by the public records. levies taxes or assessments on real property or by the public records. Proceedings by a public agency 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which which may result in taxes or assessments, or notices of such proceedings, whether or not shown by a correct survey would disclose, and which are not shown by the public records. the records of such agency or by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the 2. Any facts, rights, interests or claims which are not shown by the public records but which could be issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under ascertained by an inspection of the land or which may be asserted by persons in possession thereof. (al, (b), or'(c) are shown by the public records. EXHIBIT A (CONTINUED) AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (10-17-92) WITH A.L.T.A. ENDORSEMENT -FORM 1 COVERAGE AND AMERICAN LAND TITLE ASSOCIATION LEASEHOLD LOAN POLICY (10-17-92) WITH A.L.T.A. ENDORSEMENT -FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE Thu following matters are expressly excluded from ilia coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance of governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting a relating to (i) the occupancy, use, a enjoyment of the land; (ii) the character, dimensions or location of any improvement now a hereafter erected on the land; (III) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the lend is or was a part; or environmeniai pioieclion, oref,ect of s^" Ifv) violation of these laws, ordinances or governmental regulations, except to the extent that ra notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the lard has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect,, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Dote of Policy. 2. Rights of onament domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims, or other matters: (a) created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; Ic) resulting in no loss or damage to the insured claimant; Id) attaching or created subsequent to Date of Policy (except to the extent that this policy insuros the priority of the lien of the insured mortgage over any statutory lien for services, labor or material or to the extent insurance is afforded herein as to assessments for street improvements under construction or completed at Date of Policy); or (a) resulting in loss a damage which would not have been sustained if the insured claimant had paid value for the insured mortgage. 4. Unenforceability of ilia lien of the insured mortgage because of the inability or failure of Ilia instaod at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenfor—mbility of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit projection or truth in lending low. 6. Any statutory lien for services, labor or materials (or the claim of priority of any statutory lien for services, labor or materials over the lion of the insured mortgage) arising from an improvement or work related to the land which is contracted for and commenced subsequent to Date of Policy and is not financed in whole or in part by proceeds of the indebtedness secured by the insured mortgage which at Date of Policy the insured has advanced or is obligated to advance. 7. Any claim, which arises out of ilia transaction creating the interest of the mortgages insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that is based on: (I) the transaction creating the interest of the insured mortgagee being donned a fraudulent conveyance or fraudulent transfer; or (ii) the subordination of the interest of the insured mortgagee as a result of the application of the doctrine of equitable subordination; or (iii) the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer; or (b) of such recordation to import notice to a purchaser for value or a judgement or lien creditor. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (10-17-92) AND AMERICAN LAND TITLE ASSOCIATION LEASEHOLD OWNER'S POLICY (10-17-92) EXCLUSIONS FROM COVERAGE The following matters we expressly excluded from the coverage of the policy and the Company will not pay loss cr damage, costs, attorneys' fees or expenses which arise by reason of: 1. le) Any low, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting a relating to (I) the occupancy, use, or enjoyment of the land; (ffl the character, dimensions or location of any improvement now m hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the lard or any parcel of which the lend is a was a part; Or liv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien a encumbrance resulting from a violation or alleged violation affecting the lard has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser fa value without knowledge. 3. Defects, liens, encumbrances, adverse claims, or other, matters: (al created, suffered, assumed or agreed to by the insured clamant; Ibl not known to the Company, not recorded in the public records at Data of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured clamant prior to the date the insured claimant became an insured under this policy; Jul resulting in ne loss or damage to the insured claimant; (d) attaching or created subsequent to Data of Policy, or (a) resulting in loss or damage which would not have been sustained if the insured claimant had paid value fa the estate or interest insured by this policy. Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that is based on: (i) the transaction creating the estate or interest insured by this policy being deemed a fraudulent conveyance or fraudulent transfer; or (if) the transaction creating the estate or interest insured by the policy being deemed a preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer; or (b) of such recordation to impart notice to a purchaser for value or a judgement or lion crodder. The above ALTA policy forms may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage fn a Standard Coverage policy will also include the following General Exceptions: EXCEPTIONS FROM COVERAGE This policy does not insure against loss a damage land the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: Easements, liens or encumbumcos, or claims thereof, which are not shown by the public records. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. Le) Unpatented mining claims; Ili) reservations or exceptions in patents or in Acts authorizing the issuance thereof; ic) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or Ic) ere shown by the public records. 1 . Taxes or assessments which ere not shown so; existing liens by the records of any taxing authority that levies taxes a assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, ar notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land a by making inquiry of persons in posessSion thereof. EXHIBIT A (CONTINUED) CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (6-2-98) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10-17-98) EXCLUSIONS In addition to the Exceptions in Schedule R, You we not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental Police power, and the existence or violation of any law or government regulation. This includes ordinances, laws and regulations concerning: a. building b. zoning C. lend uao d. improvemonts on Land e. Land division f. environmental protection This Exclusion does not apply to violations or the enforcement of these matters if notice of the violation or enforcement appears in the Public Records at the Policy Date. This Exclusion does not limit the coverage described in Covered Risk 14, 15, 16, 17 or 24. Z. The failure of Your existing structures, or any part or them, to be constructed in accordance with applicable building codes. This Exclusion does not apply to violations of building codes if notice of the violation appears in the Public Records at the Policy Data. 3. The right to take the Land by condemning it, unless: a. notice of exercising the right appears in Iha Public Records at the Policy Date; or b. the taking happened before the Policy Date and is binding on You if You bought the Land without Knowing of the taking. 1. Risks: a. that are created, allowed, or agreed to by You, whether or not they appear in if,. Public Reconhl b. that are Known to You at the Policy Date, but not to Us, unless they appear in the Public Hocordr at the Policy Date; c. that result in no loss to You; or d. that first occur after it,. Policy Data this duos not limit the --.U. described in Coverod Rist 7, 84 22, 23, 24 or 25. 5. Failure to pay value for Your Title. 6. Lack of a right: A. to any Land outside the area specifically described and referred to in paragraph 3 of Schedule A and b. in streets, allays, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 18. RESIDENTIAL TITLE INSURANCE POLICY ONE -TO -FOUR FAMILY RESIDENCE ENHANCED VERSION (1997) EXCLUSIONS In addition to the Exceptions in Schedule R, you we not insured against loss, costs, attorneys' foes, and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation. This includes building and zoning ordinances and also laves and regulations concerning: 91 land use; It. improvements on the land; c. land divisions; or d. environmental protection. This exclusion does not apply to violations or the enforcement of those matters which appear in the public records at Policy Date. This exclusion does not limit the coverage described in Item 12c and d, 13 and 18 of Covered Title Risks. 2. The right to take the land by condemning it, unless: a. a notice of exercising the right appears in the pubkc records on the Policy Date; or b. the taking happened prim to the Policy Date and is birxling on you if you bought the lend without knowing of the taking. 3. Title Risks: a. that are created, allowed, or agreed to by you; b. that are known to you, but not to us, on the Policy Dnte unlass they appimrad in the publi records; c. that result in no loss to you; or d. that first affect your title after the Policy Date - this does not limit the coverage described in Iran 3b, 8, 17 and 19 of Covered Title Risks. 4. Failure to pay value for your title. 5. Lack of a fight: (a) to any land outside the area spocificnlly described and referred to in Item 3 Schedule A or lid in streets, alleys, or waterways that touch your land. This exclusion does not limit the coverage described in Items 5 and 12a of the Covered Title Risks. ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (10/13/01) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys fees or expenses which arise by reason of:. 1. (a) Any law, ordinance or governmental regulation (including but not limited to ionlng laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to (i) the occupancy, use, or enjoyment of the Land; Ili) the character, dimensions or location of any improvements now or hereafter erected on the Land ; (iii) a separation in ownership or e change in the dimensions or areas of the Lard or any parcel of which the Land is or was a pert; or fiv)environmental protection, Or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof a a notice of a defect, lion or encumbrance resulting from a violation or alleged violation affecting the Land has been recorded in the Public Records at Date of Policy. This exclusion does not limit the coverage provided under Covered Risks 12, 13, 14, and 16 of this policy. (b) Any governmental Police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the Land her been recorded in the Public Records at Date of Policy. This exclusion does not limit the coverage provided under Covered Risks 12, 13, 14, and 16 of this policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the Public Records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without Knowledge. 3. Defects, liens, encumbrances, adverse claims Or other matters: le) created, suffered, assumed or agreed to by the Insured Claimant; Ill) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and riot disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss damage to the Insured Claimant; Id) attaching or created subsequent to Date of Policy (this paragraph does limit tire coverage provided tinder Covered Risks 8, 16, 18, 19. 20, 21, 22 ,23, 24, 25 and 261; at Iel lesullblg htluas of dmusga widoh would nut have beaususlnivad it Ilia Inaurod Ghiuleld bad pald value for the Insured Mortgage. 4. Unenforceobility of the lien of the Insured Mortgage because of ilia inability or failure of Iha Insured Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply w applicable doing business laws of the state in which the Land is situated. 5. Invalidity or unenforceability of the lien of the Insured Mortgage, or claim thereof, wlech erisos out the transaction evidenced by the Insured Mortgage and is based upon usury, except as provided Covered Risk 27, or any consumer credit protection or truth in lending law. 6. Real property taxes or assessments of any governmental authority which become a lion on the La subsequent to Date of Policy. This exclusion does not limit the coverage provided under Covered Rh 7, Sic) and 26. 7. Any claim of invalidity, unonforcaability or tack of priority of thn lion of the Insured Mortgage as advances or modifications made after the Insured ties Knowledge that the vestee shown in Schad, A is me longer the owner of the estate or interest covered by this policy. This exclusion does not lir the coverage provided in Covered Risk 8. S. Lack of priority of the lien of the Insured Mortgage as to each and every advance made after Date Policy, and all interest charged thereon, over liens, encumbrances and other matters affecting the til ilia existence Of which ere Known to the Insured at: Ind The time of tire advnnco; or (b) The time a modification is made to the terms or the Insured Mortgage which changes the rate interest charged, if the rate of interest is greater as a result of the modification than it would hi been before the modification. This exclusion does not limit the coverage provided in Covered Risk 8. 9. The failure of the residential structure, a any portion thereof to have been constructed before, or efts Date of Policy in accordance with applicable building codes. This exclusion does not apply violations of building codes if notice of the violation appears in the Public Records at Data of Polio Fidelity National Financial Group of Companies' Privacy Statement July 1, 2001 We recognize and respect the privacy expectations of today's consumers and the requirements of applicable federal and state privacy laws. We believe that making you aware of how we use your non-public personal information ("Personal Information"), and to whom it is disclosed, will form the basis for a relationship of trust between us and the public that we serve. This Privacy Statement provides that explanation. We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws. in the course of our business, we may collect Personal Information about you from the following sources: • From applications or other forms we receive from you or your authorized representative; • From your transactions with, or from the services being performed by, us, our affiliates, or others; • From our internet web sites; • From the public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates or others; and • From consumer or other reporting agencies. Our Policies Regarding the Protection of the Confidentiality and Security of Your Personal Information We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or intrusion. We limit access to the Personal Information only to those employees who need such access in connection with providing products or services to you or for other legitimate business purposes. Our Policies and Practices Regarding the Sharing of Your Personal Information We may share your Personal Information with our affiliates, such as insurance companies, agents, and other real estate settlement service providers. We also may disclose your Personal Information: • to agents, brokers or representatives to provide you with services you have requested; • to third -party contractors or service providers who provide services or perform marketing or other functions on our behalf; and • to others with whom we enter into joint marketing agreements for products or services that we believe you may find of interest. In addition, we will disclose your Personal Information when you direct or give us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you. One of the important responsibilities of some of our affiliated companies is to record documents in the public domain. Such documents may contain your Personal Information. Right to Access Your Personal Information and Ability to Correct Errors or Request Changes or Deletion Certain states afford you the right to access your Personal Information and, under certain circumstances, to find out to whom your Personal Information has been disclosed. Also, certain states afford you the, right to request correction, amendment or deletion of your Personal Information. We reserve the right, where permitted bylaw, to charge a reasonable fee to cover the costs incurred in responding to such requests. All requests must be made in writing to the following address: Privacy Compliance Officer Fidelity National Financial, Inc. 4050 Calle Real, Suite 220 Santa Barbara, CA 93110 Multiple Products or Services If we provide you with more than one financial product or service, you may receive more than one privacy notice from us. We apologize for any inconvenience this may cause you. AM326050 .0 a -\ ¢ z U Page 1 , - n O O 7 � y � o 2 1 1 in n r r � 1 a hl i a' K a �I w � tin•_ olf 1pp �W `h 6 a W r 3 11 rI M �} w LL r ow I uTs1 w I v " �i w M I (A roat� r rr �--N. FOOTHILL -- BLVD.— ( FMLY. MT. VIEW - STEVENS CREEK RD; n a h CAC 3 a 0 Fidelity National Title Company W WIN PRELIMINARY REPORT In response to the application for a policy of title insurance referenced herein, Fidelity National Title Company hereby reports that it is prepared to issue, .or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in Exhibit A attached. Copies of the Policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. The Policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title Insurance Company, a California Corporation. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. Countersigned FIDELITY NATIONAL TITLE COMPANY .` UPPgR +�.ww0 ny �) BY //7r�aC� y 'o� s SEAL ' P—Id,� ATTEST 6�7 7 �— s—t.ry EXHIBITS 0 Fidelity National Title Company 10300 South DeAnza Blvd., #A 0 Cupertino, CA 95014-3010 (408) 996-7177 0 FAX (408) 252-8029 PRELIMINARY REPORT ESCROW OFFICER: Lori/Ifredericks@fnf.com ORDER NO.: 4020815 TITLE OFFICER: Komar Chan LOAN NO.: TO: Cupertino Construction 10079 Saich Way Cupertino, CA 95014 ATTN: Danny Lee SHORT TERM RATE: yes PROPERTY ADDRESS: 10040 Carmen Road, Cupertino, California EFFECTIVE DATE: June 21, 2004, 07:30 A.M. The form of Policy or Policies of title insurance contemplated by this report is: American Land Title Association Homeowner's Policy of Title For a One -To -Four Family Residence (10/17198) California Land Title Association Standard Coverage Policy - 1990 1. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS: A Fee 2. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN: Jae-Hak Ko and Hye-Ryeong Kim, husband and wife as joint tenants 3. THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE CITY OF CUPERTINO, IN THE COUNTY OF SANTA CLARA, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: SEE EXHIBIT "ONE" ATTACHED HERETO AND MADE A PART HEREOF Is\Is 06/25/2004 1 Order No. 4020815 r-AMB11 EXHIBIT "ONE" Parcel 1, as shown on that certain Map entitled "Parcel Map" which Map was filed for record in the Office of the Recorder of the County of Santa Clara, State of California, on April 24, 1986 in Book 559 of Maps at page(s) 1. Assessor's Parcel No: 326-50-055 2 Order No. 4020815 F '87�z1�'.l•�� � �' AT THE DATE HEREOF, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2004-2005. 2. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (Commencing with Section 75) of the Revenue and Taxation code of the State of California. 3. Covenants, conditions and restrictions (deleting therefrom any restrictions indicating any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin) as set forth in the document Recorded: November 16, 1935, Book 750, Page 218, of Official Records Note: Section 12956.1, as amended, of the Government Code provides for the following: "If this document contains any restriction based on race, color, religion, sex, familial status, marital status, disability, national origin, or ancestry, that restriction violates state and federal fair housing laws and is void, and may be removed pursuant to Section 12956.1 of the Government Code. Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status." Said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien of any mortgage or deed of trust made in good faith and for value. 4. Easement(s) for the purpose(s) shown below and rights incidental thereto as granted in a document; Granted to: Cupertino Sanitary District of Santa Clara County Purpose: sanitary sewer purposes Recorded: April 23, 1963, Instrument No. 2389901, Book 5996, Page 155, of Official Records Affects: Westerly 6 feet 5. A deed of trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby Amount: $526,500.00 Dated: December 24, 2003 Trustor: Jae-Hak Ko and Hye-Ryeong Kim Trustee: Greater Bay Bancorp Beneficiary: Cupertino National Bank & Trust Loan No.: 301104298 Recorded: January 2, 2004, Instrument No. 17555917, of Official Records END OF ITEMS 3 ITEMS: (Continued) Order No. 4020815 Note 1. Property taxes for the fiscal year shown below are PAID. For proration purposes the amounts are: APN: Fiscal year 1 st Installment: 2nd Installment: Land: Improvements: Code Area: Tracer No.: 326-50-055 2003-2004 $2,724.14 PAID $2,724.14 PAID $ 373, 613.00 $99,626.00 326-50-055 13 009 Note 2. The only deeds affecting said land, which recorded within twenty-four (24) months of the date of this report, as are follows: Grantor: Stephen M. Quan and Christine C. Quan husband and wife Grantee: Jae-Hak Ko and Hye-Ryeong Kim, husband and wife as joint tenants Recorded: January 2, 2004, Instrument No. 17555916, of Official Records Note 3. The Company is not aware of any matters which would cause it to decline to attach the CLTA Endorsement Form 116 indicating that there is located on said land single family dwelling known as 10040 Carmen Road, Cupertino, CA to an Extended Coverage Loan Policy. Note 4. Your application for title insurance was placed by reference to a street address only. Based on our records, we believe that the description in this report covers the parcel that you requested. To prevent errors and to be certain that the proper parcel of land will appear on the documents and on the policy of title insurance, we require written approval of the legal description in this report be sent to this Company, signed by the parties to the transaction. Note 5. Amended Civil Code Section 2941, which becomes effective on January 1, 2002, sets the fee for the processing and recordation of the reconveyance of each Deed of Trust being paid off through this transaction at $45.00. The reconveyance must be clearly set forth in the Beneficiary's Payoff Demand Statement ("Demand"). In addition, an assignment or authorized release of that fee, from the .Beneficiary to the Trustee of record, must be included: Note 6. NOTE: The ALTA Homeowner's Policy of Title Insurance (10-17-98) contains specific deductible amounts and specific liability maximums for Covered Risk numbers 14, 15, 16 and 18 of said policy that have been filed and approved by the various Departments of Insurance where the forms have been filed. Please consult with your escrow or title officer if you questions regarding the policy. 4 ITEMS: (Continued) Y M11tit :'; r � t; y Note 7. The Note shown below, which recites, "California Revenue and Taxation Code Section 18668, effective January 1, 1991, requires that the buyer in all sales of California Real Estate, wherein the Seller shows an out of state address, withhold 3-1 /3% of the total sales price as California State Income Tax, subject to the various provisions of the law as therein contained." is hereby deleted and replaced with the following: California Revenue and Taxation Code Section 18662, effective January 1, 1994 and by amendment effective January 1, 2003, provides that the buyer in all sales of California Real Estate may be required to withhold 3 and 1 /3% of the total sales price as California State Income Tax, subject to the various provisions of the law as therein contained. Note 8. Section 12413.1, California Insurance Code became effective January 1, 1990. This legislation deals with the disbursement of funds deposited with any title entity acting in an escrow or subescrow capacity. The law requires that all funds be deposited and collected by the title entity's escrow and/or subescrow account prior to disbursement of any funds. Some methods of funding may subject funds to a holding period which must expire before any funds may be disbursed. In order to avoid any such delays, all fundings should be done through wire transfer, certified check or checks drawn on California financial institutions. Note 9. The charge where an order is cancelled after the issuance of the report of title, will be that amount which in the opinion of the Company is proper compensation for the services rendered or the purpose for which the report is used, but -in no event shall said charge be less than the minimum amount required under Section 12404.1 of the Insurance Code of the State of California. If the report cannot be cancelled "no fee" pursuant to the provisions of said Insurance Code, then the minimum cancellation fee shall be that permitted by law. Note 10. California Revenue and Taxation Code Section 18668, effective January 1, 1991, requires that the buyer in all sales of California Real Estate, wherein the Seller shows an out of State Address, withhold 3-1 /3% of the total sales price as California State Income Tax, subject to the various provisions of the law as therein contained. EXHIBIT A AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY (6-1-87) EXCLUSIONS In addition to the Exceptions in Schedule B, you are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation. This includes building and zoning ordinances and also laws and regulations concerning: • land use • improvements on the land • land division • environmental protection This exclusion does not apply to violations or the enforcement of these matters which appear in the public records at policy date. This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2. The right to take the land by condemning it, unless: • a notice of exercising the right appears in the public records on the Policy Date • the taking happened prior to the Policy Date and is binding on you if you bought the land without knowledge of the taking 3.Title Risks: • that are created, allowed, or agreed to by you • that are known to you, but not to us, on the Policy Date -unless they appeared in the public records • that result in no loss to you • that first affect your title after the Policy Date - this does not limit the labor and material lien coverage in Item 8 of Covered Title Risks 4. Failure to pay value for your title. 5. Lack of a right: • to any land outside the area specifically described and referred to in Item 3 of Schedule A or • in streets, alleys, or waterways that touch your land This exclusion does not limit the access coverage in Item 5 of Covered Title Risks. SCHEDULE EXCEPTIONS In addition to the Exclusions, you are not insured against loss, costs, attorneys' fees, and the expenses resulting from: 1. Any rights, interests, or claims of parties in possession of the land not shown by the public records. 2. Any easements or liens not shown by the public records. This does not limit the lien coverage in Item 8 of Covered Title Risks. 3. Any facts about the land which a correct survey would disclose and which are not shown by the public records. This does not limit the forced removal coverage in item 12 of Covered Title Risks. 4. Any water rights or claims or title to water in or under the land, whether or not shown by the public records. CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1 . (a) Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims, or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (a) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. SCHEDULE B, PART I EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: PART 1 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that 3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records. levies taxes or assessments on real property or by the public records. Proceedings by a public agency 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which which may result in taxes or assessments, or notices of such proceedings, whether or not shown by a correct survey would disclose, and which are not shown by the public records. the records of such agency or by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the 2. Any facts, rights, interests or claims which are not shown by the public records but which could be issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under ascertained by an inspection of the land or which may be asserted by persons in possession thereof. (a), (b), or (c) are shown by the public records. EXHIBIT A (CONTINUED) AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (10-17-92) WITH A.L.T.A. ENDORSEMENT -FORM 1 COVERAGE AND AMERICAN LAND TITLE ASSOCIATION LEASEHOLD LOAN POLICY (10-17-92) WITH A.L.T.A. ENDORSEMENT -FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to (i) the occupancy, use, or enjoyment of the land; Oil the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims, or other matters: (a) created, suffered, assumed or agreed to by the insured claimant; IN not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy (except to the extent that this policy insures the priority of the lien of the insured mortgage over any statutory lien for services, labor or material or to the extent insurance is afforded herein as to assessments for street improvements under construction or completed at Date of Policy); of (a) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any statutory lien for services, labor or materials (or the claim of priority of any statutory lien for services, labor or materials over the lien of the insured mortgage) arising from an improvement or work related to the land which is contracted for and commenced subsequent to Date of Policy and is not financed in whole or in part by proceeds of the indebtedness secured by the insured mortgage which at Date of Policy the insured has advanced or is obligated to advance. 7. Any claim, which arises out of the transaction creating the interest of the mortgagee insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that is based on: (i) the transaction creating the interest of the insured mortgagee being deemed a fraudulent conveyance or fraudulent transfer; or (ii) the subordination of the interest of the insured mortgagee as a result of the application of the doctrine of equitable subordination; or (iii) the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer; or (b) of such recordation to impart notice to a purchaser for value or a judgement or lien creditor. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (10-17-92) AND AMERICAN LAND TITLE ASSOCIATION LEASEHOLD OWNER'S POLICY 110-17-921 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to (I) the occupancy, use, or enjoyment of the land; fill the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a), above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims, or other matters: (a) created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant become an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy, or (a) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the estate or interest insured by this policy. Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that is based on: (i) the transaction creating the estate or interest insured by this policy being deemed a fraudulent conveyance or fraudulent transfer; or fii) the transaction creating the estate or interest insured by this policy being deemed a preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer; or (b) of such recordation to impart notice to a purchaser for value or a judgement or lien creditor. The above ALTA policy forms may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the follovving General Exceptions: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments which ere not shown as existing liens by the records of any taxing authority that 3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records. levies taxes or assessments on real property or by the public records. Proceedings by a public agency 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which which may result in taxes or assessments, OF notices of such proceedings, whether or not shown by a correct survey would disclose, and which are not shown by the public records. the records of such agency or by the pudic records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the 2. Any facts, rights, interests or claims which are not shown by the public records but which could be issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under ascertained by an inspection of the land or by making inquiry of persons in possession thereof. (a), (b) or (c) are shown by the public records. EXHIBIT A (CONTINUED) CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (6-2-98) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10-17-98) EXCLUSIONS In addition to the Exceptions in Schedule 8, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation. This includes ordinances, laws and regulations concerning: a. building b. zoning C. Land use d. improvements on Land e. Land division I. environmental protection This Exclusion does not apply to violations or the enforcement of these matters if notice of the violation or enforcement appears in the Public Records at the Policy Date. This Exclusion does not limit the coverage described in Covered Risk 14, 15, 16, 17 or 24. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not apply to violations of building codes if notice of the violation appears in the Public Records at the Policy Date. 3. The right to take the Land by condemning it, unless: a. notice of exercising the right appears in the Public Records at the Policy Date; or b. the taking happened before the Policy Date and is binding on You if You bought the Land without Knowing of the taking. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they appear in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they appear in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.d, 22, 23, 24 or 25. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any Land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 18. RESIDENTIAL TITLE INSURANCE POLICY ONE -TO -FOUR FAMILY RESIDENCE ENHANCED VERSION (1997) EXCLUSIONS In addition to the Exceptions in Schedule 8, you are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation. This includes building and zoning ordinances and also laws and regulations concerning: a. land use; b. improvements on the land; C. land divisions; or d. environmental protection. This exclusion does not apply to violations or the enforcement of these matters which appear in the public records at Policy Date. This exclusion does not limit the coverage described in Item 12c and d, 13 and 18 of Covered Title Risks. 2. The right to take the land by condemning it, unless: a. a notice of exercising the right appears in the public records on the Policy Date; or b. the taking happened prior to the Policy Date and is binding on you if you bought the land without knowing of the taking. 3. Title Risks: 6, that are created, allowed, or agreed to by you; b. that are known to you, but not to us, on the Policy Date - unless they appeared in the public records; C. that result in no loss to you; or d. that first affect your title after the Policy Date - this does not limit the coverage described in Items 3b, 8, 17 and 19 of Covered Title Risks. 4. Failure to pay value for your title. 5. Lack of a right: (a) to any land outside the area specifically described and referred to in Item 3 of Schedule A or (b) in streets, alleys, or waterways that touch your land. This exclusion does not limit the coverage described in Items 5 and 12a of the Covered Title Risks. ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (10/13/01) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to 0) the occupancy, use, or enjoyment of the Land; (ill the character, dimensions or location of any improvements now or hereafter erected on the Land ; (III) a separation in ownership or a change in the dimensions or areas of the Land or any parcel of which the Land is or was a part; or (iv)environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the Land has been recorded in the Public Records at Date of Policy. This exclusion does not limit the coverage provided under Covered Risks 12, 13, 14, and 16 of this policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the Land has been recorded in the Public Records at Date of Policy. This exclusion does not limit the coverage provided under Covered Risks 12, 13, 14, and 16 of this policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the Public Records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without Knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) created, suffered, assumed or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (this paragraph does limit the coverage provided under Covered Risks 8, 16, 18, 19, 20, 21, 22 ,23, 24, 25 and 26); or (a) resulting in loss or damage which would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of the Insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with applicable doing business laws of the state in which the Land is situated. 5. Invalidity or unenforceability of the lien of the Insured Mortgage, or claim thereof, which arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, except as provided in Covered Risk 27, or any consumer credit protection or truth in lending law. 6. Real property taxes or assessments of any governmental authority which become a lien on the Land subsequent to Date of Policy. This exclusion does not limit the coverage provided under Covered Risks 7, 8(e) and 26. 7. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to advances or modifications made after the Insured has Knowledge that the vastee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This exclusion does not limit the coverage provided in Covered Risk 8. 8. Lack of priority of the lien of the Insured Mortgage as to each and every advance made after Date of Policy, and all interest charged thereon, over liens, encumbrances and other matters affecting the title, the existence Of which are Known to the Insured at: (a) The time of the advance; or (b) The time a modification is made to the terms of the Insured Mortgage which changes the rate of interest charged, if the rate of interest is greater as a result of the modification than it would have been before the modification. This exclusion does not limit the coverage provided in Covered Risk 8. 9. The failure of the residential structure, or any portion thereof to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This exclusion does not apply to violations of building codes if notice of the violation appears in the Public Records at Date of Policy. D(HIBI7 fj� Fidelity National Financial Group of Companies' Privacy Statement July 1, 2001 We recognize and respect the privacy expectations of today's consumers and the requirements of applicable federal and state privacy laws. We believe that making you aware of how we use your non-public personal information ("Personal Information"), and to whom it is disclosed, will form the basis for a relationship of trust between us and the public that we serve. This Privacy Statement provides that explanation. We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws. In the course of our business, we may collect Personal Information about you from the following sources: • From applications or other forms we receive from you or your authorized representative; • From your transactions with, or from the services being performed by, us, our affiliates, or others; • From our internet web sites; • From the public records maintained by governmental entities that we either obtain directly from those entities, or affiliates ,. others; and from our a�,,,,o,�� .,, .,...... .... • From consumer or other reporting agencies. Our Policies Regarding the Protection of the Confidentiality and Security of Your Personal Information We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or intrusion. We limit access to the Personal Information only to those employees who need such access in connection with providing products or services to you or for other legitimate business purposes. Our Policies and Practices Regarding the Sharing of Your Personal Information We may share your Personal Information with our affiliates, such as insurance companies, agents, and other real estate settlement service providers. We also may disclose your Personal Information: • to agents, brokers or representatives to provide you with services you have requested; • to third -party contractors or service providers who provide services or perform marketing or other functions on our behalf; and • to others with whom we enter into joint marketing agreements for products or services that we believe you may find of interest. In addition, we will disclose your Personal Information when you direct or give us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you. One of the important responsibilities of some of our affiliated companies is to record documents in the public domain. Such documents may contain your Personal Information. Right to Access Your Personal Information and Ability to Correct Errors or Request Changes or Deletion Certain states afford you the right to access your Personal Information and, under certain circumstances, to find out to whom your Personal Information has been disclosed. Also, certain states afford you the right to request correction, amendment or deletion of your Personal Information. We reserve the right, where permitted by law, to charge a reasonable fee to cover the costs incurred in responding to such requests. All requests must be made in writing to the following address: Privacy Compliance Officer Fidelity National Financial, Inc. 4050 Calle Real, Suite 220 Santa Barbara, CA 93110 Multiple Products or Services if we provide you with more than one financial product or service, you may receive more than one privacy notice from us. We apologize for any inconvenience this may cause you. TA-1'vr326050 Page 1 Q dLO O /W\ O 0 ¢ U n 0 P. O 7 � y �\ O 1� 7 t Lo n , h IL o, h { a a w Pr Y. w 14 T 3 b Z a g J V• 0 _IJ y RRR Y W 4i W v � N z w.ce I w � tv �I W N eT tOLTaC �����n t tr --N. FOOTHILL -- BLVD.— ( FMLY. MT. VIEW- STEVENS CREEK RD 6Yi'voy) m 8 Y m M �gpg}n w on 11 M •aMR • • • APPLICATION u �.i : � 1 ��ui�►Mr It is the mutual desire of the undersigned, consistent with Section 18-1.301E of the Cupertino Municipal Code an Section 66412 of the Subdivision Map Act to adjust the bourij-=y between our properties as shown on the attached exhibits. Parcel B -14 x� "A Owner's Si a Date Owner's Signature Bate owner's Name Owner's Name (Please Print) (Please Print) Z Z.Z(Oa u/ii ���i ��.=1" GJ K D - Address Address c 0s -riN � e Telephone ves name, address and tee. e- Ys 3- Telephone' LL Add No . Receipt No. Date Fee* 2 3D4